#1Buy Here Pay Here Dealers in Columbia, MO
Columbia, MO features over 12 buy here pay here (BHPH) car dealers offering a variety of vehicles with in-house financing. These Columbia dealerships provide direct financing to buyers, allowing customers to purchase cars without relying on traditional credit bureaus. Local BHPH dealers include trusted names such as Joe Machens Toyota, Byrider Columbia, and Ashland Auto Sales, giving buyers multiple options to find reliable used cars and trucks. Buy here pay here dealers in Columbia work by offering in-house financing with flexible payment schedules tailored to individual buyers. Customers typically need a down payment and proof of income to qualify. Comparing Columbia BHPH dealers involves reviewing their vehicle selection, payment terms, and customer reviews to make an informed choice that fits your budget and credit situation.
- 46 dealers
- 3 confirmed BHPH
- 4.3 avg rating
- 40 open now
- 25 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Columbia
#1
#2Regal Car Sales & Credit
Confirmed BHPH7.7/10
Open now · closes 6:00 PM
- In-house financing
- Bad credit welcome
- Trade-ins
#346 dealers in Columbia, MO
Select Truck & Equipment inc.
Financing not verified6.4/10
Select Truck & Equipment Inc. is a Columbia, Missouri truck dealer specializing in tow trucks and commercial vehicle equipment.
- Hours today
- 8:00 AM – 4:00 PM
- Address
- 3912 Interstate 70 Dr SE, Columbia, MO 65201
- Type
- truck dealer
SHOW ME PREOWNED
Financing not verified5.9/10
SHOW ME PREOWNED is a highly-rated car dealer in Columbia, Missouri, offering inspected pre-owned vehicles and dedicated customer service.
- Hours today
- 9:00 AM – 5:30 PM
- Address
- 8801 Columbus, Columbia, MO 65201
- Type
- car dealer
Alpha Access Auto
Financing not verified6.1/10
Alpha Access Auto is a Columbia, Missouri dealer and repair shop offering professional vehicle maintenance and sales services six days a week.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 10701 S Rte N Building b, Columbia, MO 65203
- Type
- car repair, car dealer
BMW of Columbia, Missouri
Financing not verified6.4/10
BMW of Columbia offers new and pre-owned vehicle sales and professional automotive service in Columbia, Missouri.
- Hours today
- 7:00 AM – 6:00 PM
- Address
- 1900 Interstate 70 Dr SW, Columbia, MO 65203
- Type
- car dealer
Parkway Motors
Financing not verified6.1/10
Parkway Motors is a buy here pay here dealership in Osage Beach, Missouri, offering pre-owned vehicles and financing assistance for all credit levels.
- Hours today
- 8:30 AM – 6:30 PM
- Address
- 4306 Osage Beach Pkwy, Osage Beach, MO 65065
- Type
- car dealer
Walt Erickson Used Cars
Financing not verified6.2/10
Walt Erickson Used Cars is a Centralia, Missouri dealership offering pre-owned vehicle sales with a 4.9-star customer satisfaction rating.
- Hours today
- 8:00 AM – 6:00 PM
- Address
- 23500 Schunemeyer Rd, Centralia, MO 65240
- Type
- car dealer
Regal Car Sales & Credit
Confirmed BHPH7.7/10
Regal Car Sales & Credit is a Columbia, Missouri buy here pay here dealership offering in-house financing and accessible vehicle sales.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 302 Business Loop 70 W, Columbia, MO 65203
- Type
- finance, car dealer
Gilbane Motorsports
Financing not verified6.7/10
Gilbane Motorsports is a Columbia, Missouri, car dealer and repair shop specializing in vehicle maintenance and the sale of motorcycles and scooters.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 608 Nebraska Ave, Columbia, MO 65201
- Type
- car repair, car dealer
Joe Machens Lincoln
Financing not verified6.6/10
Joe Machens Lincoln is a Columbia, Missouri dealership offering new and used vehicle sales, parts, and maintenance services six days a week.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 1911 W Worley St Suite L, Columbia, MO 65203
- Type
- truck dealer, car repair
Mike Falco Auto Outlet
Financing not verified6.1/10
Mike Falco Auto Outlet is a car dealer and service provider located in Columbia, MO, offering vehicle sales and professional detailing services.
- Hours today
- 8:30 AM – 5:30 PM
- Address
- 700 Vandiver Dr, Columbia, MO 65202
- Type
- car dealer
Como Motors
Financing not verified6.2/10
CoMo Motors is a Columbia, Missouri dealer providing pre-owned vehicle sales and expert automotive repair services from their Brown Station Road location.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 5822 Brown Station Rd Ste 103, Columbia, MO 65202
- Type
- car repair, car dealer
Joe Machens Hyundai
Financing not verified6.6/10
Joe Machens Hyundai is a Columbia, Missouri car dealer providing vehicle sales, maintenance, and repair services with extended weekday hours.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 1300 Vandiver Dr, Columbia, MO 65202
- Type
- truck dealer, car dealer
Columbia Honda
Financing not verified6.6/10
Columbia Honda is a car dealer in Columbia, Missouri, providing new vehicle sales and professional automotive repair services six days a week.
- Hours today
- 8:30 AM – 7:00 PM
- Address
- 1650 Heriford Rd, Columbia, MO 65202
- Type
- car repair, car dealer
Subaru of Columbia
Financing not verified6.6/10
Subaru of Columbia is a car dealership in Columbia, Missouri, providing new and used vehicle sales, automotive service, and parts.
- Hours today
- 9:00 AM – 8:00 PM
- Address
- 1200 Interstate 70 Dr SW, Columbia, MO 65203
- Type
- auto parts store, car repair
Rusty Drewing Pre Owned
Financing not verified6.4/10
Rusty Drewing Pre Owned is a Columbia, Missouri, car dealership providing vehicle sales and repair services six days a week.
- Hours today
- 8:00 AM – 8:00 PM
- Address
- 1510 Interstate 70 Dr SW, Columbia, MO 65203
- Type
- car dealer
Adrik Motorworks
Financing not verified5.8/10
Adrik Motorworks is a Columbia, MO car dealer and service center offering professional mechanical repairs and performance tuning.
- Hours today
- Closed today
- Address
- 5270 E St Charles Rd, Columbia, MO 65201
- Type
- car dealer
Byrider Columbia (MO)
Financing not verified6/10
Byrider Columbia is a buy here pay here dealership in Columbia, Missouri, providing used vehicle sales and in-house financing for all credit levels.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 608 Business Loop 70 W, Columbia, MO 65203
- Type
- car dealer, car repair
ASHLAND AUTO SALES
Financing not verified6/10
Ashland Auto Sales is a Columbia, Missouri, used car dealership offering vehicle sales, on-site mechanical repairs, and routine maintenance services.
- Hours today
- 8:30 AM – 6:30 PM
- Address
- 605 Business Loop 70 E, Columbia, MO 65201
- Type
- car dealer, truck dealer
Popeyes garage and auto sales
Financing not verified5.4/10
Popeyes Garage and Auto Sales is a Columbia, Missouri dealer and repair shop offering vehicle sales, tire services, and automotive maintenance.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 1812 Dogwood Ln c, Columbia, MO 65201
- Type
- tire shop, auto parts store
Cash For Cars - Columbia MO
Financing not verified6.3/10
Cash For Cars - Columbia MO is an auto wrecker that purchases vehicles in any condition for cash.
- Hours today
- 7:00 AM – 7:00 PM
- Address
- 8485 E Richland Rd Ste B, Columbia, MO 65201
- Type
- car dealer, service
How Many Buy Here Pay Here Dealers Are in Columbia, MO?
Columbia, Missouri has 46 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 27,396 reviews. 25 dealers score 4.5 or higher with at least 10 reviews. 2% open on Sundays. 40 of them publish a website with their financing terms.
Which Areas of Columbia Have Buy Here Pay Here Dealers?
Dealers in the Columbia list come from these surrounding towns as well as Columbia itself. Pick one to filter the list.
How Buy Here Pay Here Works in Columbia, MO
What to expect from Columbia dealers
How to choose a dealer in Columbia
- Check Columbia dealer reviews and ratings for customer satisfaction.
- Compare down payment requirements among Columbia BHPH dealers.
- Review payment schedule options offered by Columbia buy here pay here lots.
- Verify vehicle selection and condition at Columbia dealerships.
- Confirm in-house financing terms and credit reporting policies in Columbia.
- Visit multiple Columbia dealers to test drive and negotiate directly.
Which Buy Here Pay Here Dealers in Columbia Are Rated Highest?
BMW of Columbia, Missouri ranks first among Columbia dealers with a 4.9 Google rating from 1,458 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | BMW of Columbia, Missouri1900 Interstate 70 Drive Southwest | 4.9 | 1,458 | No | +1 573-242-5730 |
| 2 | Regal Car Sales & Credit302 Business Loop 70 West | 4.8 | 520 | No | +1 573-443-1120 |
| 3 | Gilbane Motorsports608 Nebraska Avenue | 4.8 | 384 | No | +1 573-442-4403 |
| 4 | Joe Machens Hyundai1300 Vandiver Drive | 4.7 | 2,655 | No | +1 573-955-0066 |
| 5 | Columbia Honda1650 Heriford Road | 4.7 | 2,554 | No | +1 573-267-5127 |
| 6 | Parkway Motors4306 Osage Beach Parkway | 4.9 | 108 | No | +1 573-282-5766 |
| 7 | Subaru of Columbia1200 Interstate 70 Drive Southwest | 4.7 | 1,008 | No | +1 573-993-3400 |
| 8 | Joe Machens Lincoln1911 West Worley Street | 4.8 | 160 | No | +1 573-445-4411 |
| 9 | Mike Falco Auto Outlet700 Vandiver Drive | 4.8 | 122 | No | +1 573-206-3604 |
| 10 | Byrider Columbia (MO)608 Business Loop 70 West | 4.6 | 1,134 | No | +1 573-817-1700 |
Buy Here Pay Here in Columbia: Common Questions
What documents do Columbia BHPH buyers need to apply?
Columbia BHPH buyers need a valid ID, proof of income, and a down payment. These documents help dealers verify eligibility for in-house financing.
How do buy here pay here dealers in Columbia handle credit checks?
Buy here pay here dealers in Columbia typically do not use credit bureaus for approval. They focus on income and payment ability instead.
Can I negotiate payment terms with Columbia BHPH dealers?
Yes, Columbia BHPH dealers often allow negotiation on payment schedules and down payments to fit your budget.
Are warranties available at buy here pay here dealers in Columbia?
Some Columbia BHPH dealers offer limited warranties or service options. Check each dealer’s policy before purchase.
Which Buy Here Pay Here Dealers Are Near Columbia?
The nearest cities to Columbia with listed dealers are Independence, MO (112 miles, 43 dealers), St. Louis, MO (117 miles, 61 dealers), Kansas City, MO (121 miles, 33 dealers), Kansas City, KS (124 miles, 23 dealers), Overland Park, KS (126 miles, 29 dealers) and Springfield, MO (131 miles, 59 dealers). Buyers in Columbia often widen the search to these markets when a lot's inventory or down payment does not fit.
More Missouri cities
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