#1Buy Here Pay Here Dealers in Chicago, IL
Chicago, IL features more than 12 buy here pay here (BHPH) car dealers offering a variety of used cars and trucks with in-house financing. These Chicago BHPH dealers include well-rated businesses such as Wheels of Chicago, Car Credit Center, and AutoBank, providing convenient options for local buyers seeking flexible vehicle financing. Buyers can find BHPH dealers across Chicago neighborhoods and nearby areas like Melrose Park and Cicero.
- 58 dealers
- 6 confirmed BHPH
- 4.2 avg rating
- 55 open now
- $500 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Chicago
#1
#2
#3RightWay Auto Sales
Confirmed BHPH8.2/10
Open now · closes 7:00 PM
- From $500 down
- In-house financing
- Bad credit welcome
58 dealers in Chicago, IL
DriveTime Used Cars
Bad-credit financing7.4/10
DriveTime Used Cars in Lombard, Illinois, provides used vehicle sales and specialized in-house financing for customers with credit issues.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 500 E Roosevelt Rd, Lombard, IL 60148
- Type
- truck dealer, car dealer
Grand Lux Auto
Financing not verified6.8/10
Grand Lux Auto is a Chicago-based dealership offering a selection of used trucks and commercial vehicles with high customer satisfaction ratings.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 2050 N Cicero Ave, Chicago, IL 60639
- Type
- truck dealer, car dealer
RightWay Auto Sales
Confirmed BHPH8.2/10
RightWay Auto Sales is a Midlothian, Illinois, car dealer offering used vehicles and auto financing options for customers with various credit backgrounds.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 14409 Pulaski Rd, Midlothian, IL 60445
- Type
- car dealer
DriveTime Used Cars
Bad-credit financing7.2/10
DriveTime Used Cars in Midlothian, IL, offers a selection of used trucks and cars along with available financing options.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 14500 S Cicero Ave, Midlothian, IL 60445
- Type
- truck dealer, finance
Chicago Motors Inc.
Financing not verified6.7/10
Chicago Motors Inc. is a Chicago-based dealership specializing in used police vehicles with nationwide shipping services available to all customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2553 W Chicago Ave, Chicago, IL 60622
- Type
- car dealer
High Quality Auto Group
Financing not verified6.7/10
High Quality Auto Group is a Chicago-based dealership offering used car sales and in-house financing options six days a week.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 4400 S Archer Ave, Chicago, IL 60632
- Type
- car dealer
Mack's Motor Sales
Financing not verified6.2/10
Mack's Motor Sales is a long-standing used car dealership in Chicago, Illinois, serving the community since 1934.
- Hours today
- 11:00 AM – 3:00 PM
- Address
- 2901 N Cicero Ave, Chicago, IL 60641
- Type
- car dealer
Chicago Auto Warehouse
Financing not verified6.6/10
Chicago Auto Warehouse is a car dealer in Chicago, IL, offering a curated selection of pre-owned and collectible vehicles with nationwide shipping.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 3325 W Montrose Ave, Chicago, IL 60618
- Type
- truck dealer, car dealer
Drive Away Motors
Financing not verified6/10
Drive Away Motors is a buy here pay here dealership in Chicago, Illinois, offering used vehicle sales and in-house financing solutions.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 2728 N Western Ave, Chicago, IL 60647
- Type
- car dealer
88 motors llc
Financing not verified5.9/10
88 Motors LLC is a car dealer in Evergreen Park, Illinois, offering pre-owned vehicle sales and trade-in services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 9121 S Kedzie Ave, Evergreen Park, IL 60805
- Type
- car dealer
Chicago Motor Credit
Financing not verified6.1/10
Chicago Motor Credit is a South Holland used-car dealer providing pre-owned vehicle sales and financing options to local customers.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 127 W 162nd St, South Holland, IL 60473
- Type
- car dealer
Drive Today
Bad-credit financing7.1/10
Drive Today is a Chicago-based buy here pay here dealership offering a wide selection of used vehicles and accessible in-house financing options.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 2036 N Cicero Ave, Chicago, IL 60639
- Type
- car dealer
Max Motors Inc
Financing not verified6.6/10
Max Motors Inc is a Chicago-based car dealer offering dependable used vehicles and dedicated financing assistance to local customers.
- Hours today
- 9:30 AM – 7:00 PM
- Address
- 5759 S Western Ave, Chicago, IL 60636
- Type
- truck dealer, car dealer
Olmo's Auto Sales
Financing not verified6.4/10
Olmo's Auto Sales is a Chicago-based car dealer providing vehicle sales and tire services six days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 2505 S Western Ave, Chicago, IL 60608
- Type
- car dealer
Wheels of Chicago | Western Ave
Confirmed BHPH7.5/10
Wheels of Chicago is a buy here pay here dealership in Chicago offering used vehicle sales and in-house financing for all credit backgrounds.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 6229 N Western Ave, Chicago, IL 60659
- Type
- truck dealer, car dealer
Enterprise Car Sales
Financing not verified6.5/10
Enterprise Car Sales is a Chicago dealership offering used and certified vehicles with warranty options six days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 3840 N Western Ave, Chicago, IL 60618
- Type
- car dealer, truck dealer
Baraka Auto Sales
Financing not verified6/10
Baraka Auto Sales is a buy here pay here dealer in Chicago with 4.6 stars and used vehicle financing.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 6834 W Grand Ave, Chicago, IL 60707
- Type
- car dealer
Economy Auto Mart
Bad-credit financing7/10
Economy Auto Mart is a Chicago-based buy here pay here dealership offering used vehicle sales and financing for customers with recent bankruptcy.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 3333 N Western Ave, Chicago, IL 60618
- Type
- car dealer
High Quality Auto Sales
Financing not verified6.4/10
High Quality Auto Sales is a Chicago car dealer offering Audi, BMW, Dodge, and Jeep models alongside vehicle repair services.
- Hours today
- 11:30 AM – 8:00 PM
- Address
- 4201 S Kedzie Ave, Chicago, IL 60632
- Type
- truck dealer, car dealer
CHICAGO'S BEST AUTO SALES & SERVICE
Financing not verified6.4/10
Chicago's Best Auto Sales & Service is a Chicago-based dealership offering used vehicle sales, in-house financing, and professional automotive repair services.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 5528 N Western Ave, Chicago, IL 60625
- Type
- car dealer, auto parts store
How Many Buy Here Pay Here Dealers Are in Chicago, IL?
Chicago, Illinois has 58 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 26,652 reviews. 22 dealers score 4.5 or higher with at least 10 reviews. 0% open on Sundays. Where Chicago dealers print a down payment on their website, the median is $500.
Which Areas of Chicago Have Buy Here Pay Here Dealers?
Dealers in the Chicago list come from these surrounding towns as well as Chicago itself. Pick one to filter the list.
How Buy Here Pay Here Works in Chicago, IL
What to expect from Chicago dealers
Buy here pay here dealers in Chicago work by providing in-house financing directly to buyers, allowing them to purchase vehicles without relying on traditional credit bureaus. Chicago buyers typically need a down payment and must follow payment schedules set by the dealer. Comparing Chicago BHPH dealers involves reviewing their inventory, customer ratings, payment terms, and locations to find the best fit for individual needs.
How to choose a dealer in Chicago
- Check the customer ratings and reviews of Chicago BHPH dealers to gauge reliability.
- Compare down payment requirements and payment schedules offered by Chicago dealers.
- Look for Chicago dealers with convenient locations near your neighborhood or work.
- Verify the types of vehicles available at each Chicago buy here pay here dealer.
- Confirm the dealer’s in-house financing terms and whether they report to credit bureaus.
- Consider the dealer’s experience and years serving the Chicago market.
Which Buy Here Pay Here Dealers in Chicago Are Rated Highest?
DriveTime Used Cars ranks first among Chicago dealers with a 4.9 Google rating from 2,569 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | DriveTime Used Cars500 East Roosevelt Road | 4.9 | 2,569 | No | +1 630-613-2840 |
| 2 | Grand Lux Auto2050 North Cicero Avenue | 4.9 | 350 | No | +1 773-417-3445 |
| 3 | RightWay Auto Sales14409 Pulaski Road | 4.8 | 3,041 | No | +1 708-389-4264 |
| 4 | DriveTime Used Cars14500 South Cicero Avenue | 4.8 | 1,753 | No | +1 708-926-0380 |
| 5 | Chicago Motors Inc.2553 West Chicago Avenue | 4.8 | 863 | No | +1 773-235-6500 |
| 6 | High Quality Auto Group4400 South Archer Avenue | 4.8 | 528 | No | +1 773-675-1370 |
| 7 | Mack's Motor Sales2901 North Cicero Avenue | 4.8 | 329 | No | +1 773-283-2200 |
| 8 | Chicago Motor Credit127 West 162nd Street | 4.7 | 716 | No | +1 708-628-2886 |
| 9 | Drive Today2036 North Cicero Avenue | 4.7 | 709 | No | +1 773-622-8808 |
| 10 | Max Motors Inc5759 South Western Avenue | 4.7 | 548 | No | +1 773-436-3300 |
Buy Here Pay Here in Chicago: Common Questions
What do buy here pay here dealers in Chicago offer?
Buy here pay here dealers in Chicago offer used cars and trucks with in-house financing directly to buyers. They provide flexible payment schedules without relying on credit bureaus.
What do Chicago buyers need to qualify for buy here pay here financing?
Chicago buyers need a down payment and must agree to the dealer’s payment schedule. Credit history is less important since financing is in-house.
How can I compare buy here pay here dealers in Chicago?
You can compare Chicago BHPH dealers by checking their customer ratings, vehicle selection, financing terms, and location convenience.
Are buy here pay here dealers in Chicago reliable?
Many Chicago BHPH dealers have strong customer ratings, such as RightWay Auto Sales with 4.8 stars from over 3,000 reviews, indicating reliable service.
Which Buy Here Pay Here Dealers Are Near Chicago?
The nearest cities to Chicago with listed dealers are Kenosha, WI (50 miles, 35 dealers), South Bend, IN (72 miles, 43 dealers), Rockford, IL (80 miles, 60 dealers), Milwaukee, WI (81 miles, 40 dealers), Lafayette, IN (108 miles, 55 dealers) and Kalamazoo, MI (109 miles, 56 dealers). Buyers in Chicago often widen the search to these markets when a lot's inventory or down payment does not fit.
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