#1Buy Here Pay Here Dealers in Birmingham, AL
Birmingham, AL features more than 12 buy here pay here dealers offering vehicles with in-house financing for local buyers. These Birmingham BHPH dealers provide used cars, trucks, and SUVs with flexible payment schedules designed to fit various budgets. Buyers can find options ranging from high-rated dealerships like EchoPark Automotive Birmingham to smaller local sellers.
- 60 dealers
- 3 confirmed BHPH
- 4.2 avg rating
- 58 open now
- 28 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Birmingham
#1
#2
#360 dealers in Birmingham, AL
E-Z Riders Auto LLC
Financing not verified6.5/10
E-Z Riders Auto LLC is an owner-operated buy here pay here dealership in Birmingham offering reliable used vehicles and personalized customer service.
- Hours today
- 12:00 – 6:00 PM
- Address
- 420 Pinson Valley Pkwy, Birmingham, AL 35217
- Type
- car dealer
EchoPark Automotive Birmingham
Financing not verified6.4/10
EchoPark Automotive Birmingham is a car dealership in Birmingham, Alabama, offering vehicle sales and customer support six days a week.
- Hours today
- 9:00 AM – 9:00 PM
- Address
- 2001 Tom Williams Way, Birmingham, AL 35210
- Type
- car dealer
DriveTime Used Cars
Bad-credit financing7.4/10
DriveTime Used Cars in Birmingham provides pre-owned vehicle sales and in-house financing options for local buyers six days a week.
- Hours today
- 11:00 AM – 7:00 PM
- Address
- 9710 Parkway E, Birmingham, AL 35215
- Type
- truck dealer, car dealer
DriveTime Used Cars
Bad-credit financing7.4/10
DriveTime Used Cars is a buy here pay here dealership in Pelham, Alabama, offering a wide selection of used cars and trucks.
- Hours today
- 11:00 AM – 7:00 PM
- Address
- 2205 Pelham Pkwy A, Pelham, AL 35124
- Type
- truck dealer, finance
Americars Group, LLC
Financing not verified6.3/10
Americars Group, LLC is a used-car dealership in Birmingham, Alabama, providing vehicle sales and repair services to the local community.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1169 Alford Ave, Birmingham, AL 35226
- Type
- car dealer
Narrow Path Automotive
Financing not verified6.5/10
Narrow Path Automotive is a Birmingham car dealer specializing in used Toyota and Lexus vehicles with a 4.9-star customer rating.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 5644 Chalkville Rd, Birmingham, AL 35235
- Type
- car dealer
Ph Auto Sales
Financing not verified5.8/10
Ph Auto Sales is a Pelham, Alabama car dealer offering transparent vehicle sales, efficient paperwork processing, and out-of-state shipping services.
- Address
- 96 Hilltop Business Center Dr, Pelham, AL 35124
- Type
- car dealer
Auto Hub LLC
Financing not verified6.7/10
Auto Hub LLC is a Birmingham car dealer offering professional sales service and a wide inventory of vehicles at 200 Roebuck Plaza Dr.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 200 Roebuck Plaza Dr, Birmingham, AL 35206
- Type
- car dealer
Southside Automotive Group
Financing not verified6.2/10
Southside Automotive Group is a Birmingham-based used car dealership offering a diverse selection of vehicle makes and models to local buyers.
- Hours today
- 9:00 AM – 5:30 PM
- Address
- 2400 2nd Ave S, Birmingham, AL 35233
- Type
- car dealer
Motor Cars Of Birmingham
Financing not verified6.2/10
Motor Cars Of Birmingham is a car dealership located in Calera, Alabama, offering vehicle sales and customer service six days a week.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 85 Leah Ln, Calera, AL 35040
- Type
- car dealer
Automotive Remarketing, LLC
Financing not verified6/10
Automotive Remarketing, LLC is a family-run used car dealer in Birmingham, Alabama, offering pre-owned vehicle sales and financing six days a week.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 2020 Green Springs Hwy, Birmingham, AL 35205
- Type
- car dealer
Auto Island Credit
Financing not verified6.3/10
Auto Island Credit is a Birmingham-based car dealer offering a transparent, professional sales process for local buyers in Alabama.
- Hours today
- 9:30 AM – 5:00 PM
- Address
- 120 Princeton Pkwy, Birmingham, AL 35211
- Type
- car dealer
Birmingham Luxury Motors
Bad-credit financing7.4/10
Birmingham Luxury Motors is a pre-owned car dealership located in Birmingham, Alabama, offering test drives and professional vehicle sales service.
- Hours today
- 9:30 AM – 7:00 PM
- Address
- 190 Vulcan Rd, Birmingham, AL 35209
- Type
- car dealer
Northside Imports
Confirmed BHPH7.5/10
Northside Imports is a Birmingham car dealer offering a selection of used cars, vans, and trucks with online inventory access.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 514 9th St N, Birmingham, AL 35203
- Type
- car dealer
Hallmark Auto Group
Financing not verified6/10
Hallmark Auto Group is a car dealer in Birmingham, Alabama, offering a diverse inventory of new and used cars, trucks, vans, and SUVs.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 513 14th St N, Birmingham, AL 35203
- Type
- truck dealer, car dealer
Homewood Auto Sales
Financing not verified5.9/10
Homewood Auto Sales is a buy here pay here dealer in Homewood, Alabama, offering in-house financing and a variety of used vehicles.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 251 W Valley Ave, Homewood, AL 35209
- Type
- car dealer
Parkway Automotives LLC
Financing not verified6.4/10
Parkway Automotives LLC is a used-car dealer in Center Point, Alabama, offering a variety of vehicles for different budgets with six-day weekly operation.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1529 Huffman Rd, Center Point, AL 35215
- Type
- car dealer
Amani Motors – Auto Sales, Towing, Auto Repair & Title Services
Financing not verified6.3/10
Amani Motors is a Center Point buy here pay here dealer offering vehicle sales, auto repair, towing, and title services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2358 B, Old Springville Rd, Center Point, AL 35215
- Type
- auto parts store, car repair
Bryant Used Cars
Financing not verified5.8/10
Bryant Used Cars is a Birmingham dealership offering pre-owned vehicle sales, in-house financing, and credit rebuilding services for local customers.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 5119 Pinson Valley Pkwy, Birmingham, AL 35215
- Type
- car dealer
J and J Car Dealer LLC
Financing not verified5.8/10
J and J Car Dealer LLC is a buy here pay here dealer selling used cars in Adamsville, Alabama.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 4026 Veterans Memorial Dr, Adamsville, AL 35005
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Birmingham, AL?
Birmingham, Alabama has 60 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 25,896 reviews. 28 dealers score 4.5 or higher with at least 10 reviews. 12% open on Sundays. 53 of them publish a website with their financing terms.
Which Areas of Birmingham Have Buy Here Pay Here Dealers?
Dealers in the Birmingham list come from these surrounding towns as well as Birmingham itself. Pick one to filter the list.
How Buy Here Pay Here Works in Birmingham, AL
What to expect from Birmingham dealers
Buyers in Birmingham use buy here pay here dealers to get financing directly through the dealership, bypassing traditional credit bureaus. Payment schedules and down payment requirements vary by dealer. To choose the best Birmingham BHPH dealer, buyers should compare vehicle selection, dealer ratings, financing terms, and customer reviews. This helps find the right fit for their credit and budget needs.
How to choose a dealer in Birmingham
- Choose Birmingham dealers with high customer ratings and many reviews for reliability.
- Compare in-house financing terms offered by Birmingham BHPH dealers to find affordable payment plans.
- Look for Birmingham dealers that provide clear information on down payment and payment schedules.
- Visit multiple Birmingham buy here pay here dealers to inspect vehicle condition and options.
- Check if Birmingham dealers report payments to credit bureaus if improving credit is a goal.
- Consider Birmingham dealerships with transparent policies on repossession and late payments.
Which Buy Here Pay Here Dealers in Birmingham Are Rated Highest?
EchoPark Automotive Birmingham ranks first among Birmingham dealers with a 4.9 Google rating from 7,934 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | EchoPark Automotive Birmingham2001 Tom Williams Way | 4.9 | 7,934 | No | +1 205-670-2459 |
| 2 | DriveTime Used Cars9710 Parkway East | 4.9 | 2,974 | No | +1 205-909-3939 |
| 3 | DriveTime Used Cars2205 Pelham Parkway | 4.9 | 2,723 | No | +1 205-909-1221 |
| 4 | Americars Group, LLC1169 Alford Avenue | 4.9 | 485 | No | +1 205-322-7171 |
| 5 | Auto Hub LLC200 Roebuck Plaza Drive | 4.8 | 360 | No | +1 205-573-6000 |
| 6 | Southside Automotive Group2400 2nd Avenue South | 4.8 | 318 | No | +1 205-378-6830 |
| 7 | Motor Cars Of Birmingham85 Leah Lane | 4.8 | 282 | No | +1 205-406-5152 |
| 8 | Birmingham Luxury Motors190 Vulcan Road | 4.7 | 1,497 | Yes | +1 205-206-9494 |
| 9 | Narrow Path Automotive5644 Chalkville Road | 4.9 | 74 | No | +1 205-808-6933 |
| 10 | Northside Imports514 9th Street North | 4.7 | 223 | No | +1 205-240-2786 |
Buy Here Pay Here in Birmingham: Common Questions
How does buy here pay here financing work in Birmingham?
Buy here pay here financing in Birmingham means the dealership provides in-house loans directly to buyers. Buyers make payments directly to the Birmingham dealer without using traditional banks or credit bureaus.
What do Birmingham buyers need to qualify for BHPH financing?
Birmingham buyers typically need a valid ID, proof of income, and a down payment to qualify for buy here pay here financing. Requirements vary by dealer but are generally more flexible than bank loans.
Can Birmingham buyers improve credit through buy here pay here dealers?
Some Birmingham buy here pay here dealers report payment history to credit bureaus, which can help improve credit scores. Buyers should confirm this with each dealer before financing.
Are there many buy here pay here dealers in Birmingham, AL?
Yes, Birmingham, AL has more than 12 buy here pay here dealers listed, providing a variety of vehicles and financing options to local buyers.
Which Buy Here Pay Here Dealers Are Near Birmingham?
The nearest cities to Birmingham with listed dealers are Tuscaloosa, AL (49 miles, 53 dealers), Albertville, AL (62 miles, 44 dealers), Huntsville, AL (84 miles, 62 dealers), Montgomery, AL (85 miles, 58 dealers), Columbus, GA (128 miles, 56 dealers) and Atlanta, GA (140 miles, 68 dealers). Buyers in Birmingham often widen the search to these markets when a lot's inventory or down payment does not fit.
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