#1Buy Here Pay Here Dealers in Tampa, FL
Tampa, FL hosts over 12 buy here pay here (BHPH) car dealers offering a wide range of vehicles with in-house financing. These Tampa BHPH dealers provide buyers access to used cars without relying on credit bureaus, making it easier to purchase vehicles locally. Popular Tampa dealers include Consumer Auto Credit, OKCarz Tampa, and C & L Motors, each with numerous customer reviews highlighting their service. Buy here pay here dealers in Tampa work by offering in-house financing directly to buyers, allowing for flexible payment schedules tailored to individual needs. Buyers typically need a down payment and proof of income to qualify. Comparing Tampa BHPH dealers involves looking at customer ratings, vehicle selection, and financing terms to find the best fit for your budget and credit situation.
- 62 dealers
- 8 confirmed BHPH
- 4.3 avg rating
- 58 open now
- $500 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Tampa
62 dealers in Tampa, FL
Tampa Auto Deals
Financing not verified6.2/10
Tampa Auto Deals is a pre-owned vehicle dealership in Tampa, Florida, offering a range of used cars, trucks, and SUVs to local customers.
- Hours today
- 10:00 AM – 5:30 PM
- Address
- 12606 N Nebraska Ave, Tampa, FL 33612
- Type
- car dealer
Giant Motor Cars
Financing not verified6.3/10
Giant Motor Cars is a Tampa dealership specializing in used vehicles, extended warranties, and professional customer service six days a week.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 2004 E Dr Martin Luther King Jr Blvd, Tampa, FL 33610
- Type
- car repair, car dealer
Enterprise Car Sales
Financing not verified7.1/10
Enterprise Car Sales in Tampa, Florida, offers a large selection of well-maintained used cars, trucks, and SUVs with professional, low-pressure customer service.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 10010 E Adamo Dr, Tampa, FL 33619
- Type
- truck dealer, car dealer
Cars Unlimited
Financing not verified6.7/10
Cars Unlimited is a family-owned pre-owned car and truck dealership in Tampa, Florida, known for its no-pressure sales and transparent customer service.
- Hours today
- 9:00 AM – 6:30 PM
- Address
- 201 W Fletcher Ave, Tampa, FL 33612
- Type
- truck dealer, finance
Car Center Financing
Financing not verified6.4/10
Car Center Financing is a buy here pay here dealership in Tampa, Florida, offering a variety of affordable vehicle options seven days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4935 N 40th St, Tampa, FL 33610
- Type
- car dealer
C & L Motors
Financing not verified6.2/10
C & L Motors is a Tampa-based buy here pay here dealership offering pre-owned vehicles and in-house financing for all credit backgrounds.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 6211 W Hillsborough Ave, Tampa, FL 33634
- Type
- truck dealer, car dealer
AutolinX
Financing not verified6.2/10
AutolinX is a pre-owned car dealership in Tampa, Florida, offering vehicle sales and professional repair services to the local community.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1518 E Fletcher Ave, Tampa, FL 33612
- Type
- car dealer
Tampa Bay AutoNetwork
Financing not verified6.7/10
Tampa Bay AutoNetwork is a Tampa, Florida dealership specializing in luxury and performance pre-owned vehicles with a focus on transparent customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 4315 E Columbus Dr, Tampa, FL 33605
- Type
- car dealer
Drive Tampa Auto Sales | Used Cars & Financing
Financing not verified6.1/10
Drive Tampa Auto Sales is a car and truck dealer in Tampa, Florida, offering used vehicle sales and buy here pay here financing options.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 7939 N Florida Ave, Tampa, FL 33604
- Type
- truck dealer, car dealer
Ebenezer Auto Sales
Financing not verified6.6/10
Ebenezer Auto Sales is a buy here pay here dealer in Tampa, Florida, offering used vehicle sales and in-house financing.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 7201 N Florida Ave, Tampa, FL 33604
- Type
- car dealer
Blue Ocean Auto Sales
Financing not verified6.1/10
Blue Ocean Auto Sales is a Tampa, Florida car dealer offering a wide selection of pre-owned sedans, trucks, and Jeeps.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 7311 N Nebraska Ave, Tampa, FL 33604
- Type
- car dealer
HGreg.com Tampa
Financing not verified6.9/10
HGreg.com Tampa is a used car dealer in Brandon, Florida, offering a large inventory of foreign vehicles and extended daily operating hours.
- Hours today
- 9:00 AM – 9:00 PM
- Address
- 1207 E Brandon Blvd, Brandon, FL 33511
- Type
- market, truck dealer
Cars of Tampa
Financing not verified6.6/10
Cars of Tampa is a Tampa-based dealership offering a selection of used luxury vehicles, financing assistance, and professional maintenance services.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 11028 N Florida Ave, Tampa, FL 33612
- Type
- car dealer
CarPoint of Tampa Bay
Financing not verified6.1/10
CarPoint of Tampa Bay is a buy here pay here dealership in Seffner, Florida, offering used vehicle sales and professional collision repair services.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 11715 E Dr Martin Luther King Jr Blvd, Seffner, FL 33584
- Type
- car dealer
Baycity Autosales
Financing not verified6.1/10
Baycity Autosales is a Tampa-based dealer offering a wide selection of used cars, trucks, and SUVs with available financing options.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 9502 N Florida Ave, Tampa, FL 33612
- Type
- car dealer
Car Select
Financing not verified6.4/10
Car Select is a buy here pay here dealership in Tampa, Florida, offering pre-owned vehicles with Carfax reports and flexible financing options.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4700 E Hillsborough Ave, Tampa, FL 33610
- Type
- car dealer
Tampa Bay Auto
Financing not verified6.4/10
Tampa Bay Auto is a used-car dealership in Tampa, Florida, offering pre-owned cars, SUVs, and trucks with nationwide and international shipping services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 8540 N Dale Mabry Hwy, Tampa, FL 33614
- Type
- car dealer
Tampa Auto Showroom
Bad-credit financing7/10
Tampa Auto Showroom is a Tampa, Florida car dealer offering a wide selection of used trucks and luxury vehicles with professional customer service.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 4402 W Crest Ave Suite A-B, Tampa, FL 33614
- Type
- car dealer
Tampa Cars Sales
Financing not verified6.3/10
Tampa Cars Sales is a Thonotosassa car dealer providing pre-owned vehicle sales and professional financing assistance seven days a week.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 9402 E Fowler Ave, Thonotosassa, FL 33592
- Type
- car dealer
Roadhouse Auto Sales Inc.
Financing not verified5.9/10
Roadhouse Auto Sales Inc. is a Tampa-based car dealer providing professional vehicle sales and customer-focused service at 3908 E Lake Ave.
- Address
- 3908 E Lake Ave, Tampa, FL 33610
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Tampa, FL?
Tampa, Florida has 62 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 34,470 reviews. 37 dealers score 4.5 or higher with at least 10 reviews. 21% open on Sundays. Where Tampa dealers print a down payment on their website, the median is $500.
Which Areas of Tampa Have Buy Here Pay Here Dealers?
Dealers in the Tampa list come from these surrounding towns as well as Tampa itself. Pick one to filter the list.
How Buy Here Pay Here Works in Tampa, FL
What to expect from Tampa dealers
How to choose a dealer in Tampa
- Check Tampa BHPH dealers' customer ratings and reviews for reliability.
- Compare down payment requirements among Tampa buy here pay here dealers.
- Evaluate the vehicle selection available at Tampa BHPH lots.
- Review the payment schedules offered by Tampa dealers for flexibility.
- Confirm the dealer’s location and hours within Tampa for convenience.
- Ask Tampa dealers about any additional fees or required documentation.
Which Buy Here Pay Here Dealers in Tampa Are Rated Highest?
Giant Motor Cars ranks first among Tampa dealers with a 4.9 Google rating from 802 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Giant Motor Cars2004 East Doctor Martin Luther King Junior Boulevard | 4.9 | 802 | No | +1 813-222-0010 |
| 2 | Enterprise Car Sales10010 East Adamo Drive | 4.9 | 449 | Yes | +1 813-692-4148 |
| 3 | C & L Motors6211 West Hillsborough Avenue | 4.8 | 1,300 | No | +1 813-889-7300 |
| 4 | Cars Unlimited201 West Fletcher Avenue | 4.9 | 231 | No | +1 813-961-1844 |
| 5 | AutolinX1518 East Fletcher Avenue | 4.8 | 415 | No | +1 813-515-7573 |
| 6 | Tampa Bay AutoNetwork4315 East Columbus Drive | 4.8 | 401 | No | +1 813-777-4242 |
| 7 | Tampa Auto Deals12606 North Nebraska Avenue | 5.0 | 88 | No | +1 813-406-9202 |
| 8 | HGreg.com Tampa1207 East Brandon Boulevard | 4.7 | 7,676 | Yes | +1 813-588-5596 |
| 9 | Drive Tampa Auto Sales | Used Cars & Financing7939 North Florida Avenue | 4.8 | 237 | No | +1 321-337-5435 |
| 10 | Ebenezer Auto Sales7201 North Florida Avenue | 4.8 | 223 | No | +1 813-270-4601 |
Buy Here Pay Here in Tampa: Common Questions
What do Tampa buy here pay here dealers require to get approved?
Tampa buy here pay here dealers require a down payment and proof of income to approve financing. They do not rely on credit bureaus, making approval accessible for buyers with various credit histories.
How does in-house financing work at Tampa BHPH dealers?
In-house financing at Tampa BHPH dealers means the dealer provides the loan directly, managing payment schedules locally. This allows for flexible terms tailored to Tampa buyers’ financial situations.
Are Tampa buy here pay here dealers trustworthy?
Tampa has several BHPH dealers with strong customer ratings, such as C & L Motors with a 4.8 rating and Consumer Auto Credit at 4.4. Checking reviews helps ensure you choose a reputable Tampa dealer.
Can I find a variety of vehicles at Tampa buy here pay here lots?
Yes, Tampa BHPH dealers offer a range of vehicles including cars and trucks. Dealers like Cars of Tampa and ABC Autos Inc provide diverse selections to meet different buyer needs.
Which Buy Here Pay Here Dealers Are Near Tampa?
The nearest cities to Tampa with listed dealers are Lakeland, FL (32 miles, 59 dealers), Bradenton, FL (32 miles, 57 dealers), Winter Haven, FL (44 miles, 50 dealers), Kissimmee, FL (68 miles, 52 dealers), Orlando, FL (77 miles, 64 dealers) and Fort Myers, FL (97 miles, 60 dealers). Buyers in Tampa often widen the search to these markets when a lot's inventory or down payment does not fit.
More Florida cities
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