Buy Here Pay Here Dealers in Minneapolis, MN

Minneapolis, MN features more than 12 buy here pay here (BHPH) car dealers offering used cars with in-house financing for local buyers. These dealerships provide a range of vehicles and flexible payment schedules to help buyers with various credit backgrounds. Buyers can find BHPH dealers in Minneapolis and nearby areas like Golden Valley, Maplewood, and Crystal listed here. Buy here pay here dealers in Minneapolis handle financing internally, allowing buyers to make payments directly to the dealership. Buyers typically need a valid ID, proof of income, and a down payment to qualify. Comparing dealers by ratings, review counts, and financing terms helps Minneapolis buyers choose the best option that fits their budget and credit needs.

  • 46 dealers
  • 6 confirmed BHPH
  • 4.3 avg rating
  • 42 open now
  • 24 rated 4.5+

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42 dealers in Minneapolis, MN (filtered)

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EXCELSIOR AUTO SALES in Hopkins

EXCELSIOR AUTO SALES

5.0(110 reviews)

Financing not verified6.2/10

Excelsior Auto Sales is a Hopkins, Minnesota car dealer providing used trucks and SUVs with a focus on transparent customer service.

Hours today
10:00 AM – 5:00 PM
Address
8660 Excelsior Blvd #200, Hopkins, MN 55343
Type
car dealer, truck dealer
Poquet Auto in Golden Valley

Poquet Auto

4.9(2,208 reviews)

Financing not verified6.9/10

Poquet Auto is a Golden Valley dealership offering inspected pre-owned vehicles and professional on-site maintenance services.

Hours today
9:00 AM – 5:00 PM
Address
800 Lilac Dr N, Golden Valley, MN 55422
Type
car repair, car dealer
Mint Motors LLC in Ramsey

Mint Motors LLC

4.9(160 reviews)

Financing not verified6.2/10

Mint Motors LLC is a Ramsey, Minnesota car dealer offering an inventory of used Buick, Dodge, and Jeep vehicles.

Hours today
10:00 AM – 7:00 PM
Address
9535 US-10, Ramsey, MN 55303
Type
car dealer
ARRC Auto in Minneapolis

ARRC Auto

4.7(102 reviews)

Financing not verified5.9/10

ARRC Auto is a buy here pay here dealership in Minneapolis, Minnesota, offering vehicle sales and in-house financing options six days a week.

Hours today
10:00 AM – 6:00 PM
Address
429 W Lake St, Minneapolis, MN 55408
Type
car dealer
RAVMOTORS in Crystal

RAVMOTORS

4.6(1,864 reviews)

Financing not verified6/10

RAVMOTORS is a Crystal, Minnesota car dealer offering vehicle sales and trade-in services with consistent weekly operating hours.

Hours today
10:00 AM – 6:00 PM
Address
5241 W Broadway, Crystal, MN 55429
Type
car dealer
Midwest Car Search in Minneapolis

Midwest Car Search

4.6(1,412 reviews)

Financing not verified6/10

Midwest Car Search is a Minneapolis car dealer offering certified pre-owned vehicles and on-site oil change services to local customers.

Hours today
9:00 AM – 5:00 PM
Address
990 Osborne Rd NE, Minneapolis, MN 55432
Type
car dealer
Jake's Auto Mall in Ham Lake

Jake's Auto Mall

4.6(958 reviews)

Confirmed BHPH7.5/10

Jake's Auto Mall is a Ham Lake buy here pay here dealership offering used vehicle sales and in-house financing for bad credit.

Hours today
10:00 AM – 7:00 PM
Address
17255 State Highway 65 Trunk Ste a, Ham Lake, MN 55304
Type
car dealer
Midwest Auto Sales in Eden Prairie

Midwest Auto Sales

4.6(769 reviews)

Financing not verified6.5/10

Midwest Auto Sales is a used car dealership in Eden Prairie, MN, offering a variety of pre-owned vehicles and detailed vehicle history documentation.

Hours today
9:00 AM – 5:00 PM
Address
7550 Corporate Way Ste 270, Eden Prairie, MN 55344
Type
car dealer
Enterprise Car Sales in Burnsville

Enterprise Car Sales

4.6(495 reviews)

Financing not verified6.5/10

Enterprise Car Sales is a Burnsville, MN dealer offering a wide selection of used cars, trucks, vans, and SUVs with professional customer service.

Hours today
9:00 AM – 7:00 PM
Address
12445 River Ridge Blvd, Burnsville, MN 55337
Type
car dealer, truck dealer
Goldengateauto in Crystal

Goldengateauto

4.6(22 reviews)

Confirmed BHPH7.2/10

Goldengateauto is a car dealer in Crystal, Minnesota, offering professional service and a selection of reliable vehicles six days a week.

Hours today
9:00 AM – 5:00 PM
Address
6048 Lakeland Ave N, Crystal, MN 55428
Type
car dealer
Perfect 10 Auto in Spring Lake Park

Perfect 10 Auto

4.5(490 reviews)

Financing not verified6.4/10

Perfect 10 Auto is a family-run dealership in Spring Lake Park, Minnesota, offering a wide selection of new and used cars and vans.

Hours today
9:00 AM – 5:00 PM
Address
926 County Hwy 10, Spring Lake Park, MN 55432
Type
car dealer
Christy Motors in Minneapolis

Christy Motors

4.5(178 reviews)

Financing not verified5.8/10

Christy Motors is a Minneapolis-based buy here pay here dealership offering pre-owned vehicle sales, in-house financing, and professional maintenance services.

Hours today
9:00 AM – 6:00 PM
Address
5272 W Broadway, Minneapolis, MN 55429
Type
car dealer
Luther Buys Cars in Brooklyn Park

Luther Buys Cars

4.5(75 reviews)

Financing not verified6.3/10

Luther Buys Cars is a Brooklyn Park dealership that sells used vehicles and purchases cars directly from the public.

Hours today
9:00 AM – 6:00 PM
Address
7417 Brooklyn Blvd Ste b, Brooklyn Park, MN 55443
Type
truck dealer, car dealer
Nice Cars Auto INC in Minneapolis

Nice Cars Auto INC

4.5(47 reviews)

Financing not verified5.7/10

Nice Cars Auto INC is a Minneapolis-based car dealer providing used vehicle sales and on-site maintenance services to the local community.

Hours today
9:00 AM – 7:00 PM
Address
3650 Central Ave NE, Minneapolis, MN 55418
Type
car dealer

How Many Buy Here Pay Here Dealers Are in Minneapolis, MN?

Minneapolis, Minnesota has 46 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 19,839 reviews. 24 dealers score 4.5 or higher with at least 10 reviews. 0% open on Sundays. 44 of them publish a website with their financing terms.

Which Areas of Minneapolis Have Buy Here Pay Here Dealers?

22 dealers in the Minneapolis list sit in surrounding towns rather than Minneapolis itself. The areas with the most are Crystal (3). Pick an area to see only its dealers, with directions from Minneapolis.

How Buy Here Pay Here Works in Minneapolis, MN

What to expect from Minneapolis dealers
How to choose a dealer in Minneapolis
  • Check Minneapolis BHPH dealer ratings and customer reviews for reliability.
  • Compare down payment requirements among Minneapolis dealers.
  • Look for flexible payment schedules offered by Minneapolis BHPH dealers.
  • Verify Minneapolis dealer locations for convenient access and service.
  • Confirm the types of vehicles available at Minneapolis buy here pay here lots.

Buy Here Pay Here in Minneapolis: Common Questions

What documents do I need to buy from a buy here pay here dealer in Minneapolis?

You generally need a valid ID, proof of income, and a down payment to buy from a Minneapolis BHPH dealer. These documents help the dealer set up your in-house financing and payment schedule.

How does in-house financing work at Minneapolis buy here pay here dealers?

In-house financing means Minneapolis dealers lend directly to buyers without involving credit bureaus. Buyers make payments to the dealer according to an agreed schedule.

Can I find used trucks at Minneapolis buy here pay here dealerships?

Yes, several Minneapolis area BHPH dealers like DriveTime Used Cars and CarHop Auto Sales offer used trucks alongside cars for sale.

Are payment schedules flexible at Minneapolis buy here pay here car dealerships?

Many Minneapolis BHPH dealers provide flexible payment schedules tailored to buyers’ income and budget, helping them manage payments more easily.

Which Buy Here Pay Here Dealers Are Near Minneapolis?

The nearest cities to Minneapolis with listed dealers are St. Paul, MN (9 miles, 53 dealers), Bloomington, MN (10 miles, 41 dealers), Rochester, MN (77 miles, 51 dealers), Duluth, MN (137 miles, 35 dealers), Waterloo, IA (178 miles, 54 dealers) and Sioux Falls, SD (198 miles, 55 dealers). Buyers in Minneapolis often widen the search to these markets when a lot's inventory or down payment does not fit.

More Minnesota cities

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