Jake's Auto Mall
Jake's Auto Mall is a Ham Lake buy here pay here dealership offering used vehicle sales and in-house financing for bad credit.
Published · Details verified · Updated

Google rating
4.6 / 5
Reviews
958
Hours today
10:00 AM – 6:00 PM
Best for
Used car buyers in Minnesota seeking in-house financing options for bad credit.
About Jake's Auto Mall
Jake's Auto Mall is a buy here pay here dealer at 17255 State Highway 65 Trunk Ste a in Ham Lake, Minnesota. The dealership sells a variety of used vehicles including sedans, trucks, and SUVs. It provides in-house financing options specifically designed for individuals with bad credit.
The dealership operates six days a week, opening at 10:00 AM daily and closing at 6:00 PM Monday through Thursday, 7:00 PM on Fridays, and 3:00 PM on Saturdays. Customers can contact the sales team at 763-280-3086 or visit their website for more information on current inventory and financing processes.
What financing does Jake's Auto Mall offer?
- In-house financing
- No credit check
- Bad or no credit welcome
- Warranty offered
- Low or zero down options
What does Jake's Auto Mall offer?
- Buy here pay here financing
- Used car sales
- Bad credit financing
- In-house financing
Why customers choose Jake's Auto Mall
In-house financing accessibility
Variable customer service experiences
Diverse vehicle inventory
- In-house financing available for bad credit
- Inventory includes sedans, trucks, and SUVs
- Open six days a week including Saturdays
- Located on State Highway 65 in Ham Lake
When is Jake's Auto Mall open?
| Monday | 10:00 AM – 6:00 PM |
| Tuesday | 10:00 AM – 6:00 PM |
| Wednesday | 10:00 AM – 6:00 PM |
| Thursday | 10:00 AM – 6:00 PM |
| Friday | 10:00 AM – 7:00 PM |
| Saturday | 10:00 AM – 3:00 PM |
| Sunday | Closed |
Where is Jake's Auto Mall located?
17255 State Highway 65 Trunk Ste a, Ham Lake, MN 55304What do customers say about Jake's Auto Mall?
Jake’s Auto Mall is a great option if you’re looking for an affordable used car. Limited warranty on select cars which most used dealerships don’t offer! Helpful and reasonable staff. Great with accountability, if there is any issues with a car, Jake’s will make it right. In house financing, and are very big on communication. A great selection of cars, sedans, trucks, suvs, auto, manual, etc. No credit check required, perfect for someone who may be financially struggling, all they require is proof of income.
Great lil spot. Friendly service. Not too much time spent. Bathroom was so clean and comfortable, nice n cozy decorations. Would come back
They took very good care of my family and put them in the perfect car..fast process and reasonable prices highly recommend it..
Once again I came back and got another car and once again I’m leaving happy!! Update: Yeah I take it all back what I said! I’ve had the car 32 days and now have to spend $650 to fix an issue they should have fixed before the car was sold! But I quote “ we did a full inspection” but don’t have a report to show me what was done! They also stated “ the only things that needed to be done was a seat and two tires” I brought to they attention that the abs light and traction light was on! Took the car to menieke to get looked at! Menieke stated that it needs a couple wheel bearings and two tires but “ they replaced two tires”. Which brings me to the issue today I contacted them letting them know that the car was over heating and that it needs a new radiator and it look like the car had been in a accident before because the bumper was stapled “ which they said they didn’t do” but now the bottom of the bumper is zipped tied down!! So it’s my problem that the radiator is pushed back and it needs to be replaced! But mind yall I’m a repeat customer! This will be the last time I do any type of business with them if they don’t make this right! Please read how they talk to they “ returning customers” Update 2: Now that I've paid the $650 because they didn't want to cover the cost what a joke! They have since no responded to my messages! Looks like I have to take it a step further I tried to be nice and handle this now we are headed to all over social media! I don't like slandering business but I refuse to pay $650 for something that i didn't cause. Then apparently " i was the joke of the day" Well I would laugh to but God don't like ugly now we about carry. I gave them a chance to make it right
THEY WANT YOUR REVIEW RIGHT AFTER PURCHASE SO THEY STACK UP GOOD REVIEWS TO COVER THE BAD ONES. Please use the filter to look at all the bad ones. The staff here post a ton of good reviews also. Very shady One of the worst and most stressful experiences I’ve ever had with a dealership. Please run theirs many other buy here pay here’s that are actually responsible and respectful. I purchased a 2011 Buick Regal from them and almost immediately the car started having major mechanical problems. The vehicle jerked violently at stop lights, stalled while driving, shook aggressively at idle, lost engine power, hesitated badly while accelerating, and developed loud rattling/ticking noises from the engine. At one point the dashboard even displayed “Engine Power Reduced,” and the car became so unreliable that I was genuinely afraid of getting stranded somewhere. I tried to work with the dealership professionally and gave them multiple chances to make things right. They admitted there were timing-related engine issues and performed repairs, yet the exact same problems returned almost immediately after I got the vehicle back. The car continued shutting off, jerking hard enough to shake the entire vehicle, and driving unpredictably. After all of this, they simply decided to cancel the sale altogether and leave me completely without a vehicle. No replacement options, no real effort to help with transportation, and no willingness to stand behind the vehicle long-term despite the issues appearing almost immediately after purchase. The warranty and “support” only seemed to matter until the problems became expensive. The entire situation felt like once the problems became too serious, they just wanted the vehicle back instead of honoring the spirit of the deal or making the situation right for the customer. I understand older vehicles can have issues, but this was far beyond normal wear and tear. This experience cost me an incredible amount of stress and wasted time, and I would strongly encourage anyone considering buying from here to get a FULL independent inspection before signing anything and to be extremely cautious about what promises are actually backed up when problems arise. started having major mechanical problems. The vehicle jerked violently at stop lights, stalled while driving, shook aggressively at idle, lost engine power, hesitated badly while accelerating, and developed loud rattling/ticking noises from the engine. At one point the dashboard even displayed “Engine Power Reduced,” and the car became so unreliable that I was genuinely afraid of getting stranded somewhere. What made the situation even worse was the attitude and communication throughout the process. Instead of showing concern or empathy after selling a vehicle with serious problems, the responses became cold, dismissive, and argumentative. There was never a real apology for the amount of stress, lost time, inconvenience, and uncertainty this caused. The entire situation felt like once the problems became too serious, they just wanted the vehicle back instead of honoring the spirit of the deal or making the situation right for the customer.
Questions about Jake's Auto Mall
Does Jake's Auto Mall offer in-house financing?
Jake's Auto Mall offers in-house financing to customers, including those with bad credit.
What are the business hours for Jake's Auto Mall?
Jake's Auto Mall is open Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 10:00 AM to 7:00 PM, and Saturday from 10:00 AM to 3:00 PM.
Where is Jake's Auto Mall located?
Jake's Auto Mall is located at 17255 State Highway 65 Trunk Ste a, Ham Lake, MN 55304.



