#1Buy Here Pay Here Dealers in Santa Fe, NM
Santa Fe, NM features 12+ buy here pay here dealers that offer in-house financing for used cars, trucks, and SUVs. These Santa Fe dealers provide local buyers with options to purchase vehicles without relying on traditional credit bureaus. Popular dealers include Capitol Ford, Lithia Chrysler Dodge Jeep RAM FIAT of Santa Fe, and AutoSavvy Santa Fe, all serving the Santa Fe area with diverse inventory and customer reviews. Buy here pay here dealers in Santa Fe work by offering in-house financing directly to buyers, often requiring a down payment and allowing flexible payment schedules. Buyers in Santa Fe typically need proof of income, a valid ID, and a down payment to qualify. Comparing Santa Fe BHPH dealers involves looking at their vehicle selection, customer ratings, payment terms, and transparency to find the best fit for your budget and credit situation.
- 43 dealers
- 2 confirmed BHPH
- 4.4 avg rating
- 40 open now
- $1,000 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Santa Fe
43 dealers in Santa Fe, NM
Santa Fe Online Auto Sales LLC
Financing not verified6.8/10
Santa Fe Online Auto Sales LLC is a highly rated car dealership in Santa Fe, New Mexico, open seven days a week.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 1406 2nd St A, Santa Fe, NM 87505
- Type
- car dealer
Latinos Auto Sales LLC
Financing not verified5.1/10
Latinos Auto Sales LLC is a car dealer in Santa Fe, NM, offering pre-owned vehicle sales and customer-focused service six days a week.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 1370 Cerrillos Rd, Santa Fe, NM 87505
- Type
- car dealer
Sandia Car Sales LLC
Financing not verified6.7/10
Sandia Car Sales LLC is an Albuquerque car dealer offering a selection of used trucks, vans, and flatbeds with professional customer service.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 7519 Central Ave NE, Albuquerque, NM 87108
- Type
- car dealer
City Different Auto
Financing not verified5.9/10
City Different Auto is a Santa Fe car dealer and repair shop located at 2850 Rufina St Ste G, open Monday through Friday.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 2850 Rufina St Ste G, Santa Fe, NM 87507
- Type
- car repair, car dealer
Land Rover Santa Fe
Financing not verified6.7/10
Land Rover Santa Fe is a dealership in Santa Fe, New Mexico, offering new and certified pre-owned vehicles alongside professional repair and collision services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2582 Camino Entrada, Santa Fe, NM 87507
- Type
- car dealer
Santa Fe Exclusive
Financing not verified6.5/10
Santa Fe Exclusive is a highly-rated repair shop in Santa Fe, New Mexico, specializing in Honda and Acura maintenance and complex mechanical services.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 2810 Siler Ln, Santa Fe, NM 87507
- Type
- car repair, car dealer
Fiesta Hyundai
Financing not verified6.6/10
Fiesta Hyundai is a Santa Fe dealership offering new and used vehicle sales along with professional car repair and maintenance services.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 1955 St Michaels Dr, Santa Fe, NM 87505
- Type
- auto parts store, truck dealer
Great Little Cars
Financing not verified6.1/10
Great Little Cars is a used car dealership in Santa Fe, NM, offering a variety of vehicles and on-site repair services.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 500 Cordova Rd, Santa Fe, NM 87505
- Type
- car dealer
CARMANNY - Used Car Sales & Service
Financing not verified6.3/10
CARMANNY - Used Car Sales & Service is a Santa Fe dealership offering pre-owned vehicles and mechanical services with a focus on customer transparency.
- Hours today
- 8:00 AM – 5:30 PM
- Address
- 2917 D Agua Fria St, Santa Fe, NM 87507
- Type
- car dealer
Guzman Auto Sales
Financing not verified6.3/10
Guzman Auto Sales is a Santa Fe buy here pay here dealership providing used vehicles and in-house financing options for local customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1803 Cerrillos Rd, Santa Fe, NM 87505
- Type
- car dealer
Beto's Auto Sales
Confirmed BHPH7.1/10
Beto's Auto Sales is a car dealer in Santa Fe, New Mexico, offering vehicle sales and professional customer service during weekday business hours.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 1327 Rufina Cir, Santa Fe, NM 87507
- Type
- car dealer
Santa Fe Kia
Financing not verified6.5/10
Santa Fe Kia is a dealership in Santa Fe, New Mexico, providing new and used vehicle sales, financing, and professional automotive maintenance services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1701 St Michaels Dr, Santa Fe, NM 87505
- Type
- car repair, car dealer
Subaru of Santa Fe
Financing not verified6.5/10
Subaru of Santa Fe is a car dealership in Santa Fe, New Mexico, offering new and used vehicle sales, auto parts, and repair services.
- Hours today
- 8:30 AM – 7:00 PM
- Address
- 7511B Cerrillos Rd, Santa Fe, NM 87507
- Type
- tire shop, market
Octane GMC of Santa Fe
Bad-credit financing7/10
Octane GMC of Santa Fe is a car dealership in Santa Fe, NM, specializing in new GMC vehicles and certified pre-owned models.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2721 Cerrillos Rd, Santa Fe, NM 87507
- Type
- truck dealer, car repair
Fiesta Nissan
Financing not verified6/10
Fiesta Nissan is a car dealership in Santa Fe, NM offering Nissan vehicle sales, professional maintenance services, and a dedicated parts department.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 2005 St Michael's Drive, Santa Fe, NM 87505
- Type
- car dealer
AutoSavvy Santa Fe
Financing not verified6.5/10
AutoSavvy Santa Fe is a used car dealer in Santa Fe, New Mexico, offering a wide selection of trucks, SUVs, vans, and cars.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 4470 Cerrillos Rd, Santa Fe, NM 87507
- Type
- truck dealer, car dealer
Santa Fe Mazda
Bad-credit financing7/10
Santa Fe Mazda is a car dealership in Santa Fe, New Mexico, offering new Mazda vehicles and professional sales support six days a week.
- Hours today
- 8:30 AM – 7:30 PM
- Address
- 2704 Cerrillos Rd, Santa Fe, NM 87507
- Type
- market, truck dealer
Lexus of Santa Fe
Financing not verified6.5/10
Lexus of Santa Fe is a car dealership in Santa Fe, New Mexico, offering new and used vehicle sales alongside professional automotive repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 6824 Cerrillos Rd, Santa Fe, NM 87507
- Type
- car dealer
Santa Fe BMW
Financing not verified6.5/10
Santa Fe BMW is a car dealership in Santa Fe, New Mexico, offering new and used vehicle sales, automotive financing, and professional repair services.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 2578 Camino Entrada, Santa Fe, NM 87507
- Type
- car dealer
All Terrain Motors
Bad-credit financing6.8/10
All Terrain Motors is a buy here pay here dealer in Santa Fe providing used vehicles and guaranteed financing options.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3281 Cerrillos Rd B, Santa Fe, NM 87507
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Santa Fe, NM?
Santa Fe, New Mexico has 43 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.4 across 22,827 reviews. 22 dealers score 4.5 or higher with at least 10 reviews. 10% open on Sundays. Where Santa Fe dealers print a down payment on their website, the median is $1,000.
How Buy Here Pay Here Works in Santa Fe, NM
What to expect from Santa Fe dealers
How to choose a dealer in Santa Fe
- Check Santa Fe dealer customer reviews and ratings before deciding.
- Compare in-house financing terms offered by Santa Fe buy here pay here dealers.
- Verify the vehicle selection available at each Santa Fe BHPH dealership.
- Ask about down payment requirements from Santa Fe dealers upfront.
- Confirm flexible payment schedules that fit your budget in Santa Fe.
- Visit multiple Santa Fe dealers to compare transparency and service.
Which Buy Here Pay Here Dealers in Santa Fe Are Rated Highest?
Land Rover Santa Fe ranks first among Santa Fe dealers with a 4.8 Google rating from 480 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Land Rover Santa Fe2582 Camino Entrada | 4.8 | 480 | No | +1 505-474-0888 |
| 2 | Sandia Car Sales LLC7519 Central Avenue Northeast | 4.9 | 151 | No | +1 505-595-6677 |
| 3 | Fiesta Hyundai1955 Saint Michaels Drive | 4.7 | 995 | No | +1 505-578-8826 |
| 4 | Great Little Cars500 Cordova Road | 4.7 | 349 | No | +1 505-992-8122 |
| 5 | Santa Fe Online Auto Sales LLC1406 2nd Street | 5.0 | 50 | Yes | +1 505-930-5203 |
| 6 | Santa Fe Kia1701 Saint Michaels Drive | 4.6 | 1,776 | No | +1 505-302-2806 |
| 7 | Subaru of Santa Fe7511B Cerrillos Road | 4.6 | 1,692 | No | +1 505-471-7007 |
| 8 | Octane GMC of Santa Fe2721 Cerrillos Road | 4.6 | 1,683 | No | +1 505-303-1960 |
| 9 | Fiesta Nissan2005 St Michael's Drive | 4.6 | 1,536 | No | +1 505-578-8923 |
| 10 | AutoSavvy Santa Fe4470 Cerrillos Road | 4.6 | 1,103 | No | +1 833-605-2541 |
Buy Here Pay Here in Santa Fe: Common Questions
What documents do I need to buy from buy here pay here dealers in Santa Fe?
You need a valid ID, proof of income, and a down payment. Santa Fe BHPH dealers require these to verify your ability to pay and complete the in-house financing process.
Can I get a used truck with buy here pay here financing in Santa Fe?
Yes, several Santa Fe BHPH dealers like Capitol Ford and Octane GMC offer used trucks with in-house financing. These dealers serve the local market with trucks and SUVs.
How do Santa Fe buy here pay here dealers set payment schedules?
Santa Fe BHPH dealers typically offer flexible payment schedules tailored to your income. Payments are arranged directly with the dealer under the in-house financing agreement.
Are credit bureaus checked by buy here pay here dealers in Santa Fe?
No, Santa Fe buy here pay here dealers provide in-house financing without reporting to credit bureaus. This allows buyers with poor or no credit to purchase vehicles locally.
Which Buy Here Pay Here Dealers Are Near Santa Fe?
The nearest cities to Santa Fe with listed dealers are Rio Rancho, NM (51 miles, 16 dealers), Albuquerque, NM (56 miles, 74 dealers), Pueblo, CO (192 miles, 19 dealers), Colorado Springs, CO (226 miles, 59 dealers), Amarillo, TX (233 miles, 60 dealers) and Las Cruces, NM (237 miles, 41 dealers). Buyers in Santa Fe often widen the search to these markets when a lot's inventory or down payment does not fit.
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