#1Buy Here Pay Here Dealers in Albany, NY
Albany, NY features more than 12 buy here pay here (BHPH) car dealers offering used vehicles with in-house financing. These local Albany BHPH dealers provide an alternative to traditional financing by allowing buyers to make payments directly to the dealer. Listings include dealers in Albany and nearby areas such as Latham, Troy, and Rensselaer. Buy here pay here dealers in Albany work by offering in-house financing to customers who may have difficulty securing loans from credit bureaus. Buyers typically need a valid ID, proof of income, and a down payment. Payment schedules vary by dealer, so comparing terms, vehicle selection, and customer reviews is important to find the best fit in Albany.
- 61 dealers
- 0 confirmed BHPH
- 4.3 avg rating
- 57 open now
- $1,500 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Albany
61 dealers in Albany, NY
Alpha Motors
Financing not verified6.3/10
Alpha Motors is a Schenectady-based car dealer offering a wide selection of used vehicles and a professional, efficient buying experience.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1814 State St, Schenectady, NY 12304
- Type
- car dealer
Quail Auto Sales
Financing not verified5.9/10
Quail Auto Sales is a family-owned dealership in Albany, NY, offering used vehicle sales and professional automotive body shop services.
- Hours today
- 8:30 AM – 4:30 PM
- Address
- 49 Quail St, Albany, NY 12206
- Type
- car dealer
Dakar Auto Sales Corp
Financing not verified5.9/10
Dakar Auto Sales Corp is a car dealer in Albany, New York, open seven days a week from 8:00 AM to 5:00 PM.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 142 Catherine St, Albany, NY 12202
- Type
- car dealer
2010 Auto Sales
Financing not verified6.3/10
2010 Auto Sales is a used car dealership in Troy, New York, offering pre-owned vehicles and full-service assistance with financing and DMV paperwork.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 343 2nd Ave, Troy, NY 12182
- Type
- car dealer
Olympia MotorCar Company
Financing not verified6.5/10
Olympia MotorCar Company is a used car dealer in Rensselaer, New York, known for its friendly staff and transparent customer service.
- Hours today
- 10:00 AM – 6:30 PM
- Address
- 602 South St, Rensselaer, NY 12144
- Type
- car dealer
Randall Automotive Inc
Financing not verified5.7/10
Randall Automotive Inc is a family-run Rensselaer dealership and repair shop specializing in Volvo maintenance and used vehicle sales.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 1720 Washington Ave Ext, Rensselaer, NY 12144
- Type
- car dealer
Signature Auto Ranch
Financing not verified6.5/10
Signature Auto Ranch is a Latham, NY, car dealer offering reconditioned used vehicles and a professional, low-pressure purchasing experience for all customers.
- Hours today
- 9:00 AM – 5:30 PM
- Address
- 155d Wade Rd, Latham, NY 12110
- Type
- car dealer
Central 1985 Car Sale, llc
Financing not verified5.8/10
Central 1985 Car Sale, llc is a customer-focused used car dealer in Albany, NY, offering quality pre-owned vehicles with professional service.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 1985 Central Ave, Albany, NY 12205
- Type
- car dealer
Absolute Auto Credit - Display Lot
Financing not verified6/10
Absolute Auto Credit is a buy here pay here dealership in Schenectady, New York, offering in-house financing and transparent customer service.
- Address
- 1884 State St, Schenectady, NY 12304
- Type
- car dealer, finance
Destination Nissan
Financing not verified6.6/10
Destination Nissan is a full-service car dealership in Albany, New York, offering new and pre-owned vehicle sales, maintenance, and collision repair.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 770 Central Ave, Albany, NY 12206
- Type
- finance, car repair
Goldstein Chrysler Jeep Dodge RAM
Financing not verified6.6/10
Goldstein Chrysler Jeep Dodge RAM is a Latham-based dealership offering new and used vehicle sales, truck inventory, and professional automotive repair services.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 968 Loudon Rd, Latham, NY 12110
- Type
- truck dealer, car repair
Exit5 Auto Group
Financing not verified6.6/10
Exit5 Auto Group is a family-owned dealership in Latham, NY, offering used vehicle sales, financing, and professional automotive repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 625 Watervliet Shaker Rd, Latham, NY 12110
- Type
- tire shop, auto parts store
Michael's Auto Plaza
Financing not verified6.4/10
Michael's Auto Plaza is a car dealer in East Greenbush, New York, offering pre-owned vehicle sales and customer service seven days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 601 Columbia Turnpike, East Greenbush, NY 12061
- Type
- car dealer
Y & H AUTO PLANET
Financing not verified6.4/10
Y & H Auto Planet is a highly rated car dealer in Rensselaer, New York, offering quality pre-owned vehicles and professional customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 324 Columbia Turnpike, Rensselaer, NY 12144
- Type
- car dealer
Keeler Pre-Owned
Financing not verified6/10
Keeler Pre-Owned is a Latham, NY car dealer offering pre-owned vehicle sales and financing options six days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 1111 Troy-Schenectady Rd, Latham, NY 12110
- Type
- truck dealer, car dealer
Victor Eid Auto LLC
Financing not verified6/10
Victor Eid Auto LLC is a family-run used car dealership in Troy, New York, offering reliable pre-owned vehicles and on-site maintenance services.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 644 Pawling Ave, Troy, NY 12180
- Type
- car dealer
Al Kanuam Cars
Financing not verified6.1/10
Al Kanuam Cars is an Albany car dealer and auto repair shop located at 84 Alexander St offering vehicle sales and maintenance services.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 84 Alexander St, Albany, NY 12202
- Type
- car dealer, auto parts store
Destination Kia
Financing not verified6.5/10
Destination Kia is a car dealer in Albany, New York, offering new and certified pre-owned vehicles along with professional repair services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 760 Central Ave, Albany, NY 12206
- Type
- auto parts store, car repair
DePaula Ford
Bad-credit financing7/10
DePaula Ford is a full-service dealership in Albany, New York, providing new and used vehicle sales, auto financing, and professional repair services.
- Hours today
- 8:30 AM – 7:00 PM
- Address
- 799 Central Ave, Albany, NY 12206
- Type
- truck dealer, finance
Dave Mosher Auto Sales LLC
Financing not verified5.9/10
Dave Mosher Auto Sales LLC is an Albany, New York dealership offering a diverse inventory of used cars, trucks, and luxury SUVs.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1999 Central Ave, Albany, NY 12205
- Type
- truck dealer, car dealer
How Many Buy Here Pay Here Dealers Are in Albany, NY?
Albany, New York has 61 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 43,892 reviews. 29 dealers score 4.5 or higher with at least 10 reviews. 10% open on Sundays. Where Albany dealers print a down payment on their website, the median is $1,500.
Which Areas of Albany Have Buy Here Pay Here Dealers?
21 dealers in the Albany list sit in surrounding towns rather than Albany itself. The areas with the most are Rensselaer (5), Troy (4), Latham (3) and Schenectady (3). Pick an area to see only its dealers, with directions from Albany.
How Buy Here Pay Here Works in Albany, NY
What to expect from Albany dealers
How to choose a dealer in Albany
- Check the vehicle selection available at Albany BHPH dealers before visiting.
- Compare in-house financing terms and payment schedules offered in Albany.
- Read customer reviews for Albany BHPH dealers to gauge reliability.
- Confirm the required down payment and documentation needed in Albany.
- Visit multiple Albany area dealers to compare prices and vehicle conditions.
Which Buy Here Pay Here Dealers in Albany Are Rated Highest?
2010 Auto Sales ranks first among Albany dealers with a 4.9 Google rating from 463 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | 2010 Auto Sales343 2nd Avenue | 4.9 | 463 | No | +1 518-323-2010 |
| 2 | Alpha Motors1814 State Street | 5.0 | 180 | No | +1 518-401-6565 |
| 3 | Olympia MotorCar Company602 South Street | 4.9 | 218 | Yes | +1 518-932-6968 |
| 4 | Randall Automotive Inc1720 Washington Avenue | 4.9 | 189 | No | +1 518-283-2400 |
| 5 | Destination Nissan770 Central Avenue | 4.7 | 3,319 | No | +1 518-438-8461 |
| 6 | Goldstein Chrysler Jeep Dodge RAM968 Loudon Road | 4.7 | 2,564 | No | +1 518-785-4156 |
| 7 | Exit5 Auto Group625 Watervliet Shaker Road | 4.7 | 930 | No | +1 518-541-5000 |
| 8 | Michael's Auto Plaza601 Columbia Turnpike | 4.7 | 725 | Yes | +1 518-689-0266 |
| 9 | Y & H AUTO PLANET324 Columbia Turnpike | 4.7 | 410 | Yes | +1 518-821-0553 |
| 10 | Signature Auto Ranch155d Wade Road | 4.9 | 68 | No | +1 518-788-8965 |
Buy Here Pay Here in Albany: Common Questions
What documents do Albany buyers need for buy here pay here financing?
Albany buyers need a valid ID, proof of income, and a down payment to qualify for buy here pay here financing. These requirements help dealers offer in-house financing without involving credit bureaus.
How many buy here pay here dealers are there in Albany, NY?
There are more than 12 buy here pay here dealers serving Albany, NY and nearby communities. These dealers provide a variety of used vehicles with in-house financing.
Can Albany buyers negotiate payment schedules at BHPH dealers?
Albany buyers can often discuss and arrange payment schedules directly with buy here pay here dealers. Payment plans vary by dealer and should be compared in advance.
Are credit checks required at Albany buy here pay here dealerships?
Albany buy here pay here dealerships typically do not require credit checks because they offer in-house financing. This allows buyers with poor or no credit to purchase vehicles.
Which Buy Here Pay Here Dealers Are Near Albany?
The nearest cities to Albany with listed dealers are Springfield, MA (71 miles, 61 dealers), Hartford, CT (82 miles, 57 dealers), Waterbury, CT (84 miles, 35 dealers), New Haven, CT (102 miles, 50 dealers), Worcester, MA (103 miles, 58 dealers) and Bridgeport, CT (105 miles, 35 dealers). Buyers in Albany often widen the search to these markets when a lot's inventory or down payment does not fit.
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