Buy Here Pay Here Bloomington MN Car Dealers

Bloomington, MN features more than 12 buy here pay here (BHPH) car dealers offering in-house financing options to local buyers. These dealerships provide a range of used cars and trucks with flexible payment schedules directly through the dealer. Popular dealers in Bloomington include Walser Toyota Bloomington, Bloomington Chrysler Jeep Dodge Ram, and Walser Buick GMC Bloomington, among others. Buy here pay here dealers in Bloomington work by providing financing without involving credit bureaus, allowing buyers with various credit histories to qualify. Buyers typically make a down payment and agree to scheduled payments directly with the dealer. To find the best option, buyers should compare vehicle selection, payment terms, and dealer reputation within Bloomington's BHPH market.

25 dealers4.6 average ratingUpdated Sep 2026

Published · Updated

buy here pay here car dealers in Bloomington, Minnesota

How Buy Here Pay Here Works in Bloomington, MN

How to choose a dealer in Bloomington

  • Check Bloomington dealer reviews and ratings for customer satisfaction.
  • Compare payment schedules and down payment requirements at Bloomington BHPH dealers.
  • Verify the types of vehicles available at Bloomington buy here pay here lots.
  • Confirm the dealer's in-house financing terms and credit policies in Bloomington.
  • Visit multiple Bloomington dealers to assess vehicle condition and financing options.

25 dealers in Bloomington, MN

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One Way Motors in Burnsville

One Way Motors

5.0(382 reviews)

One Way Motors is a Burnsville, Minnesota car dealer providing a pressure-free sales experience and a wide selection of vehicles.

Hours today
10:00 AM – 7:00 PM
Address
2205 Hwy 13 W, Burnsville, MN 55337
Type
car dealer
Right Buy Automotive in Blaine

Right Buy Automotive

5.0(228 reviews)

Right Buy Automotive is a Blaine, MN dealership offering a wide selection of pre-owned cars, trucks, and luxury vehicles with available warranties.

Hours today
10:00 AM – 7:00 PM
Address
9125 Isanti St NE, Blaine, MN 55449
Type
truck dealer, car dealer
Front Line Auto in Eden Prairie

Front Line Auto

4.9(556 reviews)

Front Line Auto is a car dealer in Eden Prairie, Minnesota, offering a selection of pre-owned vehicles and financing options.

Hours today
9:00 AM – 6:00 PM
Address
6440 Flying Cloud Dr #118, Eden Prairie, MN 55344
Type
car dealer
All Cars Inc in Burnsville

All Cars Inc

4.9(120 reviews)

All Cars Inc is a family-owned dealership in Burnsville, MN, offering inspected used cars, trucks, and extended warranty options.

Hours today
9:00 AM – 5:30 PM
Address
1616 Hwy 13 W, Burnsville, MN 55337
Type
truck dealer, car dealer
Lincoln of Bloomington in Bloomington

Lincoln of Bloomington

4.6(1,845 reviews)

Lincoln of Bloomington is a car dealership in Bloomington, MN, providing vehicle sales, professional financing, and maintenance services to local and out-of-state customers.

Hours today
8:30 AM – 8:00 PM
Address
7801 Dupont Ave S, Bloomington, MN 55420
Type
truck dealer, car dealer
Midwest Car Search in Minneapolis

Midwest Car Search

4.6(1,412 reviews)

Midwest Car Search is a Minneapolis car dealer offering certified pre-owned vehicles and on-site oil change services to local customers.

Hours today
9:00 AM – 6:00 PM
Address
990 Osborne Rd NE, Minneapolis, MN 55432
Type
car dealer
American Motors Inc in Farmington

American Motors Inc

4.6(126 reviews)

American Motors Inc is a family-run dealership in Farmington, MN, offering used car sales and repair services for salvage title vehicles.

Hours today
10:00 AM – 6:00 PM
Address
22080 Chippendale Ave W, Farmington, MN 55024
Type
car dealer
Diamond Auto Group in Farmington

Diamond Auto Group

4.6(84 reviews)

Diamond Auto Group is a family-owned used car dealership in Farmington, MN, offering a wide selection of vehicles with 24/7 availability.

Hours today
Open 24 hours
Address
301 Pine St, Farmington, MN 55024
Type
truck dealer, car dealer
Walser Toyota Bloomington in Bloomington

Walser Toyota Bloomington

4.5(6,406 reviews)

Walser Toyota Bloomington is a car dealership in Bloomington, Minnesota, offering Toyota sedans, trucks, SUVs, and minivans with professional sales and financing support.

Hours today
9:00 AM – 8:00 PM
Address
4401 American Blvd W, Bloomington, MN 55437
Type
truck dealer, car dealer
The Car Buying Center in Loretto

The Car Buying Center

4.5(102 reviews)

The Car Buying Center is a Loretto, Minnesota dealership providing used vehicle sales and professional automotive repair services to the local community.

Hours today
9:00 AM – 6:00 PM
Address
23030 Hwy 55, Loretto, MN 55357
Type
car dealer, car repair

Which Buy Here Pay Here Dealers in Bloomington Are Rated Highest?

One Way Motors ranks first among Bloomington dealers with a 5.0 Google rating from 382 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.

#DealerRatingReviewsOpen SundayPhone
1One Way Motors2205 Highway 13 West5.0382No+1 952-220-2420
2Right Buy Automotive9125 Isanti Street Northeast5.0228No+1 763-232-1605
3Front Line Auto6440 Flying Cloud Drive4.9556No+1 651-369-1000
4United Auto Group LLC1024 8th Street4.9357No+1 952-769-3208
5Mainstreet Motor Company2021 Mainstreet4.8414No+1 952-426-1522
6All Cars Inc1616 Highway 13 West4.9120No+1 952-882-1616
7Bloomington Chrysler Jeep Dodge Ram8000 Penn Avenue South4.74,104No+1 952-522-4986
8Every Day Auto Sales - Used cars for sale Shakopee MN981 Bluff Avenue East4.7217+1 612-314-5632
9Lincoln of Bloomington7801 Dupont Avenue South4.61,845No+1 952-800-3157
10Midwest Car Search990 Osborne Road Northeast4.61,412No+1 763-780-5500

Buy Here Pay Here in Bloomington: Common Questions

What is the typical down payment at buy here pay here dealers in Bloomington?

Buy here pay here dealers in Bloomington require a down payment that varies by dealer and vehicle. This initial payment secures the vehicle and starts the in-house financing agreement.

Do Bloomington buy here pay here dealers report to credit bureaus?

Bloomington buy here pay here dealers generally do not report payments to credit bureaus. Financing is handled in-house, focusing on payment compliance rather than credit score improvement.

Can buyers with poor credit get financing at Bloomington BHPH dealers?

Yes, Bloomington buy here pay here dealers provide in-house financing that does not rely on credit bureaus, enabling buyers with poor credit to qualify for a vehicle purchase.

How can I compare buy here pay here dealers in Bloomington effectively?

Compare Bloomington BHPH dealers by reviewing their vehicle inventory, payment terms, customer reviews, and financing policies. Visiting dealers in person helps assess vehicle condition and contract details.

Buy Here Pay Here Dealers Near Bloomington

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