BMW of Columbia, Missouri
BMW of Columbia offers new and pre-owned vehicle sales and professional automotive service in Columbia, Missouri.
- Hours today
- 7:00 AM – 6:00 PM
- Address
- 1900 Interstate 70 Dr SW, Columbia, MO 65203
- Type
- car dealer
Buy Here Pay Here Dealers in Columbia, MO: Find Your Next Car
Columbia, MO features over 12 buy here pay here (BHPH) car dealers offering a variety of vehicles with in-house financing. These Columbia dealerships provide direct financing to buyers, allowing customers to purchase cars without relying on traditional credit bureaus. Local BHPH dealers include trusted names such as Joe Machens Toyota, Byrider Columbia, and Ashland Auto Sales, giving buyers multiple options to find reliable used cars and trucks. Buy here pay here dealers in Columbia work by offering in-house financing with flexible payment schedules tailored to individual buyers. Customers typically need a down payment and proof of income to qualify. Comparing Columbia BHPH dealers involves reviewing their vehicle selection, payment terms, and customer reviews to make an informed choice that fits your budget and credit situation.
23 dealers4.6 average ratingUpdated Sep 2026
Published · Updated
How Buy Here Pay Here Works in Columbia, MO
How to choose a dealer in Columbia
- Check Columbia dealer reviews and ratings for customer satisfaction.
- Compare down payment requirements among Columbia BHPH dealers.
- Review payment schedule options offered by Columbia buy here pay here lots.
- Verify vehicle selection and condition at Columbia dealerships.
- Confirm in-house financing terms and credit reporting policies in Columbia.
- Visit multiple Columbia dealers to test drive and negotiate directly.
23 dealers in Columbia, MO
Parkway Motors
Parkway Motors is a buy here pay here dealership in Osage Beach, Missouri, offering pre-owned vehicles and financing assistance for all credit levels.
- Hours today
- 8:30 AM – 6:30 PM
- Address
- 4306 Osage Beach Pkwy, Osage Beach, MO 65065
- Type
- car dealer
Walt Erickson Used Cars
Walt Erickson Used Cars is a Centralia, Missouri dealership offering pre-owned vehicle sales with a 4.9-star customer satisfaction rating.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 23500 Schunemeyer Rd, Centralia, MO 65240
- Type
- car dealer
Joe Machens Lincoln
Joe Machens Lincoln is a Columbia, Missouri dealership offering new and used vehicle sales, parts, and maintenance services six days a week.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 1911 W Worley St Suite L, Columbia, MO 65203
- Type
- truck dealer, car repair
Mike Falco Auto Outlet
Mike Falco Auto Outlet is a car dealer and service provider located in Columbia, MO, offering vehicle sales and professional detailing services.
- Hours today
- 8:30 AM – 5:00 PM
- Address
- 700 Vandiver Dr, Columbia, MO 65202
- Type
- car dealer
Joe Machens Hyundai
Joe Machens Hyundai is a Columbia, Missouri car dealer providing vehicle sales, maintenance, and repair services with extended weekday hours.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 1300 Vandiver Dr, Columbia, MO 65202
- Type
- truck dealer, car dealer
Rusty Drewing Pre Owned
Rusty Drewing Pre Owned is a Columbia, Missouri, car dealership providing vehicle sales and repair services six days a week.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 1510 Interstate 70 Dr SW, Columbia, MO 65203
- Type
- car dealer
Adrik Motorworks
Adrik Motorworks is a Columbia, MO car dealer and service center offering professional mechanical repairs and performance tuning.
- Hours today
- 9:00 AM – 4:00 PM
- Address
- 5270 E St Charles Rd, Columbia, MO 65201
- Type
- car dealer
Byrider Columbia (MO)
Byrider Columbia is a buy here pay here dealership in Columbia, Missouri, providing used vehicle sales and in-house financing for all credit levels.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 608 Business Loop 70 W, Columbia, MO 65203
- Type
- car dealer, car repair
ASHLAND AUTO SALES
Ashland Auto Sales is a Columbia, Missouri, used car dealership offering vehicle sales, on-site mechanical repairs, and routine maintenance services.
- Hours today
- 8:30 AM – 6:30 PM
- Address
- 605 Business Loop 70 E, Columbia, MO 65201
- Type
- car dealer, truck dealer
Joe Machens Toyota
Joe Machens Toyota is a Columbia, Missouri dealership offering new, certified pre-owned, and used vehicles alongside professional repair and maintenance services.
- Hours today
- 8:30 AM – 8:00 PM
- Address
- 1180 Vandiver Dr, Columbia, MO 65202
- Type
- truck dealer, car repair
Joe Machens Ford
Joe Machens Ford is a Columbia, Missouri dealership offering new Ford and Lincoln models, pre-owned vehicles, and professional automotive repair services.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 1911 W Worley St, Columbia, MO 65203
- Type
- truck dealer, car repair
Kia of Columbia
Kia of Columbia is a car dealer in Columbia, MO offering new and pre-owned vehicles, auto parts, and professional repair services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 710 Business Loop 70 W, Columbia, MO 65203
- Type
- tire shop, auto parts store
Joe Machens Nissan
Joe Machens Nissan is a car dealer in Columbia, Missouri, offering new and used vehicle sales along with comprehensive maintenance services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 201 Nebraska Ave, Columbia, MO 65203
- Type
- car dealer
Midwest Autoworx
Midwest Autoworx is a professional auto repair and maintenance facility located in Columbia, Missouri, providing expert vehicle diagnostics and mechanical services.
- Hours today
- 7:30 AM – 6:00 PM
- Address
- 2001 Rangeline St, Columbia, MO 65202
- Type
- tire shop, auto parts store
AA Auto Sales LLC
AA Auto Sales LLC is a family-owned dealership in Columbia, Missouri, offering a selection of low-cost, pre-owned vehicles with a no-pressure sales approach.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 1111 N Providence Rd, Columbia, MO 65203
- Type
- car dealer
Bob McCosh Chevrolet Buick GMC Cadillac
Bob McCosh Chevrolet Buick GMC Cadillac is a dealership in Columbia, MO, offering new and used vehicle sales, rentals, and professional automotive repair services.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 1 Business Loop 70 W, Columbia, MO 65203
- Type
- car dealer, auto parts store
Joe Machens Pre-Owned Super Center
Joe Machens Pre-Owned Super Center is a Columbia, Missouri dealership offering new and used Ford vehicles and an on-site service department.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 900 Bernadette Dr, Columbia, MO 65203
- Type
- car dealer
CDJR Of Columbia
CDJR Of Columbia is a car and truck dealer located at 500 Vandiver Dr in Columbia, MO, open Monday through Saturday.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 500 Vandiver Dr, Columbia, MO 65202
- Type
- car dealer, market
Joe Machens Automotive Group
Joe Machens Automotive Group is a Columbia, MO car dealer offering new and used vehicle sales, auto parts, and professional repair services.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 1180 Vandiver Dr, Columbia, MO 65202
- Type
- car dealer, tire shop
Which Buy Here Pay Here Dealers in Columbia Are Rated Highest?
BMW of Columbia, Missouri ranks first among Columbia dealers with a 4.9 Google rating from 1,458 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | BMW of Columbia, Missouri1900 Interstate 70 Drive Southwest | 4.9 | 1,458 | No | +1 573-242-5730 |
| 2 | Joe Machens Hyundai1300 Vandiver Drive | 4.7 | 2,655 | No | +1 573-955-0066 |
| 3 | Parkway Motors4306 Osage Beach Parkway | 4.9 | 108 | No | +1 573-282-5766 |
| 4 | Joe Machens Lincoln1911 West Worley Street | 4.8 | 160 | No | +1 573-445-4411 |
| 5 | Mike Falco Auto Outlet700 Vandiver Drive | 4.8 | 122 | No | +1 573-206-3604 |
| 6 | Byrider Columbia (MO)608 Business Loop 70 West | 4.6 | 1,134 | No | +1 573-817-1700 |
| 7 | ASHLAND AUTO SALES605 Business Loop 70 East | 4.6 | 564 | No | +1 573-256-1710 |
| 8 | Walt Erickson Used Cars23500 Schunemeyer Road | 4.9 | 43 | Yes | +1 573-682-5010 |
| 9 | Joe Machens Toyota1180 Vandiver Drive | 4.5 | 4,484 | No | +1 573-303-3134 |
| 10 | Joe Machens Ford1911 West Worley Street | 4.5 | 2,827 | No | +1 573-206-3878 |
Buy Here Pay Here in Columbia: Common Questions
What documents do Columbia BHPH buyers need to apply?
Columbia BHPH buyers need a valid ID, proof of income, and a down payment. These documents help dealers verify eligibility for in-house financing.
How do buy here pay here dealers in Columbia handle credit checks?
Buy here pay here dealers in Columbia typically do not use credit bureaus for approval. They focus on income and payment ability instead.
Can I negotiate payment terms with Columbia BHPH dealers?
Yes, Columbia BHPH dealers often allow negotiation on payment schedules and down payments to fit your budget.
Are warranties available at buy here pay here dealers in Columbia?
Some Columbia BHPH dealers offer limited warranties or service options. Check each dealer’s policy before purchase.
Buy Here Pay Here Dealers Near Columbia
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