Cars-N-Credit - Rochester
Cars-N-Credit is a Rochester-based buy here pay here dealer providing used vehicle sales and in-house financing options for local customers.
Published · Details verified · Updated

Google rating
4.8 / 5
Reviews
513
Hours today
9:00 AM – 6:00 PM
Vehicles in stock
20
About Cars-N-Credit - Rochester
Cars-N-Credit is a buy here pay here dealer at 1727 3rd Ave SE #7937 in Rochester, Minnesota. The dealership specializes in selling used cars and SUVs to customers through in-house financing programs. They maintain a focus on customer service and work with buyers to help them qualify for vehicle purchases.
The dealership operates Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. They provide an inventory of quality vehicles and offer warranties on their sales. With over 500 reviews, the staff is noted for assisting repeat customers and helping individuals secure financing even when they have faced challenges elsewhere.
What financing does Cars-N-Credit - Rochester offer?
- Down payments from $100
- Bad or no credit welcome
- Warranty offered
- Low or zero down options
What does Cars-N-Credit - Rochester offer?
- In-house financing
- Used car sales
- Used SUV sales
- Vehicle warranty programs
Why customers choose Cars-N-Credit - Rochester
Excellent customer service
Helpful and friendly staff
Repeat customer loyalty
- In-house financing available for used cars and SUVs
- Located in Rochester with convenient Saturday hours
- Over 513 customer reviews with a 4.8-star rating
- Staff provides personalized assistance for vehicle qualification
When is Cars-N-Credit - Rochester open?
| Monday | 9:00 AM – 6:00 PM |
| Tuesday | 9:00 AM – 6:00 PM |
| Wednesday | Closed |
| Thursday | 9:00 AM – 6:00 PM |
| Friday | 9:00 AM – 6:00 PM |
| Saturday | 9:00 AM – 3:00 PM |
| Sunday | Closed |
Where is Cars-N-Credit - Rochester located?
1727 3rd Ave SE #7937, Rochester, MN 55904What do customers say about Cars-N-Credit - Rochester?
Chris and his staff are amazing to work with! This is our 4th time purchasing with them! From the moment you pull into the lot, to the handshake when you leave, it is all a great experience!
I been buying cars from Cars & Credit for over 15 years. Always great customer service. There always open to work with you and help you qualify for a car. I totally recommend them. Will continue to do business with them for years as they have great cars and great customer service. Chris has been there for years and always great to do business with him.
Time and time again, Rochester Cars and Credit has saved me when no where else would. I can’t thank guys enough! Shout out to the ladies that did literally everything they could to make sure I left with a car that day, thank you to Chris for expediting some difficult things for us. I really can’t thank you all enough! The Mazda is - simply amazing 😎 see you all at the customer appreciation party 🎉
Chris and his staff certainly take care of customers. I have purchased two vehicles from them that were at other dealerships one in Winona and one in Mankato. They approved my application and brought the vehicles to Rochester for me to purchase. They have quality cars with an outstanding warranty included I would recommend Chris. And his staff to anybody looking for a vehicle thank you for being an outstanding honest dealership willing to help When somebody needs to buy a car.
I've been a customer of Cars N Credit for at least 15 years. They are so good to me! I like that Chris remembers who I am and knows I'm a loyal customer! I've purchased 5-6 cars here and they work with you on not only finance but monthly payments as well. Also, you ever had a car break down and no money to buy a new one? I have and 100 down is all you need! I'm so grateful for all the patience and care that Chris has given me through the years as a single mom! Also, I love the side note repairs they offer if you can't pay all the money right away (when it's in the shop) Thankyou cars and credit for being a business I can rely on!
Questions about Cars-N-Credit - Rochester
Does Cars-N-Credit offer in-house financing in Rochester?
Cars-N-Credit provides in-house financing to help customers purchase used cars and SUVs directly from their lot.
What are the business hours for Cars-N-Credit?
Cars-N-Credit is open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM.
Can I get a car at Cars-N-Credit if I have had trouble getting approved elsewhere?
Cars-N-Credit works with customers to help them qualify for vehicle financing, including those who have been turned down by other lenders.



