#1Mosaic Chrysler Zumbrota
Bad-credit financing7.2/10
Open now · closes 7:00 PM
- Low or $0 down
- Bad credit welcome
- Trade-ins
Buy Here Pay Here Dealers in Rochester, MN
Rochester, MN has 12+ buy here pay here dealers listed that offer used cars and trucks with in-house financing. These dealerships provide local buyers with flexible payment schedules and a variety of vehicle options. Rochester BHPH dealers include well-rated businesses such as Dahl Chrysler Dodge Jeep Ram Rochester, Rochester Car Clearance, and Cars-N-Credit Rochester.
- 51 dealers
- 2 confirmed BHPH
- 4.2 avg rating
- 48 open now
- $100 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Rochester
51 dealers in Rochester, MN
Key Turn Auto Sales
Bad-credit financing6.8/10
Key Turn Auto Sales is a Rochester, MN car dealer offering used vehicles with transparent history reports and consistent customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1245 Eastgate Dr SE, Rochester, MN 55904
- Type
- car dealer
Habeby Auto Sales
Financing not verified6.2/10
Habeby Auto Sales is a car dealer in Rochester, MN, offering vehicle sales with weekday operating hours from 9:00 AM to 5:00 PM.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 2725 Whynaucht Ct SE, Rochester, MN 55904
- Type
- car dealer
Rochester Cadillac
Financing not verified6.1/10
Rochester Cadillac is a car dealership in Rochester, Minnesota, offering vehicle sales and professional automotive maintenance services six days a week.
- Hours today
- 8:30 AM – 8:00 PM
- Address
- 1000 12th St SW, Rochester, MN 55902
- Type
- car dealer
Mosaic Chrysler Zumbrota
Bad-credit financing7.2/10
Mosaic Chrysler Zumbrota is a car dealer in Zumbrota, MN, offering Chrysler, Dodge, Jeep, and Ram vehicles along with professional auto repair services.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 1900 Roscoe Ave, Zumbrota, MN 55992
- Type
- car dealer, truck dealer
Rochester Car Clearance
Financing not verified6.7/10
Rochester Car Clearance is a highly-rated car and truck dealer in Rochester, Minnesota, offering a large inventory and a 7-day return policy.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2980 7th St NW, Rochester, MN 55901
- Type
- car dealer, truck dealer
House Chevrolet CO.
Financing not verified6.7/10
House Chevrolet Co. is a long-standing, family-owned dealership in Stewartville, MN, offering new and used vehicle sales and professional automotive maintenance services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 410 S Main St, Stewartville, MN 55976
- Type
- car dealer
Cars-N-Credit - Rochester
Bad-credit financing7.7/10
Cars-N-Credit is a Rochester-based buy here pay here dealer providing used vehicle sales and in-house financing options for local customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1727 3rd Ave SE #7937, Rochester, MN 55904
- Type
- car dealer
Tom Kadlec Leasing
Financing not verified6.4/10
Tom Kadlec Leasing is a car leasing dealership in Rochester, MN, offering professional vehicle procurement services to local customers.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 4320 E Frontage Rd, Rochester, MN 55901
- Type
- car dealer
Tom Kadlec Honda
Financing not verified6.6/10
Tom Kadlec Honda is a family-owned car dealership in Rochester, Minnesota, offering new and pre-owned vehicle sales, parts, and professional repair services.
- Hours today
- 8:30 AM – 8:00 PM
- Address
- 3333 Wilder Rd NW, Rochester, MN 55901
- Type
- market, truck dealer
Rochester Ford
Financing not verified6.6/10
Rochester Ford is a car dealer in Rochester, Minnesota, selling new and used Ford trucks, SUVs, and crossovers with extended operating hours.
- Hours today
- 8:30 AM – 8:00 PM
- Address
- 4900 US-52 North, Rochester, MN 55901
- Type
- truck dealer, car dealer
Dahl Chrysler Dodge Jeep Ram Rochester
Financing not verified6.1/10
Dahl Chrysler Dodge Jeep Ram Rochester provides new and used vehicle sales along with professional automotive repair services in Rochester, Minnesota.
- Hours today
- 7:00 AM – 7:00 PM
- Address
- 4800 US-52, Rochester, MN 55901
- Type
- car dealer, auto parts store
Subaru of Rochester
Bad-credit financing7.1/10
Subaru of Rochester is a car dealer in Rochester, MN, offering new and used vehicle sales, auto parts, and professional car repair services.
- Hours today
- 8:30 AM – 8:00 PM
- Address
- 4840 Maine Ave SE, Rochester, MN 55904
- Type
- tire shop, auto parts store
Tom Kadlec Kia
Financing not verified6.6/10
Tom Kadlec Kia is a Rochester dealership offering new Kia models, certified pre-owned vehicles, and used cars with professional sales and finance support.
- Hours today
- 8:30 AM – 8:00 PM
- Address
- 3101 Wilder Rd NW, Rochester, MN 55901
- Type
- truck dealer, car dealer
Mosaic Chevrolet
Bad-credit financing7.1/10
Mosaic Chevrolet is a Zumbrota car dealer offering new and pre-owned vehicle sales, financing assistance, and professional collision repair services.
- Hours today
- 7:30 AM – 7:00 PM
- Address
- 400 County 10 Blvd, Zumbrota, MN 55992
- Type
- auto parts store, truck dealer
Kuehn Motor Company
Financing not verified6.6/10
Kuehn Motor Company is a Rochester, Minnesota dealership offering used vehicle sales, automotive repairs, and car rental services.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 5020 US-52, Rochester, MN 55901
- Type
- car rental, truck dealer
Penz Automotive Group
Bad-credit financing7.1/10
Penz Automotive Group is a Rochester, Minnesota dealership offering new and used vehicle sales alongside professional automotive repair and maintenance services.
- Hours today
- 7:00 AM – 5:30 PM
- Address
- 4840 Maine Ave SE, Rochester, MN 55902
- Type
- car dealer, truck dealer
Dahl Hyundai Rochester
Financing not verified6.1/10
Dahl Hyundai Rochester is a car dealership in Rochester, Minnesota, offering new and used vehicle sales along with on-site maintenance services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4748 US-52, Rochester, MN 55901
- Type
- car dealer
Cars-N-Credit - Winona
Confirmed BHPH8.1/10
Cars-N-Credit - Winona is a buy here pay here dealership in Minnesota City offering in-house vehicle financing and sales.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 7110 Martina Rd, Minnesota City, MN 55959
- Type
- car dealer
The AutoFinance Center
Financing not verified6.1/10
The AutoFinance Center is a Rochester, Minnesota, buy here pay here dealer offering pre-owned vehicles and bad-credit financing solutions.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2208 Broadway Ave S, Rochester, MN 55904
- Type
- car dealer
Southpoint Motors
Financing not verified6.5/10
Southpoint Motors is a family-owned dealership in Rochester, Minnesota, specializing in used cars, pickups, and Jeeps with a focus on customer service.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 10 7th St NE, Rochester, MN 55906
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Rochester, MN?
Rochester, Minnesota has 51 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 26,527 reviews. 25 dealers score 4.5 or higher with at least 10 reviews. 4% open on Sundays. Where Rochester dealers print a down payment on their website, the median is $100.
Which Areas of Rochester Have Buy Here Pay Here Dealers?
Dealers in the Rochester list come from these surrounding towns as well as Rochester itself. Pick one to filter the list.
How Buy Here Pay Here Works in Rochester, MN
What to expect from Rochester dealers
Buy here pay here dealers in Rochester work by selling vehicles directly to buyers and handling financing internally without involving credit bureaus. Buyers typically need a down payment and must meet dealer requirements. Comparing Rochester BHPH dealers involves checking reviews, vehicle selection, and payment terms to find the best fit for your budget and credit situation.
How to choose a dealer in Rochester
- Check Rochester dealers' customer reviews and ratings for service quality.
- Compare payment schedules and down payment requirements at Rochester BHPH dealers.
- Verify the variety of used cars and trucks available in Rochester listings.
- Confirm that Rochester dealers offer in-house financing without credit bureau checks.
- Look for dealers in Rochester with transparent terms and clear contract details.
Which Buy Here Pay Here Dealers in Rochester Are Rated Highest?
Mosaic Chrysler Zumbrota ranks first among Rochester dealers with a 4.8 Google rating from 1,543 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Mosaic Chrysler Zumbrota1900 Roscoe Avenue | 4.8 | 1,543 | No | +1 507-732-5337 |
| 2 | Rochester Car Clearance2980 7th Street Northwest | 4.8 | 968 | No | +1 507-281-2880 |
| 3 | House Chevrolet CO.410 South Main Street | 4.8 | 602 | No | +1 507-533-5983 |
| 4 | Cars-N-Credit - Rochester1727 3rd Avenue Southeast | 4.8 | 513 | No | +1 507-252-9098 |
| 5 | Tom Kadlec Honda3333 Wilder Road Northwest | 4.7 | 3,406 | No | +1 507-281-2500 |
| 6 | Rochester Ford4900 U.S. 52 | 4.7 | 2,510 | No | +1 507-288-7564 |
| 7 | Dahl Chrysler Dodge Jeep Ram Rochester4800 U.S. 52 | 4.7 | 2,157 | No | +1 507-888-4200 |
| 8 | Subaru of Rochester4840 Maine Avenue Southeast | 4.7 | 1,866 | No | +1 507-285-4777 |
| 9 | Tom Kadlec Kia3101 Wilder Road Northwest | 4.7 | 1,316 | No | +1 507-281-2222 |
| 10 | Mosaic Chevrolet400 County 10 Boulevard | 4.7 | 1,114 | No | +1 507-732-5194 |
Buy Here Pay Here in Rochester: Common Questions
How does buy here pay here financing work in Rochester MN?
Buy here pay here financing in Rochester MN means the dealer sells and finances the vehicle directly to the buyer without involving credit bureaus. Buyers make payments to the dealership on agreed schedules.
What do I need to qualify for buy here pay here in Rochester?
To qualify for buy here pay here in Rochester, you generally need a valid ID, proof of income, and a down payment. Dealers set their own requirements based on local policies.
Are there many buy here pay here dealers in Rochester MN?
Yes, there are 12+ buy here pay here dealers listed in Rochester MN offering various used vehicles and financing options.
How can I compare buy here pay here dealers in Rochester effectively?
Compare Rochester dealers by reviewing customer ratings, vehicle selection, payment terms, and financing conditions to find the best fit for your needs.
Which Buy Here Pay Here Dealers Are Near Rochester?
The nearest cities to Rochester with listed dealers are Bloomington, MN (70 miles, 41 dealers), St. Paul, MN (72 miles, 53 dealers), Minneapolis, MN (77 miles, 46 dealers), Waterloo, IA (105 miles, 54 dealers), Cedar Rapids, IA (146 miles, 45 dealers) and Madison, WI (167 miles, 39 dealers). Buyers in Rochester often widen the search to these markets when a lot's inventory or down payment does not fit.
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