car dealer · Houston, TX

Auto Finance Center

Auto Finance Center is a buy here pay here dealership in Houston, Texas, offering vehicle sales and financing seven days a week.

4.9(1,090 reviews)

Confirmed buy here pay hereBHPH Finder score 8.1/10

Closed now · opens today 10:00 AM9640 Telephone Rd, Houston, TX 77075

Published · Details verified

Auto Finance Center, buy here pay here car dealer in Houston, TX

Google rating

4.9 / 5

Reviews

1,090

Hours today

10:00 AM – 8:00 PM

Best for

Local Houston customers seeking used vehicles with flexible financing and down payment options.

About Auto Finance Center

Auto Finance Center is a buy here pay here dealer at 9640 Telephone Rd in Houston, TX. The dealership provides vehicle sales and financing options to local customers, including those seeking assistance with down payments. They operate seven days a week to accommodate various customer schedules.

Auto Finance Center maintains a 4.9-star rating based on 1,090 reviews. The sales team assists customers with vehicle selection and financing inquiries, offering support for families and individuals looking for transportation. The dealership is located on Telephone Road and provides consistent daily hours from 10:00 AM to 8:00 PM, with Sunday hours until 5:00 PM.

Does Auto Finance Center offer in-house financing?

Yes. Its website (afccarstx.com) advertises in house financing, last checked Sep 13, 2026.

How BHPH Finder scores Auto Finance Center: 8.1 out of 10
Google reputation (4.9 rating, 1,090 reviews)
5.8 / 6
Has a website we could read
1 / 1
Advertises in-house / buy here pay here financing
1 / 1
Prints a down payment figure
0 / 0.5
Says it reports payments to credit bureaus
0 / 0.5
Open on Sundays
0.25 / 0.25
Verified by the owner
0 / 0.75

The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.

What financing does Auto Finance Center offer?

  • In-house financing

What does Auto Finance Center offer?

  • Buy here pay here financing
  • Used vehicle sales
  • Down payment assistance
  • Sales consultations

Why customers choose Auto Finance Center

Helpful sales staff

Accommodating financing process

  • Located at 9640 Telephone Rd, Houston, TX
  • Open seven days a week
  • Maintains a 4.9-star rating from 1,090 reviews
  • Offers assistance with down payments

When is Auto Finance Center open?

Monday10:00 AM – 8:00 PM
Tuesday10:00 AM – 8:00 PM
Wednesday10:00 AM – 8:00 PM
Thursday10:00 AM – 8:00 PM
Friday10:00 AM – 8:00 PM
Saturday10:00 AM – 8:00 PM
Sunday10:00 AM – 5:00 PM

Where is Auto Finance Center located?

9640 Telephone Rd, Houston, TX 77075

Open in Google Maps

What do customers say about Auto Finance Center?

5.0Louis Bravo5 months ago

Bought with meyling. Communication at its finest. Definitely recommend anyone to come buy here. Happy with purchase

5.0Jonah Courtiera week ago

Was helped by Jose Montez. Walked in clueless and eager. Walked out with a nice ride, good deal, and clear mind. Definitely recommend AFC and Jose!

5.0Alexia Ortiz2 months ago

Thank you guys for helping me with my vehicle needs, and a big shoutout to Erik Soto for being my sales agent he answered every question I had and went above and beyond for me. Erik Soto is definitely the person to come to when in need for a vehicle 🥳

5.0Neckia Chaneya year ago

Amazing salesman’s, literally didn’t think I would leave Texas with a vehicle comfortable for my 5 kids and I. With a very small down payment and I definitely recommend people check them out. THANK YOU SO MUCH☺️💖💖💖 please check them out and let them get you in a ride. They make ANYTHING POSSIBLE

1.0Qir3 months ago

My husband and I visited your dealership to purchase a vehicle for our son after first calling the listed business number and speaking with Luis at your support center. During that call, Luis confirmed the vehicle was in stock, provided the cash price, stated that the manager would be able to negotiate, and informed us that an appointment had been set with the manager. Based on that information, we made the trip to the dealership expecting a professional and customer-focused experience. Unfortunately, that was not what we received. Upon arrival, we were assigned to an inexperienced salesperson. When I requested to test drive the vehicle, I was initially told that a credit application had to be completed first, even though we were making a cash purchase. Another employee later corrected that statement and advised that no application was necessary. After test driving the vehicle and deciding we wanted to move forward with the purchase, we were presented with the total price including tax, title, and license fees. I made a reasonable counteroffer requesting the dealership cover the tax, title, and license costs. Throughout the process, the salesperson continuously communicated with the manager through instant messages despite the manager being only a door away. I then personally requested to speak with the manager. I was told he was assisting another customer, which I understood and was willing to wait for. However, even after that customer left, the manager still refused to come speak with us directly. That level of disregard was extremely disappointing. Regardless of whether a deal can be made, customers deserve respect, communication, and professionalism. Our money spends the same as anyone else’s, and during difficult economic times, customer service matters more than ever. The least the manager could have done was come out, introduce himself, and explain why the dealership could not accommodate the negotiation request. Instead, we were ignored entirely, which made us feel undervalued as customers. A dealership should prioritize customer relationships and professionalism. Vehicles are meant to be sold, and management should understand that respectful communication goes a long way, even when negotiations do not end in an agreement. Based on this experience, your dealership appears disconnected from basic customer service principles and effective management practices.

Questions about Auto Finance Center

Does Auto Finance Center offer in-house financing?

Auto Finance Center provides buy here pay here services to help customers secure vehicle financing. Their sales staff assists buyers in navigating the purchase process and down payment requirements.

What are the business hours for Auto Finance Center?

Auto Finance Center is open from 10:00 AM to 8:00 PM Monday through Saturday. On Sundays, the dealership is open from 10:00 AM to 5:00 PM.

How can I contact Auto Finance Center in Houston?

Auto Finance Center can be reached by phone at +1 713-234-0309. You can also visit their official website at https://www.afccarstx.com/ for more information.

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