#1Buy Here Pay Here Dealers in Fargo, ND
Fargo, ND features more than 12 buy here pay here (BHPH) dealers offering a range of used cars and trucks. These local Fargo dealers provide options for buyers who need flexible credit solutions and prefer to finance vehicles directly through the dealership. Popular Fargo dealerships include Corwin Public Wholesale, Luther Family Buick GMC, and Valley Imports, among others.
- 54 dealers
- 3 confirmed BHPH
- 4.3 avg rating
- 49 open now
- 21 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Fargo
54 dealers in Fargo, ND
Bass Auto
Financing not verified5.7/10
Bass Auto is a Fargo-based car dealer and automotive repair shop offering used vehicle sales and experienced mechanical services.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 1142 11th St N, Fargo, ND 58102
- Type
- car dealer
Good Auto Sales LLC
Financing not verified5.2/10
Good Auto Sales LLC is a car dealership and auto body repair shop located in Fargo, North Dakota, open Monday through Saturday.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 310 39th St N, Fargo, ND 58102
- Type
- car dealer
Fancy auto sales
Financing not verified5.2/10
Fancy Auto Sales is a buy here pay here dealer in Fargo, North Dakota, open Monday through Saturday for vehicle sales.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4402 27 St N #7, Fargo, ND 58102
Northstar Auto Brokers
Financing not verified5.6/10
Northstar Auto Brokers is a Fargo, North Dakota car dealer offering quality used vehicles and professional customer service six days a week.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1417 7th Ave N #2, Fargo, ND 58102
- Type
- car dealer
Riji Auto Sales
Financing not verified5.4/10
Riji Auto Sales is a Fargo car dealership offering quality used vehicles and professional mechanical repair services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 4258 3rd Ave N, Fargo, ND 58102
- Type
- car dealer
F F Fisher Sales & Leasing
Financing not verified6.4/10
F F Fisher Sales & Leasing is a Fargo dealership providing used car sales, equipment leasing, and personalized financing options for local customers.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 500 40th St S, Fargo, ND 58103
- Type
- car dealer, finance
Good News Auto Sales
Financing not verified5.8/10
Good News Auto Sales is a Fargo, ND car dealer providing vehicle sales and repair services from Monday to Friday.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 1617 Main Ave, Fargo, ND 58103
- Type
- car dealer, car repair
Kia of Fargo
Financing not verified6.6/10
Kia of Fargo is a car dealership and service center located in Fargo, North Dakota, specializing in new vehicle sales and automotive maintenance.
- Hours today
- 8:30 AM – 7:00 PM
- Address
- 140 40th St S, Fargo, ND 58103
- Type
- car repair, car dealer
Mazda of Fargo
Financing not verified6.6/10
Mazda of Fargo is a car dealership in Fargo, North Dakota, offering new and used vehicle sales alongside an on-site service center.
- Hours today
- 8:30 AM – 7:00 PM
- Address
- 3901 2nd Ave S, Fargo, ND 58103
- Type
- auto parts store, car repair
Nick's Auto Sales
Financing not verified6.5/10
Nick's Auto Sales is a Moorhead, Minnesota dealership offering a variety of used trucks, Subarus, and Fords with professional customer service.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 725 32nd Ave S, Moorhead, MN 56560
- Type
- car dealer
Interstate Motorcar
Financing not verified5.8/10
Interstate Motorcar is a Fargo, North Dakota dealership specializing in the sale of new and pre-owned GMC trucks.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 330 40th St S, Fargo, ND 58103
- Type
- car dealer
Carpenter's Auto Center LLC
Financing not verified5.2/10
Carpenter's Auto Center LLC is a Fargo-based car dealer providing vehicle sales with over 20 years of experience in the community.
- Hours today
- 9:30 AM – 6:30 PM
- Address
- 102 University Dr S, Fargo, ND 58103
- Type
- car dealer
Dean's Auto Sales
Financing not verified5.1/10
Dean's Auto Sales is a car dealership in Fargo, North Dakota, offering used vehicle sales six days a week.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 21 University Dr S, Fargo, ND 58103
- Type
- car dealer
Luther Family Buick GMC
Financing not verified6/10
Luther Family Buick GMC is a Fargo-based dealership offering new and used vehicle sales, professional repair services, and an on-site car wash.
- Hours today
- 8:00 AM – 8:00 PM
- Address
- 3202 36th St S, Fargo, ND 58104
- Type
- car dealer
Corwin Pre-Owned
Financing not verified5.9/10
Corwin Pre-Owned is a car dealership in Moorhead, Minnesota, offering vehicle sales, auto repairs, and detailing services six days a week.
- Hours today
- 8:30 AM – 8:00 PM
- Address
- 2951 11th St S, Moorhead, MN 56560
- Type
- car dealer, auto parts store
New Day Auto Sales
Financing not verified5.9/10
New Day Auto Sales is a Fargo-based dealership offering used vehicle sales and automotive repair services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 4554 7th Ave S, Fargo, ND 58103
- Type
- car dealer
Used-A-Bit Auto
Financing not verified5.7/10
Used-A-Bit Auto is a car dealer in Fargo, North Dakota, offering vehicle sales and warranty options during weekday business hours.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 2105 Main Ave Ste b, Fargo, ND 58103
- Type
- car dealer
The Auto Spot
Bad-credit financing6.7/10
The Auto Spot is a West Fargo car dealer providing pre-owned vehicles and personalized customer service six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 96 5th St E, West Fargo, ND 58078
- Type
- car dealer
Valley Imports | Mitsubishi Dealership
Financing not verified6.2/10
Valley Imports is a Mitsubishi dealership in Fargo, North Dakota, providing new vehicle sales and comprehensive automotive maintenance services.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 402 40th St S, Fargo, ND 58103
- Type
- car dealer
Luther Family Ford
Financing not verified6.4/10
Luther Family Ford is a Fargo, North Dakota dealership offering new and used Ford vehicles, trucks, and professional automotive maintenance services.
- Hours today
- 8:00 AM – 8:00 PM
- Address
- 3302 36th St S, Fargo, ND 58104
- Type
- auto parts store, truck dealer
How Many Buy Here Pay Here Dealers Are in Fargo, ND?
Fargo, North Dakota has 54 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 22,428 reviews. 21 dealers score 4.5 or higher with at least 10 reviews. 4% open on Sundays. 41 of them publish a website with their financing terms.
Which Areas of Fargo Have Buy Here Pay Here Dealers?
11 dealers in the Fargo list sit in surrounding towns rather than Fargo itself. The areas with the most are West Fargo (6) and Moorhead (5). Pick an area to see only its dealers, with directions from Fargo.
How Buy Here Pay Here Works in Fargo, ND
What to expect from Fargo dealers
Buy here pay here dealers in Fargo work by offering in-house financing with payment schedules tailored to individual buyers. Customers typically need a valid ID, proof of income, and a down payment to qualify. Comparing Fargo BHPH dealers involves reviewing their vehicle selection, customer ratings, financing terms, and payment plans to find the best fit for your needs.
How to choose a dealer in Fargo
- Check Fargo dealer ratings and customer reviews for reliability.
- Compare vehicle selection at Fargo BHPH dealerships to find the right car.
- Review in-house financing terms offered by Fargo dealers carefully.
- Consider the down payment and payment schedule options available in Fargo.
- Verify the dealer’s location in Fargo for convenient service and support.
Which Buy Here Pay Here Dealers in Fargo Are Rated Highest?
Kia of Fargo ranks first among Fargo dealers with a 4.7 Google rating from 2,532 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Kia of Fargo140 40th Street South | 4.7 | 2,532 | No | +1 701-436-9195 |
| 2 | Mazda of Fargo3901 2nd Avenue South | 4.7 | 1,685 | No | +1 701-419-8272 |
| 3 | Nick's Auto Sales725 32nd Avenue South | 4.7 | 263 | No | +1 218-512-1002 |
| 4 | Luther Family Buick GMC3202 36th Street South | 4.6 | 1,511 | No | +1 701-214-4503 |
| 5 | Riji Auto Sales4258 3rd Avenue North | 4.9 | 39 | No | +1 701-730-4904 |
| 6 | Corwin Pre-Owned2951 11th Street South | 4.6 | 152 | No | +1 218-359-2626 |
| 7 | Luther Family Ford3302 36th Street South | 4.5 | 2,325 | No | +1 701-282-2350 |
| 8 | New Day Auto Sales4554 7th Avenue South | 4.6 | 132 | No | +1 701-412-1011 |
| 9 | F F Fisher Sales & Leasing500 40th Street South | 4.9 | 35 | No | +1 701-282-2324 |
| 10 | Gateway Nissan441 38th Street South | 4.5 | 780 | No | +1 701-282-5522 |
Buy Here Pay Here in Fargo: Common Questions
What documents do I need to buy from a buy here pay here dealer in Fargo?
You need a valid ID, proof of income, and a down payment. Fargo dealers require these to set up in-house financing and payment schedules.
Do buy here pay here dealers in Fargo report to credit bureaus?
Most Fargo BHPH dealers do not report payments to credit bureaus. This means timely payments may not improve your credit score but missing payments can affect your vehicle ownership.
Can I trade in my car at a buy here pay here dealer in Fargo?
Many Fargo BHPH dealers accept trade-ins. This can reduce your down payment and help you qualify for in-house financing.
How do payment schedules work at Fargo buy here pay here dealers?
Fargo dealers offer flexible payment schedules, often weekly or biweekly, to fit buyer budgets. Terms vary by dealer and should be confirmed before purchase.
Which Buy Here Pay Here Dealers Are Near Fargo?
The nearest cities to Fargo with listed dealers are Minneapolis, MN (214 miles, 46 dealers), Bloomington, MN (219 miles, 41 dealers), Duluth, MN (222 miles, 35 dealers), St. Paul, MN (222 miles, 53 dealers), Sioux Falls, SD (230 miles, 55 dealers) and Rochester, MN (288 miles, 51 dealers). Buyers in Fargo often widen the search to these markets when a lot's inventory or down payment does not fit.
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