#1Buy Here Pay Here Dealers in St. Paul, MN
St. Paul, MN features more than 12 buy here pay here car dealers offering used cars, trucks, and financing options directly to local buyers. These dealers include well-rated businesses such as Fury Motors Saint Paul, Footh Auto Sales & Service, and Northern Lights Auto Sales, covering areas like South Saint Paul and nearby communities. Buyers can explore diverse vehicle types including cars and trucks with repair and finance services available at many locations. Buy here pay here dealers in St. Paul provide in-house financing, allowing customers to make down payments and set up payment schedules without going through credit bureaus. This local approach helps buyers with varied credit histories access vehicle financing more easily. When choosing a St. Paul BHPH dealer, buyers should compare factors such as dealer ratings, customer reviews, available vehicle types, and additional services like repair and finance. Evaluating these elements helps ensure a reliable purchase experience tailored to individual needs.
- 53 dealers
- 2 confirmed BHPH
- 4.2 avg rating
- 53 open now
- 20 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in St. Paul
53 dealers in St. Paul, MN
MSP AUTO SALES & FINANCE
Financing not verified5.6/10
MSP Auto Sales & Finance is a South Saint Paul buy here pay here dealer offering used vehicle sales and in-house financing options.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 1505 Concord St S, South St Paul, MN 55075
- Type
- car dealer
Yang Auto Sales LLC
Financing not verified5.1/10
Yang Auto Sales LLC is a Saint Paul dealership offering pre-owned vehicle sales with consistent weekday and Saturday business hours.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 255 Como Ave, St Paul, MN 55103
MC Motors Used Car Dealer
Financing not verified6.7/10
MC Motors Used Car Dealer is a professional dealership in Inver Grove Heights offering quality pre-owned vehicles and customer-focused financing assistance.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 6591 Concord Blvd, Inver Grove Heights, MN 55076
- Type
- car dealer, truck dealer
RideVibe Motors
Financing not verified5.9/10
RideVibe Motors is a Saint Paul car dealer offering pre-owned vehicles with a focus on transparent, professional customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 709 Minnehaha Ave E Suite 1, St Paul, MN 55106
- Type
- car dealer
Lexdan Automotive Corporation
Financing not verified6.7/10
Lexdan Automotive Corporation is a Maplewood car and truck dealership offering pre-owned vehicle sales and financing assistance.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 2610 Maplewood Dr, Maplewood, MN 55109
- Type
- car dealer
Long's Auto Place Inc
Financing not verified6.7/10
Long's Auto Place Inc is a family-run car and truck dealership in White Bear Lake, MN, offering vehicle sales and repair services.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 3555 Hoffman Rd, White Bear Lake, MN 55110
- Type
- truck dealer, car dealer
Northern Lights Auto Sales
Financing not verified6/10
Northern Lights Auto Sales is a South Saint Paul buy here pay here dealer offering vehicle sales and repair services six days a week.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 144 Concord Exchange S, South St Paul, MN 55075
- Type
- car repair, car dealer
MN Auto Sales
Financing not verified6.4/10
MN Auto Sales is a Maplewood car dealer providing honest customer service and a professional, low-pressure buying experience for used vehicle shoppers.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 1705 Cope Ave E Ste a, Maplewood, MN 55109
- Type
- car dealer
Footh Auto Sales & Service
Confirmed BHPH7.6/10
Footh Auto Sales & Service is a car dealer and repair shop in South Saint Paul, Minnesota, with a 4.7-star customer rating.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 528 Concord Exchange S, South St Paul, MN 55075
- Type
- car dealer, finance
U Car Connect
Financing not verified6.6/10
U Car Connect is a used car dealership in Eden Prairie, Minnesota, offering a diverse inventory of pre-owned vehicles and BMW and Audi models.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 7202 Washington Ave S, Eden Prairie, MN 55344
- Type
- car dealer
Reflection Auto Sales
Financing not verified6.6/10
Reflection Auto Sales is a family-run dealership in Oakdale, MN, providing used vehicle sales and financing assistance to local customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 4747 Geneva Ave N, Oakdale, MN 55128
- Type
- truck dealer, car dealer
Auto Latino / University Auto
Bad-credit financing7.1/10
Auto Latino / University Auto is a Saint Paul buy here pay here dealer providing used vehicle sales and credit approval services.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 745 S Robert St, St Paul, MN 55107
- Type
- car dealer
Global Auto USA
Financing not verified5.9/10
Global Auto USA is a Saint Paul car dealership specializing in the sale and restoration of pre-owned vehicles.
- Hours today
- 9:30 AM – 4:30 PM
- Address
- 365 Como Ave, St Paul, MN 55103
- Type
- car dealer
Stillwater Auto Sales
Financing not verified5.9/10
Stillwater Auto Sales is a car dealer in Oakdale, MN, offering Subaru, Jeep, and Mitsubishi vehicles with a focus on a transparent customer experience.
- Hours today
- 9:00 AM – 3:00 PM
- Address
- 6014 Stillwater Blvd, Oakdale, MN 55128
- Type
- car dealer
Robert Street Auto Sales
Financing not verified5.9/10
Robert Street Auto Sales is a Saint Paul car dealer offering vehicle sales and transparent financing assistance six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 845 S Robert St, St Paul, MN 55107
- Type
- car dealer
A2Z Auto Sales And Service
Bad-credit financing6.8/10
A2Z Auto Sales And Service is a Saint Paul car dealer providing pre-owned vehicle sales, automotive repairs, and ignition interlock installation services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 923 University Ave W, St Paul, MN 55104
- Type
- car dealer, car repair
Ado's Motors
Bad-credit financing6.7/10
Ado's Motors is a car dealer in Saint Paul, Minnesota, offering vehicle sales and service from their 7th St W location.
- Hours today
- 11:00 AM – 7:00 PM
- Address
- 834 7th St W, St Paul, MN 55102
- Type
- car dealer
Twin Cities Auto Sales
Financing not verified5.1/10
Twin Cities Auto Sales is a buy here pay here dealership in Saint Paul, Minnesota, open Monday through Saturday for vehicle sales and service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 33 Acker St E, St Paul, MN 55117
- Type
- car dealer
Rams Auto Sales LLC
Financing not verified5.9/10
Rams Auto Sales LLC is a South Saint Paul buy here pay here dealer offering used vehicle sales and financing for all credit backgrounds.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 1426 Concord St S, South St Paul, MN 55075
- Type
- car dealer
Minuteman Auto Sales
Financing not verified5.9/10
Minuteman Auto Sales is a Saint Paul dealership specializing in rebuilt-title vehicles with a focus on transparent service and customer support.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 637 Rice St, St Paul, MN 55103
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in St. Paul, MN?
St. Paul, Minnesota has 53 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 10,254 reviews. 20 dealers score 4.5 or higher with at least 10 reviews. 4% open on Sundays. 47 of them publish a website with their financing terms.
Which Areas of St. Paul Have Buy Here Pay Here Dealers?
17 dealers in the St. Paul list sit in surrounding towns rather than St. Paul itself. The areas with the most are South Saint Paul (9) and Maplewood (3). Pick an area to see only its dealers, with directions from St. Paul.
How Buy Here Pay Here Works in St. Paul, MN
What to expect from St. Paul dealers
How to choose a dealer in St. Paul
- Check dealer ratings and customer reviews for St. Paul BHPH dealers to ensure reliability.
- Consider the vehicle types offered in St. Paul, such as cars or trucks, to match your needs.
- Review available in-house financing terms and payment schedules at St. Paul dealers.
- Compare additional services like repair and finance options provided locally in St. Paul.
- Evaluate dealer locations within the St. Paul area and nearby communities for convenience.
Which Buy Here Pay Here Dealers in St. Paul Are Rated Highest?
MC Motors Used Car Dealer ranks first among St. Paul dealers with a 4.9 Google rating from 228 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | MC Motors Used Car Dealer6591 Concord Boulevard | 4.9 | 228 | No | +1 651-306-0407 |
| 2 | Lexdan Automotive Corporation2610 Maplewood Drive | 4.8 | 978 | No | +1 651-484-0551 |
| 3 | Long's Auto Place Inc3555 Hoffman Road | 4.8 | 481 | No | +1 651-488-8400 |
| 4 | Footh Auto Sales & Service528 Concord Exchange South | 4.7 | 1,287 | No | +1 651-453-1000 |
| 5 | U Car Connect7202 Washington Avenue South | 4.7 | 507 | No | +1 612-598-7077 |
| 6 | Reflection Auto Sales4747 Geneva Avenue North | 4.7 | 419 | No | +1 651-777-0100 |
| 7 | Auto Latino / University Auto745 South Robert Street | 4.7 | 360 | No | +1 651-222-2991 |
| 8 | Northern Lights Auto Sales144 Concord Exchange South | 4.8 | 109 | No | +1 651-252-4055 |
| 9 | Global Auto USA365 Como Avenue | 4.7 | 97 | No | +1 651-235-2701 |
| 10 | Stillwater Auto Sales6014 Stillwater Boulevard | 4.7 | 93 | No | +1 651-739-0516 |
Buy Here Pay Here in St. Paul: Common Questions
What financing options do buy here pay here dealers in St. Paul offer?
Buy here pay here dealers in St. Paul offer in-house financing with flexible payment schedules and down payment requirements. This allows buyers to finance vehicles directly without credit bureau checks.
How many buy here pay here dealers are available in St. Paul, MN?
There are more than 12 buy here pay here dealers in St. Paul and nearby areas, including South Saint Paul, Maplewood, and Oakdale.
What types of vehicles can I find at St. Paul buy here pay here dealers?
St. Paul BHPH dealers offer a variety of used cars and trucks, with many locations providing additional services like repair and vehicle financing.
How do I compare buy here pay here dealers in St. Paul effectively?
Compare St. Paul dealers by checking their ratings, customer reviews, vehicle selection, financing terms, and additional services like repair to find the best fit.
Which Buy Here Pay Here Dealers Are Near St. Paul?
The nearest cities to St. Paul with listed dealers are Minneapolis, MN (9 miles, 46 dealers), Bloomington, MN (13 miles, 41 dealers), Rochester, MN (72 miles, 51 dealers), Duluth, MN (135 miles, 35 dealers), Waterloo, IA (174 miles, 54 dealers) and Sioux Falls, SD (205 miles, 55 dealers). Buyers in St. Paul often widen the search to these markets when a lot's inventory or down payment does not fit.
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