#1Buy Here Pay Here Dealers in Houston, TX
Houston, TX features over 12 buy here pay here (BHPH) car dealers offering in-house financing and a wide selection of used cars and trucks. These Houston BHPH dealers include well-known locations such as Shabana Motors, Paisanos Auto Sales, and Motors On Wheels, providing local buyers with convenient options to purchase vehicles without traditional credit checks. Buyers can find trusted dealers rated between 3.5 and 4.8 stars based on thousands of reviews.
- 68 dealers
- 17 confirmed BHPH
- 4.4 avg rating
- 67 open now
- $1,695 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Houston
68 dealers in Houston, TX
Credit Car
Confirmed BHPH7.4/10
Credit Car is a Houston-based buy here pay here dealership offering used vehicle sales and personalized financing assistance to local customers.
- Hours today
- Closed today
- Address
- 3802 Elysian St, Houston, TX 77009
- Type
- car dealer
Auto Finance Center
Confirmed BHPH8.1/10
Auto Finance Center is a buy here pay here dealership in Houston, Texas, offering vehicle sales and financing seven days a week.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 9640 Telephone Rd, Houston, TX 77075
- Type
- car dealer
Auto Direct Buy
Financing not verified6.8/10
Auto Direct Buy is a highly-rated car dealership in Houston, Texas, offering professional vehicle sales and dedicated customer service six days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 12903 Westheimer Rd, Houston, TX 77077
- Type
- car dealer
Premium Auto Group
Financing not verified6.3/10
Premium Auto Group is a Humble, Texas car dealer offering an inventory of over 190 vehicles and in-house financing for local buyers.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 19660 Carver Ave, Humble, TX 77338
- Type
- truck dealer, supplier
Houston Auto Land
Financing not verified6.3/10
Houston Auto Land is a pre-owned vehicle dealership in Houston, Texas, offering late-model car and truck sales with professional customer support.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 10519 Grant Rd, Houston, TX 77070
- Type
- car dealer, truck dealer
Direct One Auto Sales
Financing not verified6.2/10
Direct One Auto Sales is a Houston-based buy here pay here dealer offering in-house financing and on-site mechanical repair services.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1919 S Texas 6, Houston, TX 77077
- Type
- chauffeur service, car repair
BEST CAR DEALS IN TEXAS BY EDDIE
Bad-credit financing7.1/10
Best Car Deals in Texas by Eddie is a Houston-based dealership offering pre-owned vehicles and financing solutions to local car buyers.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 7955 Veterans Memorial Dr, Houston, TX 77088
- Type
- car dealer, finance
Motors On Wheels
Financing not verified6.2/10
Motors On Wheels is a Houston-based car dealer offering a wide selection of pre-owned vehicles and personalized customer service.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 10835 S Gessner Rd, Houston, TX 77071
- Type
- car dealer
Mi Amigo Motors - Used Car Dealers in Houston Tx
Financing not verified6.7/10
Mi Amigo Motors is a Houston-based buy here pay here dealership offering in-house financing and a selection of fleet vehicles for credit-challenged buyers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 9729 Long Point Rd, Houston, TX 77055
- Type
- truck dealer, car dealer
Auto Concepts
Financing not verified6.7/10
Auto Concepts is a Houston dealership offering a wide selection of pre-owned vehicles, on-site financing, and professional car repair services.
- Hours today
- 9:00 AM – 6:30 PM
- Address
- 9060 Long Point Rd, Houston, TX 77055
- Type
- car repair, car dealer
Houston Auto Sales Inc
Financing not verified6.2/10
Houston Auto Sales Inc is a Houston-based dealership that offers used vehicle sales and purchases pre-owned models from the public.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 8939 Long Point Rd, Houston, TX 77055
- Type
- car dealer
Heights Motor Credit
Confirmed BHPH7.7/10
Heights Motor Credit is a Houston-based used car dealer providing a low-pressure sales environment and accessible vehicle history reports for all customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 625 N Loop W, Houston, TX 77008
- Type
- car dealer
King of Cars
Confirmed BHPH9/10
King of Cars is a South Houston buy here pay here dealer specializing in vehicle financing for customers with bad or no credit.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 1102 Spencer Hwy, South Houston, TX 77587
- Type
- market, truck dealer
1st Choice Auto Credit
Confirmed BHPH7.4/10
1st Choice Auto Credit is a Houston-based buy here pay here dealership offering transparent used car sales and professional customer service six days weekly.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 9255 Long Point Rd, Houston, TX 77055
- Type
- car dealer
Shawn's Motor Credit
Bad-credit financing7.1/10
Shawn's Motor Credit is a buy here pay here dealer in Houston, Texas, offering pre-owned vehicles and in-house financing options.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4717 Gessner Rd, Houston, TX 77041
- Type
- truck dealer, car dealer
3B Auto Sales
Financing not verified6.6/10
3B Auto Sales is a buy here pay here dealership in Houston, Texas, offering used vehicle sales and flexible in-house financing options.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 341 E Crosstimbers St, Houston, TX 77022
- Type
- car dealer, finance
Popular Motors
Confirmed BHPH7.6/10
Popular Motors is a buy here pay here car and truck dealership located on Wirt Road in Houston, Texas.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 1842 Wirt Rd, Houston, TX 77055
- Type
- truck dealer, car dealer
Drive Out Motors
Confirmed BHPH8.1/10
Drive Out Motors is a Houston-based buy here pay here dealership offering certified pre-owned vehicles and flexible in-house financing options.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 6250 Bissonnet St, Houston, TX 77081
- Type
- car dealer
Houston Car Direct
Financing not verified6.5/10
Houston Car Direct is a pre-owned luxury car dealership in Houston, Texas, offering vehicle sales, financing assistance, and nationwide shipping services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 5825 Schumacher Ln, Houston, TX 77057
- Type
- car dealer
Fuentes Truck & Auto Sales
Confirmed BHPH7.7/10
Fuentes Truck & Auto Sales is a buy here pay here dealership in Houston offering certified pre-owned vehicles with in-house financing options.
- Hours today
- 9:00 AM – 7:30 PM
- Address
- 1501 W 15th St, Houston, TX 77008
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Houston, TX?
Houston, Texas has 68 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.4 across 30,738 reviews. 38 dealers score 4.5 or higher with at least 10 reviews. 7% open on Sundays. Where Houston dealers print a down payment on their website, the median is $1,695.
Which Areas of Houston Have Buy Here Pay Here Dealers?
5 dealers in the Houston list sit in surrounding towns rather than Houston itself. The areas with the most are South Houston (3). Pick an area to see only its dealers, with directions from Houston.
How Buy Here Pay Here Works in Houston, TX
What to expect from Houston dealers
Houston BHPH dealers operate by providing in-house financing directly to buyers, allowing flexible payment schedules tailored to individual needs. Buyers in Houston typically need a valid ID, proof of income, and a down payment to qualify. Comparing Houston BHPH dealers involves reviewing ratings, payment terms, vehicle selection, and customer reviews to find the best fit for your budget and credit situation.
How to choose a dealer in Houston
- Check Houston BHPH dealer ratings and customer reviews online.
- Compare in-house financing terms and down payment requirements in Houston.
- Look for Houston dealers with flexible payment schedules that fit your budget.
- Verify the vehicle selection and condition at Houston BHPH lots.
- Confirm dealer transparency about credit bureau reporting in Houston.
- Visit multiple Houston BHPH dealers to compare offers in person.
Which Buy Here Pay Here Dealers in Houston Are Rated Highest?
Auto Finance Center ranks first among Houston dealers with a 4.9 Google rating from 1,090 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Auto Finance Center9640 Telephone Road | 4.9 | 1,090 | Yes | +1 713-234-0309 |
| 2 | Auto Direct Buy12903 Westheimer Road | 4.9 | 548 | No | +1 832-899-4444 |
| 3 | Premium Auto Group19660 Carver Avenue | 4.9 | 411 | No | +1 832-348-7319 |
| 4 | Houston Auto Land10519 Grant Road | 4.9 | 307 | No | +1 713-330-3300 |
| 5 | Motors On Wheels10835 South Gessner Road | 4.8 | 1,078 | No | +1 713-660-8666 |
| 6 | Mi Amigo Motors - Used Car Dealers in Houston Tx9729 Long Point Road | 4.8 | 923 | No | +1 832-500-3138 |
| 7 | Auto Concepts9060 Long Point Road | 4.8 | 848 | No | +1 713-465-6880 |
| 8 | Houston Auto Sales Inc8939 Long Point Road | 4.8 | 761 | No | +1 713-505-2900 |
| 9 | Heights Motor Credit625 North Loop West | 4.8 | 604 | No | +1 713-492-2599 |
| 10 | King of Cars1102 Spencer Highway | 4.8 | 356 | No | +1 713-714-8929 |
Buy Here Pay Here in Houston: Common Questions
What documents do I need to buy from a buy here pay here dealer in Houston?
You need a valid ID, proof of income, and a down payment to buy from a Houston buy here pay here dealer. These documents help the dealer offer in-house financing tailored to your situation.
Do Houston buy here pay here dealers report to credit bureaus?
Some Houston buy here pay here dealers report payments to credit bureaus while others do not. You should ask the dealer directly to understand how your payment history will be handled.
Can I get a used truck with buy here pay here financing in Houston?
Yes, several Houston BHPH dealers like Paisanos Auto Sales and Dixon Motors specialize in used trucks with in-house financing options available.
How do I compare payment schedules at Houston buy here pay here dealerships?
Compare the payment amounts, frequency, and due dates offered by Houston BHPH dealers. Flexible schedules that match your income cycle help maintain timely payments.
Which Buy Here Pay Here Dealers Are Near Houston?
The nearest cities to Houston with listed dealers are Lake Charles, LA (133 miles, 53 dealers), Austin, TX (146 miles, 59 dealers), San Antonio, TX (189 miles, 60 dealers), Lafayette, LA (203 miles, 56 dealers), Shreveport, LA (214 miles, 58 dealers) and Dallas, TX (225 miles, 57 dealers). Buyers in Houston often widen the search to these markets when a lot's inventory or down payment does not fit.
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