Buy Here Pay Here Dealers in Minneapolis, MN

Minneapolis, MN features more than 12 buy here pay here (BHPH) car dealers offering used cars with in-house financing for local buyers. These dealerships provide a range of vehicles and flexible payment schedules to help buyers with various credit backgrounds. Buyers can find BHPH dealers in Minneapolis and nearby areas like Golden Valley, Maplewood, and Crystal listed here. Buy here pay here dealers in Minneapolis handle financing internally, allowing buyers to make payments directly to the dealership. Buyers typically need a valid ID, proof of income, and a down payment to qualify. Comparing dealers by ratings, review counts, and financing terms helps Minneapolis buyers choose the best option that fits their budget and credit needs.

  • 46 dealers
  • 6 confirmed BHPH
  • 4.3 avg rating
  • 19 open now
  • 24 rated 4.5+

Published · Updated

2 dealers in Golden Valley (Minneapolis area)

Showing only dealers with a Golden Valley address. All Minneapolis dealers.

Show
Poquet Auto in Golden Valley

Poquet Auto

4.9(2,208 reviews)

Financing not verified6.9/10

Poquet Auto is a Golden Valley dealership offering inspected pre-owned vehicles and professional on-site maintenance services.

Hours today
9:00 AM – 6:00 PM
Address
800 Lilac Dr N, Golden Valley, MN 55422
Type
car repair, car dealer
Minnesota Auto Sales in Golden Valley

Minnesota Auto Sales

4.5(186 reviews)

Financing not verified5.8/10

Minnesota Auto Sales is a family-owned dealership in Golden Valley, Minnesota, offering used vehicle sales and financing assistance to local buyers.

Address
2420 Nevada Ave N, Golden Valley, MN 55427
Type
car dealer

How Many Buy Here Pay Here Dealers Are in Minneapolis, MN?

Minneapolis, Minnesota has 46 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 19,839 reviews. 24 dealers score 4.5 or higher with at least 10 reviews. 0% open on Sundays. 44 of them publish a website with their financing terms.

Which Areas of Minneapolis Have Buy Here Pay Here Dealers?

22 dealers in the Minneapolis list sit in surrounding towns rather than Minneapolis itself. The areas with the most are Crystal (3). Pick an area to see only its dealers, with directions from Minneapolis.

How Buy Here Pay Here Works in Minneapolis, MN

What to expect from Minneapolis dealers
How to choose a dealer in Minneapolis
  • Check Minneapolis BHPH dealer ratings and customer reviews for reliability.
  • Compare down payment requirements among Minneapolis dealers.
  • Look for flexible payment schedules offered by Minneapolis BHPH dealers.
  • Verify Minneapolis dealer locations for convenient access and service.
  • Confirm the types of vehicles available at Minneapolis buy here pay here lots.

Buy Here Pay Here in Minneapolis: Common Questions

What documents do I need to buy from a buy here pay here dealer in Minneapolis?

You generally need a valid ID, proof of income, and a down payment to buy from a Minneapolis BHPH dealer. These documents help the dealer set up your in-house financing and payment schedule.

How does in-house financing work at Minneapolis buy here pay here dealers?

In-house financing means Minneapolis dealers lend directly to buyers without involving credit bureaus. Buyers make payments to the dealer according to an agreed schedule.

Can I find used trucks at Minneapolis buy here pay here dealerships?

Yes, several Minneapolis area BHPH dealers like DriveTime Used Cars and CarHop Auto Sales offer used trucks alongside cars for sale.

Are payment schedules flexible at Minneapolis buy here pay here car dealerships?

Many Minneapolis BHPH dealers provide flexible payment schedules tailored to buyers’ income and budget, helping them manage payments more easily.

Which Buy Here Pay Here Dealers Are Near Minneapolis?

The nearest cities to Minneapolis with listed dealers are St. Paul, MN (9 miles, 53 dealers), Bloomington, MN (10 miles, 41 dealers), Rochester, MN (77 miles, 51 dealers), Duluth, MN (137 miles, 35 dealers), Waterloo, IA (178 miles, 54 dealers) and Sioux Falls, SD (198 miles, 53 dealers). Buyers in Minneapolis often widen the search to these markets when a lot's inventory or down payment does not fit.

More Minnesota cities

Missing a dealer? Suggest a listing.