#1Buy Here Pay Here Sioux Falls: Find Local BHPH Dealers
Sioux Falls, SD features over 12 buy here pay here (BHPH) dealers offering used cars, trucks, and financing options directly to local buyers. These Sioux Falls BHPH dealers provide a range of vehicles with in-house financing, making it easier for buyers to purchase without traditional credit checks. Notable dealers include Luxury Auto Mall of Sioux Falls, Vern Eide, and Brothers Auto Sales, each with strong reviews and diverse inventory.
- 55 dealers
- 3 confirmed BHPH
- 4.2 avg rating
- 52 open now
- 24 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Sioux Falls
55 dealers in Sioux Falls, SD
Northland Motorcars
Financing not verified6.3/10
Northland Motorcars is a Sioux Falls car dealer offering vehicle sales, trade-in services, and assistance with financing plans for local buyers.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 1417 W 12th St, Sioux Falls, SD 57104
- Type
- car dealer
CarNation
Financing not verified6.5/10
CarNation is a buy here pay here dealership in Sioux Falls, South Dakota, offering used vehicle sales and credit-inclusive financing options.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 2301 W 12th St, Sioux Falls, SD 57104
- Type
- car dealer
Heartland Auto Loans
Financing not verified6.1/10
Heartland Auto Loans is a Sioux Falls car dealer that provides financing options for customers with all types of credit history.
- Hours today
- 8:30 AM – 8:00 PM
- Address
- 5200 S Louise Ave Ste 1, Sioux Falls, SD 57108
- Type
- car dealer
Vern Eide
Financing not verified6.9/10
Vern Eide is a car dealer and service center in Sioux Falls, South Dakota, offering vehicle sales and professional automotive repair.
- Hours today
- 7:00 AM – 7:00 PM
- Address
- 5200 S Louise Ave Ste 1, Sioux Falls, SD 57108
- Type
- car dealer, car repair
Brothers Auto Sales
Financing not verified6.4/10
Brothers Auto Sales is a Sioux Falls dealership offering used trucks, cars, trade-in services, and warranties with a professional, no-pressure sales experience.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 2100 W 12th St, Sioux Falls, SD 57104
- Type
- truck dealer, car dealer
Sioux Falls Ford
Financing not verified6.3/10
Sioux Falls Ford is a full-service Ford and Lincoln dealership in Sioux Falls, South Dakota, offering new and used vehicle sales and maintenance.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 4901 W 26th St, Sioux Falls, SD 57106
- Type
- market, truck dealer
Luxury Auto Mall of Sioux Falls
Financing not verified6.8/10
Luxury Auto Mall of Sioux Falls offers a premium selection of Cadillac, Mercedes-Benz, and BMW vehicles with professional on-site service and support.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 4410 W 12th St, Sioux Falls, SD 57107
- Type
- car dealer, market
Billion Auto - Nissan in Sioux Falls
Bad-credit financing7.2/10
Billion Auto - Nissan in Sioux Falls offers new and pre-owned vehicle sales alongside professional automotive repair services.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 4400 W 12th St, Sioux Falls, SD 57107
- Type
- truck dealer, finance
Wheel City Auto Finance Centers
Confirmed BHPH8.2/10
Wheel City Auto Finance Centers is a buy here pay here dealer in Sioux Falls, SD, providing used car sales and in-house financing options.
- Hours today
- 9:00 AM – 6:30 PM
- Address
- 1800 W 41st St, Sioux Falls, SD 57105
- Type
- finance, car dealer
CarSwap
Financing not verified6.7/10
CarSwap is a car and equipment dealer located in Tea, South Dakota, offering vehicle sales and maintenance services six days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 2400 Bakker Landing Ave, Tea, SD 57064
- Type
- truck dealer, supplier
Vern Eide Mitsubishi
Financing not verified6.7/10
Vern Eide Mitsubishi is a Sioux Falls dealership offering new and used vehicle sales, auto parts, and professional repair services.
- Hours today
- 7:00 AM – 7:00 PM
- Address
- 4501 E Arrowhead Pkwy Ste 101, Sioux Falls, SD 57110
- Type
- car rental, auto parts store
Vern Eide Arrowhead Pky
Financing not verified6.1/10
Vern Eide Arrowhead Pky is a Sioux Falls dealership offering a large selection of used vehicles and on-site repair services.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 4501 E Arrowhead Pkwy, Sioux Falls, SD 57110
- Type
- car dealer, business center
Frankman Motor Company
Confirmed BHPH7.6/10
Frankman Motor Company is a Sioux Falls dealership offering a large selection of pre-owned vehicles, professional financing, and on-site car repair services.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 26874 SD-11, Sioux Falls, SD 57108
- Type
- auto parts store, car repair
Billion Auto - Kia in Sioux Falls
Bad-credit financing7.1/10
Billion Auto - Kia in Sioux Falls offers vehicle sales and comprehensive automotive repair services at their Minnesota Avenue location.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 3015 S Minnesota Ave, Sioux Falls, SD 57105
- Type
- car dealer, chauffeur service
Auto Shop Sales & Service
Financing not verified6/10
Auto Shop Sales & Service is a Sioux Falls dealership providing used vehicle sales alongside professional automotive repair and maintenance services.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 1700 N Minnesota Ave, Sioux Falls, SD 57104
- Type
- car dealer, car repair
Big City Motors
Financing not verified6/10
Big City Motors is a Sioux Falls car dealership providing vehicle sales and customer service from its S Minnesota Ave location.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 7700 S Minnesota Ave, Sioux Falls, SD 57108
- Type
- car dealer
Big Country Motors North LLC
Financing not verified5.9/10
Big Country Motors North LLC is a car and truck dealer in Tea, South Dakota, offering vehicle sales and credit-building financing assistance.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 140 N Carla Ave, Tea, SD 57064
- Type
- truck dealer, car dealer
Premier Auto
Financing not verified5.8/10
Premier Auto is a car dealer in Sioux Falls, SD, offering vehicle sales and maintenance services with a 4.7-star customer rating.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 6308 W 12th St, Sioux Falls, SD 57107
- Type
- car dealer
Billion Auto - Chevrolet
Bad-credit financing7/10
Billion Auto - Chevrolet is a buy here pay here dealer in Sioux Falls, SD selling used cars and trucks with in-house financing.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 4200 W 12th St, Sioux Falls, SD 57107
- Type
- truck dealer, car dealer
Billion - Ram
Financing not verified6.5/10
Billion - Ram is a Sioux Falls dealership offering new and used vehicles alongside professional automotive maintenance and repair services.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 5910 S Louise Ave, Sioux Falls, SD 57108
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Sioux Falls, SD?
Sioux Falls, South Dakota has 55 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 44,524 reviews. 24 dealers score 4.5 or higher with at least 10 reviews. 5% open on Sundays. 52 of them publish a website with their financing terms.
Which Areas of Sioux Falls Have Buy Here Pay Here Dealers?
4 dealers in the Sioux Falls list sit in surrounding towns rather than Sioux Falls itself. The areas with the most are Tea (4). Pick an area to see only its dealers, with directions from Sioux Falls.
How Buy Here Pay Here Works in Sioux Falls, SD
What to expect from Sioux Falls dealers
In Sioux Falls, BHPH dealers handle financing internally, allowing buyers to make down payments and set up payment schedules directly with the dealership. Buyers typically need proof of income and identification to qualify. Comparing Sioux Falls BHPH dealers involves reviewing their vehicle selection, customer ratings, payment terms, and financing flexibility to find the best fit for individual needs.
How to choose a dealer in Sioux Falls
- Check Sioux Falls dealer reviews and ratings to gauge customer satisfaction.
- Compare vehicle types available at Sioux Falls BHPH dealerships, such as cars and trucks.
- Evaluate the in-house financing terms and payment schedules offered by Sioux Falls dealers.
- Confirm what documentation Sioux Falls BHPH dealers require for financing approval.
- Visit multiple Sioux Falls BHPH dealers to test drive and inspect vehicles.
- Ask Sioux Falls dealers about any additional fees or down payment requirements.
Which Buy Here Pay Here Dealers in Sioux Falls Are Rated Highest?
Vern Eide ranks first among Sioux Falls dealers with a 4.9 Google rating from 2,064 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Vern Eide5200 South Louise Avenue | 4.9 | 2,064 | No | +1 605-705-4257 |
| 2 | Brothers Auto Sales2100 West 12th Street | 4.9 | 1,363 | No | +1 605-331-3595 |
| 3 | Northland Motorcars1417 West 12th Street | 5.0 | 151 | No | +1 605-988-8805 |
| 4 | Sioux Falls Ford4901 West 26th Street | 4.8 | 7,595 | No | +1 605-361-0361 |
| 5 | Luxury Auto Mall of Sioux Falls4410 West 12th Street | 4.8 | 4,111 | No | +1 605-336-5060 |
| 6 | Billion Auto - Nissan in Sioux Falls4400 West 12th Street | 4.8 | 2,807 | No | +1 605-988-8539 |
| 7 | Wheel City Auto Finance Centers1800 West 41st Street | 4.8 | 1,342 | No | +1 605-271-1000 |
| 8 | CarSwap2400 Bakker Landing Avenue | 4.8 | 1,269 | No | +1 605-271-0280 |
| 9 | Vern Eide Mitsubishi4501 East Arrowhead Parkway | 4.8 | 1,160 | No | +1 605-998-7200 |
| 10 | CarNation2301 West 12th Street | 5.0 | 90 | Yes | +1 605-800-6133 |
Buy Here Pay Here in Sioux Falls: Common Questions
What financing options do buy here pay here dealers in Sioux Falls offer?
Sioux Falls BHPH dealers provide in-house financing with flexible payment schedules. Buyers work directly with the dealership to arrange down payments and monthly payments without involving credit bureaus.
How many buy here pay here dealers are available in Sioux Falls, SD?
There are more than 12 buy here pay here dealers listed in Sioux Falls, including well-known names like Luxury Auto Mall of Sioux Falls, Vern Eide, and Brothers Auto Sales.
What do I need to qualify for buy here pay here financing in Sioux Falls?
Buyers in Sioux Falls typically need proof of income, valid identification, and a down payment to qualify for buy here pay here financing at local dealerships.
How can I compare buy here pay here dealers in Sioux Falls effectively?
Compare Sioux Falls BHPH dealers by reviewing their vehicle inventory, customer ratings, financing terms, and payment options to choose the best fit for your budget and needs.
Which Buy Here Pay Here Dealers Are Near Sioux Falls?
The nearest cities to Sioux Falls with listed dealers are Sioux City, IA (74 miles, 40 dealers), Omaha, NE (163 miles, 60 dealers), Lincoln, NE (188 miles, 61 dealers), Bloomington, MN (192 miles, 41 dealers), Minneapolis, MN (198 miles, 46 dealers) and St. Paul, MN (205 miles, 53 dealers). Buyers in Sioux Falls often widen the search to these markets when a lot's inventory or down payment does not fit.
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