Westminster Motors Ltd.
Westminster Motors Ltd. is a Providence car dealership and mechanic shop offering vehicle sales and automotive repairs six days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 550 Valley St, Providence, RI 02908
- Type
- car dealer
Buy Here Pay Here Providence RI: 12+ Local Dealers
Providence, RI has 12+ buy here pay here (BHPH) dealers offering used cars with in-house financing directly to buyers. These dealers serve Providence and nearby areas like Johnston and East Providence, providing options for customers who need alternative financing. The listings include well-rated dealers such as Grasso's Auto Sales Inc, Solution Auto Sales & Body, and Plainfield Auto Sales Inc. Buyers can find a variety of vehicles with flexible payment plans available at these Providence BHPH dealerships.
16 dealers4.3 average ratingUpdated Sep 2026
Published · Updated
How Buy Here Pay Here Works in Providence, RI
Buy here pay here dealers in Providence, RI operate by providing in-house financing without relying on credit bureaus. Buyers usually need a down payment and proof of income to qualify. Payment schedules are typically weekly or biweekly to accommodate local buyers. To choose the best Providence BHPH dealer, compare factors such as dealer ratings, customer reviews, vehicle selection, and financing terms. This approach helps buyers find reliable dealers with favorable conditions in Providence, RI.
How to choose a dealer in Providence
- Check dealer ratings and reviews from Providence customers for reliability.
- Compare in-house financing terms offered by Providence BHPH dealers.
- Look for dealers in Providence with flexible payment schedules.
- Verify the variety and condition of vehicles available in Providence.
- Confirm the required down payment and documentation for Providence buyers.
16 dealers in Providence, RI
Capital City Auto Sales
Capital City Auto Sales is a buy here pay here car dealership located on Turner St in Providence, Rhode Island.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 25 Turner St, Providence, RI 02908
- Type
- car dealer
Plainfield Auto Sales Inc
Plainfield Auto Sales Inc is a Providence car dealer and full-service repair facility with 20 years of experience serving the local community.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 292 Plainfield St, Providence, RI 02909
- Type
- car dealer
Shannon Motors Johnston
Shannon Motors Johnston is a car dealer offering used and certified pre-owned vehicles with convenient evening hours for local buyers in Rhode Island.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 648 Killingly St, Johnston, RI 02919
- Type
- car dealer
Rivas Auto Sales
Rivas Auto Sales is a Providence-based dealership offering used vehicle sales and on-site automotive repair services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- Roger Williams Ave, Providence, RI 02904
- Type
- car dealer
Family Auto
Family Auto is a family-operated buy here pay here dealer in Johnston, Rhode Island, specializing in quality used car and truck sales.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 386 George Waterman Rd, Johnston, RI 02919
- Type
- car dealer
Jimmy's Auto Sales
Jimmy's Auto Sales is a North Providence car dealer providing used vehicle sales and mechanical repair services to the local community.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 946 Charles St, North Providence, RI 02904
- Type
- car dealer
Grasso's Auto Sales Inc
Grasso's Auto Sales Inc is a family-owned car dealer and repair shop located at 1051 Chalkstone Ave in Providence, Rhode Island.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 1051 Chalkstone Ave, Providence, RI 02908
- Type
- car repair, car dealer
First Stop Auto Sales
First Stop Auto Sales is a Providence-based dealer offering used vehicle sales and automotive maintenance services during weekday business hours.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 41 Reservoir Ave, Providence, RI 02907
- Type
- car dealer
KING RICHARD'S AUTO CENTER
King Richard's Auto Center is a used car dealer in East Providence, Rhode Island, offering a variety of pre-owned vehicles and customer support.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 801 Taunton Ave, East Providence, RI 02914
- Type
- car dealer
Solution Auto Sales & Body
Solution Auto Sales & Body is a car dealer in Providence, Rhode Island, specializing in the sale of used and certified pre-owned vehicles.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 40 Reservoir Ave, Providence, RI 02907
- Type
- car dealer
Valley Street Auto Sales
Valley Street Auto Sales is a car dealer in Providence, Rhode Island, offering vehicle sales and tire services six days a week.
- Hours today
- 9:00 AM – 4:00 PM
- Address
- 466 Valley St, Providence, RI 02908
- Type
- car dealer
Main Street Motors
Main Street Motors is a family-owned dealership in Scituate, Rhode Island, offering a selection of used and certified pre-owned vehicles.
- Hours today
- 9:00 AM – 4:30 PM
- Address
- 228 Main St, Hope, RI 02831
- Type
- car dealer
Auto City Inc
Auto City Inc is a buy here pay here dealer and repair shop located at 225 Plainfield St in Providence, Rhode Island.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 225 Plainfield St, Providence, RI 02909
- Type
- car dealer, car repair
CAMBIO AUTO SALES
Cambio Auto Sales is a car dealership in Providence, Rhode Island, offering used vehicle sales and a 30-day warranty on purchases.
- Hours today
- 9:30 AM – 5:30 PM
- Address
- 615 Plainfield St, Providence, RI 02909
- Type
- car dealer
Mel's Motors Used Car Sales Inc.
Mel's Motors Used Car Sales Inc. is a Providence-based dealership offering pre-owned vehicle sales and customer-focused service seven days a week.
- Hours today
- 8:30 AM – 5:00 PM
- Address
- 1210 Elmwood Ave, Providence, RI 02907
- Type
- car dealer
Which Buy Here Pay Here Dealers in Providence Are Rated Highest?
Shannon Motors Johnston ranks first among Providence dealers with a 4.6 Google rating from 2,272 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Shannon Motors Johnston648 Killingly Street | 4.6 | 2,272 | No | +1 401-273-0110 |
| 2 | Plainfield Auto Sales Inc292 Plainfield Street | 4.8 | 27 | No | +1 401-943-7666 |
| 3 | Rivas Auto SalesRoger Williams Avenue | 4.6 | 45 | No | +1 401-461-7477 |
| 4 | Family Auto386 George Waterman Road | 4.6 | 33 | No | +1 401-231-5690 |
| 5 | Grasso's Auto Sales Inc1051 Chalkstone Avenue | 4.4 | 133 | No | +1 401-831-5650 |
| 6 | First Stop Auto Sales41 Reservoir Avenue | 4.4 | 36 | No | +1 401-461-5656 |
| 7 | Jimmy's Auto Sales946 Charles Street | 4.5 | 16 | No | +1 401-640-8475 |
| 8 | Solution Auto Sales & Body40 Reservoir Avenue | 4.1 | 64 | No | +1 401-383-2222 |
| 9 | Valley Street Auto Sales466 Valley Street | 4.0 | 39 | No | +1 401-521-7613 |
| 10 | KING RICHARD'S AUTO CENTER801 Taunton Avenue | 4.1 | 429 | No | +1 401-434-6985 |
Buy Here Pay Here in Providence: Common Questions
How does buy here pay here financing work in Providence?
Buy here pay here financing in Providence involves dealers offering in-house loans directly to buyers without credit checks. Buyers make a down payment and follow a payment schedule set by the Providence dealer.
What do Providence buyers need to qualify for BHPH financing?
Providence buyers need a valid ID, proof of income, and a down payment to qualify for buy here pay here financing. These requirements vary by Providence dealer but are standard locally.
Are there many buy here pay here dealers in Providence, RI?
There are 12+ buy here pay here dealers serving Providence, RI, including locations in nearby areas like Johnston and East Providence.
How can I compare buy here pay here dealers in Providence?
Compare Providence BHPH dealers by reviewing their ratings, customer feedback, vehicle selection, and financing terms offered in Providence, RI.
Buy Here Pay Here Dealers Near Providence
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