Buy Here Pay Here Dealers in New York, NY

New York, NY features buy here pay here dealers who offer in-house financing and flexible payment options for local car buyers. There are 12+ buy here pay here dealerships listed across New York, including areas like Queens, Brooklyn, and Valley Stream. These dealers provide a wide range of used cars and trucks suitable for buyers with various credit backgrounds. Buyers can find well-rated dealers such as Major World Used Cars Dealership New York and World Star Auto Sales Inc among others. Buy here pay here dealers in New York operate by providing in-house financing directly to buyers, allowing for down payments and scheduled payments that fit local budgets. Buyers need valid identification, proof of income, and a down payment to secure financing. Comparing New York BHPH dealers involves checking dealer ratings, review counts, vehicle selection, and payment terms to find the best fit for individual needs.

  • 47 dealers
  • 7 confirmed BHPH
  • 4.4 avg rating
  • 47 open now
  • 26 rated 4.5+

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47 dealers in New York, NY (filtered)

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Mobile Car Buyer in New York

Mobile Car Buyer

5.0(110 reviews)

Financing not verified7/10

Mobile Car Buyer is a New York car dealer located at 2040 Frederick Douglass Blvd providing professional vehicle sales and purchasing services.

Hours today
7:30 AM – 8:00 PM
Address
2040 Frederick Douglass Blvd, New York, NY 10026
Type
car dealer, service
Ideal Auto Exchange in Queens

Ideal Auto Exchange

4.9(295 reviews)

Financing not verified6.8/10

Ideal Auto Exchange is a highly-rated used vehicle dealer located in Jamaica, Queens, offering professional sales and purchasing services six days a week.

Hours today
10:00 AM – 5:00 PM
Address
88-25 138th St, Jamaica, NY 11435
Type
car dealer
Auto Empire in Brooklyn

Auto Empire

4.8(811 reviews)

Financing not verified6.5/10

Auto Empire is a Brooklyn-based used car dealership offering a wide selection of vehicles and personalized financing assistance to local customers.

Hours today
10:00 AM – 7:00 PM
Address
2739 86th St, Brooklyn, NY 11223
Type
car dealer
Carsbuck inc in Brooklyn

Carsbuck inc

4.7(756 reviews)

Financing not verified6.1/10

Carsbuck Inc is a buy here pay here dealer in Brooklyn, NY, offering used car and truck sales with available financing options.

Hours today
10:00 AM – 8:00 PM
Address
776 Coney Island Ave, Brooklyn, NY 11218
Type
truck dealer, car dealer
Plaza Used Cars in Brooklyn

Plaza Used Cars

4.7(727 reviews)

Financing not verified6.9/10

Plaza Used Cars is a Brooklyn-based dealership offering vehicle sales and customer support seven days a week at their Nostrand Avenue location.

Hours today
9:00 AM – 7:00 PM
Address
2800 Nostrand Ave, Brooklyn, NY 11210
Type
finance, car dealer
ELITE AUTO MALL INC in Queens

ELITE AUTO MALL INC

4.7(712 reviews)

Financing not verified6.1/10

Elite Auto Mall Inc is a used-car dealer in Queens, NY, known for professional service and an extensive inventory of pre-owned vehicles.

Hours today
10:00 AM – 7:00 PM
Address
60-74 Metropolitan Ave, Ridgewood, NY 11385
Type
car dealer
Next Car For You inc. in Brooklyn

Next Car For You inc.

4.7(109 reviews)

Financing not verified6/10

Next Car For You Inc. is a Brooklyn-based used car dealer offering a selection of pre-owned vehicles from various major automotive brands.

Hours today
10:00 AM – 6:00 PM
Address
109 Engert Ave, Brooklyn, NY 11222
Type
car dealer
We Buy Cars NY in Queens

We Buy Cars NY

4.7(38 reviews)

Financing not verified5.6/10

We Buy Cars NY is a car dealer in Howard Beach, Queens, offering daily service from 9:00 AM to 10:00 PM.

Hours today
9:00 AM – 10:00 PM
Address
153-24 80th St Ste 2, Howard Beach, NY 11414
Type
car dealer, service
Brooklyn Auto Mall in Brooklyn

Brooklyn Auto Mall

4.6(548 reviews)

Financing not verified6/10

Brooklyn Auto Mall is a used-car dealer in Brooklyn, NY, offering vehicle sales and financing options for all credit types.

Hours today
10:00 AM – 7:00 PM
Address
1833 E New York Ave, Brooklyn, NY 11207
Type
car dealer
Worlds Best Auto in Brooklyn

Worlds Best Auto

4.6(294 reviews)

Financing not verified6/10

Worlds Best Auto is a family-run dealership in Brooklyn, New York, offering a selection of used vehicles and customer financing support.

Hours today
10:00 AM – 7:00 PM
Address
1020 Utica Ave, Brooklyn, NY 11203
Type
car dealer, finance
Cars Trader NY in Brooklyn

Cars Trader NY

4.6(46 reviews)

Financing not verified6.1/10

Cars Trader NY is a Brooklyn-based car dealership offering used vehicle sales and customer-focused support seven days a week.

Hours today
10:00 AM – 5:30 PM
Address
2342 Coney Island Ave, Brooklyn, NY 11223
Type
car dealer

How Many Buy Here Pay Here Dealers Are in New York, NY?

New York, New York has 47 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.4 across 35,140 reviews. 26 dealers score 4.5 or higher with at least 10 reviews. 74% open on Sundays. 42 of them publish a website with their financing terms.

Which Areas of New York Have Buy Here Pay Here Dealers?

26 dealers in the New York list sit in surrounding towns rather than New York itself. The areas with the most are Brooklyn (10), Queens (9) and The Bronx (3). Pick an area to see only its dealers, with directions from New York.

How Buy Here Pay Here Works in New York, NY

What to expect from New York dealers
How to choose a dealer in New York
  • Check dealer ratings and reviews from New York customers to gauge reliability.
  • Compare down payment requirements among New York BHPH dealers.
  • Verify vehicle selection in key New York areas like Queens and Brooklyn.
  • Confirm in-house financing terms and payment schedules offered locally.
  • Consider dealer locations within New York for convenient visits and service.

Buy Here Pay Here in New York: Common Questions

What documents do New York buyers need for buy here pay here financing?

New York buyers need valid identification, proof of income, and a down payment to qualify for buy here pay here financing. Dealers in New York handle financing in-house without involving credit bureaus.

How do buy here pay here dealers in New York handle payments?

Buy here pay here dealers in New York offer flexible payment schedules directly to buyers. Payments are made in-house according to agreed terms without third-party lenders.

Are there buy here pay here dealers in multiple New York neighborhoods?

Yes, New York has buy here pay here dealers in neighborhoods including Queens, Brooklyn, Valley Stream, and Roselle Park, providing convenient options across the city.

How can I compare buy here pay here dealers in New York effectively?

Comparing New York buy here pay here dealers involves reviewing dealer ratings, customer reviews, vehicle inventory, and financing terms to choose the best option.

Which Buy Here Pay Here Dealers Are Near New York?

The nearest cities to New York with listed dealers are Jersey City, NJ (4 miles, 27 dealers), Newark, NJ (9 miles, 56 dealers), Union City, NJ (14 miles, 13 dealers), Paterson, NJ (17 miles, 58 dealers), Stamford, CT (34 miles, 23 dealers) and Trenton, NJ (52 miles, 53 dealers). Buyers in New York often widen the search to these markets when a lot's inventory or down payment does not fit.

More New York cities

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