Buy Here Pay Here Springfield MA: Find Local BHPH Dealers

Springfield, MA features over 12 buy here pay here (BHPH) car dealers offering local buyers a range of used vehicles with in-house financing. These Springfield dealers provide options for buyers who need flexible credit solutions and want to avoid traditional credit bureaus. Listings include dealerships like Ready Credit Used Cars Springfield and Fortuna Auto Sales, Inc., known for their customer ratings and variety of vehicles.

  • 61 dealers
  • 1 confirmed BHPH
  • 4.2 avg rating
  • 59 open now
  • 24 rated 4.5+

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59 dealers in Springfield, MA (filtered)

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Jordan Auto Sales INC in Springfield

Jordan Auto Sales INC

5.0(12 reviews)

Financing not verified5.7/10

Jordan Auto Sales INC is a Springfield-based car dealer offering pre-owned vehicles and mechanical maintenance services to local customers.

Hours today
9:30 AM – 6:00 PM
Address
167 Magazine St, Springfield, MA 01109
Type
car dealer

JB Auto Sales, LLC

5.0(3 reviews)

Financing not verified5.6/10

JB Auto Sales, LLC is a Springfield, Massachusetts car dealer offering personalized vehicle sourcing and used car sales.

Hours today
9:00 AM – 5:00 PM
Address
48 Winter St, Springfield, MA 01103
Type
car dealer
Auto Sales Center Inc in Holyoke

Auto Sales Center Inc

4.9(112 reviews)

Financing not verified6.1/10

Auto Sales Center Inc is a family-owned used car dealer and repair shop located at 1607 Northampton St in Holyoke, Massachusetts.

Hours today
9:00 AM – 5:00 PM
Address
1607 Northampton St, Holyoke, MA 01040
Type
car repair, car dealer
Chris Auto Sales in Springfield

Chris Auto Sales

4.8(107 reviews)

Financing not verified6/10

Chris Auto Sales is a Springfield, Massachusetts dealership offering a variety of used trucks and SUVs with available financing options.

Hours today
9:00 AM – 5:00 PM
Address
76 Boston Rd, Springfield, MA 01109
Type
car dealer
Pafumi Auto Sales in Springfield

Pafumi Auto Sales

4.8(50 reviews)

Financing not verified5.9/10

Pafumi Auto Sales is a family-owned dealership in Springfield, MA, providing used vehicle sales, financing, and state inspection services.

Hours today
8:00 AM – 6:00 PM
Address
389 Main St, Springfield, MA 01151
Type
truck dealer, car dealer
The Car Company in Springfield

The Car Company

4.8(30 reviews)

Financing not verified6.1/10

The Car Company is a buy here pay here dealer and repair shop located at 100 Verge St in Springfield, Massachusetts.

Hours today
10:00 AM – 6:00 PM
Address
100 Verge St, Springfield, MA 01129
Type
car repair, car dealer
360 Auto Sales in West Springfield

360 Auto Sales

4.8(21 reviews)

Financing not verified6.3/10

360 Auto Sales is a car dealer in West Springfield, Massachusetts, offering used vehicle sales with a focus on personalized customer service.

Hours today
9:00 AM – 5:00 PM
Address
44 Exposition Terrace, West Springfield, MA 01089
Type
car dealer
Best Car Best Deal in Chicopee

Best Car Best Deal

4.7(69 reviews)

Financing not verified5.9/10

Best Car Best Deal is a Chicopee car dealer offering a variety of used vehicles and professional sales support six days a week.

Hours today
9:30 AM – 6:00 PM
Address
400 E Main St Ste D, Chicopee, MA 01020
Type
car repair, car dealer
Hill Top Motors in Springfield

Hill Top Motors

4.7(10 reviews)

Financing not verified5.1/10

Hill Top Motors is a buy here pay here dealership in Springfield, Massachusetts, offering vehicle sales and maintenance services six days a week.

Hours today
9:00 AM – 5:00 PM
Address
167 Magazine St, Springfield, MA 01109
Type
car dealer
Autokraft in Agawam

Autokraft

4.6(83 reviews)

Financing not verified5.8/10

Autokraft is a used car dealership in Agawam, Massachusetts, offering a no-pressure sales experience and vehicle sourcing services for local customers.

Hours today
9:00 AM – 5:00 PM
Address
119 Walnut St, Agawam, MA 01001
Type
car dealer
La Auto Sales & Repair in Springfield

La Auto Sales & Repair

4.6(66 reviews)

Financing not verified5.3/10

La Auto Sales & Repair is a Springfield, Massachusetts dealer offering used vehicle sales and professional automotive diagnostic and repair services.

Hours today
8:30 AM – 6:00 PM
Address
118 Armory St, Springfield, MA 01105
Type
car dealer
Elmwood Auto Sales in Agawam

Elmwood Auto Sales

4.6(58 reviews)

Financing not verified5.8/10

Elmwood Auto Sales is a used car dealer in Agawam, Massachusetts, offering vehicle sales, maintenance, and on-site repair services.

Hours today
9:00 AM – 5:00 PM
Address
521 River Rd, Agawam, MA 01001
Type
car repair, car dealer
Mass Auto Sales llc in Springfield

Mass Auto Sales llc

4.6(12 reviews)

Financing not verified5.1/10

Mass Auto Sales llc is a buy here pay here dealership in Springfield, Massachusetts, offering used car sales six days a week.

Hours today
8:30 AM – 6:00 PM
Address
61 Armory St, Springfield, MA 01105
Type
car dealer
Union Street Auto Sales in West Springfield

Union Street Auto Sales

4.5(141 reviews)

Financing not verified5.8/10

Union Street Auto Sales is a West Springfield dealership offering a variety of pre-owned cars, trucks, and SUVs with professional customer service.

Hours today
9:00 AM – 6:00 PM
Address
685-697 Union St, West Springfield, MA 01089
Type
car dealer
Geneva Auto Sales LLC in West Springfield

Geneva Auto Sales LLC

4.5(125 reviews)

Financing not verified5.8/10

Geneva Auto Sales LLC is a West Springfield car dealer offering pre-owned vehicle sales and trade-in services six days a week.

Hours today
10:00 AM – 6:00 PM
Address
6 River St, West Springfield, MA 01089
Type
car wash, car dealer

How Many Buy Here Pay Here Dealers Are in Springfield, MA?

Springfield, Massachusetts has 61 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 5,314 reviews. 24 dealers score 4.5 or higher with at least 10 reviews. 10% open on Sundays. 55 of them publish a website with their financing terms.

Which Areas of Springfield Have Buy Here Pay Here Dealers?

6 dealers in the Springfield list sit in surrounding towns rather than Springfield itself. The areas with the most are West Springfield (4). Pick an area to see only its dealers, with directions from Springfield.

How Buy Here Pay Here Works in Springfield, MA

What to expect from Springfield dealers

Buy here pay here dealers in Springfield work by financing vehicles directly to buyers without relying on outside lenders. They usually require a down payment and set up payment schedules tailored to the buyer’s budget. Buyers in Springfield should compare dealers by looking at customer reviews, vehicle selection, and financing terms to find the best fit for their needs.

How to choose a dealer in Springfield
  • Check Springfield dealer reviews to gauge customer satisfaction and reliability.
  • Compare down payment requirements among Springfield buy here pay here dealers.
  • Look for Springfield dealers offering flexible payment schedules that fit your budget.
  • Consider the range of vehicles available at each Springfield BHPH dealer.
  • Verify if Springfield dealers report or avoid credit bureaus based on your credit needs.
  • Visit Springfield dealerships in person to inspect vehicles and discuss financing options.

Buy Here Pay Here in Springfield: Common Questions

What types of vehicles do buy here pay here dealers in Springfield offer?

Buy here pay here dealers in Springfield offer a variety of used cars and trucks. Listings include dealers specializing in both car and truck sales, such as Thrifty Car Sales - Springfield and Wheels and Deals Auto Sales and Service.

How does in-house financing work at Springfield buy here pay here dealers?

In-house financing at Springfield buy here pay here dealers means the dealer finances the vehicle directly to the buyer without involving banks. Buyers make a down payment and then pay off the balance in scheduled installments.

Do Springfield buy here pay here dealers check credit bureaus?

Springfield buy here pay here dealers typically do not rely on traditional credit bureaus for approval. Instead, they focus on payment history with the dealer itself and may require a down payment and proof of income.

How can I compare buy here pay here dealers in Springfield effectively?

You can compare Springfield buy here pay here dealers by reviewing customer ratings, the variety of vehicles offered, financing terms including down payments, and the flexibility of payment schedules.

Which Buy Here Pay Here Dealers Are Near Springfield?

The nearest cities to Springfield with listed dealers are Hartford, CT (24 miles, 57 dealers), Worcester, MA (42 miles, 58 dealers), Waterbury, CT (44 miles, 35 dealers), New Haven, CT (58 miles, 50 dealers), Cranston, RI (63 miles, 28 dealers) and Providence, RI (63 miles, 30 dealers). Buyers in Springfield often widen the search to these markets when a lot's inventory or down payment does not fit.

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