Buy Here Pay Here Charlotte: Find Local BHPH Car Dealers

Charlotte, NC hosts over a dozen buy here pay here (BHPH) car dealers offering a variety of used vehicles with in-house financing. This directory lists 12+ trusted BHPH dealers in the Charlotte area, including well-known names like EchoPark Automotive Charlotte, Adams Auto Group, and Crown Auto Group Used Car Sales & Financing. Buyers can access a wide selection of cars with convenient payment plans tailored to local customers. Buy here pay here dealers in Charlotte operate by providing in-house financing directly to buyers, often requiring a down payment and regular payment schedules. Buyers typically need proof of income and identification to qualify. Comparing dealers in Charlotte involves looking at customer ratings, review counts, vehicle selection, and financing terms to find the best fit for individual needs.

  • 54 dealers
  • 8 confirmed BHPH
  • 4.3 avg rating
  • 54 open now
  • $500 median down

Published · Updated

54 dealers in Charlotte, NC

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AJ's Auto Imports in Charlotte

AJ's Auto Imports

4.5(284 reviews)

Financing not verified6.3/10

AJ's Auto Imports is a Charlotte car dealer offering used vehicle sales and professional buying services from their Central Avenue location.

Hours today
9:30 AM – 7:00 PM
Address
2400 Central Ave, Charlotte, NC 28205
Type
car dealer
Cars 2 Go Inc in Charlotte

Cars 2 Go Inc

4.5(167 reviews)

Financing not verified5.8/10

Cars 2 Go Inc is a buy here pay here dealership in Charlotte, NC, offering independent financing for cars and trucks.

Hours today
10:00 AM – 6:00 PM
Address
3922 N Tryon St, Charlotte, NC 28206
Type
car dealer, truck dealer
EZ Auto Finance in Charlotte

EZ Auto Finance

4.5(165 reviews)

Financing not verified5.8/10

EZ Auto Finance is a Charlotte-based used car dealer offering certified pre-owned vehicles and professional customer service.

Hours today
9:00 AM – 5:30 PM
Address
3665 E Independence Blvd, Charlotte, NC 28205
Type
car dealer
UPTOWN AUTO SALES in Charlotte

UPTOWN AUTO SALES

4.5(125 reviews)

Financing not verified5.8/10

Uptown Auto Sales is a Charlotte, North Carolina car dealer offering pre-owned vehicles and professional service at their E Independence Blvd location.

Hours today
10:30 AM – 6:30 PM
Address
3223 E Independence Blvd, Charlotte, NC 28205
Type
car dealer
Top Class Motors in Charlotte

Top Class Motors

4.5(64 reviews)

Financing not verified5.7/10

Top Class Motors is a Charlotte-based car dealer providing professional service and a selection of reliable pre-owned vehicles.

Hours today
9:00 AM – 6:00 PM
Address
10000 Albemarle Rd, Charlotte, NC 28227
Type
car dealer
Cars of Charlotte in Charlotte

Cars of Charlotte

4.5(61 reviews)

Financing not verified5.7/10

Cars of Charlotte is a buy here pay here dealership in Charlotte, North Carolina, providing used vehicle sales and in-house financing options.

Hours today
9:00 AM – 5:00 PM
Address
3925 N Tryon St, Charlotte, NC 28206
Type
car dealer
Future Auto Inc in Charlotte

Future Auto Inc

4.5(52 reviews)

Financing not verified5.7/10

Future Auto Inc is a Charlotte-based used car dealership offering certified pre-owned vehicles and professional customer service at their Independence Blvd location.

Hours today
10:00 AM – 5:00 PM
Address
6136 E Independence Blvd, Charlotte, NC 28212
Type
car dealer
Tek Motors Inc in Charlotte

Tek Motors Inc

4.4(311 reviews)

Bad-credit financing6.7/10

Tek Motors Inc is a car dealer in Charlotte, NC, offering vehicle sales with operating hours Monday through Saturday.

Hours today
10:00 AM – 6:00 PM
Address
6607 Old Statesville Rd, Charlotte, NC 28269
Type
car dealer
Queen City Auto Sales in Charlotte

Queen City Auto Sales

4.4(203 reviews)

Financing not verified5.7/10

Queen City Auto Sales is a buy here pay here dealership in Charlotte, North Carolina, offering a range of pre-owned vehicles.

Hours today
9:30 AM – 5:30 PM
Address
3765 E Independence Blvd, Charlotte, NC 28205
Type
car dealer
Starmount Motors Inc in Charlotte

Starmount Motors Inc

4.4(139 reviews)

Financing not verified5.7/10

Starmount Motors Inc is a used car dealer in Charlotte, North Carolina, offering a professional sales experience and a variety of pre-owned vehicles.

Hours today
10:00 AM – 6:00 PM
Address
7101 South Blvd, Charlotte, NC 28273
Type
car dealer
A & J Used Cars in Concord

A & J Used Cars

4.3(635 reviews)

Financing not verified6.2/10

A & J Used Cars is a buy here pay here dealership in Concord, North Carolina, offering affordable used vehicles and straightforward customer service.

Hours today
10:00 AM – 4:30 PM
Address
649 Concord Pkwy N, Concord, NC 28027
Type
car dealer
Mr. Auto Sales in Charlotte

Mr. Auto Sales

4.3(76 reviews)

Financing not verified5.6/10

Mr. Auto Sales is a Charlotte-based car dealer providing reliable used vehicles and a customer-focused buying experience at 5541 N Tryon St.

Hours today
10:00 AM – 6:00 PM
Address
5541 N Tryon St, Charlotte, NC 28213
Type
car dealer
InstaCar in Charlotte

InstaCar

4.2(292 reviews)

Financing not verified5.5/10

InstaCar is a buy here pay here dealer in Charlotte, North Carolina, offering vehicle sales and in-house financing services six days a week.

Hours today
9:00 AM – 7:00 PM
Address
6520 E Independence Blvd, Charlotte, NC 28212
Type
truck dealer, finance
Road Rive in Charlotte

Road Rive

4.1(155 reviews)

Financing not verified6.2/10

Road Rive is a buy here pay here dealer in Charlotte, NC offering in-house financing.

Hours today
9:30 AM – 5:30 PM
Address
6826 Old Statesville Rd, Charlotte, NC 28269
Type
car dealer
Queen City Auto Sales in Charlotte

Queen City Auto Sales

4.1(79 reviews)

Financing not verified5.5/10

Queen City Auto Sales is a car dealer in Charlotte, North Carolina, offering a professional vehicle purchasing experience six days a week.

Hours today
10:00 AM – 7:00 PM
Address
3824 N Tryon St, Charlotte, NC 28206
Type
car dealer

Which Buy Here Pay Here Dealers Are Near Charlotte?

The nearest cities to Charlotte with listed dealers are Rock Hill, SC (23 miles, 48 dealers), Greensboro, NC (83 miles, 60 dealers), Columbia, SC (85 miles, 60 dealers), Fayetteville, NC (112 miles, 55 dealers), Raleigh, NC (130 miles, 61 dealers) and Roanoke, VA (150 miles, 40 dealers). Buyers in Charlotte often widen the search to these markets when a lot's inventory or down payment does not fit.

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