Dave Says Yes
Dave Says Yes is a Troy, Ohio, buy here pay here dealer specializing in vehicle financing for customers with damaged or no credit.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 3520 S Co Rd 25A, Troy, OH 45373
- Type
- car dealer, finance
Buy Here Pay Here Dayton OH – 12+ Local BHPH Dealers
Dayton, OH features over 12 buy here pay here (BHPH) car dealers offering vehicles with in-house financing to local buyers. These Dayton BHPH dealers provide used cars and trucks with flexible payment schedules directly through the dealership, making it easier for buyers with varied credit histories to purchase a vehicle. Popular dealers include Byrider Dayton and Select Auto, among others in the surrounding areas like Miamisburg and Riverside.
25 dealers4.6 average ratingUpdated Sep 2026
Published · Updated
How Buy Here Pay Here Works in Dayton, OH
Buy here pay here dealers in Dayton operate by allowing buyers to finance their vehicles on-site without relying on external credit bureaus. Buyers typically need a valid ID, proof of income, and a down payment to qualify. Dayton shoppers should compare dealer ratings, vehicle selections, and financing terms to find the best fit for their needs and budget. Checking customer reviews and dealership policies helps ensure a smooth buying experience.
How to choose a dealer in Dayton
- Check Dayton dealer ratings and customer reviews for reliability.
- Compare in-house financing terms and down payment requirements in Dayton.
- Verify the vehicle selection and condition at Dayton BHPH dealerships.
- Confirm payment schedules and flexibility offered by Dayton dealers.
- Visit multiple Dayton locations to assess service and financing options.
25 dealers in Dayton, OH
DriveTime Used Cars
DriveTime Used Cars is a Miamisburg dealership offering pre-owned cars, trucks, and vehicle financing services to local customers.
- Hours today
- 11:00 AM – 7:00 PM
- Address
- 125 Monarch Ln, Miamisburg, OH 45342
- Type
- truck dealer, car dealer
Advantage Car & Credit
Advantage Car & Credit is a Riverside, OH buy here pay here dealer offering flexible financing and used vehicle sales.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 401 Woodman Dr, Riverside, OH 45431
- Type
- car dealer
Advantage Car & Credit
Advantage Car & Credit is a buy here pay here dealership in Vandalia, OH, offering in-house financing and vehicle sales six days a week.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 880 E National Rd, Vandalia, OH 45377
- Type
- car dealer
Advantage Car & Credit
Advantage Car & Credit is a buy here pay here dealer in Fairborn, Ohio, offering used vehicle sales and in-house financing options.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1184 Kauffman Ave, Fairborn, OH 45324
- Type
- car dealer
Purasanda Imports
Purasanda Imports is a car dealer in Riverside, OH, offering used vehicle sales six days a week at their Airway Road location.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 6000 Airway Rd, Riverside, OH 45431
- Type
- car dealer
Affordable Car Sales
Affordable Car Sales is a Middletown, OH dealership providing used vehicles, in-house financing, and auto repair services to the local community.
- Hours today
- 11:00 AM – 5:00 PM
- Address
- 1290 Elliott Dr, Middletown, OH 45044
- Type
- car repair, car dealer
Squad Auto Sales
Squad Auto Sales is a family-owned car dealership in Dayton, Ohio, offering a professional, low-pressure used vehicle buying experience.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 4790 Airway Rd, Dayton, OH 45431
- Type
- car dealer
Advantage Car & Credit
Advantage Car & Credit is a buy here pay here dealership in Moraine, Ohio, offering a selection of used cars, trucks, and SUVs.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 4508 S Dixie Dr, Moraine, OH 45439
- Type
- car dealer
Jamestown Auto Sales
Jamestown Auto Sales is a buy here pay here dealership in Xenia, Ohio, offering used vehicles and professional customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1865 W 2nd St, Xenia, OH 45385
- Type
- car dealer
Mira auto sales North
Mira Auto Sales North is a Dayton buy here pay here dealer specializing in financing options for customers with poor credit histories.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 5010 Salem Ave, Dayton, OH 45426
- Type
- car dealer
Kings Motors
Kings Motors is a Dayton-based dealership offering a large inventory of pre-owned vehicles and flexible financing options for local customers.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 4313 N Dixie Dr, Dayton, OH 45414
- Type
- car dealer, car repair
Frontier Motors
Frontier Motors is a family-owned dealership in Franklin, Ohio, offering used vehicle sales, financing assistance, and automotive repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3456 S Dixie Hwy, Franklin, OH 45005
- Type
- auto parts store, truck dealer
Express Motors, LLC
Express Motors, LLC is a Dayton, Ohio dealership offering used cars, vans, and trucks along with finance options for local buyers.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 531 N Main St, Dayton, OH 45405
- Type
- truck dealer, car dealer
Air City Motors
Air City Motors is a Fairborn, Ohio dealership providing used vehicle sales and financing assistance to local customers six days a week.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 350 E Dayton Dr, Fairborn, OH 45324
- Type
- car dealer
Byrider Dayton
Byrider Dayton is a buy here pay here dealership in Dayton, OH, offering used vehicle sales, customized in-house financing, and on-site repair services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 1575 Miamisburg Centerville Rd, Dayton, OH 45459
- Type
- truck dealer, car repair
RightWay Auto Sales
RightWay Auto Sales is a certified pre-owned vehicle dealership located in Vandalia, Ohio, serving the local community with inventory and sales support.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 410 W National Rd, Vandalia, OH 45377
- Type
- car dealer
Select Auto
Select Auto is a buy here pay here dealership in Dayton, Ohio, offering used cars, SUVs, and trucks with flexible financing options.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 1713 Woodman Dr, Dayton, OH 45420
- Type
- car dealer
Wholesale Direct Motors
Wholesale Direct Motors is a Beavercreek, Ohio car dealer offering a wide selection of used vehicles with professional sales support.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 4146 Colonel Glenn Hwy, Beavercreek, OH 45431
- Type
- car dealer
Dayton Motors LLC
Dayton Motors LLC is a Dayton-based buy here pay here dealer offering used car sales and no-credit check financing options.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 853 E 1st St, Dayton, OH 45402
- Type
- car dealer
Which Buy Here Pay Here Dealers in Dayton Are Rated Highest?
Dave Says Yes ranks first among Dayton dealers with a 4.9 Google rating from 582 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Dave Says Yes3520 South Co Road 25A | 4.9 | 582 | No | +1 937-980-0515 |
| 2 | DriveTime Used Cars125 Monarch Lane | 4.8 | 2,612 | No | +1 937-388-7120 |
| 3 | Advantage Car & Credit401 Woodman Drive | 4.8 | 872 | No | +1 937-254-6666 |
| 4 | Advantage Car & Credit880 East National Road | 4.8 | 634 | No | +1 937-742-7676 |
| 5 | Advantage Car & Credit1184 Kauffman Avenue | 4.8 | 632 | No | +1 937-995-5000 |
| 6 | Purasanda Imports6000 Airway Road | 4.8 | 543 | No | +1 937-567-0660 |
| 7 | Affordable Car Sales1290 Elliott Drive | 4.8 | 278 | No | +1 513-217-6880 |
| 8 | Advantage Car & Credit4508 South Dixie Drive | 4.7 | 782 | No | +1 937-643-2886 |
| 9 | Jamestown Auto Sales1865 West 2nd Street | 4.7 | 499 | No | +1 937-372-7777 |
| 10 | Mira auto sales North5010 Salem Avenue | 4.7 | 334 | No | +1 937-715-4073 |
Buy Here Pay Here in Dayton: Common Questions
What documents do Dayton buyers need for buy here pay here financing?
Dayton buyers typically need a valid ID, proof of income, and a down payment. These documents help local BHPH dealers verify eligibility for in-house financing.
How do buy here pay here dealers in Dayton handle credit checks?
Dayton buy here pay here dealers do not usually report to credit bureaus or require traditional credit checks. Financing decisions are made in-house based on buyer information.
Can Dayton buyers negotiate payment schedules with BHPH dealers?
Yes, Dayton buyers can often negotiate payment schedules directly with BHPH dealers. This flexibility helps accommodate different budgets and income cycles.
Are warranties available at buy here pay here dealerships in Dayton?
Some Dayton BHPH dealers offer limited warranties or service plans. Buyers should ask each dealer about warranty options before purchasing.
Buy Here Pay Here Dealers Near Dayton
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