Buy Here Pay Here Dealers in Waterloo, IA

Waterloo, IA has more than 12 buy here pay here dealers offering a variety of used cars and trucks with in-house financing. These Waterloo dealers include well-known names such as Dan Deery Motors and Rydell Chevrolet, providing local buyers with options for vehicles and flexible payment plans. The listings encompass both car and truck dealers, many of which also provide auto parts and finance services.

22 dealers4.4 average ratingUpdated Sep 2026

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buy here pay here car dealers in Waterloo, Iowa

How Buy Here Pay Here Works in Waterloo, IA

Buy here pay here dealers in Waterloo operate by offering in-house financing directly to customers, allowing buyers with various credit histories to purchase vehicles without relying on credit bureaus. Buyers typically need a down payment and agree to set payment schedules that suit their budgets. Comparing dealers in Waterloo involves looking at vehicle selection, customer reviews, payment terms, and dealer reputations to find the best fit for individual needs.

How to choose a dealer in Waterloo

  • Check Waterloo dealer ratings and customer reviews for reliability.
  • Compare in-house financing terms and down payment requirements in Waterloo.
  • Evaluate the variety of vehicles available at Waterloo buy here pay here lots.
  • Confirm payment schedule flexibility with Waterloo dealers before buying.
  • Visit multiple Waterloo dealers to inspect cars and ask about warranty options.
  • Verify dealer licensing and local reputation within the Waterloo community.

22 dealers in Waterloo, IA

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A&D AUTO SALES in Waterloo

A&D AUTO SALES

4.9(59 reviews)

A&D Auto Sales is a buy here pay here car dealer in Waterloo, Iowa, providing quality vehicles and professional customer service.

Hours today
8:00 AM – 5:00 PM
Address
727 Birmingham Ave, 305 Paper Mill St, Waterloo, IA 50702
Type
car dealer
Izo's Motor Co in Waterloo

Izo's Motor Co

4.8(124 reviews)

Izo's Motor Co is a car dealer in Waterloo, IA, providing vehicle sales, a service garage, and an on-site car wash.

Hours today
9:00 AM – 6:00 PM
Address
901 Birmingham Ave, Waterloo, IA 50702
Type
car dealer
Armin's Auto Sales in Waterloo

Armin's Auto Sales

4.7(334 reviews)

Armin's Auto Sales is a professional used-car dealership located in Waterloo, Iowa, offering quality vehicles and dedicated customer service.

Hours today
8:00 AM – 5:00 PM
Address
210 Beck Ave, Waterloo, IA 50701
Type
car dealer, locksmith
Dan Haris Motors in Waterloo

Dan Haris Motors

4.6(145 reviews)

Dan Haris Motors is a Waterloo, IA car dealer offering a low-pressure vehicle purchasing experience with highly-rated customer service.

Hours today
9:00 AM – 5:00 PM
Address
1419 La Porte Rd, Waterloo, IA 50702
Type
car dealer
Rydell Chevrolet in Waterloo

Rydell Chevrolet

4.5(1,599 reviews)

Rydell Chevrolet is a full-service car dealer in Waterloo, Iowa, offering vehicle sales, auto parts, and professional repair services to local customers.

Hours today
7:00 AM – 8:00 PM
Address
1325 E San Marnan Dr, Waterloo, IA 50702
Type
truck dealer, tire shop
E&A Motors INC in Waterloo

E&A Motors INC

4.4(376 reviews)

E&A Motors INC is a Waterloo, Iowa dealership offering pre-owned vehicle sales, truck sales, and professional auto repair services.

Hours today
9:00 AM – 6:00 PM
Address
4037 University Ave, Waterloo, IA 50701
Type
car dealer
RPM Motor Company in Waterloo

RPM Motor Company

3.9(139 reviews)

RPM Motor Company is a buy here pay here dealer in Waterloo, IA, offering used vehicle sales and on-site automotive repair services.

Hours today
9:00 AM – 6:00 PM
Address
3610 University Ave, Waterloo, IA 50701
Type
car dealer
Liberty Car Company in Waterloo

Liberty Car Company

3.8(127 reviews)

Liberty Car Company is a Waterloo-based used car dealer providing vehicle sales, in-house financing, and maintenance services to the local community.

Hours today
9:00 AM – 6:00 PM
Address
90 Franklin St, Waterloo, IA 50703
Type
car dealer
C&S Car Company in Waterloo

C&S Car Company

3.7(691 reviews)

C&S Car Company is a Waterloo, Iowa dealership selling new and used vehicles from brands including Hyundai, Mazda, Subaru, Genesis, and Mercedes.

Hours today
8:30 AM – 7:00 PM
Address
812 Washington St, Waterloo, IA 50702
Type
car dealer, truck dealer

Which Buy Here Pay Here Dealers in Waterloo Are Rated Highest?

Dan Deery Motors - Chrysler Dodge Jeep RAM FIAT ranks first among Waterloo dealers with a 4.8 Google rating from 3,471 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.

#DealerRatingReviewsOpen SundayPhone
1Dan Deery Motors - Chrysler Dodge Jeep RAM FIAT3900 Alexandra Drive4.83,471No+1 877-206-1207
2Community Buick GMC, INC.4030 Lowe's Boulevard4.7843No+1 319-313-2028
3Armin's Auto Sales210 Beck Avenue4.7334No+1 319-252-4120
4Izo's Motor Co901 Birmingham Avenue4.8124No+1 319-252-4673
5Witham Auto Centers - Cedar Falls2728 South Main Street4.61,741No+1 319-277-8123
6Community Motor CO., INC.4521 University Avenue4.61,257No+1 319-553-3821
7A&D AUTO SALES305 Paper Mill Street4.959No+1 319-504-8226
8Liberty Car Company 21329 La Porte Road4.7139No+1 319-287-5000
9Priority 1 Automotive Services3819 University Avenue4.7118No+1 319-236-1111
10Dan Haris Motors1419 La Porte Road4.6145No+1 319-348-3475

Buy Here Pay Here in Waterloo: Common Questions

What types of vehicles do buy here pay here dealers in Waterloo offer?

Buy here pay here dealers in Waterloo offer used cars and trucks, including models from brands like Chrysler, Dodge, Jeep, RAM, and Chevrolet. Dealers such as Dan Deery Motors and Rydell Chevrolet provide a broad selection to meet different needs.

How does in-house financing work at Waterloo buy here pay here dealers?

In-house financing at Waterloo buy here pay here dealers means the dealer finances the vehicle directly without involving credit bureaus. Buyers make a down payment and agree to scheduled payments directly to the dealer.

What do buyers need to qualify for buy here pay here financing in Waterloo?

Buyers in Waterloo typically need a valid ID, proof of income, a down payment, and the ability to make agreed-upon payments on time to qualify for buy here pay here financing.

How can I compare buy here pay here dealers in Waterloo effectively?

Comparing Waterloo buy here pay here dealers involves reviewing customer ratings, financing terms, vehicle selection, and payment flexibility. Visiting multiple dealers to ask questions and inspect vehicles helps make an informed decision.

Buy Here Pay Here Dealers Near Waterloo

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