#1Buy Here Pay Here Charlotte: Find Local BHPH Car Dealers
Charlotte, NC hosts over a dozen buy here pay here (BHPH) car dealers offering a variety of used vehicles with in-house financing. This directory lists 12+ trusted BHPH dealers in the Charlotte area, including well-known names like EchoPark Automotive Charlotte, Adams Auto Group, and Crown Auto Group Used Car Sales & Financing. Buyers can access a wide selection of cars with convenient payment plans tailored to local customers. Buy here pay here dealers in Charlotte operate by providing in-house financing directly to buyers, often requiring a down payment and regular payment schedules. Buyers typically need proof of income and identification to qualify. Comparing dealers in Charlotte involves looking at customer ratings, review counts, vehicle selection, and financing terms to find the best fit for individual needs.
- 35 dealers
- 5 confirmed BHPH
- 4.4 avg rating
- 19 open now
- $500 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Charlotte
#1
#2
#335 dealers in Charlotte, NC
Let's Drive Motors
Financing not verified6.3/10
Let's Drive Motors is a used car dealership in Charlotte, North Carolina, offering a variety of vehicles and professional customer service.
- Hours today
- 9:30 AM – 5:00 PM
- Address
- 9822 Albemarle Rd, Charlotte, NC 28227
- Type
- car dealer
Elite Motors
Bad-credit financing7.2/10
Elite Motors is a Charlotte-based car dealer and automotive repair shop offering pre-owned vehicle sales and professional collision body services.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 3813 Louisiana Ave, Charlotte, NC 28208
- Type
- car repair, car dealer
Cyber Auto Sales
Financing not verified6.7/10
Cyber Auto Sales is a buy here pay here dealership in Charlotte, NC, offering used vehicle sales with support for remote transactions and delivery.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 4912 Albemarle Rd, Charlotte, NC 28205
- Type
- car dealer
Carolina Auto Imports, Inc
Financing not verified6.6/10
Carolina Auto Imports, Inc is a Charlotte car dealership offering a diverse selection of used vehicles, including manual transmission models.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 4015 N Tryon St, Charlotte, NC 28206
- Type
- car dealer, service
EchoPark Automotive Charlotte
Financing not verified6.3/10
EchoPark Automotive Charlotte offers a large selection of inspected secondhand vehicles with a focus on a transparent and pressure-free buying experience.
- Hours today
- 9:00 AM – 9:00 PM
- Address
- 3648 E Independence Blvd, Charlotte, NC 28205
- Type
- car dealer
Formula Imports
Financing not verified6.7/10
Formula Imports is a family-owned dealership in Charlotte, NC, specializing in new and used luxury imports alongside professional vehicle repair services.
- Hours today
- 9:00 AM – 6:30 PM
- Address
- 7511 E Independence Blvd, Charlotte, NC 28227
- Type
- car repair, car dealer
Crown Auto Group Used Car Sales & Financing
Confirmed BHPH7.7/10
Crown Auto Group is a Charlotte buy here pay here dealer providing pre-owned vehicles and in-house financing options for subprime credit buyers.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 1462 Ashley Rd, Charlotte, NC 28208
- Type
- car dealer
CARFLEX AUTO
Financing not verified6.2/10
CARFLEX AUTO is a buy here pay here dealership in Charlotte, NC, offering vehicle sales and financing assistance for all credit types.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 6802 South Blvd, Charlotte, NC 28217
- Type
- car dealer
Auto Finance Center
Confirmed BHPH7.9/10
Auto Finance Center is a car dealership in Matthews, NC, offering new, used, and certified pre-owned vehicles with an on-site finance department.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 11201 E Independence Blvd, Matthews, NC 28105
- Type
- car dealer
Auto Max
Financing not verified6.1/10
Auto Max is a Charlotte, North Carolina dealership offering used vehicle sales, collision repairs, and professional auto detailing services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3220 E Independence Blvd, Charlotte, NC 28205
- Type
- car repair, car dealer
Parks Auto Sales
Financing not verified6.8/10
Parks Auto Sales is a Charlotte-based used car dealership providing vehicle sales and registration services to the local community.
- Hours today
- 11:00 AM – 6:00 PM
- Address
- 3804 Rozzelles Ferry Rd, Charlotte, NC 28216
- Type
- car dealer
Charlotte Auto Import
Financing not verified6/10
Charlotte Auto Import is a Charlotte-based used car dealership offering wholesale pricing and free CarFax reports on a variety of vehicles.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 3824 N Tryon St, Charlotte, NC 28206
- Type
- car dealer
Byrider Charlotte
Financing not verified6/10
Byrider Charlotte is a buy here pay here dealership in Charlotte, NC, offering in-house financing, vehicle sales, and an on-site service department.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 7401 South Blvd, Charlotte, NC 28273
- Type
- truck dealer, car repair
Ride Now Motors
Confirmed BHPH8/10
Ride Now Motors is a buy here pay here dealership in Mint Hill, NC, specializing in used cars and trucks with 963 customer reviews.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 13134 Albemarle Rd, Mint Hill, NC 28227
- Type
- truck dealer, finance
Adams Auto Group
Bad-credit financing6.9/10
Adams Auto Group is a Charlotte, NC car dealer offering new and used vehicle sales, financing options, and professional auto service.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 6027 N Tryon St, Charlotte, NC 28213
- Type
- car dealer
Auto Kingdom
Financing not verified5.9/10
Auto Kingdom is a used car and truck dealership located in Charlotte, North Carolina, serving customers six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 4901 Albemarle Rd, Charlotte, NC 28205
- Type
- truck dealer, car dealer
Collection Auto Imports
Financing not verified5.9/10
Collection Auto Imports is a Charlotte-based car dealer providing pre-owned vehicle sales and customer service at 5760 Albemarle Rd.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 5760 Albemarle Rd, Charlotte, NC 28212
- Type
- car dealer
AJ's Auto Imports
Financing not verified6.3/10
AJ's Auto Imports is a Charlotte car dealer offering used vehicle sales and professional buying services from their Central Avenue location.
- Hours today
- 9:30 AM – 7:00 PM
- Address
- 2400 Central Ave, Charlotte, NC 28205
- Type
- car dealer
Auto America - Cars for Everyone
Confirmed BHPH7.3/10
Auto America - Cars for Everyone is a Charlotte dealership providing used vehicle sales, bank financing, and warranties at 4930 E Independence Blvd.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 4930 E Independence Blvd, Charlotte, NC 28212
- Type
- truck dealer, finance
Cars 2 Go Inc
Financing not verified5.8/10
Cars 2 Go Inc is a buy here pay here dealership in Charlotte, NC, offering independent financing for cars and trucks.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 3922 N Tryon St, Charlotte, NC 28206
- Type
- car dealer, truck dealer
How Many Buy Here Pay Here Dealers Are in Charlotte, NC?
Charlotte, North Carolina has 35 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.4 across 29,846 reviews. 22 dealers score 4.5 or higher with at least 10 reviews. 11% open on Sundays. Where Charlotte dealers print a down payment on their website, the median is $500.
How Buy Here Pay Here Works in Charlotte, NC
What to expect from Charlotte dealers
How to choose a dealer in Charlotte
- Check customer ratings and reviews for Charlotte BHPH dealers to gauge reliability.
- Compare in-house financing terms and payment schedules offered by Charlotte dealers.
- Verify the variety and condition of vehicles available at each Charlotte buy here pay here lot.
- Confirm required down payment amounts and credit bureau reporting policies in Charlotte.
- Visit multiple Charlotte BHPH dealers to discuss financing options and negotiate terms.
- Consider dealer locations within Charlotte for convenient service and payment access.
Which Buy Here Pay Here Dealers in Charlotte Are Rated Highest?
Let's Drive Motors ranks first among Charlotte dealers with a 4.9 Google rating from 326 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Let's Drive Motors9822 Albemarle Road | 4.9 | 326 | No | +1 704-282-3333 |
| 2 | EchoPark Automotive Charlotte3648 East Independence Boulevard | 4.8 | 12,260 | No | +1 704-774-4762 |
| 3 | Elite Motors3813 Louisiana Avenue | 4.9 | 234 | No | +1 704-756-7948 |
| 4 | Formula Imports7511 East Independence Boulevard | 4.8 | 1,036 | No | +1 980-202-5890 |
| 5 | Crown Auto Group Used Car Sales & Financing1462 Ashley Road | 4.8 | 861 | No | +1 855-217-4612 |
| 6 | Cyber Auto Sales4912 Albemarle Road | 4.9 | 183 | No | +1 704-910-0992 |
| 7 | CARFLEX AUTO6802 South Boulevard | 4.8 | 377 | No | +1 704-910-1011 |
| 8 | Auto Finance Center11201 East Independence Boulevard | 4.7 | 2,271 | Yes | +1 704-844-0200 |
| 9 | Carolina Auto Imports, Inc4015 North Tryon Street | 4.9 | 116 | No | +1 704-599-2020 |
| 10 | Auto Max3220 East Independence Boulevard | 4.7 | 531 | No | +1 704-716-2232 |
Buy Here Pay Here in Charlotte: Common Questions
What do buy here pay here dealers in Charlotte require to finance a vehicle?
Buy here pay here dealers in Charlotte require proof of income, valid identification, and a down payment. These dealers provide in-house financing directly, bypassing traditional credit bureaus.
How do payment schedules work at Charlotte buy here pay here car dealers?
Payment schedules at Charlotte BHPH dealers are typically weekly or biweekly and are arranged directly with the dealer. This flexibility helps buyers manage payments without involving third-party lenders.
Can I check customer reviews before choosing a buy here pay here dealer in Charlotte?
Yes, customer reviews and ratings are available for Charlotte buy here pay here dealers, such as EchoPark Automotive Charlotte and Adams Auto Group, to help buyers make informed decisions.
Are buy here pay here dealers in Charlotte suitable for buyers with poor credit?
Yes, Charlotte buy here pay here dealers specialize in providing in-house financing to buyers who may have poor credit or no credit history, making vehicle ownership more accessible.
Which Buy Here Pay Here Dealers Are Near Charlotte?
The nearest cities to Charlotte with listed dealers are Rock Hill, SC (23 miles, 48 dealers), Greensboro, NC (83 miles, 56 dealers), Columbia, SC (85 miles, 60 dealers), Fayetteville, NC (112 miles, 55 dealers), Raleigh, NC (130 miles, 61 dealers) and Roanoke, VA (150 miles, 40 dealers). Buyers in Charlotte often widen the search to these markets when a lot's inventory or down payment does not fit.
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