#1Buy Here Pay Here Dealers in Phoenix, AZ
Phoenix, AZ features over 12 buy here pay here (BHPH) dealers providing used vehicles with in-house financing to local buyers. These Phoenix BHPH dealerships offer a variety of cars and trucks, making it easier for buyers with credit challenges to secure transportation. Listings include well-known dealers such as B&G Auto Sales, Cactus Jack's Auto Camelback, and Fantasy Auto Sales Inc. Buyers can find reliable options across Phoenix and nearby areas like Glendale and Mesa. Buy here pay here dealers in Phoenix operate by providing in-house financing directly to buyers, often requiring a down payment and setting up payment schedules tailored to individual budgets. To purchase, buyers typically need valid identification and proof of income. Comparing Phoenix dealers involves checking customer ratings, review counts, vehicle availability, and financing terms to find the best fit for your needs.
- 65 dealers
- 15 confirmed BHPH
- 4.4 avg rating
- 60 open now
- $500 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Phoenix
65 dealers in Phoenix, AZ
Dream Motors
Financing not verified6.4/10
Dream Motors is a professional car dealer in Phoenix, Arizona, offering a transparent and convenient vehicle purchasing experience for all customers.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 4643 S 32nd St, Phoenix, AZ 85040
- Type
- car dealer
Cash & Credit Auto Sales
Financing not verified6.3/10
Cash & Credit Auto Sales is a family-owned buy here pay here dealership in Phoenix, Arizona, offering cars, trucks, and in-house financing.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 3214 E Van Buren St, Phoenix, AZ 85008
- Type
- car dealer
Runway Auto
Financing not verified6.8/10
Runway Auto is a highly-rated buy here pay here dealership located on N 19th Ave in Phoenix, Arizona.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 22198 N 19th Ave, Phoenix, AZ 85027
Expo Auto Sales
Financing not verified6.8/10
Expo Auto Sales is a pre-owned vehicle dealership in Phoenix, Arizona, providing a transparent, appointment-only car buying experience.
- Hours today
- Closed today
- Address
- 4219 S 7th St, Phoenix, AZ 85040
- Type
- car dealer
Certified Import Auto Sales
Financing not verified7.1/10
Certified Import Auto Sales is a family-owned dealership in Phoenix, Arizona, providing a transparent and low-pressure vehicle purchasing experience for local customers.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 1003 E Camelback Rd, Phoenix, AZ 85014
- Type
- car dealer
Auto Deals Direct
Financing not verified6.2/10
Auto Deals Direct is a Phoenix-based car dealer offering a personalized, pressure-free vehicle buying experience to the local community.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 8990 N 3rd St, Phoenix, AZ 85020
- Type
- car dealer
Fantasy Auto Sales Inc
Financing not verified7/10
Fantasy Auto Sales Inc is a Phoenix-based dealership specializing in cargo vans, passenger vans, and in-house financing for pre-owned vehicle buyers.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 9102 N 7th St, Phoenix, AZ 85020
- Type
- car dealer
Prime Motors of Phoenix
Financing not verified6.7/10
Prime Motors of Phoenix is a used car dealership providing vehicle sales and flexible financing options to the Phoenix community.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 5102 N 27th Ave, Phoenix, AZ 85017
- Type
- car dealer
Major Auto Sales
Financing not verified6.5/10
Major Auto Sales is a buy here pay here dealership in Phoenix, Arizona, offering used vehicles and customer service seven days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 808 E Washington St, Phoenix, AZ 85034
- Type
- car dealer
Freebird Auto
Bad-credit financing7.9/10
Freebird Auto is a Phoenix-based buy here pay here dealership providing used vehicles and financing solutions to customers with credit challenges.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 21824 N 23rd Ave, Phoenix, AZ 85027
- Type
- car dealer
Desert West Auto Sales
Financing not verified6.1/10
Desert West Auto Sales is a Phoenix car dealership offering a professional, no-haggle environment for customers Monday through Saturday.
- Hours today
- 10:00 AM – 5:30 PM
- Address
- 2830 W McDowell Rd, Phoenix, AZ 85009
- Type
- car dealer
Buy Right Auto Sales 2
Financing not verified6/10
Buy Right Auto Sales 2 is a Phoenix-based buy here pay here dealership offering used vehicles and in-house financing options for local buyers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3902 W Indian School Rd, Phoenix, AZ 85019
- Type
- car dealer
Car Banana Auto Sales
Bad-credit financing7/10
Car Banana Auto Sales is a buy here pay here dealership in Phoenix, Arizona, offering used vehicle sales and financing options.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 9810 N Cave Creek Rd, Phoenix, AZ 85020
- Type
- car dealer
Venado Auto Sales
Confirmed BHPH7.5/10
Venado Auto Sales is a buy here pay here dealership in Phoenix, Arizona, offering reliable used vehicles with a focus on customer service.
- Hours today
- 9:30 AM – 5:30 PM
- Address
- 1108 E Van Buren St, Phoenix, AZ 85006
- Type
- car dealer
Zoe's Auto Sales & Finance
Financing not verified5.7/10
Zoe's Auto Sales & Finance is a buy here pay here dealership in Phoenix, Arizona, offering vehicle sales and in-house financing seven days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1005 E Southern Ave, Phoenix, AZ 85040
- Type
- car dealer
B&G Auto Sales
Confirmed BHPH7.6/10
B&G Auto Sales is a Phoenix-based buy here pay here dealership offering used vehicles and financing for customers with low credit scores.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 3922 W Indian School Rd, Phoenix, AZ 85019
- Type
- car dealer
Auto Action
Confirmed BHPH7.9/10
Auto Action is a buy here pay here dealer in Phoenix, Arizona, offering used car and truck sales with on-site financing and service.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 1909 W Van Buren St, Phoenix, AZ 85009
- Type
- truck dealer, car dealer
In-Power Motors 2 LLC
Financing not verified6.4/10
In-Power Motors 2 LLC is a buy here pay here dealership in Phoenix, Arizona, offering used vehicle sales and in-house financing options.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3912 W Indian School Rd, Phoenix, AZ 85019
- Type
- truck dealer, car dealer
AUTO TIME Best Cars. Lowest Prices.
Financing not verified6.9/10
AUTO TIME Best Cars. Lowest Prices. is a Phoenix dealership offering vehicle sales, in-house financing, warranties, and maintenance services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 9201 N 7th St, Phoenix, AZ 85020
- Type
- car dealer
Phoenix Auto Collection
Financing not verified6.3/10
Phoenix Auto Collection is a family-run dealership in Phoenix, Arizona, offering used vehicle sales and professional auto repair services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 102 W Maricopa Fwy, Phoenix, AZ 85003
- Type
- car dealer, car repair
How Many Buy Here Pay Here Dealers Are in Phoenix, AZ?
Phoenix, Arizona has 65 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.4 across 25,630 reviews. 37 dealers score 4.5 or higher with at least 10 reviews. 30% open on Sundays. Where Phoenix dealers print a down payment on their website, the median is $500.
Which Areas of Phoenix Have Buy Here Pay Here Dealers?
Dealers in the Phoenix list come from these surrounding towns as well as Phoenix itself. Pick one to filter the list.
How Buy Here Pay Here Works in Phoenix, AZ
What to expect from Phoenix dealers
How to choose a dealer in Phoenix
- Check Phoenix dealer ratings and reviews to assess customer satisfaction.
- Compare down payment requirements among Phoenix buy here pay here dealerships.
- Verify the types of vehicles available at Phoenix BHPH dealers to match your preferences.
- Review payment schedule options offered locally in Phoenix for flexibility.
- Confirm dealer location within Phoenix or nearby areas for convenient access.
Which Buy Here Pay Here Dealers in Phoenix Are Rated Highest?
Dream Motors ranks first among Phoenix dealers with a 5.0 Google rating from 696 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Dream Motors4643 South 32nd Street | 5.0 | 696 | No | +1 602-848-3996 |
| 2 | Cash & Credit Auto Sales3214 East Van Buren Street | 4.9 | 808 | No | +1 623-243-7225 |
| 3 | Runway Auto22198 North 19th Avenue | 4.9 | 462 | No | +1 602-613-3505 |
| 4 | Expo Auto Sales4219 South 7th Street | 4.9 | 401 | No | +1 602-607-5548 |
| 5 | Certified Import Auto Sales1003 East Camelback Road | 4.9 | 357 | Yes | +1 480-945-0808 |
| 6 | Fantasy Auto Sales Inc9102 North 7th Street | 4.8 | 826 | Yes | +1 602-997-6056 |
| 7 | Prime Motors of Phoenix5102 North 27th Avenue | 4.8 | 609 | No | +1 602-806-0006 |
| 8 | Major Auto Sales808 East Washington Street | 4.8 | 354 | Yes | +1 602-531-4635 |
| 9 | Freebird Auto21824 North 23rd Avenue | 4.8 | 225 | Yes | +1 602-669-6149 |
| 10 | B&G Auto Sales3922 West Indian School Road | 4.7 | 2,196 | No | +1 602-698-7969 |
Buy Here Pay Here in Phoenix: Common Questions
What documents do Phoenix buyers need for buy here pay here financing?
Phoenix buyers need valid ID and proof of income to qualify for in-house financing. This is standard at Phoenix BHPH dealerships to verify ability to pay.
How many buy here pay here dealers are there in Phoenix, AZ?
There are more than 12 buy here pay here dealers listed in Phoenix and nearby areas. This includes well-rated dealers like B&G Auto Sales and Fantasy Auto Sales Inc.
Do Phoenix buy here pay here dealers report to credit bureaus?
Most Phoenix buy here pay here dealers do not report payments to credit bureaus as financing is handled in-house. Buyers should confirm with each dealer.
Can Phoenix buyers negotiate payment schedules with BHPH dealers?
Phoenix buyers can often negotiate payment schedules to fit their budgets. Dealers typically offer flexible terms with weekly or biweekly payments.
Which Buy Here Pay Here Dealers Are Near Phoenix?
The nearest cities to Phoenix with listed dealers are Glendale, AZ (9 miles, 31 dealers), Peoria, AZ (13 miles, 27 dealers), Mesa, AZ (14 miles, 53 dealers), Tucson, AZ (108 miles, 60 dealers), Henderson, NV (243 miles, 39 dealers) and Las Vegas, NV (256 miles, 67 dealers). Buyers in Phoenix often widen the search to these markets when a lot's inventory or down payment does not fit.
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