Albany, NY features more than 12 buy here pay here (BHPH) car dealers offering used vehicles with in-house financing. These local Albany BHPH dealers provide an alternative to traditional financing by allowing buyers to make payments directly to the dealer. Listings include dealers in Albany and nearby areas such as Latham, Troy, and Rensselaer. Buy here pay here dealers in Albany work by offering in-house financing to customers who may have difficulty securing loans from credit bureaus. Buyers typically need a valid ID, proof of income, and a down payment. Payment schedules vary by dealer, so comparing terms, vehicle selection, and customer reviews is important to find the best fit in Albany.
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Financing not verified5.9/10
Quail Auto Sales is a family-owned dealership in Albany, NY, offering used vehicle sales and professional automotive body shop services.
Financing not verified5.9/10
Dakar Auto Sales Corp is a car dealer in Albany, New York, open seven days a week from 8:00 AM to 5:00 PM.
Financing not verified6.3/10
2010 Auto Sales is a used car dealership in Troy, New York, offering pre-owned vehicles and full-service assistance with financing and DMV paperwork.
Financing not verified5.7/10
Randall Automotive Inc is a family-run Rensselaer dealership and repair shop specializing in Volvo maintenance and used vehicle sales.
Financing not verified6.5/10
Signature Auto Ranch is a Latham, NY, car dealer offering reconditioned used vehicles and a professional, low-pressure purchasing experience for all customers.
Financing not verified5.8/10
Central 1985 Car Sale, llc is a customer-focused used car dealer in Albany, NY, offering quality pre-owned vehicles with professional service.
Financing not verified6.6/10
Destination Nissan is a full-service car dealership in Albany, New York, offering new and pre-owned vehicle sales, maintenance, and collision repair.
Financing not verified6.6/10
Goldstein Chrysler Jeep Dodge RAM is a Latham-based dealership offering new and used vehicle sales, truck inventory, and professional automotive repair services.
Financing not verified6.6/10
Exit5 Auto Group is a family-owned dealership in Latham, NY, offering used vehicle sales, financing, and professional automotive repair services.
Financing not verified6.4/10
Michael's Auto Plaza is a car dealer in East Greenbush, New York, offering pre-owned vehicle sales and customer service seven days a week.
Financing not verified6/10
Keeler Pre-Owned is a Latham, NY car dealer offering pre-owned vehicle sales and financing options six days a week.
Financing not verified6/10
Victor Eid Auto LLC is a family-run used car dealership in Troy, New York, offering reliable pre-owned vehicles and on-site maintenance services.
Financing not verified6.1/10
Al Kanuam Cars is an Albany car dealer and auto repair shop located at 84 Alexander St offering vehicle sales and maintenance services.
Financing not verified6.5/10
Destination Kia is a car dealer in Albany, New York, offering new and certified pre-owned vehicles along with professional repair services.
Bad-credit financing7/10
DePaula Ford is a full-service dealership in Albany, New York, providing new and used vehicle sales, auto financing, and professional repair services.
Financing not verified5.9/10
Dave Mosher Auto Sales LLC is an Albany, New York dealership offering a diverse inventory of used cars, trucks, and luxury SUVs.
Financing not verified6.4/10
DePaula Chevrolet is a large dealership in Albany, New York, offering new and used vehicle sales, comprehensive maintenance, and auto parts services.
Financing not verified6.4/10
Armory Chrysler Dodge Jeep Ram Fiat of Albany is a full-service dealership offering new and used vehicle sales and mechanical maintenance in Albany, New York.
Bad-credit financing6.9/10
DeNooyer Chevrolet is a Colonie-based car dealership offering new and pre-owned vehicle sales, leasing services, and a dedicated automotive service center.
Financing not verified6.4/10
Northway Toyota is a car dealership in Latham, NY, offering new and used vehicle sales, financing, and an on-site service center.
Albany, New York has 56 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 43,841 reviews. 28 dealers score 4.5 or higher with at least 10 reviews. 11% open on Sundays. Where Albany dealers print a down payment on their website, the median is $1,500.
21 dealers in the Albany list sit in surrounding towns rather than Albany itself. The areas with the most are Rensselaer (5) and Troy (4). Pick an area to see only its dealers, with directions from Albany.
Albany buyers need a valid ID, proof of income, and a down payment to qualify for buy here pay here financing. These requirements help dealers offer in-house financing without involving credit bureaus.
There are more than 12 buy here pay here dealers serving Albany, NY and nearby communities. These dealers provide a variety of used vehicles with in-house financing.
Albany buyers can often discuss and arrange payment schedules directly with buy here pay here dealers. Payment plans vary by dealer and should be compared in advance.
Albany buy here pay here dealerships typically do not require credit checks because they offer in-house financing. This allows buyers with poor or no credit to purchase vehicles.
The nearest cities to Albany with listed dealers are Springfield, MA (71 miles, 56 dealers), Hartford, CT (82 miles, 57 dealers), Waterbury, CT (84 miles, 35 dealers), New Haven, CT (102 miles, 50 dealers), Worcester, MA (103 miles, 57 dealers) and Bridgeport, CT (105 miles, 35 dealers). Buyers in Albany often widen the search to these markets when a lot's inventory or down payment does not fit.
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