In-House Financing Car Lots in Memphis, TN

In-house financing means the car lot is also the lender: the dealer approves the loan, sets the terms and collects the payments, instead of sending the application to a bank. In Memphis, Tennessee, 7 dealers on BHPH Finder advertise it on their own website; the full Memphis list has 60 dealers.

  • 60 dealers
  • 7 confirmed BHPH
  • 4.2 avg rating
  • 1 open now
  • $1,795 median down

Published · Updated

7 dealers in Memphis, TN (filtered)

See the national in-house financing car lots in the united states page or all Memphis dealers.

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Pearcy Auto Sales in West Memphis

Pearcy Auto Sales

4.9(950 reviews)

Confirmed BHPH8.3/10

Pearcy Auto Sales is a buy here pay here dealer in West Memphis, Arkansas, offering used vehicle sales and financing options.

Hours today
9:00 AM – 6:00 PM
Address
3500 E Broadway Ave, West Memphis, AR 72301
Type
car dealer
Summer AutoMart in Memphis

Summer AutoMart

4.6(129 reviews)

Confirmed BHPH7.4/10

Summer AutoMart is a buy here pay here dealership in Memphis, Tennessee, offering used car and SUV sales with professional customer service.

Hours today
9:30 AM – 4:00 PM
Address
2919 Summer Ave, Memphis, TN 38112
Type
car dealer
Mike's Autoplex in Memphis

Mike's Autoplex

4.0(94 reviews)

Confirmed BHPH6.9/10

Mike's Autoplex is a Memphis-based car dealership that provides vehicle sales and in-house financing options for local customers.

Hours today
9:30 AM – 5:00 PM
Address
3355 Austin Peay Hwy, Memphis, TN 38128
Type
car dealer
J R's Auto Sales in Memphis

J R's Auto Sales

3.9(53 reviews)

Confirmed BHPH6.9/10

J R's Auto Sales is a Memphis dealership providing vehicle sales and certified mechanical repair services at their Summer Avenue location.

Hours today
8:00 AM – 5:00 PM
Address
3279 Summer Ave, Memphis, TN 38112
Type
car dealer
Hodge Auto Mart in Memphis

Hodge Auto Mart

3.9(47 reviews)

Confirmed BHPH6.9/10

Hodge Auto Mart is a family-owned buy here pay here dealer in Memphis, Tennessee, offering used vehicles and in-house financing since 1998.

Hours today
8:00 AM – 5:00 PM
Address
3250 Summer Ave, Memphis, TN 38112
Type
truck dealer, car dealer

How Many Buy Here Pay Here Dealers Are in Memphis, TN?

Memphis, Tennessee has 60 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 23,184 reviews. 21 dealers score 4.5 or higher with at least 10 reviews. 14% open on Sundays. Where Memphis dealers print a down payment on their website, the median is $1,795.

Which Buy Here Pay Here Dealers Are Near Memphis?

The nearest cities to Memphis with listed dealers are Jonesboro, AR (60 miles, 55 dealers), Little Rock, AR (130 miles, 45 dealers), Clarksville, TN (178 miles, 52 dealers), Tuscaloosa, AL (195 miles, 53 dealers), Nashville, TN (196 miles, 59 dealers) and Jackson, MS (197 miles, 57 dealers). Buyers in Memphis often widen the search to these markets when a lot's inventory or down payment does not fit.

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