Buy Here Pay Here Dealers in Memphis, TN

Memphis, TN features more than 12 buy here pay here (BHPH) car dealers offering used vehicles with in-house financing options. These Memphis BHPH dealers provide affordable used cars, trucks, and SUVs along with flexible payment schedules to meet local buyers' needs. Popular Memphis dealers include City Auto - Memphis, Mt. Moriah Auto Sales, and Auto Universe, all serving Memphis and nearby areas such as West Memphis and Southaven. Buy here pay here dealers in Memphis work by offering in-house financing directly to buyers, eliminating the need to go through credit bureaus. Buyers in Memphis typically provide a down payment and make scheduled payments to the dealer. To find the best Memphis BHPH dealer, buyers should compare vehicle selection, payment terms, and dealer ratings. This directory lists trusted Memphis dealers with customer reviews to help buyers make informed choices.

  • 60 dealers
  • 7 confirmed BHPH
  • 4.2 avg rating
  • 6 open now
  • $1,795 median down

Published · Updated

6 dealers in Memphis, TN (filtered)

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City Auto - Memphis in Memphis

City Auto - Memphis

4.6(4,534 reviews)

Financing not verified6.5/10

City Auto - Memphis is a full-service dealership in Memphis, Tennessee, offering used vehicle sales, in-house financing, and professional car repair services.

Hours today
8:00 AM – 7:00 PM
Address
4932 Elmore Rd, Memphis, TN 38128
Type
truck dealer, car repair
Gossett Motor Cars in Memphis

Gossett Motor Cars

4.1(627 reviews)

Financing not verified5.9/10

Gossett Motor Cars is a car dealership in Memphis, Tennessee, offering vehicle sales and automotive service six days a week.

Hours today
7:00 AM – 7:00 PM
Address
1875 Covington Pike, Memphis, TN 38128
Type
car dealer
Impala Motors in Memphis

Impala Motors

4.0(81 reviews)

Financing not verified5.4/10

Impala Motors is a buy here pay here car dealer in Memphis, Tennessee, offering vehicle sales and in-house financing options.

Hours today
8:00 AM – 6:00 PM
Address
3316 Thomas St, Memphis, TN 38127
Type
car dealer
J R's Auto Sales in Memphis

J R's Auto Sales

3.9(53 reviews)

Confirmed BHPH6.9/10

J R's Auto Sales is a Memphis dealership providing vehicle sales and certified mechanical repair services at their Summer Avenue location.

Hours today
8:00 AM – 5:00 PM
Address
3279 Summer Ave, Memphis, TN 38112
Type
car dealer
Hodge Auto Mart in Memphis

Hodge Auto Mart

3.9(47 reviews)

Confirmed BHPH6.9/10

Hodge Auto Mart is a family-owned buy here pay here dealer in Memphis, Tennessee, offering used vehicles and in-house financing since 1998.

Hours today
8:00 AM – 5:00 PM
Address
3250 Summer Ave, Memphis, TN 38112
Type
truck dealer, car dealer

How Many Buy Here Pay Here Dealers Are in Memphis, TN?

Memphis, Tennessee has 60 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 23,184 reviews. 21 dealers score 4.5 or higher with at least 10 reviews. 14% open on Sundays. Where Memphis dealers print a down payment on their website, the median is $1,795.

Which Areas of Memphis Have Buy Here Pay Here Dealers?

Dealers in the Memphis list come from these surrounding towns as well as Memphis itself. Pick one to filter the list.

How Buy Here Pay Here Works in Memphis, TN

What to expect from Memphis dealers
How to choose a dealer in Memphis
  • Choose Memphis BHPH dealers with high customer ratings and many reviews.
  • Compare the vehicle selection at Memphis dealers to find your preferred make and model.
  • Check the payment schedules offered by Memphis buy here pay here dealers for affordability.
  • Consider the down payment requirements specific to each Memphis BHPH dealer.
  • Verify the dealer’s location within Memphis for convenience and local service.
  • Look for Memphis dealers that offer additional services like car repair or warranties.

Buy Here Pay Here in Memphis: Common Questions

How does buy here pay here financing work in Memphis?

Buy here pay here financing in Memphis means the dealer provides in-house financing without using credit bureaus. Buyers make a down payment and scheduled payments directly to the Memphis dealer.

What do I need to qualify for a BHPH car in Memphis?

To qualify for a BHPH car in Memphis, buyers typically need a valid ID, proof of income, and a down payment. Memphis dealers do not rely on credit scores for approval.

Are there many BHPH dealers in Memphis, TN?

Yes, there are more than 12 buy here pay here dealers listed in Memphis, TN. This includes well-known dealers like City Auto - Memphis and Mt. Moriah Auto Sales.

How can I compare buy here pay here dealers in Memphis?

You can compare Memphis BHPH dealers by reviewing their vehicle inventory, customer ratings, payment terms, and down payment requirements listed in this directory.

Which Buy Here Pay Here Dealers Are Near Memphis?

The nearest cities to Memphis with listed dealers are Jonesboro, AR (60 miles, 55 dealers), Little Rock, AR (130 miles, 45 dealers), Clarksville, TN (178 miles, 52 dealers), Tuscaloosa, AL (195 miles, 53 dealers), Nashville, TN (196 miles, 59 dealers) and Jackson, MS (197 miles, 57 dealers). Buyers in Memphis often widen the search to these markets when a lot's inventory or down payment does not fit.

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