#1Buy Here Pay Here Dealers in Des Moines, IA
Des Moines, IA features over 12 buy here pay here (BHPH) car dealers offering used cars and trucks with in-house financing options. These local dealers like Capital City Motor Company and Byrider Des Moines provide buyers with direct financing, bypassing credit bureaus. This directory includes well-reviewed BHPH dealers in Des Moines to help buyers find reliable vehicles with manageable payment plans. Buy here pay here dealers in Des Moines work by providing in-house financing where buyers make down payments and follow set payment schedules directly to the dealer. Buyers typically need proof of income and identification rather than perfect credit scores. Comparing Des Moines BHPH dealers involves reviewing ratings, payment terms, vehicle selection, and customer feedback to choose the best fit for your needs.
- 60 dealers
- 4 confirmed BHPH
- 4.2 avg rating
- 60 open now
- $2,999 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Des Moines
60 dealers in Des Moines, IA
Leshen Auto Sales
Financing not verified6.2/10
Leshen Auto Sales is a buy here pay here dealership in Des Moines, Iowa, offering professional financing assistance and a transparent sales process.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 4240 NW 2nd St, Des Moines, IA 50313
- Type
- car dealer
Calidelfy Auto, LLC.
Bad-credit financing7.3/10
Calidelfy Auto, LLC. is a Des Moines buy here pay here dealer offering used vehicle sales and flexible payment options.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 4210 SE 14th St, Des Moines, IA 50320
- Type
- car dealer
El Pueblo Auto Sales
Financing not verified5.7/10
El Pueblo Auto Sales is a buy here pay here dealership in Des Moines, Iowa, offering used cars six days a week.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 1420 E 14th St, Des Moines, IA 50316
- Type
- car dealer
Enterprise Car Sales
Financing not verified6.8/10
Enterprise Car Sales in Urbandale, IA, offers a wide selection of pre-owned cars, trucks, and SUVs with professional customer service and financing support.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 2551 100th St, Urbandale, IA 50322
- Type
- car dealer, truck dealer
US Motors
Financing not verified6.2/10
US Motors is a Des Moines car dealer offering used cars and trucks with a focus on honest salesmanship and transparent customer service.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 95 NE 47th Pl, Des Moines, IA 50313
- Type
- car dealer
Byrider Des Moines
Financing not verified6.2/10
Byrider Des Moines is a buy here pay here dealer providing used vehicles, in-house financing, and on-site repair services in Des Moines, Iowa.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 2426 SE 14th St, Des Moines, IA 50320
- Type
- truck dealer, car dealer
MCCJ Auto Group
Financing not verified6.7/10
MCCJ Auto Group is a family-run Des Moines dealer providing pre-owned vehicle sales, professional automotive repairs, and detailing services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4611 SW 9th St, Des Moines, IA 50315
- Type
- car dealer, car repair
Kia of Des Moines
Financing not verified6.1/10
Kia of Des Moines is a car dealership in Des Moines, Iowa, offering new and pre-owned vehicle sales and professional car repair services.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 4475 Merle Hay Rd, Des Moines, IA 50310
- Type
- chauffeur service, car repair
Autoplex Des Moines
Financing not verified6.5/10
Autoplex Des Moines is a used car dealership in Urbandale, Iowa, known for a low-pressure sales approach and quality vehicle warranties.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 4650 Merle Hay Rd, Urbandale, IA 50322
- Type
- truck dealer, car dealer
Unique Auto Sales Inc
Financing not verified5.9/10
Unique Auto Sales Inc is a Des Moines car dealer offering transparent used vehicle sales and consistent customer service.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 1721 E Grand Ave, Des Moines, IA 50316
- Type
- car dealer
Owen Auto
Confirmed BHPH7.4/10
Owen Auto is a buy here pay here dealership in Des Moines, IA, offering pre-owned vehicles and in-house financing for all credit levels.
- Hours today
- 9:00 AM – 5:30 PM
- Address
- 923 Army Post Rd, Des Moines, IA 50315
- Type
- truck dealer, car dealer
Midwest Auto World, LLC
Financing not verified6.4/10
Midwest Auto World, LLC is a reliable used-car dealer in Des Moines offering a no-pressure sales experience with consistent weekly operating hours.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 2109 E Euclid Ave, Des Moines, IA 50317
- Type
- car dealer
Capital City Motor Company
Bad-credit financing7/10
Capital City Motor Company is a Des Moines dealership providing used vehicle sales, auto repair services, and financing options for local customers.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 2110 E University Ave, Des Moines, IA 50317
- Type
- truck dealer, car dealer
Tom's Auto Sales
Financing not verified6.5/10
Tom's Auto Sales is a used car dealership in Des Moines, Iowa, offering a wide selection of pre-owned vehicles six days a week.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 2136 E University Ave, Des Moines, IA 50317
- Type
- car dealer
Tom's West
Financing not verified6.5/10
Tom's West is a car dealership in Urbandale, IA, offering a selection of new and used cars and trucks with professional customer service.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4900 Merle Hay Rd, Urbandale, IA 50322
- Type
- car dealer
Iowa Auto Exchange
Financing not verified6.5/10
Iowa Auto Exchange is a pre-owned dealership in Des Moines, Iowa, offering vehicle sales, maintenance services, and financing options to local customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1410 NE Broadway Ave, Des Moines, IA 50313
- Type
- truck dealer, car wash
Town & Country Motors
Financing not verified5.9/10
Town & Country Motors is a used car dealer in Des Moines offering in-house financing and vehicle repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 913 SE 14th St, Des Moines, IA 50317
- Type
- car dealer
Reliable Motors
Financing not verified5.9/10
Reliable Motors is a Des Moines car dealer offering vehicle sales and in-house financing options six days a week.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 5496 NE 14th St, Des Moines, IA 50313
- Type
- car dealer
Cotofos Auto Sales
Financing not verified6.2/10
Cotofos Auto Sales is a car dealership in Des Moines, Iowa, offering vehicle sales six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1711 SE 14th St, Des Moines, IA 50320
- Type
- car dealer
Carrikers Auto Outlet
Financing not verified6.2/10
Carrikers Auto Outlet is a car dealership in Des Moines, Iowa, offering used vehicle sales six days a week at their NE 14th St location.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 5095 NE 14th St, Des Moines, IA 50313
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Des Moines, IA?
Des Moines, Iowa has 60 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 24,335 reviews. 25 dealers score 4.5 or higher with at least 10 reviews. 0% open on Sundays. Where Des Moines dealers print a down payment on their website, the median is $2,999.
Which Areas of Des Moines Have Buy Here Pay Here Dealers?
Dealers in the Des Moines list come from these surrounding towns as well as Des Moines itself. Pick one to filter the list.
How Buy Here Pay Here Works in Des Moines, IA
What to expect from Des Moines dealers
How to choose a dealer in Des Moines
- Check Des Moines dealer ratings and customer reviews for reliability.
- Compare down payment requirements among Des Moines BHPH dealers.
- Review payment schedules to find affordable options in Des Moines.
- Verify the vehicle selection at Des Moines buy here pay here lots.
- Confirm what documentation Des Moines dealers require before buying.
Which Buy Here Pay Here Dealers in Des Moines Are Rated Highest?
Enterprise Car Sales ranks first among Des Moines dealers with a 4.9 Google rating from 501 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Enterprise Car Sales2551 100th Street | 4.9 | 501 | No | +1 515-605-0165 |
| 2 | Byrider Des Moines2426 Southeast 14th Street | 4.8 | 2,799 | No | +1 515-697-7073 |
| 3 | MCCJ Auto Group4611 Southwest 9th Street | 4.8 | 766 | No | +1 515-259-9755 |
| 4 | Leshen Auto Sales4240 Northwest 2nd Street | 5.0 | 109 | No | +1 641-990-8595 |
| 5 | US Motors95 Northeast 47th Place | 4.9 | 138 | No | +1 515-723-0273 |
| 6 | Kia of Des Moines4475 Merle Hay Road | 4.7 | 6,354 | No | +1 515-270-0706 |
| 7 | Capital City Motor Company2110 East University Avenue | 4.6 | 3,013 | No | +1 515-265-1467 |
| 8 | Tom's Auto Sales2136 East University Avenue | 4.6 | 1,921 | No | +1 515-262-9538 |
| 9 | Tom's West4900 Merle Hay Road | 4.6 | 794 | No | +1 515-278-0800 |
| 10 | Iowa Auto Exchange1410 Northeast Broadway Avenue | 4.6 | 691 | No | +1 515-214-2766 |
Buy Here Pay Here in Des Moines: Common Questions
What documents do I need to buy from buy here pay here dealers in Des Moines?
You need proof of income, a valid ID, and possibly proof of residence. Des Moines BHPH dealers focus on these rather than credit scores.
Can I get a truck with in-house financing in Des Moines buy here pay here lots?
Yes, several Des Moines BHPH dealers like Capital City Motor Company and CarHop Auto Sales offer trucks with in-house financing.
How do payment schedules work at Des Moines buy here pay here dealers?
Payment schedules are set by each Des Moines BHPH dealer and usually involve weekly or biweekly payments directly to the dealer.
Are credit checks required at buy here pay here dealers in Des Moines?
No, Des Moines buy here pay here dealers offer in-house financing that does not rely on credit bureaus.
Which Buy Here Pay Here Dealers Are Near Des Moines?
The nearest cities to Des Moines with listed dealers are Waterloo, IA (90 miles, 54 dealers), Cedar Rapids, IA (103 miles, 45 dealers), Omaha, NE (126 miles, 60 dealers), Sioux City, IA (156 miles, 40 dealers), Davenport, IA (157 miles, 46 dealers) and Lincoln, NE (169 miles, 61 dealers). Buyers in Des Moines often widen the search to these markets when a lot's inventory or down payment does not fit.
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