#1Buy Here Pay Here Dealers in Indianapolis, IN
Indianapolis, IN features more than 12 buy here pay here (BHPH) dealers providing local car buyers with access to used vehicles and in-house financing options. These dealers, including Oak Motors, RightWay Auto Sales, and Joe's Auto Sales, offer a range of cars and trucks with payment plans designed to fit various budgets. Buyers can find dealerships rated between 4.4 and 4.9 stars, supported by thousands of reviews from Indianapolis customers. Buy here pay here dealers in Indianapolis operate by offering in-house financing directly to buyers, often without relying solely on credit bureaus. Buyers typically need a down payment and proof of income to qualify. Payment schedules vary by dealer, so comparing terms, interest rates, and vehicle conditions is important before making a purchase. Reviewing dealer ratings and customer feedback helps buyers select trustworthy local options.
- 60 dealers
- 10 confirmed BHPH
- 4.3 avg rating
- 59 open now
- $799 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Indianapolis
#1
#2
#360 dealers in Indianapolis, IN
Indy Auto Man Used Cars Indianapolis
Financing not verified6.9/10
Indy Auto Man Used Cars is a highly-rated Indianapolis dealership offering a diverse inventory of pre-owned trucks, cars, and SUVs.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4031 S East St, Indianapolis, IN 46227
- Type
- truck dealer, car dealer
Carplex Indy West
Confirmed BHPH7.8/10
Carplex Indy West is an Indianapolis buy here pay here dealership offering used vehicle sales and repair services to the local community.
- Hours today
- 10:00 AM – 7:30 PM
- Address
- 4910 W 38th St, Indianapolis, IN 46254
- Type
- car dealer
Johnny's Auto Motor
Confirmed BHPH8.3/10
Johnny's Auto Motor is a family-owned buy here pay here dealer in Indianapolis offering used vehicle sales, financing, and repair services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 8502 Pendleton Pike, Indianapolis, IN 46226
- Type
- car repair, car dealer
Richardson Auto Sales
Bad-credit financing7.5/10
Richardson Auto Sales is a family-run dealership in Indianapolis, Indiana, offering a selection of used vehicles and financing options for local customers.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 2850 Madison Ave, Indianapolis, IN 46225
- Type
- car dealer
SELECTIVE MOTORS
Bad-credit financing7.2/10
Selective Motors is a pre-owned car dealer in Indianapolis, Indiana, offering a wide selection of vehicles and professional customer service.
- Hours today
- 9:30 AM – 6:30 PM
- Address
- 4325 Old Allisonville Rd, Indianapolis, IN 46205
- Type
- car dealer
Pronto Auto Sales
Financing not verified6.2/10
Pronto Auto Sales is a buy here pay here dealer in Indianapolis, Indiana, offering used vehicle sales and in-house financing solutions.
- Hours today
- 9:00 AM – 5:30 PM
- Address
- 2545 Lafayette Rd, Indianapolis, IN 46222
- Type
- car dealer
Samuel's auto sales
Financing not verified6.2/10
Samuel's Auto Sales is an Indianapolis car dealer offering a variety of vehicles and professional customer service six days a week.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 8306 Pendleton Pike, Indianapolis, IN 46226
- Type
- car dealer
Carplex Indy East
Confirmed BHPH7.7/10
Carplex Indy East is a buy here pay here dealer in Indianapolis with a 4.8-star rating.
- Hours today
- 10:00 AM – 7:30 PM
- Address
- 7851 Pendleton Pike, Indianapolis, IN 46226
- Type
- car dealer
GOV AUTO SALES LLC
Financing not verified6.6/10
GOV AUTO SALES LLC is an Indianapolis buy here pay here dealership offering vehicle sales and financing assistance to local customers.
- Hours today
- Closed today
- Address
- 4670 W Washington St, Indianapolis, IN 46241
- Type
- car dealer
Curtis Auto Sales
Financing not verified6.5/10
Curtis Auto Sales is a buy here pay here dealership in Avon, Indiana, offering used vehicle sales and in-house financing options.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 9615 US-36, Avon, IN 46123
- Type
- car dealer
Kody Auto Sales LLC
Bad-credit financing7/10
Kody Auto Sales LLC is a highly-rated used car dealer in Indianapolis offering personalized customer service and a range of quality vehicles.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2410 E Washington St, Indianapolis, IN 46201
- Type
- car dealer
Alex Auto Sales
Financing not verified6/10
Alex Auto Sales is an Indianapolis-based buy here pay here dealer providing quality used vehicles and professional customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1130 S Lynhurst Dr, Indianapolis, IN 46241
- Type
- car dealer
MM's Cheap Auto Sales
Financing not verified6.4/10
MM's Cheap Auto Sales is an Indianapolis-based dealership offering a selection of used vehicles with a focus on customer service.
- Hours today
- 8:00 AM – 8:00 PM
- Address
- 8516 W Washington St, Indianapolis, IN 46231
- Type
- car dealer
Express Auto Sales No.1
Financing not verified6.1/10
Express Auto Sales No.1 is a buy here pay here dealer in Indianapolis offering used cars, trucks, and SUVs with financing assistance.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 8519 Pendleton Pike, Indianapolis, IN 46226
- Type
- car dealer
Speedy Auto Sales
Financing not verified6/10
Speedy Auto Sales is a buy here pay here dealership in Indianapolis offering used vehicles and in-house financing options to local buyers.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 5525 Madison Ave, Indianapolis, IN 46227
- Type
- car dealer
California Auto Sales
Financing not verified6/10
California Auto Sales is an Indianapolis dealership offering quality used cars and financing solutions for local buyers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2219 Lafayette Rd, Indianapolis, IN 46222
- Type
- car dealer
Economy Auto Sales LLC
Financing not verified6.5/10
Economy Auto Sales LLC is an Indianapolis dealership offering a variety of used cars with professional and friendly customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 2118 E Washington St, Indianapolis, IN 46201
- Type
- car dealer
Xtreme Motors Inc.
Financing not verified6/10
Xtreme Motors Inc. is a car dealer in Indianapolis offering vehicle sales with a 4.7-star rating from 193 customer reviews.
- Hours today
- 9:30 AM – 6:30 PM
- Address
- 5152 Lafayette Rd, Indianapolis, IN 46254
- Type
- auto parts store, car repair
RightWay Auto Sales
Confirmed BHPH8/10
RightWay Auto Sales is an Indianapolis-based dealership specializing in certified pre-owned vehicles and accessible financing for local buyers.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4250 Lafayette Rd, Indianapolis, IN 46254
- Type
- car dealer
Joe's Auto Sales
Confirmed BHPH7.5/10
Joe's Auto Sales is an Indianapolis-based buy here pay here dealer providing vehicle sales, in-house financing, and on-site repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3250 W Washington St, Indianapolis, IN 46222
- Type
- car dealer, truck dealer
How Many Buy Here Pay Here Dealers Are in Indianapolis, IN?
Indianapolis, Indiana has 60 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 28,599 reviews. 29 dealers score 4.5 or higher with at least 10 reviews. 0% open on Sundays. Where Indianapolis dealers print a down payment on their website, the median is $799.
How Buy Here Pay Here Works in Indianapolis, IN
What to expect from Indianapolis dealers
How to choose a dealer in Indianapolis
- Check dealer ratings and reviews from Indianapolis customers before choosing.
- Compare down payment and monthly payment terms offered by Indianapolis BHPH dealers.
- Verify the types of vehicles available at each Indianapolis buy here pay here dealer.
- Confirm the dealer’s in-house financing criteria and required documents in Indianapolis.
- Evaluate the flexibility of payment schedules offered by Indianapolis dealers.
- Visit multiple Indianapolis BHPH dealerships to compare vehicle conditions and prices.
Which Buy Here Pay Here Dealers in Indianapolis Are Rated Highest?
Indy Auto Man Used Cars Indianapolis ranks first among Indianapolis dealers with a 4.9 Google rating from 6,980 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Indy Auto Man Used Cars Indianapolis4031 South East Street | 4.9 | 6,980 | No | +1 317-300-5002 |
| 2 | Carplex Indy West4910 West 38th Street | 4.9 | 824 | No | +1 317-347-8800 |
| 3 | Johnny's Auto Motor8502 Pendleton Pike | 4.9 | 475 | No | +1 317-890-0970 |
| 4 | SELECTIVE MOTORS4325 Old Allisonville Road | 4.8 | 1,019 | No | +1 317-744-8551 |
| 5 | Pronto Auto Sales2545 Lafayette Road | 4.8 | 879 | No | +1 317-924-9742 |
| 6 | Samuel's auto sales8306 Pendleton Pike | 4.8 | 510 | No | +1 317-756-9873 |
| 7 | Carplex Indy East7851 Pendleton Pike | 4.8 | 490 | No | +1 317-547-1000 |
| 8 | GOV AUTO SALES LLC4670 West Washington Street | 4.8 | 201 | No | +1 317-220-8909 |
| 9 | Express Auto Sales No.18519 Pendleton Pike | 4.7 | 294 | No | +1 463-283-6328 |
| 10 | Curtis Auto Sales9615 U.S. 36 | 4.8 | 121 | No | +1 317-986-7006 |
Buy Here Pay Here in Indianapolis: Common Questions
What do buy here pay here dealers in Indianapolis require for financing?
Buy here pay here dealers in Indianapolis require a down payment and proof of income for in-house financing. They often do not rely on credit bureaus, making financing accessible to buyers with various credit histories.
How many buy here pay here dealers are there in Indianapolis?
There are more than 12 buy here pay here dealers listed in Indianapolis. These include well-reviewed businesses like Oak Motors and RightWay Auto Sales.
Can I find used trucks at buy here pay here dealers in Indianapolis?
Yes, several Indianapolis BHPH dealers, such as Joe's Auto Sales, offer used trucks alongside cars. Buyers can check inventory details directly with each dealer.
Are payment schedules flexible at Indianapolis buy here pay here dealerships?
Indianapolis buy here pay here dealerships offer varied payment schedules to accommodate buyer budgets. Buyers should compare terms at different dealers to find the best fit.
Which Buy Here Pay Here Dealers Are Near Indianapolis?
The nearest cities to Indianapolis with listed dealers are Lafayette, IN (59 miles, 55 dealers), Cincinnati, OH (99 miles, 60 dealers), Dayton, OH (104 miles, 58 dealers), Fort Wayne, IN (105 miles, 59 dealers), Louisville, KY (107 miles, 60 dealers) and South Bend, IN (132 miles, 43 dealers). Buyers in Indianapolis often widen the search to these markets when a lot's inventory or down payment does not fit.
More Indiana cities
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