Pearcy Auto Sales
Pearcy Auto Sales is a buy here pay here dealer in West Memphis, Arkansas, offering used vehicle sales and financing options.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3500 E Broadway Ave, West Memphis, AR 72301
- Type
- car dealer
Buy Here Pay Here Memphis TN - 12+ Local BHPH Dealers
Memphis, TN features more than 12 buy here pay here (BHPH) car dealers offering used vehicles with in-house financing options. These Memphis BHPH dealers provide affordable used cars, trucks, and SUVs along with flexible payment schedules to meet local buyers' needs. Popular Memphis dealers include City Auto - Memphis, Mt. Moriah Auto Sales, and Auto Universe, all serving Memphis and nearby areas such as West Memphis and Southaven. Buy here pay here dealers in Memphis work by offering in-house financing directly to buyers, eliminating the need to go through credit bureaus. Buyers in Memphis typically provide a down payment and make scheduled payments to the dealer. To find the best Memphis BHPH dealer, buyers should compare vehicle selection, payment terms, and dealer ratings. This directory lists trusted Memphis dealers with customer reviews to help buyers make informed choices.
25 dealers4.4 average ratingUpdated Sep 2026
Published · Updated
How Buy Here Pay Here Works in Memphis, TN
How to choose a dealer in Memphis
- Choose Memphis BHPH dealers with high customer ratings and many reviews.
- Compare the vehicle selection at Memphis dealers to find your preferred make and model.
- Check the payment schedules offered by Memphis buy here pay here dealers for affordability.
- Consider the down payment requirements specific to each Memphis BHPH dealer.
- Verify the dealer’s location within Memphis for convenience and local service.
- Look for Memphis dealers that offer additional services like car repair or warranties.
25 dealers in Memphis, TN
Discount Auto Memphis
Discount Auto Memphis is a buy here pay here dealership in Memphis, Tennessee, offering vehicle sales seven days a week.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 2607 S Mendenhall Rd, Memphis, TN 38115
- Type
- car dealer
Auto Universe
Auto Universe is a Memphis car dealer providing pre-owned luxury vehicle sales and professional on-site repair and collision services.
- Address
- 7300 Winchester Rd, Memphis, TN 38125
- Type
- truck dealer, car repair
Autohaven Of Memphis LLC
Autohaven Of Memphis LLC is a buy here pay here dealership in Memphis, Tennessee, offering reliable vehicles and dedicated customer service.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 2031 E Brooks Rd, Memphis, TN 38116
- Type
- car dealer
Streamline Auto Smart
Streamline Auto Smart is a buy here pay here dealer in Memphis offering used vehicle sales and personalized financing assistance.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2558 Mt Moriah Rd, Memphis, TN 38115
- Type
- car dealer
Car Brothers Auto Sales & Repair
Car Brothers Auto Sales & Repair is a Memphis-based dealership providing vehicle sales and repair services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 5005 Summer Ave, Memphis, TN 38122
- Type
- car dealer
City Auto - Memphis
City Auto - Memphis is a full-service dealership in Memphis, Tennessee, offering used vehicle sales, in-house financing, and professional car repair services.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 4932 Elmore Rd, Memphis, TN 38128
- Type
- truck dealer, car repair
DRIVEMAX OF SOUTHAVEN
DriveMax of Southaven is a buy here pay here dealership in Southaven, Mississippi, offering guaranteed financing options for used car buyers.
- Hours today
- 9:00 AM – 6:30 PM
- Address
- 8329 US-51, Southaven, MS 38671
- Type
- car dealer
Super Wheels-n-Deals
Super Wheels-n-Deals is a Memphis-based used car dealership that offers pre-owned vehicle sales and purchasing services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 4549 S Third St, Memphis, TN 38109
- Type
- car dealer
Summer AutoMart
Summer AutoMart is a buy here pay here dealership in Memphis, Tennessee, offering used car and SUV sales with professional customer service.
- Hours today
- 9:30 AM – 4:00 PM
- Address
- 2919 Summer Ave, Memphis, TN 38112
- Type
- car dealer
Hot Wheels of Memphis
Hot Wheels of Memphis is a buy here pay here dealership in Memphis, Tennessee, offering used vehicle sales and in-house financing options.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 1635 E Shelby Dr, Memphis, TN 38116
- Type
- car dealer
Memphis Car Smart LLC
Memphis Car Smart LLC is a Memphis, Tennessee car dealer offering certified pre-owned vehicles and financing services at their Covington Way location.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 5085 Covington Way, Memphis, TN 38134
- Type
- car dealer
CarChoice of Tennessee, INC
CarChoice of Tennessee, INC is a Memphis buy here pay here dealership offering used vehicles and in-house financing options.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 2514 Mt Moriah Rd, Memphis, TN 38115
- Type
- car dealer
Mt. Moriah Auto Sales
Mt. Moriah Auto Sales is a Memphis-based car dealer offering a wide variety of used vehicles and professional maintenance services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 2571 Mt Moriah Rd, Memphis, TN 38115
- Type
- car dealer
ROGERS USED CARS
Rogers Used Cars is a buy here pay here dealership in Memphis, TN, offering used vehicle sales and financing options to the local community.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 4958 Elmore Rd Ste 101, Memphis, TN 38128
- Type
- car dealer
Imports of Memphis
Imports of Memphis is a buy here pay here dealership in Memphis, Tennessee, offering vehicle sales and personalized payment assistance to local customers.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 735 E E.H.Crump Blvd, Memphis, TN 38126
- Type
- car dealer
Mike's Autoplex
Mike's Autoplex is a Memphis-based car dealership that provides vehicle sales and in-house financing options for local customers.
- Hours today
- 9:30 AM – 5:00 PM
- Address
- 3355 Austin Peay Hwy, Memphis, TN 38128
- Type
- car dealer
Budget Auto Sales of Memphis, Inc.
Budget Auto Sales of Memphis, Inc. is a buy here pay here dealership offering certified pre-owned vehicles in Memphis, Tennessee.
- Hours today
- 8:30 AM – 5:30 PM
- Address
- 826 E Georgia Ave, Memphis, TN 38126
- Type
- car dealer
A-1 Auto & Truck Center Used Car Dealership
A-1 Auto & Truck Center is a used car dealership in Memphis, Tennessee, offering pre-owned vehicle sales and on-site repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3902 Lamar Ave, Memphis, TN 38118
- Type
- car dealer
Car Corner
Car Corner is a buy here pay here dealership in Memphis, Tennessee, offering used vehicle sales and flexible in-house financing options.
- Hours today
- 10:30 AM – 6:00 PM
- Address
- 2653 Mt Moriah Rd, Memphis, TN 38115
- Type
- car dealer
Which Buy Here Pay Here Dealers in Memphis Are Rated Highest?
Pearcy Auto Sales ranks first among Memphis dealers with a 4.9 Google rating from 950 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Pearcy Auto Sales3500 East Broadway Avenue | 4.9 | 950 | No | +1 870-732-2455 |
| 2 | Discount Auto Memphis2607 South Mendenhall Road | 4.9 | 201 | Yes | +1 901-289-8082 |
| 3 | Auto Universe7300 Winchester Road | 4.8 | 587 | — | +1 901-751-7300 |
| 4 | Autohaven Of Memphis LLC2031 East Brooks Road | 4.8 | 150 | No | +1 901-672-8193 |
| 5 | City Auto - Memphis4932 Elmore Road | 4.6 | 4,534 | No | +1 901-377-9502 |
| 6 | DRIVEMAX OF SOUTHAVEN8329 U.S. 51 | 4.6 | 623 | No | +1 662-470-5443 |
| 7 | Streamline Auto Smart2558 Mount Moriah Road | 4.7 | 120 | No | +1 901-235-8845 |
| 8 | Car Brothers Auto Sales & Repair5005 Summer Avenue | 4.7 | 112 | No | +1 901-474-7946 |
| 9 | Super Wheels-n-Deals4549 South Third Street | 4.6 | 277 | No | +1 901-435-6111 |
| 10 | Summer AutoMart2919 Summer Avenue | 4.6 | 129 | No | +1 901-452-3884 |
Buy Here Pay Here in Memphis: Common Questions
How does buy here pay here financing work in Memphis?
Buy here pay here financing in Memphis means the dealer provides in-house financing without using credit bureaus. Buyers make a down payment and scheduled payments directly to the Memphis dealer.
What do I need to qualify for a BHPH car in Memphis?
To qualify for a BHPH car in Memphis, buyers typically need a valid ID, proof of income, and a down payment. Memphis dealers do not rely on credit scores for approval.
Are there many BHPH dealers in Memphis, TN?
Yes, there are more than 12 buy here pay here dealers listed in Memphis, TN. This includes well-known dealers like City Auto - Memphis and Mt. Moriah Auto Sales.
How can I compare buy here pay here dealers in Memphis?
You can compare Memphis BHPH dealers by reviewing their vehicle inventory, customer ratings, payment terms, and down payment requirements listed in this directory.
Buy Here Pay Here Dealers Near Memphis
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