Instant Auto Finance
Instant Auto Finance is a buy here pay here dealer in Mishawaka, IN, offering used vehicle sales and in-house financing for all credit types.
Confirmed buy here pay hereBHPH Finder score 7.4/10
Open now · closes 6:00 PM2119 Lincolnway W, Mishawaka, IN 46544Published · Details verified
Google rating
4.6 / 5
Reviews
118
Hours today
10:00 AM – 6:00 PM
Best for
Buyers with bad credit or no credit looking for used vehicle financing.
About Instant Auto Finance
Instant Auto Finance is a buy here pay here dealer at 2119 Lincolnway W in Mishawaka, IN. The dealership provides used vehicle sales and in-house financing options for customers with bad credit or no credit history.
Shoppers can visit the dealership Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM. The business is closed on Sundays. The staff works directly with buyers to identify vehicles that fit their specific budget requirements.
Does Instant Auto Finance offer in-house financing?
Yes. Its website (instantautofinance.net/mishawaka) advertises in house financing, bad credit ok, last checked Sep 8, 2026.
How BHPH Finder scores Instant Auto Finance: 7.4 out of 10
- Google reputation (4.6 rating, 118 reviews)
- 5.4 / 6
- Has a website we could read
- 1 / 1
- Advertises in-house / buy here pay here financing
- 1 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What financing does Instant Auto Finance offer?
- In-house financing
- Bad or no credit welcome
- Warranty offered
What does Instant Auto Finance offer?
- In-house financing
- Used car sales
- Bad credit financing
- No credit financing
Why customers choose Instant Auto Finance
Helpful and patient staff
Efficient and quick buying process
Budget-conscious sales approach
- Located at 2119 Lincolnway W, Mishawaka, IN
- Specializes in financing for bad credit or no credit
- Open six days a week including Saturdays
- Maintains a 4.6-star rating based on 118 reviews
When is Instant Auto Finance open?
| Monday | 10:00 AM – 6:00 PM |
| Tuesday | 10:00 AM – 6:00 PM |
| Wednesday | 10:00 AM – 6:00 PM |
| Thursday | 10:00 AM – 6:00 PM |
| Friday | 9:00 AM – 6:00 PM |
| Saturday | 9:00 AM – 4:00 PM |
| Sunday | Closed |
Where is Instant Auto Finance located?
2119 Lincolnway W, Mishawaka, IN 46544What do customers say about Instant Auto Finance?
I went in on a Saturday, Shelby was already busy with 2-3 other people but that didn't stop her from helping me as well. Shelby helped me get information I needed and I returned on Monday. Shelby is great, we showed up it was late ( due to my working hours) but she stayed late to help me get the car I have been looking for for about a month. Shelby is very straight to the point and does not give the run around which I was getting at other places. I would definitely recommend Shelby for your car buying needs she is GREAT!!
Want yourself a good reliable car. With a sales woman who isn't going to give you the run around. Go see Shelby the car queen. She put me in a beautiful car. With a great price. Get in there today. Thank you again for everything
Great experience and great customer service. Shelby helped me out and went above and beyond to get me into the car I wanted. She was friendly and patient. I would definitely recommend Instant Auto just based on her service alone.
Shelby is the best to work with! She's honest, and conscientious, and does her best to work within the budget to get me the best vehicle for what I can afford. She's truly amazing to work with.
Shelby was great! Helped me find the right car, and wasn’t a pushover like most dealerships are! Very easy and quick process!
Questions about Instant Auto Finance
Does Instant Auto Finance offer in-house financing?
Instant Auto Finance provides in-house financing to help customers purchase used vehicles. This service is specifically designed for individuals who have bad credit or no credit.
What are the business hours for Instant Auto Finance in Mishawaka?
Instant Auto Finance operates Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM. The dealership is closed on Sundays.
Is Instant Auto Finance a buy here pay here dealer?
Instant Auto Finance functions as a buy here pay here dealer for the Mishawaka area. They offer used cars specifically to buyers with limited or poor credit histories.
