Des Moines, IA features over 12 buy here pay here (BHPH) car dealers offering used cars and trucks with in-house financing options. These local dealers like Capital City Motor Company and Byrider Des Moines provide buyers with direct financing, bypassing credit bureaus. This directory includes well-reviewed BHPH dealers in Des Moines to help buyers find reliable vehicles with manageable payment plans. Buy here pay here dealers in Des Moines work by providing in-house financing where buyers make down payments and follow set payment schedules directly to the dealer. Buyers typically need proof of income and identification rather than perfect credit scores. Comparing Des Moines BHPH dealers involves reviewing ratings, payment terms, vehicle selection, and customer feedback to choose the best fit for your needs.
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Confirmed BHPH7.4/10
Owen Auto is a buy here pay here dealership in Des Moines, IA, offering pre-owned vehicles and in-house financing for all credit levels.
Confirmed BHPH6.9/10
CarHop Auto Sales and Finance is a buy here pay here dealer in Des Moines offering cars, trucks, and SUVs with in-house financing.
Confirmed BHPH6.9/10
Aztec Motors is a Des Moines car dealer providing used vehicle sales and professional after-sales repair services six days a week.
Confirmed BHPH7.5/10
Buy Here Pay Here is a car dealer in Des Moines, Iowa, offering in-house financing and used vehicle sales to local customers.
Des Moines, Iowa has 59 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 24,331 reviews. 25 dealers score 4.5 or higher with at least 10 reviews. 0% open on Sundays. Where Des Moines dealers print a down payment on their website, the median is $2,999.
Dealers in the Des Moines list come from these surrounding towns as well as Des Moines itself. Pick one to filter the list.
You need proof of income, a valid ID, and possibly proof of residence. Des Moines BHPH dealers focus on these rather than credit scores.
Yes, several Des Moines BHPH dealers like Capital City Motor Company and CarHop Auto Sales offer trucks with in-house financing.
Payment schedules are set by each Des Moines BHPH dealer and usually involve weekly or biweekly payments directly to the dealer.
No, Des Moines buy here pay here dealers offer in-house financing that does not rely on credit bureaus.
The nearest cities to Des Moines with listed dealers are Waterloo, IA (90 miles, 54 dealers), Cedar Rapids, IA (103 miles, 45 dealers), Omaha, NE (126 miles, 57 dealers), Sioux City, IA (156 miles, 40 dealers), Davenport, IA (157 miles, 46 dealers) and Lincoln, NE (169 miles, 57 dealers). Buyers in Des Moines often widen the search to these markets when a lot's inventory or down payment does not fit.
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