#1Buy Here Pay Here Cincinnati: Local BHPH Car Dealers
Cincinnati, OH features more than 12 buy here pay here (BHPH) car dealers offering in-house financing for used cars and trucks. These dealers provide flexible payment schedules directly to buyers, helping those with credit challenges purchase vehicles without relying on credit bureaus. Local BHPH dealerships like Jake Sweeney Used Car Superstore and Tri-State Auto Sales serve Cincinnati and nearby areas with a variety of cars and trucks. Buyers in Cincinnati work directly with these dealers for down payments and monthly payments tailored to their budget. To choose the right BHPH dealer, compare factors like dealer reputation, vehicle selection, customer reviews, and payment terms. This ensures a smooth buying experience and reliable financing options within Cincinnati.
- 60 dealers
- 9 confirmed BHPH
- 4.2 avg rating
- 60 open now
- $500 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Cincinnati
#1
#2
#360 dealers in Cincinnati, OH
DriveTime Used Cars
Bad-credit financing7.4/10
DriveTime Used Cars is a Fairfield dealership offering used vehicle sales, warranties, and finance options to local customers.
- Hours today
- 11:00 AM – 7:00 PM
- Address
- 5910 Dixie Hwy, Fairfield, OH 45014
- Type
- truck dealer, finance
DriveTime Used Cars
Bad-credit financing7.4/10
DriveTime Used Cars is a Cincinnati dealer offering used vehicle sales, in-house financing, and warranty options at 8549 Beechmont Ave.
- Hours today
- 11:00 AM – 7:00 PM
- Address
- 8549 Beechmont Ave, Cincinnati, OH 45255
- Type
- truck dealer, finance
A+ Auto Sales
Bad-credit financing7.3/10
A+ Auto Sales is a West Chester Township dealership offering used cars, trucks, and vans with professional financing assistance for local buyers.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 9253 Cincinnati Columbus Rd, West Chester Township, OH 45069
- Type
- truck dealer, car dealer
First Choice Auto Center
Financing not verified6.3/10
First Choice Auto Center is a buy here pay here dealership in Cincinnati, Ohio, offering used vehicles and in-house financing options.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 9185 Reading Rd, Cincinnati, OH 45215
- Type
- car dealer
Rallye Motors Cincinnati
Financing not verified6.5/10
Rallye Motors Cincinnati is a long-standing used car dealer in Sharonville, Ohio, offering a variety of pre-owned imported vehicles.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 11166 Reading Rd, Sharonville, OH 45241
- Type
- car dealer
Jake Sweeney Used Car Superstore
Financing not verified6.2/10
Jake Sweeney Used Car Superstore is a Cincinnati dealership offering a large selection of pre-owned cars, trucks, and SUVs with professional sales support.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 11521 Princeton Pike, Cincinnati, OH 45246
- Type
- truck dealer, car dealer
Limited Motors
Financing not verified6.7/10
Limited Motors is a buy here pay here dealership in Florence, Kentucky, offering a wide selection of used cars, trucks, vans, and trailers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 8512 Dixie Hwy, Florence, KY 41042
- Type
- truck dealer, car dealer
A2Z Auto Sales
Financing not verified6/10
A2Z Auto Sales is a family-run dealership in Norwood, Ohio, offering pre-owned vehicle sales and professional automotive maintenance services.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 4034 Montgomery Rd, Norwood, OH 45212
- Type
- car dealer, car repair
Motor Time Auto Sales Inc
Financing not verified6.3/10
Motor Time Auto Sales Inc is a Cincinnati-based dealership offering reliable cars and work trucks with a focus on customer service.
- Hours today
- 10:30 AM – 5:00 PM
- Address
- 7505 Vine St, Cincinnati, OH 45216
- Type
- car dealer
RightWay Auto Sales
Confirmed BHPH8.1/10
RightWay Auto Sales is a Fairfield, OH dealership offering certified pre-owned vehicles and accessible financing options for local car buyers.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 5221 Dixie Hwy, Fairfield, OH 45014
- Type
- car dealer
Mike Albert Sales & Service
Financing not verified6.6/10
Mike Albert Sales & Service is a Cincinnati car dealer offering used vehicles with known histories and professional repair services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 10381 Evendale Dr, Cincinnati, OH 45241
- Type
- car dealer
Ideal Cars Guaranteed Auto Loan's Inc
Financing not verified6.1/10
Ideal Cars Guaranteed Auto Loan's Inc is a Hamilton, Ohio dealership specializing in used vehicle sales and buy here pay here financing.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 150 S Erie Blvd, Hamilton, OH 45011
- Type
- car dealer
Prestige Auto Sales
Financing not verified6.2/10
Prestige Auto Sales is a well-rated used car dealer in Covington, Kentucky, offering a stress-free buying experience seven days a week.
- Hours today
- 10:30 AM – 6:00 PM
- Address
- 2440 Madison Ave, Covington, KY 41014
- Type
- car dealer
AW'S USED CARS, LLC
Financing not verified5.5/10
AW'S USED CARS, LLC is a Cincinnati-based buy here pay here dealer offering used vehicle sales seven days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 8117 Vine St, Cincinnati, OH 45216
- Type
- car dealer
RightWay Auto Sales
Confirmed BHPH8/10
RightWay Auto Sales is a used car dealership in Cincinnati offering pre-owned vehicle sales and professional customer service.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 770 Ohio Pike, Cincinnati, OH 45245
- Type
- car dealer
Courtesy Automotive
Financing not verified6.5/10
Courtesy Automotive is a family-owned car dealership and service center in Cincinnati, Ohio, offering vehicle sales, repairs, and maintenance.
- Hours today
- 7:00 AM – 6:00 PM
- Address
- 3161 Madison Rd, Cincinnati, OH 45209
- Type
- tire shop, auto parts store
Auto Credit LLC
Financing not verified5.9/10
Auto Credit LLC is a Milford, Ohio dealership offering a selection of used cars, trucks, and maintenance services with professional customer support.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 928 OH-28 business, Milford, OH 45150
- Type
- truck dealer, car repair
J1 Auto Sales
Financing not verified5.9/10
J1 Auto Sales is a Covington, Kentucky, car dealer specializing in used vehicles and customer financing options.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 1901 Madison Ave #9, Covington, KY 41014
- Type
- car dealer
California Auto Sales
Financing not verified6.2/10
California Auto Sales is a Cincinnati-based car dealer providing vehicle sales and professional detailing services from their Kellogg Avenue location.
- Hours today
- 9:30 AM – 4:00 PM
- Address
- 5817 Kellogg Ave, Cincinnati, OH 45230
- Type
- car dealer
Tri-State Auto Sales
Financing not verified5.9/10
Tri-State Auto Sales is a Cincinnati-based dealership offering a wide range of used trucks and cars with professional, transparent customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 4505 Kellogg Ave, Cincinnati, OH 45226
- Type
- truck dealer, car dealer
How Many Buy Here Pay Here Dealers Are in Cincinnati, OH?
Cincinnati, Ohio has 60 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 34,738 reviews. 21 dealers score 4.5 or higher with at least 10 reviews. 17% open on Sundays. Where Cincinnati dealers print a down payment on their website, the median is $500.
Which Areas of Cincinnati Have Buy Here Pay Here Dealers?
10 dealers in the Cincinnati list sit in surrounding towns rather than Cincinnati itself. The areas with the most are Fairfield (3). Pick an area to see only its dealers, with directions from Cincinnati.
How Buy Here Pay Here Works in Cincinnati, OH
What to expect from Cincinnati dealers
How to choose a dealer in Cincinnati
- Check dealer ratings and reviews for Cincinnati BHPH dealers before visiting.
- Compare the vehicle selection available in Cincinnati to find your preferred make and model.
- Ask Cincinnati dealers about their in-house financing terms and payment schedules.
- Verify the required down payment amounts at Cincinnati buy here pay here dealerships.
- Consider dealer proximity within Cincinnati for easier servicing and payments.
Which Buy Here Pay Here Dealers in Cincinnati Are Rated Highest?
DriveTime Used Cars ranks first among Cincinnati dealers with a 4.9 Google rating from 3,052 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | DriveTime Used Cars5910 Dixie Highway | 4.9 | 3,052 | No | +1 513-341-4272 |
| 2 | DriveTime Used Cars8549 Beechmont Avenue | 4.9 | 2,415 | No | +1 513-826-1960 |
| 3 | A+ Auto Sales9253 Cincinnati Columbus Road | 4.9 | 510 | No | +1 513-759-5470 |
| 4 | First Choice Auto Center9185 Reading Road | 4.9 | 367 | No | +1 513-348-4848 |
| 5 | Jake Sweeney Used Car Superstore11521 Princeton Pike | 4.8 | 2,965 | No | +1 513-782-0000 |
| 6 | Limited Motors8512 Dixie Highway | 4.8 | 1,474 | No | +1 859-525-7453 |
| 7 | RightWay Auto Sales5221 Dixie Highway | 4.7 | 1,731 | No | +1 513-475-3515 |
| 8 | Mike Albert Sales & Service10381 Evendale Drive | 4.7 | 923 | No | +1 513-563-2400 |
| 9 | Ideal Cars Guaranteed Auto Loan's Inc150 South Erie Boulevard | 4.7 | 721 | No | +1 513-896-6646 |
| 10 | Rallye Motors Cincinnati11166 Reading Road | 4.9 | 68 | No | +1 513-761-5959 |
Buy Here Pay Here in Cincinnati: Common Questions
What documents do I need to buy from a buy here pay here dealer in Cincinnati?
You need a valid ID, proof of income, and proof of residence to buy from a buy here pay here dealer in Cincinnati. These documents help the dealer set up your in-house financing and payment schedule.
Do Cincinnati buy here pay here dealers report to credit bureaus?
Most Cincinnati buy here pay here dealers do not report payments to credit bureaus. This means your credit score may not improve directly through on-time payments.
Can I trade in my current vehicle at Cincinnati BHPH dealers?
Many Cincinnati buy here pay here dealers accept trade-ins as part of the down payment. Confirm trade-in policies with each dealer before visiting.
Are warranties available at buy here pay here dealers in Cincinnati?
Some Cincinnati buy here pay here dealers offer limited warranties on used vehicles. Check with the dealer about warranty coverage and terms.
Which Buy Here Pay Here Dealers Are Near Cincinnati?
The nearest cities to Cincinnati with listed dealers are Dayton, OH (48 miles, 58 dealers), Lexington, KY (73 miles, 59 dealers), Chillicothe, OH (83 miles, 46 dealers), Louisville, KY (89 miles, 60 dealers), Indianapolis, IN (99 miles, 60 dealers) and Columbus, OH (100 miles, 60 dealers). Buyers in Cincinnati often widen the search to these markets when a lot's inventory or down payment does not fit.
More Ohio cities
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