Fargo, ND features more than 12 buy here pay here (BHPH) dealers offering a range of used cars and trucks. These local Fargo dealers provide options for buyers who need flexible credit solutions and prefer to finance vehicles directly through the dealership. Popular Fargo dealerships include Corwin Public Wholesale, Luther Family Buick GMC, and Valley Imports, among others.
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Financing not verified5.7/10
Bass Auto is a Fargo-based car dealer and automotive repair shop offering used vehicle sales and experienced mechanical services.
Financing not verified5.2/10
Good Auto Sales LLC is a car dealership and auto body repair shop located in Fargo, North Dakota, open Monday through Saturday.
Financing not verified5.2/10
Fancy Auto Sales is a buy here pay here dealer in Fargo, North Dakota, open Monday through Saturday for vehicle sales.
Financing not verified5.6/10
Northstar Auto Brokers is a Fargo, North Dakota car dealer offering quality used vehicles and professional customer service six days a week.
Financing not verified5.4/10
Riji Auto Sales is a Fargo car dealership offering quality used vehicles and professional mechanical repair services six days a week.
Financing not verified6.4/10
F F Fisher Sales & Leasing is a Fargo dealership providing used car sales, equipment leasing, and personalized financing options for local customers.
Financing not verified5.8/10
Good News Auto Sales is a Fargo, ND car dealer providing vehicle sales and repair services from Monday to Friday.
Financing not verified6.6/10
Kia of Fargo is a car dealership and service center located in Fargo, North Dakota, specializing in new vehicle sales and automotive maintenance.
Financing not verified6.6/10
Mazda of Fargo is a car dealership in Fargo, North Dakota, offering new and used vehicle sales alongside an on-site service center.
Financing not verified6.5/10
Nick's Auto Sales is a Moorhead, Minnesota dealership offering a variety of used trucks, Subarus, and Fords with professional customer service.
Financing not verified5.8/10
Interstate Motorcar is a Fargo, North Dakota dealership specializing in the sale of new and pre-owned GMC trucks.
Financing not verified5.2/10
Carpenter's Auto Center LLC is a Fargo-based car dealer providing vehicle sales with over 20 years of experience in the community.
Financing not verified5.1/10
Dean's Auto Sales is a car dealership in Fargo, North Dakota, offering used vehicle sales six days a week.
Financing not verified6/10
Luther Family Buick GMC is a Fargo-based dealership offering new and used vehicle sales, professional repair services, and an on-site car wash.
Financing not verified5.9/10
Corwin Pre-Owned is a car dealership in Moorhead, Minnesota, offering vehicle sales, auto repairs, and detailing services six days a week.
Financing not verified5.9/10
New Day Auto Sales is a Fargo-based dealership offering used vehicle sales and automotive repair services six days a week.
Financing not verified5.7/10
Used-A-Bit Auto is a car dealer in Fargo, North Dakota, offering vehicle sales and warranty options during weekday business hours.
Bad-credit financing6.7/10
The Auto Spot is a West Fargo car dealer providing pre-owned vehicles and personalized customer service six days a week.
Financing not verified6.2/10
Valley Imports is a Mitsubishi dealership in Fargo, North Dakota, providing new vehicle sales and comprehensive automotive maintenance services.
Financing not verified6.4/10
Luther Family Ford is a Fargo, North Dakota dealership offering new and used Ford vehicles, trucks, and professional automotive maintenance services.
Fargo, North Dakota has 54 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 22,428 reviews. 21 dealers score 4.5 or higher with at least 10 reviews. 4% open on Sundays. 41 of them publish a website with their financing terms.
11 dealers in the Fargo list sit in surrounding towns rather than Fargo itself. The areas with the most are West Fargo (6) and Moorhead (5). Pick an area to see only its dealers, with directions from Fargo.
Buy here pay here dealers in Fargo work by offering in-house financing with payment schedules tailored to individual buyers. Customers typically need a valid ID, proof of income, and a down payment to qualify. Comparing Fargo BHPH dealers involves reviewing their vehicle selection, customer ratings, financing terms, and payment plans to find the best fit for your needs.
You need a valid ID, proof of income, and a down payment. Fargo dealers require these to set up in-house financing and payment schedules.
Most Fargo BHPH dealers do not report payments to credit bureaus. This means timely payments may not improve your credit score but missing payments can affect your vehicle ownership.
Many Fargo BHPH dealers accept trade-ins. This can reduce your down payment and help you qualify for in-house financing.
Fargo dealers offer flexible payment schedules, often weekly or biweekly, to fit buyer budgets. Terms vary by dealer and should be confirmed before purchase.
The nearest cities to Fargo with listed dealers are Minneapolis, MN (214 miles, 46 dealers), Bloomington, MN (219 miles, 41 dealers), Duluth, MN (222 miles, 35 dealers), St. Paul, MN (222 miles, 53 dealers), Sioux Falls, SD (230 miles, 55 dealers) and Rochester, MN (288 miles, 51 dealers). Buyers in Fargo often widen the search to these markets when a lot's inventory or down payment does not fit.
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