#1Buy Here Pay Here Springfield MA: Find Local BHPH Dealers
Springfield, MA features over 12 buy here pay here (BHPH) car dealers offering local buyers a range of used vehicles with in-house financing. These Springfield dealers provide options for buyers who need flexible credit solutions and want to avoid traditional credit bureaus. Listings include dealerships like Ready Credit Used Cars Springfield and Fortuna Auto Sales, Inc., known for their customer ratings and variety of vehicles.
- 61 dealers
- 1 confirmed BHPH
- 4.2 avg rating
- 59 open now
- 24 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Springfield
61 dealers in Springfield, MA
Cottage Street Used Car Sales
Financing not verified6.2/10
Cottage Street Used Car Sales is a Springfield, Massachusetts dealership providing used vehicle sales and automotive maintenance services.
- Hours today
- 9:30 AM – 5:00 PM
- Address
- 811 Cottage St, Springfield, MA 01104
- Type
- car dealer
Jordan Auto Sales INC
Financing not verified5.7/10
Jordan Auto Sales INC is a Springfield-based car dealer offering pre-owned vehicles and mechanical maintenance services to local customers.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 167 Magazine St, Springfield, MA 01109
- Type
- car dealer
JB Auto Sales, LLC
Financing not verified5.6/10
JB Auto Sales, LLC is a Springfield, Massachusetts car dealer offering personalized vehicle sourcing and used car sales.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 48 Winter St, Springfield, MA 01103
- Type
- car dealer
Auto Sales Center Inc
Financing not verified6.1/10
Auto Sales Center Inc is a family-owned used car dealer and repair shop located at 1607 Northampton St in Holyoke, Massachusetts.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 1607 Northampton St, Holyoke, MA 01040
- Type
- car repair, car dealer
Fortuna Auto Sales, Inc.
Financing not verified6.1/10
Fortuna Auto Sales, Inc. is a family-owned buy here pay here dealership in Springfield, MA, offering personalized vehicle financing and sales.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 1650 Bay St, Springfield, MA 01109
- Type
- car dealer
Chris Auto Sales
Financing not verified6/10
Chris Auto Sales is a Springfield, Massachusetts dealership offering a variety of used trucks and SUVs with available financing options.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 76 Boston Rd, Springfield, MA 01109
- Type
- car dealer
Pafumi Auto Sales
Financing not verified5.9/10
Pafumi Auto Sales is a family-owned dealership in Springfield, MA, providing used vehicle sales, financing, and state inspection services.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 389 Main St, Springfield, MA 01151
- Type
- truck dealer, car dealer
The Car Company
Financing not verified6.1/10
The Car Company is a buy here pay here dealer and repair shop located at 100 Verge St in Springfield, Massachusetts.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 100 Verge St, Springfield, MA 01129
- Type
- car repair, car dealer
360 Auto Sales
Financing not verified6.3/10
360 Auto Sales is a car dealer in West Springfield, Massachusetts, offering used vehicle sales with a focus on personalized customer service.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 44 Exposition Terrace, West Springfield, MA 01089
- Type
- car dealer
Fast Lane Auto Sales & Service
Financing not verified6/10
Fast Lane Auto Sales & Service is a buy here pay here dealer in Springfield, MA with 4.7 stars from 174 reviews.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 18 Berkshire Ave, Springfield, MA 01109
- Type
- car dealer, car repair
Best Car Best Deal
Financing not verified5.9/10
Best Car Best Deal is a Chicopee car dealer offering a variety of used vehicles and professional sales support six days a week.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 400 E Main St Ste D, Chicopee, MA 01020
- Type
- car repair, car dealer
Hill Top Motors
Financing not verified5.1/10
Hill Top Motors is a buy here pay here dealership in Springfield, Massachusetts, offering vehicle sales and maintenance services six days a week.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 167 Magazine St, Springfield, MA 01109
- Type
- car dealer
Ready Credit Used Cars Springfield
Bad-credit financing7/10
Ready Credit Used Cars Springfield is a buy here pay here dealer in Springfield, Massachusetts, offering used vehicle sales and professional auto repair services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 693 E Columbus Ave, Springfield, MA 01105
- Type
- car dealer, car repair
New England Auto Wholesalers
Financing not verified5.8/10
New England Auto Wholesalers is a Springfield, Massachusetts dealership providing used vehicle sales, routine maintenance, and automotive repair services.
- Hours today
- 8:00 AM – 5:30 PM
- Address
- 724 Page Blvd, Springfield, MA 01104
- Type
- car dealer
Autokraft
Financing not verified5.8/10
Autokraft is a used car dealership in Agawam, Massachusetts, offering a no-pressure sales experience and vehicle sourcing services for local customers.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 119 Walnut St, Agawam, MA 01001
- Type
- car dealer
La Auto Sales & Repair
Financing not verified5.3/10
La Auto Sales & Repair is a Springfield, Massachusetts dealer offering used vehicle sales and professional automotive diagnostic and repair services.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 118 Armory St, Springfield, MA 01105
- Type
- car dealer
Elmwood Auto Sales
Financing not verified5.8/10
Elmwood Auto Sales is a used car dealer in Agawam, Massachusetts, offering vehicle sales, maintenance, and on-site repair services.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 521 River Rd, Agawam, MA 01001
- Type
- car repair, car dealer
Mass Auto Sales llc
Financing not verified5.1/10
Mass Auto Sales llc is a buy here pay here dealership in Springfield, Massachusetts, offering used car sales six days a week.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 61 Armory St, Springfield, MA 01105
- Type
- car dealer
Union Street Auto Sales
Financing not verified5.8/10
Union Street Auto Sales is a West Springfield dealership offering a variety of pre-owned cars, trucks, and SUVs with professional customer service.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 685-697 Union St, West Springfield, MA 01089
- Type
- car dealer
Geneva Auto Sales LLC
Financing not verified5.8/10
Geneva Auto Sales LLC is a West Springfield car dealer offering pre-owned vehicle sales and trade-in services six days a week.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 6 River St, West Springfield, MA 01089
- Type
- car wash, car dealer
How Many Buy Here Pay Here Dealers Are in Springfield, MA?
Springfield, Massachusetts has 61 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 5,314 reviews. 24 dealers score 4.5 or higher with at least 10 reviews. 10% open on Sundays. 55 of them publish a website with their financing terms.
Which Areas of Springfield Have Buy Here Pay Here Dealers?
6 dealers in the Springfield list sit in surrounding towns rather than Springfield itself. The areas with the most are West Springfield (4). Pick an area to see only its dealers, with directions from Springfield.
How Buy Here Pay Here Works in Springfield, MA
What to expect from Springfield dealers
Buy here pay here dealers in Springfield work by financing vehicles directly to buyers without relying on outside lenders. They usually require a down payment and set up payment schedules tailored to the buyer’s budget. Buyers in Springfield should compare dealers by looking at customer reviews, vehicle selection, and financing terms to find the best fit for their needs.
How to choose a dealer in Springfield
- Check Springfield dealer reviews to gauge customer satisfaction and reliability.
- Compare down payment requirements among Springfield buy here pay here dealers.
- Look for Springfield dealers offering flexible payment schedules that fit your budget.
- Consider the range of vehicles available at each Springfield BHPH dealer.
- Verify if Springfield dealers report or avoid credit bureaus based on your credit needs.
- Visit Springfield dealerships in person to inspect vehicles and discuss financing options.
Which Buy Here Pay Here Dealers in Springfield Are Rated Highest?
Cottage Street Used Car Sales ranks first among Springfield dealers with a 5.0 Google rating from 97 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Cottage Street Used Car Sales811 Cottage Street | 5.0 | 97 | No | +1 413-636-8286 |
| 2 | Fortuna Auto Sales, Inc.1650 Bay Street | 4.8 | 277 | No | +1 413-782-0033 |
| 3 | Auto Sales Center Inc1607 Northampton Street | 4.9 | 112 | No | +1 413-532-5100 |
| 4 | Chris Auto Sales76 Boston Road | 4.8 | 107 | No | +1 413-331-7253 |
| 5 | Fast Lane Auto Sales & Service18 Berkshire Avenue | 4.7 | 174 | No | +1 413-739-7777 |
| 6 | Ready Credit Used Cars Springfield693 East Columbus Avenue | 4.6 | 629 | No | +1 866-323-2733 |
| 7 | Pafumi Auto Sales389 Main Street | 4.8 | 50 | No | +1 413-246-5351 |
| 8 | Best Car Best Deal400 East Main Street | 4.7 | 69 | No | +1 413-331-4400 |
| 9 | New England Auto Wholesalers724 Page Boulevard | 4.6 | 87 | No | +1 413-736-9602 |
| 10 | Autokraft119 Walnut Street | 4.6 | 83 | No | +1 413-786-7256 |
Buy Here Pay Here in Springfield: Common Questions
What types of vehicles do buy here pay here dealers in Springfield offer?
Buy here pay here dealers in Springfield offer a variety of used cars and trucks. Listings include dealers specializing in both car and truck sales, such as Thrifty Car Sales - Springfield and Wheels and Deals Auto Sales and Service.
How does in-house financing work at Springfield buy here pay here dealers?
In-house financing at Springfield buy here pay here dealers means the dealer finances the vehicle directly to the buyer without involving banks. Buyers make a down payment and then pay off the balance in scheduled installments.
Do Springfield buy here pay here dealers check credit bureaus?
Springfield buy here pay here dealers typically do not rely on traditional credit bureaus for approval. Instead, they focus on payment history with the dealer itself and may require a down payment and proof of income.
How can I compare buy here pay here dealers in Springfield effectively?
You can compare Springfield buy here pay here dealers by reviewing customer ratings, the variety of vehicles offered, financing terms including down payments, and the flexibility of payment schedules.
Which Buy Here Pay Here Dealers Are Near Springfield?
The nearest cities to Springfield with listed dealers are Hartford, CT (24 miles, 57 dealers), Worcester, MA (42 miles, 58 dealers), Waterbury, CT (44 miles, 35 dealers), New Haven, CT (58 miles, 50 dealers), Cranston, RI (63 miles, 28 dealers) and Providence, RI (63 miles, 30 dealers). Buyers in Springfield often widen the search to these markets when a lot's inventory or down payment does not fit.
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