Madison, WI features over 12 buy here pay here (BHPH) car dealers offering used cars, trucks, and SUVs with in-house financing. These Madison BHPH dealers include well-known names like Kunes Mad City Mitsubishi of Madison, Byrider Madison, and Stark on the Beltline. Buyers can find a variety of vehicle types and brands with flexible payment options directly through the dealer.
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Buy here pay here dealers in Madison work by providing in-house financing which allows buyers to make payments directly to the dealership instead of through credit bureaus. Payment schedules and down payments vary by dealer but generally require proof of income and residence. Comparing ratings, reviews, and vehicle selection among Madison BHPH dealers helps buyers choose the best fit for their budget and needs.
Farris Auto Sales is a Stoughton, Wisconsin car dealer providing a pressure-free, customer-focused vehicle purchasing experience six days a week.
Lake City Auto LLC is a Sun Prairie car dealer offering vehicle sales and purchase services with consistent weekday operating hours.
Trust N Ride Auto Sales & Repair provides pre-owned vehicle sales, in-house financing, and professional automotive repair services in Madison, Wisconsin.
Penguin Auto is a Madison, Wisconsin dealer offering used vehicle sales, automotive repair services, and customer loaner cars.
Goben Cars is a car dealership in Middleton, Wisconsin, offering vehicle sales and customer service six days a week.
Stark On Highway 19 is a Marshall, Wisconsin dealership offering a selection of pre-owned cars, trucks, and SUVs with a focus on simple purchasing.
Byrider Madison is a buy here pay here dealership in Madison, Wisconsin, offering pre-owned vehicle sales and on-site auto repair services.
Badger City Auto Sales & Service is a buy here pay here dealer and auto repair shop in Madison, WI.
Schoepp Motors is a family-owned Middleton dealership offering a large inventory of used cars, trucks, and SUVs alongside a dedicated service center.
Smart Motors Used Cars is a Madison, Wisconsin dealership offering a wide selection of pre-owned vehicles and professional customer service.
Kunes Mad City Mitsubishi of Madison offers new and used vehicle sales, auto repair, and tire services at their Madison location.
Stark on the Beltline is a used car dealer in Madison, WI, providing vehicle sales and financing options six days a week.
Schoepp Motors Northeast is a Madison, Wisconsin used car dealership offering vehicle sales and finance options six days a week.
Emblem Pre-owned is a Madison, Wisconsin car dealer specializing in European vehicles and discounted after-sales maintenance services for their customers.
Zimbrick Inc. is an automotive dealership in Fitchburg, Wisconsin, offering vehicle sales and professional repair services six days a week.
Easton Motors EZ Credit of Sun Prairie is a buy here pay here dealership offering in-house financing and an on-site vehicle service center.
German Auto House LLC is a Fitchburg, Wisconsin dealership offering used vehicle sales and an on-site automotive repair shop.
Quality Cars for Less is a family-run car dealership in Madison, Wisconsin, offering a variety of reliable secondhand vehicles to the local community.
CarMax is a Madison-based retailer offering a wide selection of used and Certified Pre-Owned cars and trucks with online purchasing tools.
Lot 51 Auto Sales is a Madison-based car dealer offering a wide selection of pre-owned vehicles and dedicated customer service six days a week.
Goben Cars ranks first among Madison dealers with a 4.8 Google rating from 3,509 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Goben Cars7613 Century Avenue | 4.8 | 3,509 | No | +1 608-836-5500 |
| 2 | Lake City Auto LLC526 Commercial Avenue | 4.9 | 219 | No | +1 608-478-1137 |
| 3 | Farris Auto Sales817 West Main Street | 5.0 | 105 | No | +1 608-208-7087 |
| 4 | Trust N Ride Auto Sales & Repair3773 East Washington Avenue | 4.9 | 167 | No | +1 608-709-1140 |
| 5 | Penguin Auto6621 Seybold Road | 4.9 | 157 | No | +1 608-282-5414 |
| 6 | Byrider Madison (WI)5234 High Crossing Boulevard | 4.7 | 2,477 | No | +1 608-663-1213 |
| 7 | Stark On Highway 19502 West Main Street | 4.8 | 143 | No | +1 608-716-7116 |
| 8 | Schoepp Motors3440 Tribeca Drive | 4.6 | 2,068 | No | +1 608-255-7003 |
| 9 | Badger City Auto Sales & Service2418 South Stoughton Road | 4.7 | 121 | Yes | +1 608-602-4540 |
| 10 | Kunes Mad City Mitsubishi of Madison920 Ann Street | 4.5 | 4,542 | No | +1 608-889-1568 |
Madison BHPH buyers typically need proof of income, a valid ID, and proof of residence. Dealers require these for in-house financing approval.
Some Madison BHPH dealers report payment history to credit bureaus, but this varies. Buyers should ask each dealer directly about credit reporting.
Down payment amounts can vary by Madison dealer and may be negotiable depending on credit and vehicle. Contact the dealer for specific terms.
Warranties and service options differ by Madison BHPH dealer. Some offer limited warranties or service packages; buyers should inquire before purchase.
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