#1Buy Here Pay Here Dealers in South Bend, IN
South Bend, IN features over 12 buy here pay here (BHPH) car dealers offering used cars with in-house financing. These South Bend BHPH dealers provide vehicles to buyers who need flexible payment schedules and may not qualify for traditional loans. The South Bend listings include well-rated local dealers with diverse vehicle selections to fit various budgets and credit situations. Buyers can find BHPH dealers in South Bend that handle credit bureaus differently and offer down payment options suited to their financial needs. Buy here pay here dealers in South Bend work by providing in-house financing directly to customers, allowing buyers to make payments on site or online according to agreed schedules. South Bend buyers typically need proof of income, a valid ID, and a down payment to start financing. Comparing South Bend BHPH dealers involves checking customer reviews, payment terms, vehicle conditions, and dealer ratings to find the best fit for your situation.
- 43 dealers
- 6 confirmed BHPH
- 4.2 avg rating
- 42 open now
- $600 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in South Bend
#1
#2
#3Quick Auto South Bend
Bad-credit financing7.7/10
Open now · closes 6:00 PM
- From $600 down
- Bad credit welcome
43 dealers in South Bend, IN
Gurley Leep Lincoln
Financing not verified6.1/10
Gurley Leep Lincoln is a car dealer in South Bend, Indiana, providing vehicle sales and finance services six days a week.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 320 E Ireland Rd Ste 4, South Bend, IN 46614
- Type
- finance, car dealer
DriveTime Used Cars
Bad-credit financing7.4/10
DriveTime Used Cars is a Mishawaka dealership providing used vehicle sales and professional financing assistance to local customers.
- Hours today
- 11:00 AM – 7:00 PM
- Address
- 3717 Grape Rd, Mishawaka, IN 46545
- Type
- truck dealer, finance
Car City
Bad-credit financing7.2/10
Car City is a South Bend buy here pay here dealer offering used car sales and in-house financing services to the local community.
- Hours today
- 9:30 AM – 8:00 PM
- Address
- 51176 State Hwy 933, South Bend, IN 46637
- Type
- truck dealer, car dealer
Quick Auto South Bend
Bad-credit financing7.7/10
Quick Auto South Bend is a buy here pay here dealership located in South Bend, Indiana, offering vehicle sales and in-house financing solutions.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 52018 State Hwy 933, South Bend, IN 46637
- Type
- car dealer
Auto Import Specialist
Financing not verified6.6/10
Auto Import Specialist is a South Bend car dealer and service center specializing in BMW, Mini Cooper, Toyota, and Volkswagen vehicles.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 25292 IN-2, South Bend, IN 46619
- Type
- car repair, car dealer
JP Auto Sales Inc
Financing not verified5.8/10
JP Auto Sales Inc is a South Bend, Indiana car dealer offering used vehicles with a focus on personalized customer service and affordability.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 3817 W Western Ave, South Bend, IN 46619
- Type
- car dealer
S&H Auto Group - Elkhart
Bad-credit financing7.1/10
S&H Auto Group is a car dealership in Elkhart, Indiana, offering certified pre-owned trucks and vehicles along with professional maintenance services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 51466 IN-19, Elkhart, IN 46514
- Type
- car dealer
RightWay Auto Sales
Confirmed BHPH8.1/10
RightWay Auto Sales is a used car dealer in South Bend, Indiana, providing certified pre-owned vehicles and professional repair services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 50537 State Hwy 933, South Bend, IN 46637
- Type
- car dealer
Gage Auto LLC
Financing not verified6.6/10
Gage Auto LLC is a used car dealer in Mishawaka, Indiana, offering vehicle sales and professional repair services six days a week.
- Hours today
- 8:30 AM – 5:30 PM
- Address
- 3805 Lincolnway E, Mishawaka, IN 46544
- Type
- car dealer
Gates Chevrolet South Bend
Financing not verified6.1/10
Gates Chevrolet South Bend is a car dealer in Indiana offering new and pre-owned vehicle sales, financing, and professional automotive maintenance services.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 311 E Ireland Rd, South Bend, IN 46614
- Type
- car dealer, truck dealer
Howard's Auto Sales LLC
Financing not verified6.5/10
Howard's Auto Sales LLC is a family-operated car dealer in Mishawaka, Indiana, offering a variety of affordable used vehicles.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 13366 McKinley Hwy, Mishawaka, IN 46545
- Type
- car dealer
Automax Of Indiana
Financing not verified6.5/10
Automax Of Indiana is a family-run dealership in Mishawaka, Indiana, offering a wide range of used sedans, SUVs, and trucks.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1023 W Jefferson Blvd, Mishawaka, IN 46545
- Type
- truck dealer, car dealer
Quick Auto Mishawaka
Bad-credit financing7.5/10
Quick Auto Mishawaka is a buy here pay here dealership in Mishawaka, Indiana, offering reliable vehicle sales and professional customer service.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2711 Lincolnway W, Mishawaka, IN 46544
- Type
- car dealer
Cars2You.com
Financing not verified6.5/10
Cars2You.com is a Mishawaka, Indiana, used car dealer offering a variety of import vehicles and an on-site repair shop for customers.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1500 E McKinley Ave, Mishawaka, IN 46545
- Type
- truck dealer, car repair
Instant Auto Finance
Confirmed BHPH7.4/10
Instant Auto Finance is a buy here pay here dealer in Mishawaka, IN, offering used vehicle sales and in-house financing for all credit types.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 2119 Lincolnway W, Mishawaka, IN 46544
- Type
- car dealer, finance
R&B Car Company South Bend
Confirmed BHPH7.4/10
R&B Car Company South Bend provides affordable used cars and trucks with professional sales service at their location in South Bend, Indiana.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 3811 S Michigan St, South Bend, IN 46614
- Type
- truck dealer, car dealer
Instant Auto Finance
Confirmed BHPH7.3/10
Instant Auto Finance is a buy here pay here dealership in Elkhart, Indiana, offering used vehicle sales and in-house financing solutions.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1005 N Nappanee St, Elkhart, IN 46514
- Type
- finance, car dealer
Instant Auto Finance
Confirmed BHPH7.3/10
Instant Auto Finance is a buy here pay here car dealer in Goshen, Indiana, providing vehicle sales and flexible financing options.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 2518 Elkhart Rd, Goshen, IN 46526
- Type
- car dealer
College Motors LLC
Financing not verified5.8/10
College Motors LLC is a South Bend buy here pay here dealer offering used vehicle sales and flexible financing assistance.
- Hours today
- 10:30 AM – 6:30 PM
- Address
- 1830 Lincolnway E, South Bend, IN 46613
- Type
- car dealer
Adan’s Auto Sales & Service LLC
Bad-credit financing6.6/10
Adan’s Auto Sales & Service LLC is a South Bend car dealer offering vehicle sales and service six days a week.
- Hours today
- 11:00 AM – 7:00 PM
- Address
- 3922 W Western Ave, South Bend, IN 46619
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in South Bend, IN?
South Bend, Indiana has 43 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 14,921 reviews. 20 dealers score 4.5 or higher with at least 10 reviews. 0% open on Sundays. Where South Bend dealers print a down payment on their website, the median is $600.
Which Areas of South Bend Have Buy Here Pay Here Dealers?
19 dealers in the South Bend list sit in surrounding towns rather than South Bend itself. The areas with the most are Mishawaka (15) and Elkhart (3). Pick an area to see only its dealers, with directions from South Bend.
How Buy Here Pay Here Works in South Bend, IN
What to expect from South Bend dealers
How to choose a dealer in South Bend
- Check South Bend dealer ratings and customer reviews for reliability.
- Compare in-house financing terms and down payment requirements in South Bend.
- Visit multiple South Bend BHPH lots to inspect vehicle conditions.
- Confirm South Bend dealers’ payment schedules fit your budget.
- Ask South Bend dealers about their credit bureau reporting practices.
Which Buy Here Pay Here Dealers in South Bend Are Rated Highest?
DriveTime Used Cars ranks first among South Bend dealers with a 4.9 Google rating from 2,622 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | DriveTime Used Cars3717 Grape Road | 4.9 | 2,622 | No | +1 574-344-5070 |
| 2 | Car City51176 State Highway 933 | 4.8 | 1,537 | No | +1 574-271-1966 |
| 3 | Quick Auto South Bend52018 State Highway 933 | 4.8 | 553 | No | +1 574-273-9395 |
| 4 | S&H Auto Group - Elkhart51466 Indiana 19 | 4.7 | 2,665 | No | +1 574-333-3023 |
| 5 | Auto Import Specialist25292 Indiana 2 | 4.8 | 219 | No | +1 574-232-4151 |
| 6 | RightWay Auto Sales50537 State Highway 933 | 4.7 | 1,133 | No | +1 574-404-5473 |
| 7 | Gage Auto LLC3805 Lincolnway East | 4.7 | 432 | No | +1 574-440-3106 |
| 8 | Gates Chevrolet South Bend311 East Ireland Road | 4.7 | 341 | No | +1 765-562-8643 |
| 9 | Howard's Auto Sales LLC13366 McKinley Highway | 4.7 | 256 | No | +1 574-387-5454 |
| 10 | Automax Of Indiana1023 West Jefferson Boulevard | 4.7 | 228 | No | +1 574-404-6868 |
Buy Here Pay Here in South Bend: Common Questions
How does buy here pay here financing work in South Bend?
Buy here pay here financing in South Bend means the dealer provides in-house loans directly to buyers without third-party lenders. South Bend BHPH dealers set payment schedules and down payments based on buyer credit and income.
What documents do I need for buy here pay here in South Bend?
South Bend buyers need proof of income, a valid government-issued ID, and a down payment to qualify for buy here pay here financing. Some South Bend dealers may also require proof of residence.
Can I build credit using buy here pay here dealers in South Bend?
Some South Bend buy here pay here dealers report payment history to credit bureaus, helping buyers build credit. Check with each South Bend dealer if they offer credit reporting.
How many buy here pay here dealers are there in South Bend, IN?
There are over 12 buy here pay here car dealers listed in South Bend, IN, providing a range of used vehicles with in-house financing options.
Which Buy Here Pay Here Dealers Are Near South Bend?
The nearest cities to South Bend with listed dealers are Kalamazoo, MI (55 miles, 56 dealers), Fort Wayne, IN (71 miles, 59 dealers), Chicago, IL (72 miles, 58 dealers), Lafayette, IN (93 miles, 55 dealers), Grand Rapids, MI (94 miles, 60 dealers) and Kenosha, WI (102 miles, 35 dealers). Buyers in South Bend often widen the search to these markets when a lot's inventory or down payment does not fit.
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