Buy Here Pay Here Dealers in Lakeland, FL

Lakeland, FL features more than 12 buy here pay here (BHPH) dealers offering used cars with in-house financing directly from the dealership. These Lakeland BHPH dealers provide options for buyers who need flexible payment schedules and may have limited credit history. Popular dealers include Lakeland Automall, DriveTime Used Cars, OKCarz Lakeland, and Regal Automotive. Buyers can explore a variety of vehicles including trucks, cars, and SUVs from well-rated local dealers.

  • 59 dealers
  • 3 confirmed BHPH
  • 4.4 avg rating
  • 59 open now
  • $1,000 median down

Published · Updated

59 dealers in Lakeland, FL (filtered)

Show
Clear
Your Car is Here in Lakeland

Your Car is Here

5.0(41 reviews)

Financing not verified6.5/10

Your Car is Here is a Lakeland-based car dealer providing quality used vehicles and customer-focused sales service six days a week.

Hours today
9:00 AM – 5:00 PM
Address
3112 Florida Ave S, Lakeland, FL 33803
Type
car dealer
EZ AUTOS LLC in Lakeland

EZ AUTOS LLC

5.0(38 reviews)

Financing not verified6/10

EZ AUTOS LLC is a family-owned buy here pay here dealer in Lakeland, Florida, offering vehicle sales, financing options, and car repair services.

Hours today
10:00 AM – 6:00 PM
Address
8217 US Hwy 98 N #1, Lakeland, FL 33809
Type
car repair, car dealer
Shalom Auto Sales in Lakeland

Shalom Auto Sales

5.0(12 reviews)

Financing not verified5.7/10

Shalom Auto Sales is a car dealer in Lakeland, Florida, providing vehicle sales and professional repair services to the local community.

Hours today
9:00 AM – 6:00 PM
Address
125 N Ingraham Ave, Lakeland, FL 33801
Type
car dealer
DriveTime Used Cars in Lakeland

DriveTime Used Cars

4.9(2,221 reviews)

Bad-credit financing7.4/10

DriveTime Used Cars is a Lakeland dealership offering used trucks, cars, and in-house financing services to local customers.

Hours today
10:00 AM – 8:00 PM
Address
1825 W Memorial Blvd, Lakeland, FL 33815
Type
truck dealer, car dealer
CarDi Auto Sales in Winter Haven

CarDi Auto Sales

4.9(527 reviews)

Financing not verified6.8/10

CarDi Auto Sales is a Winter Haven dealership offering quality used cars, trucks, and SUVs with a focus on professional, transparent customer service.

Hours today
10:00 AM – 6:00 PM
Address
3418 Recker Hwy Ste 2, Winter Haven, FL 33880
Type
truck dealer, car dealer
All United Auto in Plant City

All United Auto

4.9(522 reviews)

Bad-credit financing7.3/10

All United Auto is a car dealer and repair shop in Plant City, Florida, offering vehicle sales and automotive services six days a week.

Hours today
9:00 AM – 6:00 PM
Address
401 S Collins St, Plant City, FL 33563
Type
car repair, car dealer
webuyanycar.com in Lakeland

webuyanycar.com

4.9(385 reviews)

Financing not verified6.8/10

webuyanycar.com is a Lakeland, Florida vehicle purchasing service offering fast, professional, and secure transactions for cars, trucks, and SUVs.

Hours today
10:00 AM – 2:00 PM, 3:00 – 7:00 PM
Address
1306 E Gary Rd, Lakeland, FL 33801
Type
car dealer, finance
Ray's Motor Sales in Lake Wales

Ray's Motor Sales

4.9(350 reviews)

Confirmed BHPH7.8/10

Ray's Motor Sales is a family-owned car dealer in Lake Wales, Florida, offering certified pre-owned vehicles and financing options to the local community.

Hours today
8:30 AM – 5:30 PM
Address
201 S 1st St, Lake Wales, FL 33853
Type
car dealer
AV Auto Sales Inc in Lakeland

AV Auto Sales Inc

4.9(77 reviews)

Financing not verified6.5/10

AV Auto Sales Inc is a buy here pay here dealership in Lakeland, Florida, providing vehicle sales and flexible financing options for local customers.

Hours today
10:00 AM – 7:00 PM
Address
3225 Bartow Rd, Lakeland, FL 33803
Type
car dealer
Browns Auto World in Lakeland

Browns Auto World

4.9(17 reviews)

Financing not verified6.3/10

Browns Auto World is a buy here pay here dealership in Lakeland, Florida, providing quality used vehicles and personalized customer service.

Hours today
9:00 AM – 6:00 PM
Address
3216 US-92, Lakeland, FL 33801
Type
car dealer
EZ AUTO Lakeland in Lakeland

EZ AUTO Lakeland

4.8(353 reviews)

Confirmed BHPH8.7/10

EZ AUTO Lakeland is a buy here pay here dealership in Lakeland, Florida, providing used vehicle sales and in-house financing for all credit types.

Hours today
9:00 AM – 6:00 PM
Address
1612 W Memorial Blvd, Lakeland, FL 33815
Type
car repair, car dealer
Lovering Auto Sales in Lakeland

Lovering Auto Sales

4.8(270 reviews)

Financing not verified6.6/10

Lovering Auto Sales is a family-owned dealership in Lakeland, Florida, offering vehicle sales and trade-in services with a 4.8-star customer rating.

Hours today
9:00 AM – 6:00 PM
Address
111 Bartow Rd, Lakeland, FL 33801
Type
car dealer
Bayside Automall in Lakeland

Bayside Automall

4.8(182 reviews)

Financing not verified6.1/10

Bayside Automall is a family-run dealership in Lakeland, FL, offering new and used vehicle sales alongside professional automotive repair services.

Hours today
9:00 AM – 6:00 PM
Address
126 S Lake Parker Ave, Lakeland, FL 33801
Type
car dealer, truck dealer
MK Autosports in Lakeland

MK Autosports

4.8(95 reviews)

Financing not verified6.5/10

MK Autosports is a Lakeland car dealership offering pre-owned vehicles and customer-focused sales service at 620 N Combee Rd.

Hours today
9:00 AM – 5:30 PM
Address
620 N Combee Rd, Lakeland, FL 33801
Type
car dealer
Express Auto LLC in Lakeland

Express Auto LLC

4.8(21 reviews)

Financing not verified5.3/10

Express Auto LLC is a car dealer and repair shop in Lakeland, Florida, offering vehicle sales and professional automotive maintenance services.

Hours today
9:00 AM – 6:00 PM
Address
3123 US-92, Lakeland, FL 33801
Type
car repair, auto parts store
Lakeland Automall in Lakeland

Lakeland Automall

4.7(3,297 reviews)

Financing not verified6.6/10

Lakeland Automall is a car dealership in Lakeland, Florida, offering sales, parts, and service for Ford and Hyundai vehicles six days a week.

Hours today
9:00 AM – 8:00 PM
Address
1430 W Memorial Blvd, Lakeland, FL 33815
Type
auto parts store, truck dealer
Lakeland Car Mart in Lakeland

Lakeland Car Mart

4.7(606 reviews)

Financing not verified5.6/10

Lakeland Car Mart is a buy here pay here dealership located at 3225 Bartow Rd in Lakeland, Florida.

Hours today
9:00 AM – 7:00 PM
Address
3225 Bartow Rd, Lakeland, FL 33803
Type
car dealer

How Many Buy Here Pay Here Dealers Are in Lakeland, FL?

Lakeland, Florida has 59 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.4 across 17,524 reviews. 32 dealers score 4.5 or higher with at least 10 reviews. 8% open on Sundays. Where Lakeland dealers print a down payment on their website, the median is $1,000.

How Buy Here Pay Here Works in Lakeland, FL

What to expect from Lakeland dealers

In Lakeland, BHPH dealers work by providing financing on-site without relying on traditional credit bureaus. Buyers typically need a down payment and proof of income to qualify. Payment schedules vary by dealer but often include weekly or biweekly payments. Comparing Lakeland BHPH dealers involves reviewing ratings, vehicle selection, and financing terms to find the best fit for each buyer's needs.

How to choose a dealer in Lakeland
  • Check Lakeland dealer ratings and customer reviews for reliability.
  • Compare down payment requirements at Lakeland BHPH dealerships.
  • Verify the types of vehicles available at Lakeland buy here pay here lots.
  • Ask Lakeland dealers about their payment schedule options.
  • Confirm in-house financing terms directly with Lakeland BHPH dealers.
  • Visit multiple Lakeland locations to compare vehicle conditions and prices.

Buy Here Pay Here in Lakeland: Common Questions

What documents do Lakeland buyers need for buy here pay here financing?

Lakeland buyers need a valid ID, proof of income, and a down payment for buy here pay here financing. These documents help Lakeland dealers approve in-house financing without credit bureau checks.

How do Lakeland buy here pay here dealers set payment schedules?

Lakeland buy here pay here dealers set payment schedules based on buyer income and preferences. Common schedules include weekly or biweekly payments tailored to Lakeland buyers' budgets.

Can Lakeland buyers trade in vehicles at buy here pay here dealerships?

Yes, many Lakeland buy here pay here dealerships accept trade-ins as part of the down payment. This option helps Lakeland buyers reduce upfront costs when financing.

Are all Lakeland buy here pay here dealers offering the same vehicle types?

No, Lakeland buy here pay here dealers offer varied vehicle types including cars, trucks, and SUVs. Buyers should check each Lakeland dealer's inventory for specific vehicle availability.

Which Buy Here Pay Here Dealers Are Near Lakeland?

The nearest cities to Lakeland with listed dealers are Winter Haven, FL (13 miles, 50 dealers), Tampa, FL (32 miles, 62 dealers), Kissimmee, FL (37 miles, 52 dealers), Orlando, FL (49 miles, 64 dealers), Bradenton, FL (53 miles, 57 dealers) and Fort Myers, FL (97 miles, 60 dealers). Buyers in Lakeland often widen the search to these markets when a lot's inventory or down payment does not fit.

More Florida cities

Missing a dealer? Suggest a listing.