Buy Here Pay Here Dealers in Tampa, FL

Tampa, FL hosts over 12 buy here pay here (BHPH) car dealers offering a wide range of vehicles with in-house financing. These Tampa BHPH dealers provide buyers access to used cars without relying on credit bureaus, making it easier to purchase vehicles locally. Popular Tampa dealers include Consumer Auto Credit, OKCarz Tampa, and C & L Motors, each with numerous customer reviews highlighting their service. Buy here pay here dealers in Tampa work by offering in-house financing directly to buyers, allowing for flexible payment schedules tailored to individual needs. Buyers typically need a down payment and proof of income to qualify. Comparing Tampa BHPH dealers involves looking at customer ratings, vehicle selection, and financing terms to find the best fit for your budget and credit situation.

  • 55 dealers
  • 8 confirmed BHPH
  • 4.4 avg rating
  • 25 open now
  • $500 median down

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8 dealers in Tampa, FL (filtered)

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OKCarz Brandon in Tampa

OKCarz Brandon

4.6(1,073 reviews)

Confirmed BHPH7.5/10

OKCarz Brandon is a buy here pay here dealership in Tampa offering in-house financing and vehicle trade-in options six days a week.

Hours today
9:00 AM – 7:00 PM
Address
9001 E Adamo Dr, Tampa, FL 33619
Type
car dealer
ABC Autos Inc in Tampa

ABC Autos Inc

4.5(1,291 reviews)

Confirmed BHPH7.4/10

ABC Autos Inc is a Tampa-based buy here pay here dealership offering vehicle sales, in-house financing, and professional car repair services.

Hours today
8:00 AM – 7:00 PM
Address
6112 N Florida Ave, Tampa, FL 33604
Type
truck dealer, finance
OKCarz Tampa in Tampa

OKCarz Tampa

4.4(1,337 reviews)

Confirmed BHPH7.3/10

OKCarz Tampa is a buy here pay here dealership offering used vehicles and 24-month warranties to customers in the Tampa area.

Hours today
9:00 AM – 7:00 PM
Address
9399 N Florida Ave, Tampa, FL 33612
Type
car dealer
U.S Auto Sales in Tampa

U.S Auto Sales

4.1(315 reviews)

Confirmed BHPH7.4/10

U.S Auto Sales is a buy here pay here dealer in Tampa, Florida, providing used vehicle sales and financing for all credit levels.

Hours today
9:00 AM – 7:00 PM
Address
9389 N Florida Ave, Tampa, FL 33612
Type
car dealer, finance
Car Credit East Tampa in Tampa

Car Credit East Tampa

3.9(954 reviews)

Confirmed BHPH7.2/10

Car Credit East Tampa is a buy here pay here dealership offering vehicle sales and in-house financing services to the Tampa community.

Hours today
9:30 AM – 7:00 PM
Address
3923 E Hillsborough Ave #4541, Tampa, FL 33610
Type
car repair, finance
Auto Approval in Brandon

Auto Approval

3.6(291 reviews)

Confirmed BHPH6.4/10

Auto Approval is a buy here pay here dealership in Brandon, Florida, offering used car sales and in-house financing options to local customers.

Hours today
9:00 AM – 4:00 PM
Address
704 W Robertson St, Brandon, FL 33511
Type
car dealer

How Many Buy Here Pay Here Dealers Are in Tampa, FL?

Tampa, Florida has 55 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.4 across 33,615 reviews. 33 dealers score 4.5 or higher with at least 10 reviews. 20% open on Sundays. Where Tampa dealers print a down payment on their website, the median is $500.

Which Areas of Tampa Have Buy Here Pay Here Dealers?

Dealers in the Tampa list come from these surrounding towns as well as Tampa itself. Pick one to filter the list.

How Buy Here Pay Here Works in Tampa, FL

What to expect from Tampa dealers
How to choose a dealer in Tampa
  • Check Tampa BHPH dealers' customer ratings and reviews for reliability.
  • Compare down payment requirements among Tampa buy here pay here dealers.
  • Evaluate the vehicle selection available at Tampa BHPH lots.
  • Review the payment schedules offered by Tampa dealers for flexibility.
  • Confirm the dealer’s location and hours within Tampa for convenience.
  • Ask Tampa dealers about any additional fees or required documentation.

Buy Here Pay Here in Tampa: Common Questions

What do Tampa buy here pay here dealers require to get approved?

Tampa buy here pay here dealers require a down payment and proof of income to approve financing. They do not rely on credit bureaus, making approval accessible for buyers with various credit histories.

How does in-house financing work at Tampa BHPH dealers?

In-house financing at Tampa BHPH dealers means the dealer provides the loan directly, managing payment schedules locally. This allows for flexible terms tailored to Tampa buyers’ financial situations.

Are Tampa buy here pay here dealers trustworthy?

Tampa has several BHPH dealers with strong customer ratings, such as C & L Motors with a 4.8 rating and Consumer Auto Credit at 4.4. Checking reviews helps ensure you choose a reputable Tampa dealer.

Can I find a variety of vehicles at Tampa buy here pay here lots?

Yes, Tampa BHPH dealers offer a range of vehicles including cars and trucks. Dealers like Cars of Tampa and ABC Autos Inc provide diverse selections to meet different buyer needs.

Which Buy Here Pay Here Dealers Are Near Tampa?

The nearest cities to Tampa with listed dealers are Lakeland, FL (32 miles, 40 dealers), Bradenton, FL (32 miles, 37 dealers), Winter Haven, FL (44 miles, 36 dealers), Kissimmee, FL (68 miles, 42 dealers), Orlando, FL (77 miles, 57 dealers) and Fort Myers, FL (97 miles, 37 dealers). Buyers in Tampa often widen the search to these markets when a lot's inventory or down payment does not fit.

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