#1Buy Here Pay Here Dealers in Winter Haven, FL
Winter Haven, FL hosts over 12 buy here pay here (BHPH) dealers offering a variety of used cars, trucks, and SUVs with in-house financing. These Winter Haven BHPH dealers include well-known names like Dodge Chrysler Jeep Ram FIAT of Winter Haven and LPK Used Vehicle Outlet and Buying Center, providing local buyers with accessible vehicle options without relying on traditional credit bureaus. Buyers can find dealers specializing in trucks, cars, and electric vehicles within the Winter Haven area. Buy here pay here dealers in Winter Haven operate by providing in-house financing directly to customers, allowing flexible payment schedules tailored to individual needs. Buyers typically need a valid ID and proof of income to qualify, as credit history is less emphasized. Comparing Winter Haven BHPH dealers involves reviewing customer ratings, vehicle selection, and financing terms to find the best fit for your budget and preferences.
- 36 dealers
- 2 confirmed BHPH
- 4.2 avg rating
- 28 open now
- 16 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Winter Haven
36 dealers in Winter Haven, FL
World Z Auto Sales LLC
Financing not verified6/10
World Z Auto Sales LLC is a Winter Haven car dealer offering a wide selection of vehicles with professional customer service.
- Hours today
- 9:30 AM – 5:30 PM
- Address
- 5990 Cypress Gardens Rd, Winter Haven, FL 33884
- Type
- car dealer
Central Buick GMC
Financing not verified6.7/10
Central Buick GMC is a car and truck dealer in Winter Haven, Florida, offering new and used vehicle sales and auto repair services.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 1555 1st St S, Winter Haven, FL 33880
- Type
- car dealer, truck dealer
Aqua Auto Sale
Financing not verified6.6/10
Aqua Auto Sale is a Winter Haven car dealership providing vehicle sales, trade-in services, and financing assistance to local and remote customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 7710 FL-544 Suite B, Winter Haven, FL 33881
- Type
- car dealer
Recker Highway Auto Sales
Bad-credit financing7.1/10
Recker Highway Auto Sales is a buy here pay here dealer in Auburndale, Florida.
- Hours today
- 10:30 AM – 5:00 PM
- Address
- 130 Recker Hwy, Auburndale, FL 33823
- Type
- car dealer
The Car Link
Financing not verified6.4/10
The Car Link is a buy here pay here dealer in Winter Haven, FL, offering vehicle sales and customer-focused service six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3800 Lake Alfred Rd, Winter Haven, FL 33881
- Type
- car dealer
Grace Auto Group
Financing not verified5.8/10
Grace Auto Group is a Winter Haven car dealer providing quality used vehicles and professional customer service to the local community.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1450 42nd St NW, Winter Haven, FL 33881
- Type
- car dealer
Kelley Buick GMC, INC.
Financing not verified6.6/10
Kelley Buick GMC, INC. is a car dealer in Bartow, Florida, offering a wide selection of new and used vehicles with professional sales support.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 255 W Van Fleet Dr, Bartow, FL 33830
- Type
- car dealer
LPK Used Vehicle Outlet and Buying Center
Financing not verified6.6/10
LPK Used Vehicle Outlet and Buying Center is a Winter Haven car dealer offering used vehicle sales, auto repairs, and professional detailing services.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 190 Ave K SW, Winter Haven, FL 33880
- Type
- truck dealer, finance
J & J Auto Sales Of Central Florida LLC
Financing not verified5.9/10
J & J Auto Sales Of Central Florida LLC is a Haines City car dealer providing pre-owned vehicles and financing assistance to local customers.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 929 Moss Ave, Haines City, FL 33844
- Type
- car dealer
Fifth Gear Auto Group Inc.
Financing not verified6/10
Fifth Gear Auto Group Inc. is a buy here pay here dealer in Auburndale, Florida, offering pre-owned vehicles and in-house financing.
- Hours today
- 9:00 AM – 6:30 PM
- Address
- 3 Tennessee Ln, Auburndale, FL 33823
- Type
- car dealer
FacilDeal Auto Center
Financing not verified6/10
FacilDeal Auto Center is a Haines City, Florida, buy here pay here dealer offering used car sales, financing, and vehicle repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1348 US-17 92 N, Haines City, FL 33844
- Type
- car dealer
Legend Auto Sales and Rentals Inc
Bad-credit financing6.8/10
Legend Auto Sales and Rentals Inc is a car dealer, rental agency, and repair shop located in Winter Haven, Florida.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 3240 Lake Alfred Rd, Winter Haven, FL 33881
- Type
- car rental, car repair
Kelley Automotive Group Auburndale
Financing not verified6.3/10
Kelley Automotive Group Auburndale is a car dealership providing new and used vehicle sales to the Auburndale, Florida community.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 810 Magnolia Ave, Auburndale, FL 33823
- Type
- car dealer
best deals on wheels auto sales and auto repairs
Financing not verified5.8/10
Best Deals on Wheels Auto Sales and Auto Repairs is a Winter Haven dealership providing used vehicle sales, financing assistance, and auto repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 342 6th St SW, Winter Haven, FL 33880
- Type
- car dealer
Danny Wilson Auto Sales Inc
Financing not verified5.8/10
Danny Wilson Auto Sales Inc is a used car dealership in Eagle Lake, Florida, offering pre-owned vehicles with daily operating hours.
- Hours today
- 9:00 AM – 2:00 PM
- Address
- 113 N 5th St, Eagle Lake, FL 33839
- Type
- car dealer
Townsend Motors Inc
Financing not verified6.2/10
Townsend Motors Inc is a buy here pay here dealership in Auburndale, Florida, offering used cars and trucks to customers with all credit profiles.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 502 Havendale Blvd, Auburndale, FL 33823
- Type
- car dealer, truck dealer
Dodge Chrysler Jeep Ram FIAT of Winter Haven
Bad-credit financing6.8/10
Dodge Chrysler Jeep Ram FIAT of Winter Haven is a family-owned dealership offering new and used vehicle sales, rentals, and maintenance services.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 299 Cypress Gardens Blvd, Winter Haven, FL 33880
- Type
- truck dealer, car dealer
Avant Auto Sales Inc
Financing not verified5.7/10
Avant Auto Sales Inc is a Winter Haven, Florida dealership offering a variety of used imports and dedicated customer service.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2120 42nd St NW, Winter Haven, FL 33881
- Type
- car dealer, finance
Evolution Auto Group
Financing not verified6.1/10
Evolution Auto Group is a Winter Haven car dealer providing vehicle sales and automotive repair services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3001 US-17, Winter Haven, FL 33881
- Type
- car dealer
Winter Haven Honda
Financing not verified6.3/10
Winter Haven Honda is a car dealership in Winter Haven, Florida, providing vehicle sales, maintenance, and financing services seven days a week.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 6395 Cypress Gardens Blvd, Winter Haven, FL 33884
- Type
- electric vehicle charging station, truck dealer
How Many Buy Here Pay Here Dealers Are in Winter Haven, FL?
Winter Haven, Florida has 36 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 13,033 reviews. 16 dealers score 4.5 or higher with at least 10 reviews. 8% open on Sundays. 33 of them publish a website with their financing terms.
How Buy Here Pay Here Works in Winter Haven, FL
What to expect from Winter Haven dealers
How to choose a dealer in Winter Haven
- Check Winter Haven dealer ratings and customer reviews before deciding.
- Compare in-house financing terms offered by Winter Haven BHPH dealers.
- Visit multiple Winter Haven locations to inspect vehicle conditions personally.
- Ask Winter Haven dealers about payment schedules and down payment requirements.
- Verify the types of vehicles available at Winter Haven BHPH dealers to match your needs.
Which Buy Here Pay Here Dealers in Winter Haven Are Rated Highest?
Central Buick GMC ranks first among Winter Haven dealers with a 4.8 Google rating from 842 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Central Buick GMC1555 1st Street South | 4.8 | 842 | No | +1 863-624-5482 |
| 2 | Kelley Buick GMC, INC.255 West Van Fleet Drive | 4.7 | 2,313 | No | +1 863-448-9063 |
| 3 | Aqua Auto Sale7710 Florida 544 | 4.8 | 196 | No | +1 863-353-8607 |
| 4 | LPK Used Vehicle Outlet and Buying Center190 Avenue K Southwest | 4.7 | 954 | No | +1 863-595-2135 |
| 5 | Recker Highway Auto Sales130 Recker Highway | 4.8 | 176 | No | +1 863-808-3272 |
| 6 | World Z Auto Sales LLC5990 Cypress Gardens Road | 5.0 | 45 | No | +1 407-509-1216 |
| 7 | Fifth Gear Auto Group Inc.3 Tennessee Lane | 4.6 | 390 | No | +1 863-656-1014 |
| 8 | FacilDeal Auto Center1348 U.S. 17 | 4.6 | 337 | No | +1 863-588-2159 |
| 9 | The Car Link3800 Lake Alfred Road | 4.8 | 56 | No | +1 863-956-2886 |
| 10 | J & J Auto Sales Of Central Florida LLC929 Moss Avenue | 4.7 | 67 | No | +1 863-353-7696 |
Buy Here Pay Here in Winter Haven: Common Questions
What documents do Winter Haven buyers need for buy here pay here financing?
Winter Haven buyers typically need a valid ID and proof of income for buy here pay here financing. This is because Winter Haven BHPH dealers provide in-house financing without relying heavily on credit bureaus.
How do Winter Haven buy here pay here dealers set payment schedules?
Winter Haven buy here pay here dealers set flexible payment schedules based on the buyer's income and budget. These schedules allow local buyers to make regular payments directly to the dealer.
Are all Winter Haven buy here pay here dealers offering the same types of vehicles?
No, Winter Haven buy here pay here dealers offer various types of vehicles including trucks, cars, and electric vehicles. Buyers should compare dealers like Dodge Chrysler Jeep Ram FIAT of Winter Haven and Winter Haven Honda for specific vehicle selections.
Can Winter Haven buyers check dealer reputations before purchasing?
Yes, Winter Haven buyers can review dealer ratings and customer reviews to assess reputations. Several local dealers have ratings ranging from 3.6 to 4.8 stars based on hundreds to thousands of reviews.
Which Buy Here Pay Here Dealers Are Near Winter Haven?
The nearest cities to Winter Haven with listed dealers are Lakeland, FL (13 miles, 40 dealers), Kissimmee, FL (27 miles, 42 dealers), Orlando, FL (42 miles, 57 dealers), Tampa, FL (44 miles, 55 dealers), Bradenton, FL (63 miles, 37 dealers) and Fort Myers, FL (96 miles, 37 dealers). Buyers in Winter Haven often widen the search to these markets when a lot's inventory or down payment does not fit.
More Florida cities
Missing a dealer? Suggest a listing.