#1Buy Here Pay Here Dealers in Memphis, TN
Memphis, TN features more than 12 buy here pay here (BHPH) car dealers offering used vehicles with in-house financing options. These Memphis BHPH dealers provide affordable used cars, trucks, and SUVs along with flexible payment schedules to meet local buyers' needs. Popular Memphis dealers include City Auto - Memphis, Mt. Moriah Auto Sales, and Auto Universe, all serving Memphis and nearby areas such as West Memphis and Southaven. Buy here pay here dealers in Memphis work by offering in-house financing directly to buyers, eliminating the need to go through credit bureaus. Buyers in Memphis typically provide a down payment and make scheduled payments to the dealer. To find the best Memphis BHPH dealer, buyers should compare vehicle selection, payment terms, and dealer ratings. This directory lists trusted Memphis dealers with customer reviews to help buyers make informed choices.
- 60 dealers
- 7 confirmed BHPH
- 4.2 avg rating
- 57 open now
- $1,795 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Memphis
#1
#2
#3Pearcy Auto Sales
Confirmed BHPH9.1/10
Open now · closes 6:00 PM
- From $1,795 down
- In-house financing
- Bad credit welcome
60 dealers in Memphis, TN
DriveTime Used Cars
Bad-credit financing7.4/10
DriveTime Used Cars is a Memphis-based dealership offering used vehicle sales and in-house financing options with convenient online and in-store shopping.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 2177 Covington Pike, Memphis, TN 38128
- Type
- truck dealer, car dealer
DriveTime Used Cars
Bad-credit financing7.4/10
DriveTime Used Cars is a dealership in Memphis, Tennessee, offering a variety of used trucks and cars to local customers.
- Hours today
- 10:00 AM – 8:00 PM
- Address
- 6535 Winchester Rd, Memphis, TN 38115
- Type
- truck dealer, car dealer
Pearcy Auto Sales
Confirmed BHPH9.1/10
Pearcy Auto Sales is a buy here pay here dealer in West Memphis, Arkansas, offering used vehicle sales and financing options.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3500 E Broadway Ave, West Memphis, AR 72301
- Type
- car dealer
CarWay
Bad-credit financing7.3/10
CarWay is a Memphis car dealer offering quality used vehicles and professional customer service at 6154 Summer Ave.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 6154 Summer Ave, Memphis, TN 38134
- Type
- car dealer
Fast Deals Auto Sales and Repair, LLC.
Financing not verified6.5/10
Fast Deals Auto Sales and Repair, LLC. is a Memphis-based dealership offering vehicle sales and repair services with seven-day-a-week availability.
- Hours today
- 9:30 AM – 6:30 PM
- Address
- 2369 Covington Pike #101, Memphis, TN 38128
- Type
- car dealer
Discount Auto Memphis
Financing not verified6.5/10
Discount Auto Memphis is a buy here pay here dealership in Memphis, Tennessee, offering vehicle sales seven days a week.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 2607 S Mendenhall Rd, Memphis, TN 38115
- Type
- car dealer
Auto Universe
Financing not verified6.7/10
Auto Universe is a Memphis car dealer providing pre-owned luxury vehicle sales and professional on-site repair and collision services.
- Address
- 7300 Winchester Rd, Memphis, TN 38125
- Type
- truck dealer, car repair
Black Diamond Auto Sales LLC
Financing not verified6.1/10
Black Diamond Auto Sales LLC is a Memphis buy here pay here dealer offering reliable used vehicles and flexible financing for local customers.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 5179 S Third St, Memphis, TN 38109
- Type
- car dealer
Autohaven Of Memphis LLC
Financing not verified6.1/10
Autohaven Of Memphis LLC is a buy here pay here dealership in Memphis, Tennessee, offering reliable vehicles and dedicated customer service.
- Hours today
- 8:30 AM – 6:00 PM
- Address
- 2031 E Brooks Rd, Memphis, TN 38116
- Type
- car dealer
Streamline Auto Smart
Financing not verified6/10
Streamline Auto Smart is a buy here pay here dealer in Memphis offering used vehicle sales and personalized financing assistance.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2558 Mt Moriah Rd, Memphis, TN 38115
- Type
- car dealer
Car Brothers Auto Sales & Repair
Financing not verified6/10
Car Brothers Auto Sales & Repair is a Memphis-based dealership providing vehicle sales and repair services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 5005 Summer Ave, Memphis, TN 38122
- Type
- car dealer
City Auto - Memphis
Financing not verified6.5/10
City Auto - Memphis is a full-service dealership in Memphis, Tennessee, offering used vehicle sales, in-house financing, and professional car repair services.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 4932 Elmore Rd, Memphis, TN 38128
- Type
- truck dealer, car repair
DRIVEMAX OF SOUTHAVEN
Financing not verified6/10
DriveMax of Southaven is a buy here pay here dealership in Southaven, Mississippi, offering guaranteed financing options for used car buyers.
- Hours today
- 9:00 AM – 6:30 PM
- Address
- 8329 US-51, Southaven, MS 38671
- Type
- car dealer
Super Wheels-n-Deals
Financing not verified5.9/10
Super Wheels-n-Deals is a Memphis-based used car dealership that offers pre-owned vehicle sales and purchasing services six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 4549 S Third St, Memphis, TN 38109
- Type
- car dealer
Summer AutoMart
Confirmed BHPH7.4/10
Summer AutoMart is a buy here pay here dealership in Memphis, Tennessee, offering used car and SUV sales with professional customer service.
- Hours today
- 9:30 AM – 4:00 PM
- Address
- 2919 Summer Ave, Memphis, TN 38112
- Type
- car dealer
BLEND MOTORS
Financing not verified6.1/10
Blend Motors is a buy here pay here dealer in Memphis, Tennessee, offering transparent vehicle sales and customer-focused financing services.
- Hours today
- 9:00 AM – 6:00 AM
- Address
- 2093 Covington Pike, Memphis, TN 38128
- Type
- car dealer
Champion Auto Sales
Financing not verified6.3/10
Champion Auto Sales is a used car dealer in Memphis, Tennessee, providing a transparent, no-pressure environment for pre-owned vehicle purchases.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3520 Jackson Ave, Memphis, TN 38122
- Type
- car dealer
Primos Auto Sales Of Memphis Llc
Financing not verified6.1/10
Primos Auto Sales Of Memphis Llc is a buy here pay here dealership in Memphis, Tennessee, offering used cars and flexible financing solutions.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 2840 S Perkins Rd, Memphis, TN 38118
- Type
- car dealer
Super Cars Auto Sales LLC
Financing not verified6.1/10
Super Cars Auto Sales LLC is an owner-operated buy here pay here dealership located on Covington Pike in Memphis, Tennessee.
- Hours today
- 9:30 AM – 6:30 PM
- Address
- 2466 Covington Pike, Memphis, TN 38128
- Type
- car dealer
Triumph Auto Sales
Financing not verified5.9/10
Triumph Auto Sales is a Memphis-based car and truck dealer that inspects all pre-owned inventory prior to sale.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 4875 Elmore Rd, Memphis, TN 38128
- Type
- truck dealer, car dealer
How Many Buy Here Pay Here Dealers Are in Memphis, TN?
Memphis, Tennessee has 60 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 23,184 reviews. 21 dealers score 4.5 or higher with at least 10 reviews. 14% open on Sundays. Where Memphis dealers print a down payment on their website, the median is $1,795.
Which Areas of Memphis Have Buy Here Pay Here Dealers?
Dealers in the Memphis list come from these surrounding towns as well as Memphis itself. Pick one to filter the list.
How Buy Here Pay Here Works in Memphis, TN
What to expect from Memphis dealers
How to choose a dealer in Memphis
- Choose Memphis BHPH dealers with high customer ratings and many reviews.
- Compare the vehicle selection at Memphis dealers to find your preferred make and model.
- Check the payment schedules offered by Memphis buy here pay here dealers for affordability.
- Consider the down payment requirements specific to each Memphis BHPH dealer.
- Verify the dealer’s location within Memphis for convenience and local service.
- Look for Memphis dealers that offer additional services like car repair or warranties.
Which Buy Here Pay Here Dealers in Memphis Are Rated Highest?
DriveTime Used Cars ranks first among Memphis dealers with a 4.9 Google rating from 3,406 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | DriveTime Used Cars2177 Covington Pike | 4.9 | 3,406 | No | +1 901-334-3280 |
| 2 | DriveTime Used Cars6535 Winchester Road | 4.9 | 2,744 | No | +1 901-800-4190 |
| 3 | Pearcy Auto Sales3500 East Broadway Avenue | 4.9 | 950 | No | +1 870-732-2455 |
| 4 | CarWay6154 Summer Avenue | 4.9 | 459 | No | +1 901-440-8251 |
| 5 | Fast Deals Auto Sales and Repair, LLC.2369 Covington Pike | 4.9 | 221 | Yes | +1 901-343-0195 |
| 6 | Discount Auto Memphis2607 South Mendenhall Road | 4.9 | 201 | Yes | +1 901-289-8082 |
| 7 | Auto Universe7300 Winchester Road | 4.8 | 587 | — | +1 901-751-7300 |
| 8 | Black Diamond Auto Sales LLC5179 South Third Street | 4.8 | 204 | No | +1 901-590-3944 |
| 9 | Autohaven Of Memphis LLC2031 East Brooks Road | 4.8 | 150 | No | +1 901-672-8193 |
| 10 | City Auto - Memphis4932 Elmore Road | 4.6 | 4,534 | No | +1 901-377-9502 |
Buy Here Pay Here in Memphis: Common Questions
How does buy here pay here financing work in Memphis?
Buy here pay here financing in Memphis means the dealer provides in-house financing without using credit bureaus. Buyers make a down payment and scheduled payments directly to the Memphis dealer.
What do I need to qualify for a BHPH car in Memphis?
To qualify for a BHPH car in Memphis, buyers typically need a valid ID, proof of income, and a down payment. Memphis dealers do not rely on credit scores for approval.
Are there many BHPH dealers in Memphis, TN?
Yes, there are more than 12 buy here pay here dealers listed in Memphis, TN. This includes well-known dealers like City Auto - Memphis and Mt. Moriah Auto Sales.
How can I compare buy here pay here dealers in Memphis?
You can compare Memphis BHPH dealers by reviewing their vehicle inventory, customer ratings, payment terms, and down payment requirements listed in this directory.
Which Buy Here Pay Here Dealers Are Near Memphis?
The nearest cities to Memphis with listed dealers are Jonesboro, AR (60 miles, 55 dealers), Little Rock, AR (130 miles, 45 dealers), Clarksville, TN (178 miles, 52 dealers), Tuscaloosa, AL (195 miles, 53 dealers), Nashville, TN (196 miles, 59 dealers) and Jackson, MS (197 miles, 57 dealers). Buyers in Memphis often widen the search to these markets when a lot's inventory or down payment does not fit.
More Tennessee cities
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