#1Galaxy Auto Place
Bad-credit financing7.5/10
Open now · closes 8:00 PM
- Low or $0 down
- Bad credit welcome
- Trade-ins
Buy Here Pay Here Dealers in Buffalo, NY
Buffalo, NY has more than 12 buy here pay here (BHPH) dealers offering used cars with in-house financing. These Buffalo BHPH dealers, including top-rated names like E-Z Loan Auto Sales of Buffalo and River Front Auto Sales, provide local options for buyers who want to finance directly through the dealership. Buyers can find a variety of vehicles across Buffalo and nearby areas such as Williamsville, West Seneca, and Hamburg listed with these dealers.
- 58 dealers
- 5 confirmed BHPH
- 4.2 avg rating
- 56 open now
- 20 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Buffalo
#1
#2
#358 dealers in Buffalo, NY
Naji Used Cars
Financing not verified5.1/10
Naji Used Cars is a buy here pay here dealer located at 1685 South Park Ave in Buffalo, New York.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1685 South Park Ave, Buffalo, NY 14220
- Type
- car dealer
Briarwood Motors
Financing not verified5.1/10
Briarwood Motors is a buy here pay here car dealer located at 65 Center Rd in West Seneca, NY.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 65 Center Rd, West Seneca, NY 14224
- Type
- car dealer
M&G AUTO SALES AND REPAIRS Inc.
Financing not verified6/10
M&G AUTO SALES AND REPAIRS Inc. is a Buffalo-based car dealership and repair shop offering quality used vehicles and automotive maintenance services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1054 Grant St, Buffalo, NY 14207
- Type
- car repair, car dealer
Galaxy Auto Place
Bad-credit financing7.5/10
Galaxy Auto Place is a West Seneca car dealer offering pre-owned vehicle sales, maintenance, repairs, and inspections seven days a week.
- Hours today
- 8:00 AM – 8:00 PM
- Address
- 2338 Union Rd, West Seneca, NY 14224
- Type
- car dealer, truck dealer
E-Z Loan Auto Sales of Lockport
Confirmed BHPH7.7/10
E-Z Loan Auto Sales of Lockport is a buy here pay here dealership offering vehicle sales and in-house financing in Lockport, New York.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 6145 S Transit Rd, Lockport, NY 14094
- Type
- car dealer, finance
WNY Auto Sales & Service, Inc
Financing not verified6/10
WNY Auto Sales & Service, Inc is a Tonawanda, NY car dealer and repair shop offering vehicle sales and professional automotive maintenance services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3875 Delaware Ave, Tonawanda, NY 14217
- Type
- car dealer, car repair
SG USED AUTOS
Financing not verified6/10
SG Used Autos is a buy here pay here dealership in Tonawanda, NY, offering used vehicle sales and rental services to the local community.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 2172 Niagara Falls Blvd, Tonawanda, NY 14150
- Type
- car dealer
Smiling Ted's Quality Used Car
Bad-credit financing6.9/10
Smiling Ted's Quality Used Car is a family-owned dealership in West Seneca, NY, offering used vehicle sales and in-house financing solutions.
- Hours today
- 9:30 AM – 3:00 PM
- Address
- 125 South Ave Suite B, West Seneca, NY 14224
- Type
- car dealer
The Auto Exchange
Financing not verified6.4/10
The Auto Exchange is a car dealer in Akron, NY, offering quality used vehicles and on-site inspection capabilities for prospective buyers.
- Hours today
- 9:30 AM – 5:00 PM
- Address
- 27 Jackson St, Akron, NY 14001
- Type
- car dealer
West Herr Hyundai Used Cars
Financing not verified6.6/10
West Herr Hyundai Used Cars is a Williamsville dealership offering a wide selection of pre-owned vehicles and professional finance assistance.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 5535 Transit Rd, Williamsville, NY 14221
- Type
- car dealer
River Front Auto Sales
Financing not verified6.6/10
River Front Auto Sales is a family-run dealership in Buffalo, New York, offering used cars, trucks, SUVs, and financing solutions.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 1379 Niagara St, Buffalo, NY 14213
- Type
- car dealer
RDA Buffalo
Financing not verified6.1/10
RDA Buffalo is a car dealer and repair shop in Buffalo, New York, offering vehicle sales, diagnostics, and maintenance services to the local community.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 301 Bailey Ave, Buffalo, NY 14210
- Type
- car repair, car dealer
Enterprise Car Sales
Financing not verified6.6/10
Enterprise Car Sales is a pre-owned vehicle dealer in East Amherst, New York, offering a range of cars, trucks, vans, and SUVs.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 6755 Transit Rd, East Amherst, NY 14051
- Type
- car dealer, truck dealer
Four M Sales Inc.
Financing not verified5.8/10
Four M Sales Inc. is a Buffalo dealership offering pre-owned vehicle sales, professional automotive repairs, detailing, and secure vehicle storage services.
- Hours today
- 9:00 AM – 5:30 PM
- Address
- 3080 Main St, Buffalo, NY 14214
- Type
- storage, car repair
E-Z Loan Auto Sales of Buffalo
Confirmed BHPH7.5/10
E-Z Loan Auto Sales of Buffalo is a buy here pay here dealership offering used vehicles and in-house financing in Buffalo, New York.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2227 Elmwood Ave, Buffalo, NY 14216
- Type
- car dealer, finance
D K Auto Sales
Financing not verified5.8/10
D K Auto Sales is a car dealer and repair shop located at 616 Hopkins St in Buffalo, New York.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 616 Hopkins St, Buffalo, NY 14220
- Type
- car dealer
Basil Resale Sheridan
Confirmed BHPH7.4/10
Basil Resale Sheridan is a car dealer in Williamsville, NY, offering vehicle sales, professional repair services, and customer financing options.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4131 Sheridan Dr, Williamsville, NY 14221
- Type
- finance, truck dealer
eAutoDiscount
Confirmed BHPH7.3/10
eAutoDiscount is a Buffalo, NY car dealer offering used vehicle sales, in-house financing options, and professional repair services.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1400 Bailey Ave, Buffalo, NY 14206
- Type
- car dealer
Corey Auto Sales and Service Inc.
Bad-credit financing6.8/10
Corey Auto Sales and Service Inc. is a family-owned dealership and repair center in Depew, New York, providing vehicle sales and comprehensive auto maintenance.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 5230 Transit Rd, Depew, NY 14043
- Type
- car repair, car dealer
Liberty Auto Plus Inc
Financing not verified5.8/10
Liberty Auto Plus Inc is a family-owned Buffalo dealership offering pre-owned vehicle sales, in-house financing, and professional car repair services.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 980 Grant St, Buffalo, NY 14207
- Type
- car repair, car dealer
How Many Buy Here Pay Here Dealers Are in Buffalo, NY?
Buffalo, New York has 58 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 14,149 reviews. 20 dealers score 4.5 or higher with at least 10 reviews. 9% open on Sundays. 46 of them publish a website with their financing terms.
Which Areas of Buffalo Have Buy Here Pay Here Dealers?
Dealers in the Buffalo list come from these surrounding towns as well as Buffalo itself. Pick one to filter the list.
How Buy Here Pay Here Works in Buffalo, NY
What to expect from Buffalo dealers
Buy here pay here dealers in Buffalo work by offering in-house financing, which means buyers make payments directly to the dealer rather than a bank. Payment schedules are typically flexible and tailored to the buyer’s budget. Buyers need a valid ID, proof of income, and a down payment to qualify. Comparing Buffalo BHPH dealers involves checking vehicle selection, payment terms, dealer ratings, and customer reviews to find the best fit for your needs.
How to choose a dealer in Buffalo
- Choose Buffalo dealers with high customer ratings and many reviews for reliability.
- Compare vehicle selections from Buffalo BHPH dealers including trucks and cars.
- Check Buffalo dealers’ payment schedule options to match your budget.
- Confirm the down payment requirements at Buffalo buy here pay here locations.
- Look for Buffalo dealers offering convenient local service areas like Williamsville or West Seneca.
- Verify if Buffalo dealers report payment activity to credit bureaus if credit building is a priority.
Which Buy Here Pay Here Dealers in Buffalo Are Rated Highest?
Galaxy Auto Place ranks first among Buffalo dealers with a 4.8 Google rating from 1,017 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Galaxy Auto Place2338 Union Road | 4.8 | 1,017 | Yes | +1 716-656-8034 |
| 2 | E-Z Loan Auto Sales of Lockport6145 South Transit Road | 4.8 | 795 | No | +1 716-906-8600 |
| 3 | West Herr Hyundai Used Cars5535 Transit Road | 4.7 | 1,402 | No | +1 716-599-4964 |
| 4 | River Front Auto Sales1379 Niagara Street | 4.7 | 594 | No | +1 716-886-1626 |
| 5 | RDA Buffalo301 Bailey Avenue | 4.7 | 491 | No | +1 716-822-2886 |
| 6 | Enterprise Car Sales6755 Transit Road | 4.7 | 412 | No | +1 716-202-8913 |
| 7 | WNY Auto Sales & Service, Inc3875 Delaware Avenue | 4.8 | 90 | No | +1 716-551-1972 |
| 8 | E-Z Loan Auto Sales of Buffalo2227 Elmwood Avenue | 4.6 | 1,107 | No | +1 716-961-0480 |
| 9 | M&G AUTO SALES AND REPAIRS Inc.1054 Grant Street | 4.9 | 57 | No | +1 716-603-3432 |
| 10 | SG USED AUTOS2172 Niagara Falls Boulevard | 4.8 | 79 | No | +1 716-331-1074 |
Buy Here Pay Here in Buffalo: Common Questions
What documents do Buffalo buyers need for buy here pay here financing?
Buffalo buyers need a valid ID, proof of income, and a down payment to qualify for buy here pay here financing. These requirements help Buffalo dealers set up in-house payment plans.
How do Buffalo buy here pay here dealers set payment schedules?
Buffalo buy here pay here dealers offer flexible payment schedules tailored to the buyer’s ability to pay. Payments are made directly to the Buffalo dealer on agreed dates.
Are Buffalo buy here pay here dealers suitable for buyers with poor credit?
Yes, Buffalo buy here pay here dealers provide in-house financing that does not rely on traditional credit checks. This allows buyers with poor credit to purchase vehicles locally.
How can I compare buy here pay here dealers in Buffalo?
You can compare Buffalo buy here pay here dealers by reviewing their vehicle selection, customer ratings, payment terms, and the convenience of their local Buffalo area locations.
Which Buy Here Pay Here Dealers Are Near Buffalo?
The nearest cities to Buffalo with listed dealers are Rochester, NY (67 miles, 59 dealers), Erie, PA (81 miles, 54 dealers), Syracuse, NY (139 miles, 58 dealers), Cleveland, OH (173 miles, 61 dealers), Pittsburgh, PA (179 miles, 59 dealers) and Akron, OH (184 miles, 56 dealers). Buyers in Buffalo often widen the search to these markets when a lot's inventory or down payment does not fit.
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