#1Buy Here Pay Here Lowell: Trusted BHPH Dealers in Lowell, MA
Lowell, MA features more than 12 buy here pay here dealers offering a variety of used cars and trucks with in-house financing options. These Lowell BHPH dealers provide local buyers with direct payment plans and flexible credit terms, serving customers who prefer to avoid traditional credit bureaus. Among the dealers listed are 495 Chrysler Jeep Dodge Ram, Greater Lowell Buick GMC Inc, and Gervais Lincoln, Inc., all known for their extensive inventories and customer service. Buy here pay here dealers in Lowell work by providing in-house financing where buyers make payments directly to the dealer rather than a bank. Lowell buyers typically need a down payment and proof of income to qualify. Comparing Lowell BHPH dealers involves reviewing customer ratings, available vehicle types, payment terms, and dealer reputation to find the best fit for your needs.
- 46 dealers
- 0 confirmed BHPH
- 4.3 avg rating
- 46 open now
- 20 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Lowell
46 dealers in Lowell, MA
RSVP CarGuy
Financing not verified6.1/10
RSVP CarGuy is an auto broker in Dracut, Massachusetts, specializing in sourcing new and pre-owned vehicles with professional courtesy delivery services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 65 Broad Rd, Dracut, MA 01826
- Type
- car dealer, service
AB Auto Group LLC
Financing not verified6.4/10
AB Auto Group LLC is a Lowell, MA based dealership offering used vehicle sales with a focus on friendly and reliable customer service.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1570 Middlesex St, Lowell, MA 01851
- Type
- car dealer
Lowell Used Car Dealer Inc
Financing not verified5.6/10
Lowell Used Car Dealer Inc is a Lowell, MA car dealer offering vehicle sales, maintenance, and body repair services with over 20 years of experience.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 771 Dutton St, Lowell, MA 01854
- Type
- car dealer
dambroise auto sales
Financing not verified6.2/10
Dambroise Auto Sales is a Lowell-based dealership offering used vehicle sales, power train warranties, and professional automotive repair services.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 185 Lincoln St, Lowell, MA 01852
- Type
- car dealer
495 Mazda
Financing not verified7/10
495 Mazda is a car dealership in Lowell, Massachusetts, offering new and used vehicle sales alongside a dedicated on-site service center.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 720 Rogers St, Lowell, MA 01852
- Type
- car dealer
Vigeant's Auto Sales
Financing not verified6.1/10
Vigeant's Auto Sales is a Lowell dealership offering a variety of used cars, trucks, and SUVs with professional and friendly customer service.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 223 Tanner St, Lowell, MA 01852
- Type
- car dealer
McGovern Ford of Lowell
Financing not verified6.6/10
McGovern Ford of Lowell is a car dealer and service center located at 1212 Westford St, Lowell, MA, offering vehicle sales and repairs.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 1212 Westford St, Lowell, MA 01851
- Type
- car repair, car dealer
Speed Motors Inc
Financing not verified6.1/10
Speed Motors Inc is a car dealer in Tewksbury, Massachusetts, offering vehicle sales with consistent weekly operating hours.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 2195 Main St, Tewksbury, MA 01876
- Type
- car dealer
IRON CAR DEALERSHIP
Financing not verified5.9/10
IRON CAR DEALERSHIP is a Lowell, Massachusetts-based car dealer providing vehicle sales and customer service with weekday evening hours available.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 915 Pawtucket St, Lowell, MA 01851
- Type
- car dealer
Revolution Motors
Financing not verified6.1/10
Revolution Motors is a buy here pay here dealer in Lowell, Massachusetts, specializing in vehicle financing for customers with bad or no credit.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 1582 Middlesex St, Lowell, MA 01851
- Type
- car dealer
Greater Lowell Buick GMC Inc
Financing not verified6.5/10
Greater Lowell Buick GMC Inc is a family-owned dealership in Lowell, Massachusetts, offering new Buick and GMC vehicles alongside professional auto repair services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 733 Rogers St, Lowell, MA 01852
- Type
- car dealer, truck dealer
Route 110 Auto
Financing not verified6.4/10
Route 110 Auto is a Dracut, Massachusetts dealership specializing in used cars, trucks, vans, and SUVs with a focus on professional customer service.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 10 Hemlock St, Dracut, MA 01826
- Type
- car dealer
Howe's Auto Sales
Financing not verified5.9/10
Howe's Auto Sales is a car dealer in Lowell, Massachusetts, offering a selection of used vehicles and financing assistance to local customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 297 Tanner St, Lowell, MA 01852
- Type
- car dealer
495 Chrysler Jeep Dodge Ram
Financing not verified6.7/10
495 Chrysler Jeep Dodge Ram is a family-owned dealership in Lowell, Massachusetts, offering new and used vehicle sales and professional automotive repair services.
- Hours today
- 9:00 AM – 7:00 AM
- Address
- 732 Rogers St, Lowell, MA 01852
- Type
- car dealer, truck dealer
Gervais Kia
Financing not verified6.4/10
Gervais Kia is a Lowell, Massachusetts car dealer providing new, used, and certified Kia vehicles with an on-site service department.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 6 Industrial Ave, Lowell, MA 01851
- Type
- car dealer
Modern Auto Sales
Bad-credit financing6.9/10
Modern Auto Sales is a Tyngsborough car dealer offering used vehicle sales and in-house financing services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 273 Middlesex Rd, Tyngsborough, MA 01879
- Type
- truck dealer, car repair
Gervais Lincoln, Inc.
Financing not verified6.4/10
Gervais Lincoln, Inc. is a Lowell-based dealership offering new and used vehicle sales, integrated financing options, and professional automotive repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 24 Reiss Ave, Lowell, MA 01851
- Type
- truck dealer, car dealer
Husson Motors, Inc. Sales Department
Bad-credit financing7.1/10
Husson Motors, Inc. Sales Department is a Salem, NH based car dealer offering used vehicles and financing options seven days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 8 Lowell Rd, Salem, NH 03079
- Type
- truck dealer, car dealer
Chelmsford Street Auto Sales
Financing not verified6.3/10
Chelmsford Street Auto Sales is a Lowell, Massachusetts dealership offering used vehicles and transparent financing assistance to local customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 202 Chelmsford St, Lowell, MA 01851
- Type
- car dealer
Mr Nice Guys Auto Sales
Financing not verified5.7/10
Mr Nice Guys Auto Sales is a car dealer in Lowell, Massachusetts, offering vehicle sales six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 147 Cambridge St front, Lowell, MA 01852
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Lowell, MA?
Lowell, Massachusetts has 46 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 17,596 reviews. 20 dealers score 4.5 or higher with at least 10 reviews. 17% open on Sundays. 41 of them publish a website with their financing terms.
Which Areas of Lowell Have Buy Here Pay Here Dealers?
12 dealers in the Lowell list sit in surrounding towns rather than Lowell itself. The areas with the most are Chelmsford (3) and Dracut (3). Pick an area to see only its dealers, with directions from Lowell.
How Buy Here Pay Here Works in Lowell, MA
What to expect from Lowell dealers
How to choose a dealer in Lowell
- Check Lowell BHPH dealer ratings and customer reviews for reliability.
- Compare vehicle types offered by Lowell dealers, such as trucks or cars.
- Confirm the in-house financing terms and down payment requirements in Lowell.
- Visit multiple Lowell buy here pay here lots to inspect vehicles and ask about payment schedules.
- Verify if the Lowell dealer reports to credit bureaus if you want credit building.
- Consider dealers with convenient locations and service options in Lowell.
Which Buy Here Pay Here Dealers in Lowell Are Rated Highest?
RSVP CarGuy ranks first among Lowell dealers with a 5.0 Google rating from 180 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | RSVP CarGuy65 Broad Road | 5.0 | 180 | Yes | +1 978-995-6344 |
| 2 | 495 Mazda720 Rogers Street | 4.8 | 2,319 | Yes | +1 978-454-9300 |
| 3 | dambroise auto sales185 Lincoln Street | 4.9 | 143 | No | +1 978-996-5798 |
| 4 | McGovern Ford of Lowell1212 Westford Street | 4.7 | 2,753 | No | +1 978-452-3900 |
| 5 | Vigeant's Auto Sales223 Tanner Street | 4.8 | 141 | No | +1 978-307-8540 |
| 6 | Speed Motors Inc2195 Main Street | 4.7 | 379 | No | +1 978-805-8634 |
| 7 | Greater Lowell Buick GMC Inc733 Rogers Street | 4.6 | 403 | No | +1 978-905-6274 |
| 8 | Route 110 Auto10 Hemlock Street | 4.6 | 227 | No | +1 978-459-7800 |
| 9 | Howe's Auto Sales297 Tanner Street | 4.6 | 147 | No | +1 978-307-7992 |
| 10 | 495 Chrysler Jeep Dodge Ram732 Rogers Street | 4.5 | 2,323 | Yes | +1 978-636-1900 |
Buy Here Pay Here in Lowell: Common Questions
What do buy here pay here dealers in Lowell require for financing?
Buy here pay here dealers in Lowell require a down payment and proof of income. These dealers provide in-house financing directly to local buyers without involving traditional credit bureaus.
How can I compare buy here pay here dealers in Lowell, MA?
You can compare Lowell BHPH dealers by reviewing their customer ratings, vehicle selections, and payment terms. Visiting multiple dealers in Lowell helps evaluate their financing options and vehicle conditions.
Do Lowell buy here pay here dealers report to credit bureaus?
Some Lowell buy here pay here dealers report to credit bureaus, but not all do. It's important to ask each Lowell dealer directly if credit reporting is part of their financing service.
Can I buy trucks at buy here pay here dealers in Lowell?
Yes, several buy here pay here dealers in Lowell, including Greater Lowell Buick GMC Inc and 495 Chrysler Jeep Dodge Ram, offer trucks alongside cars with in-house financing.
Which Buy Here Pay Here Dealers Are Near Lowell?
The nearest cities to Lowell with listed dealers are Nashua, NH (12 miles, 43 dealers), Boston, MA (23 miles, 58 dealers), Manchester, NH (26 miles, 56 dealers), Worcester, MA (36 miles, 58 dealers), Brockton, MA (41 miles, 60 dealers) and Pawtucket, RI (52 miles, 42 dealers). Buyers in Lowell often widen the search to these markets when a lot's inventory or down payment does not fit.
More Massachusetts cities
Missing a dealer? Suggest a listing.