Buy Here Pay Here Austin TX: 12+ Local BHPH Dealers

Austin, TX features more than 12 buy here pay here (BHPH) dealers offering used cars, trucks, and in-house financing options to local buyers. These Austin BHPH dealers include well-rated businesses like Texas Auto Center, Discovery Auto Sales, and Dynamic Motors, Inc., providing a range of vehicles with flexible payment plans. The extensive selection ensures Austin buyers can find trucks, cars, and SUVs suitable for their needs and budgets.

26 dealers4.6 average ratingUpdated Sep 2026

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buy here pay here car dealers in Austin, Texas

How Buy Here Pay Here Works in Austin, TX

Austin BHPH dealers provide in-house financing, which means buyers make payments directly to the dealer rather than through third-party lenders. Payment schedules vary but typically include weekly or biweekly options. Buyers in Austin usually need proof of income and a valid ID to qualify. Comparing dealers involves reviewing ratings, customer feedback, vehicle availability, and financing terms to select the best fit for individual credit and budget requirements.

How to choose a dealer in Austin

  • Check Austin BHPH dealers’ customer ratings and review counts for reliability.
  • Compare in-house financing terms and payment schedules offered by Austin dealers.
  • Verify the availability of the vehicle types you want in Austin, such as trucks or cars.
  • Confirm the required documents for financing with each Austin dealer before visiting.
  • Look for Austin dealers with a large inventory to increase your vehicle options.
  • Consider dealer locations within Austin for convenience and service accessibility.

26 dealers in Austin, TX

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Chacon Autos

4.8(1,022 reviews)

Chacon Autos is a buy here pay here dealership in Cedar Park, Texas, offering used vehicle sales and credit-friendly financing solutions.

Hours today
10:00 AM – 6:00 PM
Address
950 S Bell Blvd, Cedar Park, TX 78613
Type
truck dealer, car dealer

Texas Auto Center

4.7(4,646 reviews)

Texas Auto Center is a buy here pay here dealer in Austin offering used vehicle sales and in-house financing.

Hours today
9:00 AM – 6:00 PM
Address
6809 S I-35 Frontage Rd, Austin, TX 78744
Type
truck dealer, car dealer

Texas Auto Center

4.7(1,443 reviews)

Texas Auto Center is a buy here pay here dealership in San Marcos offering used vehicle sales and direct in-house financing options.

Hours today
9:00 AM – 6:00 PM
Address
2701 I 35 N Frontage Rd, San Marcos, TX 78666
Type
truck dealer, car dealer

Long Motors South

4.5(1,284 reviews)

Long Motors South is a buy here pay here dealership in Austin offering certified pre-owned cars, trucks, and SUVs with income-based financing.

Hours today
9:00 AM – 6:00 PM
Address
6940 S I-35 Frontage Rd, Austin, TX 78745
Type
car dealer

Dynamic Motors, Inc.

4.5(1,157 reviews)

Dynamic Motors, Inc. is an Austin-based buy here pay here dealer providing used vehicle sales, warranties, and on-site car repair services.

Hours today
9:00 AM – 7:00 PM
Address
8113 S I-35 Frontage Rd, Austin, TX 78744
Type
truck dealer, car dealer

You Drive Auto

4.5(863 reviews)

You Drive Auto is a buy here pay here dealership in Austin, Texas, offering used vehicle sales and in-house financing options.

Hours today
9:00 AM – 7:00 PM
Address
104 E Stassney Ln, Austin, TX 78745
Type
car dealer

Sky's Auto Sales Inc.

4.5(409 reviews)

Sky's Auto Sales Inc. is an Austin-based buy here pay here dealer providing used vehicle sales and flexible in-house financing for all credit types.

Hours today
8:30 AM – 5:30 PM
Address
5210 N Interstate Hwy 35, Austin, TX 78751
Type
truck dealer, car dealer

Drive 512 Auto Ranch

4.5(177 reviews)

Drive 512 Auto Ranch is a family-owned buy here pay here dealership in Austin, Texas, offering vehicle sales and in-house financing.

Hours today
9:00 AM – 6:00 PM
Address
6219 S Congress Ave, Austin, TX 78745
Type
insurance agency, car dealer

Dynamic Motors, Inc

4.4(1,425 reviews)

Dynamic Motors, Inc. is an Austin-based buy here pay here dealership offering used vehicle sales, in-house financing, and on-site car repair services.

Hours today
9:00 AM – 7:00 PM
Address
1500 E Cesar Chavez St, Austin, TX 78702
Type
truck dealer, car dealer

D G Auto Sales

4.4(341 reviews)

D G Auto Sales is a buy here pay here dealership in Austin, Texas, offering used vehicle sales and in-house financing options.

Hours today
9:30 AM – 5:00 PM
Address
7044 E Hwy 290, Austin, TX 78723
Type
car dealer

R&D Motors Inc.

4.4(220 reviews)

R&D Motors Inc. is an Austin-based buy here pay here dealership offering in-house financing and reliable used vehicles with a focus on customer service.

Hours today
9:00 AM – 6:00 PM
Address
200 E 53rd St, Austin, TX 78751
Type
car dealer, finance

Which Buy Here Pay Here Dealers in Austin Are Rated Highest?

Austin Auto Planet LLC ranks first among Austin dealers with a 4.9 Google rating from 815 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.

#DealerRatingReviewsOpen SundayPhone
1Austin Auto Planet LLC16511 Farm to Market Road 13254.9815No+1 512-317-0371
2Adk Auto Sales, LLC8330 Burnet Road4.9676No+1 512-777-8899
3Discovery Auto Sales8140 North Lamar Boulevard4.84,592No+1 512-804-0600
4Chacon Autos950 South Bell Boulevard4.81,022No+1 512-375-3950
5Central Union Auto finance LLC16403 Farm to Market Road 13254.8319No+1 512-905-8645
6Mid-Tex Auto Sales Inc.16505 Farm to Market Road 13254.8264No+1 512-341-2886
7Texas Auto Center6809 South Interstate 35 Frontage Road4.74,646No+1 512-280-5333
8Texas Auto Center2701 Interstate 35 North Frontage Road4.71,443No+1 512-878-0888
9AutoWay Inc. BUY HERE PAY HERE4525 State Highway 714.7196No+1 737-282-5199
10Kyle Chapman Motors-Austin5324 Airport Boulevard4.6697No+1 512-459-1141

Buy Here Pay Here in Austin: Common Questions

What documents do Austin buyers need for buy here pay here financing?

Austin buyers typically need a valid ID and proof of income to qualify for buy here pay here financing. Dealers in Austin use these documents to verify the buyer's ability to make payments.

How do payment schedules work at Austin buy here pay here dealerships?

Payment schedules at Austin BHPH dealerships usually include weekly or biweekly payments. Buyers make payments directly to the dealer as part of their in-house financing agreement.

Can Austin buyers find trucks and cars at buy here pay here dealers?

Yes, Austin buy here pay here dealers offer a variety of trucks and cars. Dealers like Texas Auto Center and Discovery Auto Sales provide both vehicle types in their inventories.

How can Austin buyers compare buy here pay here dealers effectively?

Austin buyers can compare BHPH dealers by reviewing customer ratings, financing terms, vehicle selection, and dealer locations. This helps identify the best dealer for their credit needs and budget.

Buy Here Pay Here Dealers Near Austin

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