Madison, WI features over 12 buy here pay here (BHPH) car dealers offering used cars, trucks, and SUVs with in-house financing. These Madison BHPH dealers include well-known names like Kunes Mad City Mitsubishi of Madison, Byrider Madison, and Stark on the Beltline. Buyers can find a variety of vehicle types and brands with flexible payment options directly through the dealer.
Published · Updated
Financing not verified6.2/10
Farris Auto Sales is a Stoughton, Wisconsin car dealer providing a pressure-free, customer-focused vehicle purchasing experience six days a week.
Financing not verified6.7/10
Smart Buys Cars is a Madison-based dealership offering used vehicle sales, trade-in options, and professional vehicle acquisition services for local customers.
Financing not verified5.9/10
Car Smart of Madison is a car dealership and service center providing vehicle sales, maintenance, and repair in Madison, Wisconsin.
Financing not verified6.4/10
Merit Motors Auto is a car dealer in Madison, WI, offering professional vehicle sales and customer-focused service six days a week.
Financing not verified6.3/10
Great Motors Auto Sales LLC is a car dealer in Madison, Wisconsin, offering used vehicles and a customer-friendly buying experience.
Financing not verified5.6/10
M & M Car Sales is a car dealer in Madison, Wisconsin, offering vehicle sales six days a week from their Milwaukee Street location.
Financing not verified6.2/10
Lake City Auto LLC is a Sun Prairie car dealer offering vehicle sales and purchase services with consistent weekday operating hours.
Financing not verified6.2/10
Trust N Ride Auto Sales & Repair provides pre-owned vehicle sales, in-house financing, and professional automotive repair services in Madison, Wisconsin.
Financing not verified6.2/10
Penguin Auto is a Madison, Wisconsin dealer offering used vehicle sales, automotive repair services, and customer loaner cars.
Financing not verified6.4/10
H&S Automotive is a Madison, Wisconsin car dealer offering used vehicles and professional sales support six days a week.
Financing not verified6.2/10
Goben Cars is a car dealership in Middleton, Wisconsin, offering vehicle sales and customer service six days a week.
Financing not verified6.1/10
Stark On Highway 19 is a Marshall, Wisconsin dealership offering a selection of pre-owned cars, trucks, and SUVs with a focus on simple purchasing.
Financing not verified6.1/10
Byrider Madison is a buy here pay here dealership in Madison, Wisconsin, offering pre-owned vehicle sales and on-site auto repair services.
Financing not verified6.8/10
Badger City Auto Sales & Service is a buy here pay here dealer and auto repair shop in Madison, WI.
Financing not verified6.4/10
Luxor Auto Sales is a Madison-based dealership offering a selection of pre-owned vehicles with a focus on transparent, pressure-free customer service.
Financing not verified5.8/10
Kayser Used Cars is a Madison, Wisconsin dealership providing used vehicles, financing, and maintenance warranties to local customers.
Bad-credit financing7/10
Schoepp Motors is a family-owned Middleton dealership offering a large inventory of used cars, trucks, and SUVs alongside a dedicated service center.
Financing not verified6.4/10
Smart Motors Used Cars is a Madison, Wisconsin dealership offering a wide selection of pre-owned vehicles and professional customer service.
Bad-credit financing6.9/10
Kunes Mad City Mitsubishi of Madison offers new and used vehicle sales, auto repair, and tire services at their Madison location.
Financing not verified5.9/10
Stark on the Beltline is a used car dealer in Madison, WI, providing vehicle sales and financing options six days a week.
Madison, Wisconsin has 39 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.5 across 17,207 reviews. 20 dealers score 4.5 or higher with at least 10 reviews. 3% open on Sundays. 37 of them publish a website with their financing terms.
Dealers in the Madison list come from these surrounding towns as well as Madison itself. Pick one to filter the list.
Buy here pay here dealers in Madison work by providing in-house financing which allows buyers to make payments directly to the dealership instead of through credit bureaus. Payment schedules and down payments vary by dealer but generally require proof of income and residence. Comparing ratings, reviews, and vehicle selection among Madison BHPH dealers helps buyers choose the best fit for their budget and needs.
Madison BHPH buyers typically need proof of income, a valid ID, and proof of residence. Dealers require these for in-house financing approval.
Some Madison BHPH dealers report payment history to credit bureaus, but this varies. Buyers should ask each dealer directly about credit reporting.
Down payment amounts can vary by Madison dealer and may be negotiable depending on credit and vehicle. Contact the dealer for specific terms.
Warranties and service options differ by Madison BHPH dealer. Some offer limited warranties or service packages; buyers should inquire before purchase.
The nearest cities to Madison with listed dealers are Rockford, IL (58 miles, 60 dealers), Milwaukee, WI (75 miles, 40 dealers), Kenosha, WI (87 miles, 35 dealers), Appleton, WI (96 miles, 38 dealers), Green Bay, WI (121 miles, 40 dealers) and Chicago, IL (122 miles, 58 dealers). Buyers in Madison often widen the search to these markets when a lot's inventory or down payment does not fit.
Missing a dealer? Suggest a listing.