Phoenix, AZ features over 12 buy here pay here (BHPH) dealers providing used vehicles with in-house financing to local buyers. These Phoenix BHPH dealerships offer a variety of cars and trucks, making it easier for buyers with credit challenges to secure transportation. Listings include well-known dealers such as B&G Auto Sales, Cactus Jack's Auto Camelback, and Fantasy Auto Sales Inc. Buyers can find reliable options across Phoenix and nearby areas like Glendale and Mesa. Buy here pay here dealers in Phoenix operate by providing in-house financing directly to buyers, often requiring a down payment and setting up payment schedules tailored to individual budgets. To purchase, buyers typically need valid identification and proof of income. Comparing Phoenix dealers involves checking customer ratings, review counts, vehicle availability, and financing terms to find the best fit for your needs.
Published · Updated
Financing not verified6.3/10
Cash & Credit Auto Sales is a family-owned buy here pay here dealership in Phoenix, Arizona, offering cars, trucks, and in-house financing.
Financing not verified6.8/10
Runway Auto is a highly-rated buy here pay here dealership located on N 19th Ave in Phoenix, Arizona.
Financing not verified6.8/10
Expo Auto Sales is a pre-owned vehicle dealership in Phoenix, Arizona, providing a transparent, appointment-only car buying experience.
Financing not verified6.2/10
Auto Deals Direct is a Phoenix-based car dealer offering a personalized, pressure-free vehicle buying experience to the local community.
Financing not verified6.5/10
Major Auto Sales is a buy here pay here dealership in Phoenix, Arizona, offering used vehicles and customer service seven days a week.
Bad-credit financing7.9/10
Freebird Auto is a Phoenix-based buy here pay here dealership providing used vehicles and financing solutions to customers with credit challenges.
Financing not verified6/10
Buy Right Auto Sales 2 is a Phoenix-based buy here pay here dealership offering used vehicles and in-house financing options for local buyers.
Bad-credit financing7/10
Car Banana Auto Sales is a buy here pay here dealership in Phoenix, Arizona, offering used vehicle sales and financing options.
Confirmed BHPH7.5/10
Venado Auto Sales is a buy here pay here dealership in Phoenix, Arizona, offering reliable used vehicles with a focus on customer service.
Financing not verified5.7/10
Zoe's Auto Sales & Finance is a buy here pay here dealership in Phoenix, Arizona, offering vehicle sales and in-house financing seven days a week.
Confirmed BHPH7.6/10
B&G Auto Sales is a Phoenix-based buy here pay here dealership offering used vehicles and financing for customers with low credit scores.
Confirmed BHPH7.9/10
Auto Action is a buy here pay here dealer in Phoenix, Arizona, offering used car and truck sales with on-site financing and service.
Financing not verified6.4/10
In-Power Motors 2 LLC is a buy here pay here dealership in Phoenix, Arizona, offering used vehicle sales and in-house financing options.
Financing not verified6.9/10
AUTO TIME Best Cars. Lowest Prices. is a Phoenix dealership offering vehicle sales, in-house financing, warranties, and maintenance services.
Financing not verified6.3/10
Phoenix Auto Collection is a family-run dealership in Phoenix, Arizona, offering used vehicle sales and professional auto repair services.
Financing not verified6.5/10
Magic Auto Sales & Service is a Phoenix-based dealership offering vehicle sales, professional car repairs, and body work services.
Financing not verified6/10
DR AUTO SALES is a Phoenix-based buy here pay here dealership providing in-house financing for customers with various credit backgrounds.
Confirmed BHPH7.5/10
Drive Now - Van Buren is a buy here pay here car dealer in Phoenix, Arizona, offering in-house financing and professional customer service.
Confirmed BHPH7.5/10
Cactus Jacks - Bell Road is a buy here pay here dealership in Phoenix offering used trucks and cars with in-house financing options.
Financing not verified6.8/10
Another Time Used Cars is a Phoenix-based dealership offering a selection of pre-owned vehicles with daily operating hours.
Phoenix, Arizona has 65 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.4 across 25,630 reviews. 37 dealers score 4.5 or higher with at least 10 reviews. 30% open on Sundays. Where Phoenix dealers print a down payment on their website, the median is $500.
Dealers in the Phoenix list come from these surrounding towns as well as Phoenix itself. Pick one to filter the list.
Phoenix buyers need valid ID and proof of income to qualify for in-house financing. This is standard at Phoenix BHPH dealerships to verify ability to pay.
There are more than 12 buy here pay here dealers listed in Phoenix and nearby areas. This includes well-rated dealers like B&G Auto Sales and Fantasy Auto Sales Inc.
Most Phoenix buy here pay here dealers do not report payments to credit bureaus as financing is handled in-house. Buyers should confirm with each dealer.
Phoenix buyers can often negotiate payment schedules to fit their budgets. Dealers typically offer flexible terms with weekly or biweekly payments.
The nearest cities to Phoenix with listed dealers are Glendale, AZ (9 miles, 31 dealers), Peoria, AZ (13 miles, 27 dealers), Mesa, AZ (14 miles, 53 dealers), Tucson, AZ (108 miles, 60 dealers), Henderson, NV (243 miles, 39 dealers) and Las Vegas, NV (256 miles, 67 dealers). Buyers in Phoenix often widen the search to these markets when a lot's inventory or down payment does not fit.
Missing a dealer? Suggest a listing.