DriveTime Used Cars
DriveTime Used Cars is a Toledo dealership offering a wide selection of used trucks and cars with accessible financing tools.
- Hours today
- 11:00 AM – 7:00 PM
- Address
- 6448 Central Ave, Toledo, OH 43617
- Type
- truck dealer, car dealer
Buy Here Pay Here Dealers in Toledo, OH: 12+ Listings
Toledo, OH features more than 12 buy here pay here (BHPH) car dealers that provide local buyers with access to used vehicles through in-house financing. These Toledo BHPH dealers offer a range of cars and trucks with flexible payment schedules tailored to customer needs. Popular dealers include First Choice Auto Finance, DriveTime Used Cars, and Victory Auto Mall, all serving Toledo residents.
23 dealers4.6 average ratingUpdated Sep 2026
Published · Updated
How Buy Here Pay Here Works in Toledo, OH
Buy here pay here dealers in Toledo operate by providing financing directly to buyers without involving credit bureaus, allowing customers with various credit backgrounds to purchase vehicles. Buyers in Toledo typically need a valid ID, proof of income, and a down payment to qualify. Comparing Toledo BHPH dealers involves reviewing their vehicle selection, payment terms, customer ratings, and local reputation to find the best fit for individual needs.
How to choose a dealer in Toledo
- Check Toledo dealer ratings and customer reviews for reliability.
- Compare in-house financing terms offered by Toledo BHPH dealers.
- Verify vehicle availability and selection at Toledo locations.
- Confirm payment schedules and down payment requirements in Toledo.
- Look for dealers with transparent policies and clear contracts in Toledo.
23 dealers in Toledo, OH
Toledo Auto Group
Toledo Auto Group is a car dealer in Toledo, Ohio, offering pre-owned vehicles and professional customer service in a low-pressure environment.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 3353 N Holland Sylvania Rd, Toledo, OH 43615
- Type
- car dealer
Mack's Autoworld
Mack's Autoworld is a buy here pay here dealership in Toledo, Ohio, offering in-house financing and a relaxed, family-oriented car buying experience.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1757 N Reynolds Rd, Toledo, OH 43615
- Type
- car dealer
RightWay Auto Sales
RightWay Auto Sales is a buy here pay here dealership in Oregon, Ohio, offering vehicle sales and in-house financing options six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2705 Navarre Ave, Oregon, OH 43616
- Type
- truck dealer, car dealer
Victory Auto Mall
Victory Auto Mall is a Toledo-based buy here pay here dealership offering used vehicle sales and in-house financing for customers with bad credit.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1632 W Laskey Rd, Toledo, OH 43612
- Type
- car dealer
Auto Credit USA - Toledo, OH
Auto Credit USA is a buy here pay here dealer in Toledo with in-house financing for used cars.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 5744 Central Ave, Toledo, OH 43615
- Type
- car dealer
Royal 1 Auto Finance LLC
Royal 1 Auto Finance LLC is a family-run buy here pay here dealership in Toledo providing pre-owned vehicles and in-house financing.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 5004 Lewis Ave, Toledo, OH 43612
- Type
- car dealer
DTH Finance LLC
DTH Finance LLC is a used car dealer in Toledo, Ohio, offering vehicle sales, trade-in services, and financing assistance to local customers.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 4455 Lewis Ave, Toledo, OH 43612
- Type
- car dealer
Ram Auto Sales
Ram Auto Sales is a Toledo car dealer offering pre-owned clean and rebuilt-salvage title vehicles with available one-year warranties.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 4216 Monroe St, Toledo, OH 43606
- Type
- car dealer
Nationwide Auto Finance
Nationwide Auto Finance is an Oregon, OH dealership offering pre-owned vehicles with buy here pay here and in-house financing options.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 2121 Woodville Rd, Oregon, OH 43616
- Type
- truck dealer, finance
Yark Used Cars
Yark Used Cars is a Toledo dealership offering a large inventory of pre-owned vehicles with a focus on a no-pressure customer experience.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 6055 Central Ave, Toledo, OH 43615
- Type
- car dealer
Dynamic Motor Group LLC
Dynamic Motor Group LLC is a car dealership in Toledo, Ohio, offering vehicle sales and trade-in services with convenient weekday and Saturday hours.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 3939 W Alexis Rd, Toledo, OH 43623
- Type
- car dealer
First Choice Auto Finance
First Choice Auto Finance is a Toledo-based buy here pay here dealership offering a large inventory of used vehicles and in-house financing.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1000 Woodville Rd, Toledo, OH 43605
- Type
- car dealer
City Wide Auto Credit.
City Wide Auto Credit is a buy here pay here dealer in Toledo, OH.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 5538 Secor Rd, Toledo, OH 43623
- Type
- car dealer
Affordable Auto Sales
Affordable Auto Sales is a buy here pay here dealership in Toledo, Ohio, offering pre-owned vehicles with limited Friday operating hours.
- Hours today
- Closed today
- Address
- 2214 W Laskey Rd, Toledo, OH 43613
- Type
- car dealer
Oak & Oak Auto Sales
Oak & Oak Auto Sales is a buy here pay here dealer in Toledo, OH, offering used vehicle sales and in-house financing options.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3802 Jackman Rd, Toledo, OH 43612
- Type
- car dealer
M & C Auto Sales
M & C Auto Sales is a Toledo-based buy here pay here dealership offering used vehicles and flexible financing solutions for local drivers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 4504 Bennett Rd, Toledo, OH 43612
- Type
- car dealer
Joe's Autos
Joe's Autos is a Toledo dealership offering used cars, trucks, and SUVs alongside professional vehicle repair and maintenance services.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 3538 N Holland Sylvania Rd, Toledo, OH 43615
- Type
- car rental, car repair
City Wide Auto Credit
City Wide Auto Credit is a buy here pay here dealer in Oregon, OH with in-house financing.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2251 Woodville Rd, Oregon, OH 43616
- Type
- finance, car dealer
Johnny's Motor Cars LLC.
Johnny's Motor Cars LLC. in Toledo, OH, provides used vehicle sales, in-house financing, and automotive repair services to the local community.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1248 S Reynolds Rd, Toledo, OH 43615
- Type
- car dealer
Which Buy Here Pay Here Dealers in Toledo Are Rated Highest?
DriveTime Used Cars ranks first among Toledo dealers with a 4.9 Google rating from 1,626 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | DriveTime Used Cars6448 Central Avenue | 4.9 | 1,626 | No | +1 567-455-9210 |
| 2 | Toledo Auto Group3353 North Holland Sylvania Road | 4.9 | 198 | No | +1 419-724-1444 |
| 3 | Mack's Autoworld1757 North Reynolds Road | 4.8 | 272 | No | +1 419-537-9622 |
| 4 | RightWay Auto Sales2705 Navarre Avenue | 4.7 | 924 | No | +1 419-214-0305 |
| 5 | Victory Auto Mall1632 West Laskey Road | 4.7 | 313 | No | +1 419-345-3603 |
| 6 | Auto Credit USA - Toledo, OH5744 Central Avenue | 4.7 | 222 | No | +1 419-724-0130 |
| 7 | Nationwide Auto Finance2121 Woodville Road | 4.6 | 1,749 | No | +1 419-691-1141 |
| 8 | Yark Used Cars6055 Central Avenue | 4.6 | 758 | No | +1 419-842-7765 |
| 9 | Royal 1 Auto Finance LLC5004 Lewis Avenue | 4.7 | 143 | No | +1 419-269-6666 |
| 10 | DTH Finance LLC4455 Lewis Avenue | 4.7 | 141 | No | +1 419-476-5600 |
Buy Here Pay Here in Toledo: Common Questions
What do buy here pay here dealers in Toledo, OH require to buy a car?
Buy here pay here dealers in Toledo require a valid ID, proof of income, and a down payment. These dealers offer in-house financing without checking credit bureaus.
How many buy here pay here dealers are there in Toledo, OH?
There are more than 12 buy here pay here dealers in Toledo, OH. This includes popular dealers like First Choice Auto Finance and DriveTime Used Cars.
Do Toledo BHPH dealers report payments to credit bureaus?
Toledo buy here pay here dealers typically do not report payments to credit bureaus, as they provide in-house financing directly to buyers.
How can I compare buy here pay here dealers in Toledo effectively?
Compare Toledo BHPH dealers by reviewing their vehicle selection, financing terms, customer reviews, and payment schedules to find the best option.
Buy Here Pay Here Dealers Near Toledo
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