Buy Here Pay Here Dealers in Lincoln, NE

Lincoln, NE hosts over 12 buy here pay here (BHPH) car dealers offering used vehicles with in-house financing to local buyers. These Lincoln BHPH dealers, including names like CarHop Auto Sales & Finance and The Internet Car Lot, provide options for customers with various credit backgrounds. Buyers can find a range of cars and trucks with payment schedules designed to fit their budgets. Lincoln's BHPH dealers offer a convenient way to purchase vehicles without relying on credit bureaus.

  • 61 dealers
  • 2 confirmed BHPH
  • 4.3 avg rating
  • 60 open now
  • 32 rated 4.5+

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Top-Rated Buy Here Pay Here Dealers in Lincoln

61 dealers in Lincoln, NE

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Speed Auto Sales LLC in Lincoln

Speed Auto Sales LLC

5.0(38 reviews)

Financing not verified6/10

Speed Auto Sales LLC is a Lincoln-based car dealership offering used vehicles and customer-focused sales Monday through Saturday.

Hours today
10:00 AM – 7:00 PM
Address
5700 Seward Ave, Lincoln, NE 68507
Type
car dealer
Pacific Auto in Lincoln

Pacific Auto

4.9(468 reviews)

Financing not verified6.8/10

Pacific Auto is a used car dealer in Lincoln, Nebraska, offering a pressure-free buying experience and a selection of reliable pre-owned vehicles.

Hours today
9:00 AM – 6:00 PM
Address
122 W O St, Lincoln, NE 68528
Type
car dealer, truck dealer
Miracle Mile Motors in Lincoln

Miracle Mile Motors

4.9(227 reviews)

Bad-credit financing7.2/10

Miracle Mile Motors is a family-run dealership in Lincoln, Nebraska, offering a wide selection of used cars and trucks with professional, friendly service.

Hours today
9:00 AM – 6:00 PM
Address
8740 Amber Hill Ct, Lincoln, NE 68526
Type
car dealer, truck dealer
Luly Motors in Lincoln

Luly Motors

4.9(115 reviews)

Financing not verified6.1/10

Luly Motors is a family-owned, highly-rated car dealership in Lincoln, Nebraska, offering pre-owned vehicles with clean titles and a transparent sales process.

Hours today
9:00 AM – 6:00 PM
Address
2121 W O St Ste b, Lincoln, NE 68528
Type
car dealer
Charged Automotive in Lincoln

Charged Automotive

4.9(74 reviews)

Financing not verified6.5/10

Charged Automotive is a Lincoln, Nebraska dealership specializing in used Tesla sales, no-haggle pricing, and dedicated electric vehicle service.

Hours today
9:00 AM – 6:00 PM
Address
6401 N 28th St Ste A, Lincoln, NE 68504
Type
car dealer
AVA Auto Sales LLC in Lincoln

AVA Auto Sales LLC

4.9(29 reviews)

Financing not verified6.1/10

AVA Auto Sales LLC is a Lincoln, Nebraska car dealership offering used vehicle sales seven days a week at their 2825 N 14th St location.

Hours today
10:00 AM – 6:00 PM
Address
2825 N 14th St, Lincoln, NE 68521
Type
car dealer
Ster Auto Sales in Lincoln

Ster Auto Sales

4.8(137 reviews)

Financing not verified6.1/10

Ster Auto Sales is a Lincoln, Nebraska car dealer offering vehicle sales and financing options with Monday through Saturday operating hours.

Hours today
10:00 AM – 7:00 PM
Address
5000 N 57th St, Lincoln, NE 68507
Type
car dealer
74 Auto Sale, LLC in Lincoln

74 Auto Sale, LLC

4.8(109 reviews)

Financing not verified6/10

74 Auto Sale, LLC is a Lincoln, NE car dealer offering a wide selection of trucks, vans, and SUVs with flexible financing options.

Hours today
10:00 AM – 6:00 PM
Address
5624 Seward Ave, Lincoln, NE 68507
Type
market, car dealer
JT Auto Sales LLC in Lincoln

JT Auto Sales LLC

4.8(49 reviews)

Financing not verified5.9/10

JT Auto Sales LLC is a Lincoln, Nebraska car dealership offering used sedans, crossovers, and trucks with extended warranty options.

Hours today
10:00 AM – 7:00 PM
Address
235 S Coddington Ave, Lincoln, NE 68522
Type
car dealer
A & H Auto Sales, LLC in Lincoln

A & H Auto Sales, LLC

4.8(32 reviews)

Financing not verified5.8/10

A & H Auto Sales, LLC is a Lincoln-based car dealer offering used vehicles with a focus on professional and honest customer service.

Hours today
10:00 AM – 6:00 PM
Address
2928 N 48th St, Lincoln, NE 68504
Type
car dealer
APEX AUTO in Lincoln

APEX AUTO

4.7(158 reviews)

Financing not verified6/10

APEX AUTO is a veteran-run buy here pay here dealer in Lincoln, Nebraska, offering inspected used cars, trucks, and SUVs.

Hours today
9:00 AM – 5:00 PM
Address
2311 NW 8th St, Lincoln, NE 68521
Type
car dealer
Sunrise Auto Sales LLC in Lincoln

Sunrise Auto Sales LLC

4.7(127 reviews)

Financing not verified6.3/10

Sunrise Auto Sales LLC is a family-owned dealership in Lincoln, NE, offering a wide selection of cars, trucks, and SUVs with daily operating hours.

Hours today
10:00 AM – 7:00 PM
Address
702 W O St, Lincoln, NE 68528
Type
car dealer
Little Country Cars in Lincoln

Little Country Cars

4.7(98 reviews)

Financing not verified5.9/10

Little Country Cars is a family-owned dealership in Lincoln, Nebraska, specializing in used trucks and providing a transparent, low-pressure buying experience.

Hours today
9:00 AM – 5:00 PM
Address
5611 S 50th St, Lincoln, NE 68516
Type
car dealer
Hasn Auto Sales LLC in Lincoln

Hasn Auto Sales LLC

4.7(77 reviews)

Financing not verified6.2/10

Hasn Auto Sales LLC is a family-owned used car dealer in Lincoln, Nebraska, offering affordable, low-mileage vehicles and transparent service seven days a week.

Hours today
10:00 AM – 5:00 PM
Address
3645 Adams St, Lincoln, NE 68504
Type
car dealer

How Many Buy Here Pay Here Dealers Are in Lincoln, NE?

Lincoln, Nebraska has 61 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 9,047 reviews. 32 dealers score 4.5 or higher with at least 10 reviews. 25% open on Sundays. 56 of them publish a website with their financing terms.

How Buy Here Pay Here Works in Lincoln, NE

What to expect from Lincoln dealers

Buy here pay here dealers in Lincoln work by providing in-house financing directly to the buyer, eliminating the need for third-party lenders. Buyers typically make a down payment and agree to a payment schedule, which can include weekly or monthly installments. To choose the best Lincoln BHPH dealer, customers should compare factors like vehicle selection, dealer ratings, payment terms, and customer reviews. Understanding these details helps buyers find the right fit for their needs and budget.

How to choose a dealer in Lincoln
  • Check Lincoln dealer ratings and customer reviews to gauge reliability.
  • Compare vehicle selection among Lincoln BHPH dealers for variety.
  • Review each Lincoln dealer's payment schedule options and flexibility.
  • Confirm the required down payment amounts at Lincoln buy here pay here lots.
  • Verify if Lincoln dealers report to credit bureaus or offer credit-building options.
  • Visit multiple Lincoln BHPH dealers to test drive and inspect vehicles.

Which Buy Here Pay Here Dealers in Lincoln Are Rated Highest?

Pacific Auto ranks first among Lincoln dealers with a 4.9 Google rating from 468 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.

#DealerRatingReviewsOpen SundayPhone
1Pacific Auto122 West O Street4.9468No+1 402-476-7024
2Miracle Mile Motors8740 Amber Hill Court4.9227No+1 402-475-1047
3The Internet Car Lot - Lincoln2300 Wildcat Drive4.8612No+1 402-356-3599
4Fast And Easy Auto Sales650 West O Street4.9126No+1 402-904-7164
5Luly Motors2121 West O Street4.9115No+1 402-242-3099
6Ster Auto Sales5000 North 57th Street4.8137No+1 402-261-4619
7Charged Automotive6401 North 28th Street4.974No+1 402-477-0404
874 Auto Sale, LLC5624 Seward Avenue4.8109No+1 402-464-9747
9Gratify Auto Sales LLC5721 Johanna Road4.896Yes+1 402-805-4042
10Wheel City Auto Finance Centers875 West O Street4.7182No+1 402-701-4700

Buy Here Pay Here in Lincoln: Common Questions

What financing options do buy here pay here dealers in Lincoln offer?

Lincoln buy here pay here dealers offer in-house financing directly to customers without involving banks or credit bureaus. This allows buyers to make a down payment and follow a payment schedule set by the dealer.

How many buy here pay here dealers are in Lincoln, NE?

There are over 12 buy here pay here dealers listed in Lincoln, NE. These include well-reviewed dealers such as CarHop Auto Sales & Finance and The Internet Car Lot.

What do Lincoln buyers need to qualify for buy here pay here financing?

Lincoln buyers typically need a valid ID, proof of income, and a down payment to qualify for buy here pay here financing. Dealers set specific requirements based on their policies.

Can Lincoln buyers build credit using buy here pay here dealers?

Some Lincoln buy here pay here dealers may report payments to credit bureaus, helping buyers build credit. However, policies vary, so buyers should confirm this directly with the dealer.

Which Buy Here Pay Here Dealers Are Near Lincoln?

The nearest cities to Lincoln with listed dealers are Omaha, NE (46 miles, 60 dealers), Sioux City, IA (117 miles, 40 dealers), Topeka, KS (133 miles, 49 dealers), Kansas City, KS (161 miles, 23 dealers), Kansas City, MO (163 miles, 33 dealers) and Overland Park, KS (166 miles, 29 dealers). Buyers in Lincoln often widen the search to these markets when a lot's inventory or down payment does not fit.

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