#1Buy Here Pay Here Madison WI - Local BHPH Car Dealers
Madison, WI features over 12 buy here pay here (BHPH) car dealers offering used cars, trucks, and SUVs with in-house financing. These Madison BHPH dealers include well-known names like Kunes Mad City Mitsubishi of Madison, Byrider Madison, and Stark on the Beltline. Buyers can find a variety of vehicle types and brands with flexible payment options directly through the dealer.
- 39 dealers
- 1 confirmed BHPH
- 4.5 avg rating
- 39 open now
- 20 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Madison
39 dealers in Madison, WI
Farris Auto Sales
Financing not verified6.2/10
Farris Auto Sales is a Stoughton, Wisconsin car dealer providing a pressure-free, customer-focused vehicle purchasing experience six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 817 W Main St, Stoughton, WI 53589
- Type
- car dealer
Smart Buys Cars
Financing not verified6.7/10
Smart Buys Cars is a Madison-based dealership offering used vehicle sales, trade-in options, and professional vehicle acquisition services for local customers.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 5901 Odana Rd, Madison, WI 53719
- Type
- car dealer
Car Smart of Madison
Financing not verified5.9/10
Car Smart of Madison is a car dealership and service center providing vehicle sales, maintenance, and repair in Madison, Wisconsin.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3074 E Washington Ave, Madison, WI 53704
- Type
- car repair, shipping service
Merit Motors Auto
Financing not verified6.4/10
Merit Motors Auto is a car dealer in Madison, WI, offering professional vehicle sales and customer-focused service six days a week.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 6701 Seybold Rd, Madison, WI 53719
- Type
- car dealer
Great Motors Auto Sales LLC
Financing not verified6.3/10
Great Motors Auto Sales LLC is a car dealer in Madison, Wisconsin, offering used vehicles and a customer-friendly buying experience.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 3586 E Washington Ave, Madison, WI 53704
- Type
- car dealer
M & M Car Sales
Financing not verified5.6/10
M & M Car Sales is a car dealer in Madison, Wisconsin, offering vehicle sales six days a week from their Milwaukee Street location.
- Hours today
- 9:00 AM – 6:30 PM
- Address
- 3720 Milwaukee St, Madison, WI 53714
- Type
- car dealer
Lake City Auto LLC
Financing not verified6.2/10
Lake City Auto LLC is a Sun Prairie car dealer offering vehicle sales and purchase services with consistent weekday operating hours.
- Hours today
- 9:00 AM – 4:00 PM
- Address
- 526 Commercial Ave, Sun Prairie, WI 53590
- Type
- car dealer
Trust N Ride Auto Sales & Repair
Financing not verified6.2/10
Trust N Ride Auto Sales & Repair provides pre-owned vehicle sales, in-house financing, and professional automotive repair services in Madison, Wisconsin.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 3773 E Washington Ave, Madison, WI 53704
- Type
- car dealer
Penguin Auto
Financing not verified6.2/10
Penguin Auto is a Madison, Wisconsin dealer offering used vehicle sales, automotive repair services, and customer loaner cars.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 6621 Seybold Rd, Madison, WI 53719
H&S Automotive
Financing not verified6.4/10
H&S Automotive is a Madison, Wisconsin car dealer offering used vehicles and professional sales support six days a week.
- Hours today
- 11:00 AM – 7:00 PM
- Address
- 902 Atlas Ave, Madison, WI 53714
- Type
- car dealer
Goben Cars
Financing not verified6.2/10
Goben Cars is a car dealership in Middleton, Wisconsin, offering vehicle sales and customer service six days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 7613 Century Ave, Middleton, WI 53562
- Type
- car dealer
Stark On Highway 19
Financing not verified6.1/10
Stark On Highway 19 is a Marshall, Wisconsin dealership offering a selection of pre-owned cars, trucks, and SUVs with a focus on simple purchasing.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 502 W Main St, Marshall, WI 53559
- Type
- car dealer
Byrider Madison (WI)
Financing not verified6.1/10
Byrider Madison is a buy here pay here dealership in Madison, Wisconsin, offering pre-owned vehicle sales and on-site auto repair services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 5234 High Crossing Blvd, Madison, WI 53718
- Type
- truck dealer, car repair
Badger City Auto Sales & Service
Financing not verified6.8/10
Badger City Auto Sales & Service is a buy here pay here dealer and auto repair shop in Madison, WI.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 2418 S Stoughton Rd, Madison, WI 53716
- Type
- car repair, car dealer
Luxor Auto Sales
Financing not verified6.4/10
Luxor Auto Sales is a Madison-based dealership offering a selection of pre-owned vehicles with a focus on transparent, pressure-free customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 6790 Watts Rd, Madison, WI 53719
- Type
- car dealer
Kayser Used Cars
Financing not verified5.8/10
Kayser Used Cars is a Madison, Wisconsin dealership providing used vehicles, financing, and maintenance warranties to local customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2301 W Beltline Hwy, Madison, WI 53713
- Type
- car dealer
Schoepp Motors
Bad-credit financing7/10
Schoepp Motors is a family-owned Middleton dealership offering a large inventory of used cars, trucks, and SUVs alongside a dedicated service center.
- Hours today
- 9:00 AM – 7:30 PM
- Address
- 3440 Tribeca Dr, Middleton, WI 53562
- Type
- car dealer
Smart Motors Used Cars
Financing not verified6.4/10
Smart Motors Used Cars is a Madison, Wisconsin dealership offering a wide selection of pre-owned vehicles and professional customer service.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 5710 Odana Rd, Madison, WI 53719
- Type
- truck dealer, car dealer
Kunes Mad City Mitsubishi of Madison
Bad-credit financing6.9/10
Kunes Mad City Mitsubishi of Madison offers new and used vehicle sales, auto repair, and tire services at their Madison location.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 920 Ann St, Madison, WI 53713
- Type
- truck dealer, car dealer
Stark on the Beltline
Financing not verified5.9/10
Stark on the Beltline is a used car dealer in Madison, WI, providing vehicle sales and financing options six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 6806 Seybold Rd, Madison, WI 53719
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Madison, WI?
Madison, Wisconsin has 39 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.5 across 17,207 reviews. 20 dealers score 4.5 or higher with at least 10 reviews. 3% open on Sundays. 37 of them publish a website with their financing terms.
Which Areas of Madison Have Buy Here Pay Here Dealers?
Dealers in the Madison list come from these surrounding towns as well as Madison itself. Pick one to filter the list.
How Buy Here Pay Here Works in Madison, WI
What to expect from Madison dealers
Buy here pay here dealers in Madison work by providing in-house financing which allows buyers to make payments directly to the dealership instead of through credit bureaus. Payment schedules and down payments vary by dealer but generally require proof of income and residence. Comparing ratings, reviews, and vehicle selection among Madison BHPH dealers helps buyers choose the best fit for their budget and needs.
How to choose a dealer in Madison
- Check dealer ratings and reviews for Madison BHPH locations to gauge customer satisfaction.
- Compare vehicle selection at Madison buy here pay here dealers to find the right car or truck.
- Verify the down payment and payment schedule terms offered by each Madison BHPH dealer.
- Confirm that the Madison buy here pay here dealer reports to credit bureaus if building credit is important.
- Visit multiple Madison BHPH dealers to test drive vehicles and discuss financing options in person.
Which Buy Here Pay Here Dealers in Madison Are Rated Highest?
Goben Cars ranks first among Madison dealers with a 4.8 Google rating from 3,509 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Goben Cars7613 Century Avenue | 4.8 | 3,509 | No | +1 608-836-5500 |
| 2 | Lake City Auto LLC526 Commercial Avenue | 4.9 | 219 | No | +1 608-478-1137 |
| 3 | Farris Auto Sales817 West Main Street | 5.0 | 105 | No | +1 608-208-7087 |
| 4 | Trust N Ride Auto Sales & Repair3773 East Washington Avenue | 4.9 | 167 | No | +1 608-709-1140 |
| 5 | Penguin Auto6621 Seybold Road | 4.9 | 157 | No | +1 608-282-5414 |
| 6 | Smart Buys Cars5901 Odana Road | 5.0 | 92 | No | +1 608-977-0039 |
| 7 | Byrider Madison (WI)5234 High Crossing Boulevard | 4.7 | 2,477 | No | +1 608-663-1213 |
| 8 | Stark On Highway 19502 West Main Street | 4.8 | 143 | No | +1 608-716-7116 |
| 9 | Schoepp Motors3440 Tribeca Drive | 4.6 | 2,068 | No | +1 608-255-7003 |
| 10 | Badger City Auto Sales & Service2418 South Stoughton Road | 4.7 | 121 | Yes | +1 608-602-4540 |
Buy Here Pay Here in Madison: Common Questions
What documents do Madison buy here pay here buyers need?
Madison BHPH buyers typically need proof of income, a valid ID, and proof of residence. Dealers require these for in-house financing approval.
Do Madison buy here pay here dealers report to credit bureaus?
Some Madison BHPH dealers report payment history to credit bureaus, but this varies. Buyers should ask each dealer directly about credit reporting.
Can I negotiate the down payment at Madison buy here pay here dealerships?
Down payment amounts can vary by Madison dealer and may be negotiable depending on credit and vehicle. Contact the dealer for specific terms.
Are warranties available at buy here pay here dealers in Madison?
Warranties and service options differ by Madison BHPH dealer. Some offer limited warranties or service packages; buyers should inquire before purchase.
Which Buy Here Pay Here Dealers Are Near Madison?
The nearest cities to Madison with listed dealers are Rockford, IL (58 miles, 60 dealers), Milwaukee, WI (75 miles, 40 dealers), Kenosha, WI (87 miles, 35 dealers), Appleton, WI (96 miles, 38 dealers), Green Bay, WI (121 miles, 40 dealers) and Chicago, IL (122 miles, 58 dealers). Buyers in Madison often widen the search to these markets when a lot's inventory or down payment does not fit.
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