#1Buy Here Pay Here Dealers in Lakeland, FL
Lakeland, FL features more than 12 buy here pay here (BHPH) dealers offering used cars with in-house financing directly from the dealership. These Lakeland BHPH dealers provide options for buyers who need flexible payment schedules and may have limited credit history. Popular dealers include Lakeland Automall, DriveTime Used Cars, OKCarz Lakeland, and Regal Automotive. Buyers can explore a variety of vehicles including trucks, cars, and SUVs from well-rated local dealers.
- 59 dealers
- 3 confirmed BHPH
- 4.4 avg rating
- 59 open now
- $1,000 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Lakeland
#1
#2
#3All United Auto
Bad-credit financing7.3/10
Open now · closes 6:00 PM
- Low or $0 down
- Bad credit welcome
- Trade-ins
59 dealers in Lakeland, FL

Your Car is Here
Financing not verified6.5/10
Your Car is Here is a Lakeland-based car dealer providing quality used vehicles and customer-focused sales service six days a week.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 3112 Florida Ave S, Lakeland, FL 33803
- Type
- car dealer

EZ AUTOS LLC
Financing not verified6/10
EZ AUTOS LLC is a family-owned buy here pay here dealer in Lakeland, Florida, offering vehicle sales, financing options, and car repair services.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 8217 US Hwy 98 N #1, Lakeland, FL 33809
- Type
- car repair, car dealer

Shalom Auto Sales
Financing not verified5.7/10
Shalom Auto Sales is a car dealer in Lakeland, Florida, providing vehicle sales and professional repair services to the local community.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 125 N Ingraham Ave, Lakeland, FL 33801
- Type
- car dealer

Lakeland Auto Sales Plus
Financing not verified5.6/10
Lakeland Auto Sales Plus is a buy here pay here dealership and repair shop located at 2737 US-92 in Lakeland, Florida.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 2737 US-92, Lakeland, FL 33801
- Type
- car repair, car dealer

DriveTime Used Cars
Bad-credit financing7.4/10
DriveTime Used Cars is a Lakeland dealership offering used trucks, cars, and in-house financing services to local customers.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 1825 W Memorial Blvd, Lakeland, FL 33815
- Type
- truck dealer, car dealer

CarDi Auto Sales
Financing not verified6.8/10
CarDi Auto Sales is a Winter Haven dealership offering quality used cars, trucks, and SUVs with a focus on professional, transparent customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 3418 Recker Hwy Ste 2, Winter Haven, FL 33880
- Type
- truck dealer, car dealer

All United Auto
Bad-credit financing7.3/10
All United Auto is a car dealer and repair shop in Plant City, Florida, offering vehicle sales and automotive services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 401 S Collins St, Plant City, FL 33563
- Type
- car repair, car dealer

webuyanycar.com
Financing not verified6.8/10
webuyanycar.com is a Lakeland, Florida vehicle purchasing service offering fast, professional, and secure transactions for cars, trucks, and SUVs.
- Hours today
- 10:00 AM – 2:00 PM, 3:00 – 7:00 PM
- Address
- 1306 E Gary Rd, Lakeland, FL 33801
- Type
- car dealer, finance

Ray's Motor Sales
Confirmed BHPH7.8/10
Ray's Motor Sales is a family-owned car dealer in Lake Wales, Florida, offering certified pre-owned vehicles and financing options to the local community.
- Hours today
- 8:30 AM – 5:30 PM
- Address
- 201 S 1st St, Lake Wales, FL 33853
- Type
- car dealer

Fast Financial Auto Mall
Financing not verified6/10
Fast Financial Auto Mall is a Lakeland, Florida based buy here pay here dealership offering vehicle sales and in-house financing options.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 2312 W Memorial Blvd, Lakeland, FL 33815
- Type
- car dealer

AV Auto Sales Inc
Financing not verified6.5/10
AV Auto Sales Inc is a buy here pay here dealership in Lakeland, Florida, providing vehicle sales and flexible financing options for local customers.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 3225 Bartow Rd, Lakeland, FL 33803
- Type
- car dealer

Browns Auto World
Financing not verified6.3/10
Browns Auto World is a buy here pay here dealership in Lakeland, Florida, providing quality used vehicles and personalized customer service.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3216 US-92, Lakeland, FL 33801
- Type
- car dealer

EZ AUTO Lakeland
Confirmed BHPH8.7/10
EZ AUTO Lakeland is a buy here pay here dealership in Lakeland, Florida, providing used vehicle sales and in-house financing for all credit types.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1612 W Memorial Blvd, Lakeland, FL 33815
- Type
- car repair, car dealer

King Auto Sales Of Lakeland
Financing not verified6.7/10
King Auto Sales Of Lakeland is a used-car dealer and repair shop located at 529 S Combee Rd, Lakeland, FL, serving the local community.
- Hours today
- 8:00 AM – 6:30 PM
- Address
- 529 S Combee Rd, Lakeland, FL 33801
- Type
- car dealer

Lovering Auto Sales
Financing not verified6.6/10
Lovering Auto Sales is a family-owned dealership in Lakeland, Florida, offering vehicle sales and trade-in services with a 4.8-star customer rating.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 111 Bartow Rd, Lakeland, FL 33801
- Type
- car dealer

Bayside Automall
Financing not verified6.1/10
Bayside Automall is a family-run dealership in Lakeland, FL, offering new and used vehicle sales alongside professional automotive repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 126 S Lake Parker Ave, Lakeland, FL 33801
- Type
- car dealer, truck dealer

MK Autosports
Financing not verified6.5/10
MK Autosports is a Lakeland car dealership offering pre-owned vehicles and customer-focused sales service at 620 N Combee Rd.
- Hours today
- 9:00 AM – 5:30 PM
- Address
- 620 N Combee Rd, Lakeland, FL 33801
- Type
- car dealer

Express Auto LLC
Financing not verified5.3/10
Express Auto LLC is a car dealer and repair shop in Lakeland, Florida, offering vehicle sales and professional automotive maintenance services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3123 US-92, Lakeland, FL 33801
- Type
- car repair, auto parts store

Lakeland Automall
Financing not verified6.6/10
Lakeland Automall is a car dealership in Lakeland, Florida, offering sales, parts, and service for Ford and Hyundai vehicles six days a week.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 1430 W Memorial Blvd, Lakeland, FL 33815
- Type
- auto parts store, truck dealer

Lakeland Car Mart
Financing not verified5.6/10
Lakeland Car Mart is a buy here pay here dealership located at 3225 Bartow Rd in Lakeland, Florida.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 3225 Bartow Rd, Lakeland, FL 33803
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Lakeland, FL?
Lakeland, Florida has 59 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.4 across 17,524 reviews. 32 dealers score 4.5 or higher with at least 10 reviews. 8% open on Sundays. Where Lakeland dealers print a down payment on their website, the median is $1,000.
How Buy Here Pay Here Works in Lakeland, FL
What to expect from Lakeland dealers
In Lakeland, BHPH dealers work by providing financing on-site without relying on traditional credit bureaus. Buyers typically need a down payment and proof of income to qualify. Payment schedules vary by dealer but often include weekly or biweekly payments. Comparing Lakeland BHPH dealers involves reviewing ratings, vehicle selection, and financing terms to find the best fit for each buyer's needs.
How to choose a dealer in Lakeland
- Check Lakeland dealer ratings and customer reviews for reliability.
- Compare down payment requirements at Lakeland BHPH dealerships.
- Verify the types of vehicles available at Lakeland buy here pay here lots.
- Ask Lakeland dealers about their payment schedule options.
- Confirm in-house financing terms directly with Lakeland BHPH dealers.
- Visit multiple Lakeland locations to compare vehicle conditions and prices.
Which Buy Here Pay Here Dealers in Lakeland Are Rated Highest?
DriveTime Used Cars ranks first among Lakeland dealers with a 4.9 Google rating from 2,221 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | DriveTime Used Cars1825 West Memorial Boulevard | 4.9 | 2,221 | No | +1 863-683-0066 |
| 2 | CarDi Auto Sales3418 Recker Highway | 4.9 | 527 | No | +1 863-622-2017 |
| 3 | All United Auto401 South Collins Street | 4.9 | 522 | No | +1 813-754-2886 |
| 4 | webuyanycar.com1306 East Gary Road | 4.9 | 385 | No | +1 863-777-5155 |
| 5 | Ray's Motor Sales201 South 1st Street | 4.9 | 350 | No | +1 863-676-6321 |
| 6 | EZ AUTO Lakeland1612 West Memorial Boulevard | 4.8 | 353 | No | +1 863-940-9675 |
| 7 | King Auto Sales Of Lakeland529 South Combee Road | 4.8 | 281 | No | +1 863-333-0575 |
| 8 | Lovering Auto Sales111 Bartow Road | 4.8 | 270 | No | +1 863-687-8888 |
| 9 | Lakeland Automall1430 West Memorial Boulevard | 4.7 | 3,297 | No | +1 863-577-5030 |
| 10 | Bayside Automall126 South Lake Parker Avenue | 4.8 | 182 | No | +1 863-940-3350 |
Buy Here Pay Here in Lakeland: Common Questions
What documents do Lakeland buyers need for buy here pay here financing?
Lakeland buyers need a valid ID, proof of income, and a down payment for buy here pay here financing. These documents help Lakeland dealers approve in-house financing without credit bureau checks.
How do Lakeland buy here pay here dealers set payment schedules?
Lakeland buy here pay here dealers set payment schedules based on buyer income and preferences. Common schedules include weekly or biweekly payments tailored to Lakeland buyers' budgets.
Can Lakeland buyers trade in vehicles at buy here pay here dealerships?
Yes, many Lakeland buy here pay here dealerships accept trade-ins as part of the down payment. This option helps Lakeland buyers reduce upfront costs when financing.
Are all Lakeland buy here pay here dealers offering the same vehicle types?
No, Lakeland buy here pay here dealers offer varied vehicle types including cars, trucks, and SUVs. Buyers should check each Lakeland dealer's inventory for specific vehicle availability.
Which Buy Here Pay Here Dealers Are Near Lakeland?
The nearest cities to Lakeland with listed dealers are Winter Haven, FL (13 miles, 50 dealers), Tampa, FL (32 miles, 62 dealers), Kissimmee, FL (37 miles, 52 dealers), Orlando, FL (49 miles, 64 dealers), Bradenton, FL (53 miles, 57 dealers) and Fort Myers, FL (97 miles, 60 dealers). Buyers in Lakeland often widen the search to these markets when a lot's inventory or down payment does not fit.
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