Data report · updated Oct 2026

Buy Here Pay Here statistics 2026

Everything below is computed from the BHPH Finder database of 10,454 dealers in 214 cities across 50 states, built from public Google listings and each dealer's own website. Numbers refresh as the directory is re-verified. Free to cite with a link.

Published · Updated

Overview

10,454

dealers listed

214

cities

50

states

4.32

average Google rating

5,003,246

Google reviews represented

Key takeaways

  • Florida has the most listed dealers (702), followed by Ohio and Texas.
  • The average Google rating across all dealers is 4.32; 5,275 score 4.5 or higher.
  • 13% are open on Sundays and 91% on Saturdays; the average lot opens 6 days a week.
  • Of 4,847 dealer websites checked, 49% accept trade-ins, and only 0.7% say they report payments to credit bureaus.
  • Where a down payment is advertised, the median is $500 (range $100 to $5,850).

Dealers by state

States with the most dealers in the directoryStates with the most dealers in the directoryFlorida702Ohio568Texas465North Carolina386Tennessee337Alabama336New York283Massachusetts283Michigan282Pennsylvania280Georgia278Indiana276
States with the most dealers in the directory. Source: BHPH Finder database.
dealers by state
StateDealersCities coveredAvg rating
Florida702124.39
Ohio568114.22
Texas46584.41
North Carolina38674.29
Tennessee33764.34
Alabama33664.20
New York28354.27
Massachusetts28354.31
Michigan28254.33
Pennsylvania28054.34
Georgia27854.23
Indiana27654.26
Louisiana27254.25
Illinois25754.21
California25654.31
Iowa24554.19
Missouri24254.23
Oregon24154.40
Arkansas24154.24
Arizona23654.47
Minnesota22654.25
Colorado21454.35
Oklahoma21054.34
New Jersey20754.46
Connecticut20054.39

Dealers by city

Cities with the most dealersCities with the most dealersAlbuquerque, NM74Houston, TX68Atlanta, GA68Las Vegas, NV67Phoenix, AZ65Orlando, FL64Jacksonville, FL63Miami, FL63Huntsville, AL62Tampa, FL62Fort Smith, AR61Springfield, MA61
Cities with the most dealers. Source: BHPH Finder database.
dealers by city
CityDealersAvg ratingOpen Sundays
Albuquerque, NM744.3418%
Houston, TX684.407%
Atlanta, GA684.2527%
Las Vegas, NV674.3717%
Phoenix, AZ654.3930%
Orlando, FL644.3834%
Jacksonville, FL634.3718%
Miami, FL634.4954%
Huntsville, AL624.215%
Tampa, FL624.3521%
Fort Smith, AR614.368%
Springfield, MA614.2210%
Detroit, MI614.430%
St. Louis, MO614.250%
Raleigh, NC614.3816%
Lincoln, NE614.3325%
Albany, NY614.2510%
Cleveland, OH614.313%
Oklahoma City, OK614.330%
Tulsa, OK614.350%
Birmingham, AL604.2212%
Tucson, AZ604.497%
Fresno, CA604.3958%
Los Angeles, CA604.3655%
Wilmington, DE604.2413%

Ratings and reviews

Ratings and review counts come from Google. 50,834 individual review texts are stored across 10,364 listings, representing 5,003,246 Google reviews in total.

Google rating distributionGoogle rating distributionUnder 3.02844.5–5.05,2754.0–4.43,0943.5–3.91,1983.0–3.4509
Google rating distribution. Source: BHPH Finder database.
What reviewers mention most (themes across listings)What reviewers mention most (themes across listings)Helpful customer service1,220Helpful sales staff639Professional customer service545Professional and helpful staff453Professional and friendly staff371Professional sales staff348Friendly and helpful staff336Transparent sales process293Concerns regarding vehicle condition282Efficient buying process278
What reviewers mention most (themes across listings). Source: BHPH Finder database.
Most-reviewed dealers
#DealerCityRatingGoogle reviews
1Hendrick Toyota North CharlestonNorth Charleston, SC4.815,793
2Major World Used Cars Dealership New YorkQueens, NY4.514,615
3Larry H. Miller American Toyota AlbuquerqueAlbuquerque, NM4.513,862
4Richfield Bloomington HondaRichfield, MN4.612,875
5Toyota of NashuaNashua, NH4.812,443
6EchoPark Automotive CharlotteCharlotte, NC4.812,260
7Auto BoutiqueJacksonville, FL4.712,233
8Automaxx of the CarolinasSummerville, SC4.812,076
9Napleton Chrysler Jeep Dodge RamKissimmee, FL4.611,524
10North Coast Mitsubishi-West ClevelandParma, OH4.711,516

Opening hours

Open on Sundays
  • Open Sundays · 13%
  • Closed Sundays · 87%
Open on Sundays. Source: BHPH Finder database.

Financing terms dealers advertise

4,847 dealer websites were analysed for the financing terms they advertise.

What dealers advertise on their own websites (share of sites checked)What dealers advertise on their own websites (share of sites checked)Accept trade-ins49%Mention a warranty29%Welcome bad or no credit24%Advertise in-house financing15%Spanish-speaking staff7.8%Advertise low or zero down6.7%Advertise no credit check2.4%Weekly or bi-weekly payments0.8%Report payments to credit bureaus0.7%Accept past repossessions0.6%
What dealers advertise on their own websites (share of sites checked). Source: BHPH Finder database.
Website platforms dealers useWebsite platforms dealers usedealercarsearch1,092dealer.com429wordpress427dealeron338dealerinspire301wix.com92godaddy62dealerfire53
Website platforms dealers use. Source: BHPH Finder database.

Advertised down payments

$100

lowest advertised down payment

$500

median advertised

$1,500

75th percentile

142

dealer sites advertising a figure

Only dealer sites that print a dollar figure are counted; most do not, so treat this as a floor, not a market average.

Methodology and download

Dealers are discovered through Google's Places data for the search "buy here pay here" in each covered city, deduplicated by Google place id, and re-verified on a rolling monthly schedule. Ratings, review counts, opening hours and review excerpts are as reported by Google at verification time. Website signals are keyword matches on the dealer's homepage and inventory page. Closed businesses are excluded from all counts.

Download the city-level dataset (CSV): city, state, listings, average rating, share open Sunday. Licensed CC BY 4.0: use it freely with a link to this page.

Cite this reportBHPH Finder. "Buy Here Pay Here Statistics 2026." BHPH Finder, Oct 26, 2026. https://bhphfinder.com/stats/